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ACI Worldwide Inc

Technology US ACIW

54.12USD
-1.05(1.90%)

Last update at 2025-03-28T18:54:00Z

Day Range

53.6755.21
LowHigh

52 Week Range

28.1159.71
LowHigh

Fundamentals

  • Previous Close 55.17
  • Market Cap5650.37M
  • Volume274439
  • P/E Ratio25.53
  • Dividend Yield-%
  • EBITDA421.41M
  • Revenue TTM1617.81M
  • Revenue Per Share TTM15.20
  • Gross Profit TTM 725.83M
  • Diluted EPS TTM2.11

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 206.63M 175.06M 98.63M 72.21M 91.80M
Minority interest - - - - -
Net income 142.18M 127.79M 72.66M 67.06M 68.92M
Selling general administrative 114.19M 123.80M 152.47M 135.30M 107.42M
Selling and marketing expenses 134.81M 126.54M 103.57M 123.68M 117.88M
Gross profit 725.83M 731.73M 671.86M 640.84M 579.43M
Reconciled depreciation 138.36M 143.91M 163.76M 138.50M 97.35M
Ebit 203.84M 209.90M 144.74M 123.76M 133.33M
Ebitda 398.19M 364.03M 319.02M 274.75M 230.68M
Depreciation and amortization 194.36M 154.14M 174.28M 150.99M 97.35M
Non operating income net other 55.99M 10.23M 10.51M 12.49M 7.42M
Operating income 203.84M 209.90M 144.74M 123.76M 125.91M
Other operating expenses 1218.07M 1160.70M 1149.58M 1134.54M 883.87M
Interest expense 53.19M 45.06M 56.63M 64.03M 41.53M
Tax provision 64.46M 47.27M 25.97M 5.15M 22.88M
Interest income 12.55M 11.52M 11.63M 11.97M 11.14M
Net interest income -40.64600M -33.53800M -45.00200M -52.06600M -30.38800M
Extraordinary items - - - - 13.00M
Non recurring - - - - -
Other items - - - - -
Income tax expense 64.46M 47.27M 25.97M 5.15M 22.88M
Total revenue 1421.90M 1370.60M 1294.32M 1258.29M 1009.78M
Total operating expenses 522.00M 521.83M 527.12M 517.09M 453.52M
Cost of revenue 696.07M 638.87M 622.46M 617.45M 430.35M
Total other income expense net 2.80M -34.83200M -46.11800M -51.54600M -3.72400M
Discontinued operations - - - - -
Net income from continuing ops 142.18M 127.79M 72.66M 67.06M 68.92M
Net income applicable to common shares 142.18M 127.79M 72.66M 67.06M 68.92M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 3444.74M 3209.89M 3158.74M 3386.90M 3257.53M
Intangible assets 304.06M 357.81M 440.79M 518.44M 591.49M
Earning assets - - - - -
Other current assets 63.73M 558.03M 470.27M 622.37M 415.24M
Total liab 2120.44M 2016.71M 1913.96M 2180.31M 2127.57M
Total stockholder equity 1324.30M 1193.19M 1244.78M 1206.60M 1129.97M
Deferred long term liab - 40.37M 36.12M 40.50M 32.05M
Other current liab 835.25M 687.02M 582.55M 734.27M 475.01M
Common stock 0.70M 0.70M 0.70M 0.70M 0.70M
Capital stock 0.70M 0.70M 0.70M 0.70M 0.70M
Retained earnings 1394.97M 1273.46M 1131.28M 1003.49M 930.83M
Other liab - 96.11M 96.59M 111.80M 122.04M
Good will 1226.03M 1226.03M 1280.23M 1280.23M 1280.53M
Other assets - 400.83M 389.42M 565.05M 337.38M
Cash 164.24M 124.98M 122.06M 165.37M 121.40M
Cash and equivalents - - - - -
Total current liabilities 1037.25M 858.84M 754.15M 905.61M 611.95M
Current deferred revenue 59.58M 58.30M 84.42M 95.85M 65.78M
Net debt 924.89M 998.80M 987.03M 1029.59M 1298.52M
Short term debt 96.45M 65.52M 45.87M 34.27M 34.15M
Short long term debt 74.41M 65.52M 45.87M 34.27M 34.15M
Short long term debt total 1089.13M 1123.78M 1109.09M 1194.96M 1419.92M
Other stockholder equity 38.10M 36.69M 212.34M 294.85M 290.02M
Property plant equipment - 52.50M 63.05M 64.73M 70.38M
Total current assets 1403.35M 1114.81M 937.43M 1154.91M 920.38M
Long term investments - - - - -
Net tangible assets - 1193.19M 1244.78M 1206.60M 1129.97M
Short term investments - - - - -
Net receivables 1175.38M 403.78M 320.40M 342.88M 359.20M
Long term debt 963.60M 1024.35M 1019.87M 1120.74M 1339.01M
Inventory - 28.01M 24.70M 24.29M 24.54M
Accounts payable 45.96M 48.00M 41.31M 41.22M 37.01M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -109.47000M -117.66000M -99.54700M -92.44500M -91.58300M
Additional paid in capital - - - - -
Common stock total equity - 0.70M 0.70M 0.70M 0.70M
Preferred stock total equity - - - - -
Retained earnings total equity - 1273.46M 1131.28M 1003.49M 930.83M
Treasury stock - - -475.97200M -387.58100M -377.63900M
Accumulated amortization - - - - -
Non currrent assets other 48.13M 364.99M 62.48M 54.10M 72.73M
Deferred long term asset charges - - - - 51.61M
Non current assets total 2041.39M 2095.09M 2221.31M 2231.99M 2337.16M
Capital lease obligations 38.42M 33.91M 54.86M 53.40M 61.81M
Long term debt total - 1024.35M 1019.87M 1120.74M 1339.01M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments 60.25M -45.36800M -30.69900M -25.19900M -1.46700M
Change to liabilities 4.57M 5.08M 20.98M -19.66900M -9.03300M
Total cashflows from investing activities 60.25M -45.36800M -30.69900M -830.48100M -45.36000M
Net borrowings 7.45M -109.13500M -236.80400M 690.25M -23.36100M
Total cash from financing activities -171.06000M -256.87800M -261.57000M 667.22M -57.70400M
Change to operating activities -10.21200M -71.81700M 35.41M -26.38700M -3.71900M
Net income 142.18M 127.79M 72.66M 67.06M 68.92M
Change in cash 30.53M -81.24000M 43.98M -27.10400M 78.79M
Begin period cash flow 184.14M 265.38M 121.40M 148.50M 69.71M
End period cash flow 214.67M 184.14M 165.37M 121.40M 148.50M
Total cash from operating activities 143.38M 220.47M 336.30M 137.65M 183.93M
Issuance of capital stock 3.58M 3.44M 3.76M 3.59M 3.10M
Depreciation 138.36M 143.91M 163.76M 138.50M 97.35M
Other cashflows from investing activities 73.35M -24.78600M -12.89500M -782.18300M -25.62800M
Dividends paid - -29.02900M -41.92400M -788.99900M -528.67400M
Change to inventory - 43.83M -8.79300M 19.05M -
Change to account receivables -132.19400M -43.83000M 8.79M -19.05400M -14.76000M
Sale purchase of stock -206.53700M -107.37800M -28.88100M -35.61700M -54.52700M
Other cashflows from financing activities 204.45M 20.22M 72.28M 1565.17M 1047.44M
Change to netincome -4.06800M 31.83M 38.97M 19.80M 16.63M
Capital expenditures 39.89M 45.37M 46.63M 48.01M 43.89M
Change receivables -132.19400M -43.83000M 8.79M -19.05400M -14.76000M
Cash flows other operating 105.16M -33.79300M 54.59M -37.18500M 20.18M
Exchange rate changes - - - - -2.07600M
Cash and cash equivalents changes 32.57M -81.77300M 44.03M -25.60900M 78.79M
Change in working capital -137.65300M -87.74100M 56.11M -91.84200M -3.60900M
Stock based compensation 29.75M 27.24M 29.60M 36.76M 20.36M
Other non cash items -30.86300M 5.54M 10.82M 9.30M 6.64M
Free cash flow 103.49M 175.10M 289.67M 89.64M 140.04M

Peer Comparison

Sector: Technology Industry: Software - Infrastructure

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
ACIW
ACI Worldwide Inc
-1.05 1.90% 54.12 25.53 21.41 3.49 4.40 4.14 13.54
MSFT
Microsoft Corporation
-12.34 3.16% 378.24 37.32 29.94 13.03 12.45 13.06 24.59
ORCL
Oracle Corporation
-5.75 3.94% 140.03 29.34 18.66 5.55 74.06 7.10 18.13
ADBE
Adobe Systems Incorporated
-9.8399 2.48% 386.31 46.32 26.81 11.51 16.73 11.55 31.20
PANW
Palo Alto Networks Inc
-1.5995 0.92% 172.84 44.57 45.05 11.98 20.70 11.82 77.11

Reports Covered

Stock Research & News

Profile

ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks, Merchants, and Billers. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, and fraud prevention; ACI Issuing, a digital payment issuing solution for new payment offering; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Payments Orchestration Platform for optimizing payments; omni-channel payment platform; ACI Fraud Management, a real-time approach to fraud management; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Elkhorn, Nebraska.

ACI Worldwide Inc

6060 Coventry Drive, Elkhorn, NE, United States, 68022-6482

Key Executives

Name Title Year Born
Mr. Thomas Woodrow Warsop III Interim CEO & Pres and Director 1966
Mr. Scott W. Behrens Exec. VP, CFO & Chief Accounting Officer 1972
Mr. Ram Puppala Chief Technology Officer 1970
Mr. Dennis P. Byrnes Exec. VP, Chief Legal Officer, Gen. Counsel & Sec. 1963
Mr. Mohammed Mortajine Chief Risk & Admin. Officer NA
Dan Ring VP of PR NA
Mr. Anthony D. Dinkins Chief HR Officer 1968
Mr. Craig A. Maki Chief Devel. Officer 1966
Mr. John Kraft Head of Strategy & Fin. NA
Mr. Hannes van Rensburg Sr. VP of Bus. Devel. NA

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