Everyday People Financial Corp.

Financial Services CA EPF

0.76CAD
-(-%)

Last update at 2025-05-16T13:38:00Z

Day Range

0.760.76
LowHigh

52 Week Range

0.260.55
LowHigh

Fundamentals

  • Previous Close 0.76
  • Market Cap45.01M
  • Volume1500
  • P/E Ratio19.00
  • Dividend Yield-%
  • EBITDA-0.90821M
  • Revenue TTM49.66M
  • Revenue Per Share TTM0.43
  • Gross Profit TTM 10.11M
  • Diluted EPS TTM0.02

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30
Income before tax -2.53596M -0.09055M -4.75674M
Minority interest - - -
Net income -1.95313M -0.09055M -4.93430M
Selling general administrative 22.84M 0.09M 8.10M
Selling and marketing expenses - - -
Gross profit 23.00M - 7.32M
Reconciled depreciation 2.46M - 1.54M
Ebit - - -
Ebitda - - -
Depreciation and amortization - - -
Non operating income net other - - -
Operating income -5.58606M -0.09055M -4.14956M
Other operating expenses - - -
Interest expense 2.44M - 0.53M
Tax provision -0.58283M - 0.18M
Interest income 0.13M - -
Net interest income -2.30839M - -0.74266M
Extraordinary items - - -
Non recurring - - -
Other items - - -
Income tax expense - - -
Total revenue 37.89M 0.00000M 13.57M
Total operating expenses 43.48M 0.09M 17.72M
Cost of revenue 14.89M - 6.25M
Total other income expense net 5.36M - 0.14M
Discontinued operations - - -
Net income from continuing ops -1.95313M -0.09055M -4.93430M
Net income applicable to common shares - - -
Preferred stock and other adjustments - - -
Breakdown 2023-09-30 2022-09-30 2021-09-30 2020-09-30
Type yearly yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30 2020-09-30
Total assets 64.08M 0.17M 0.22M 0.15M
Intangible assets 14.27M - 14.01M -
Earning assets - - - -
Other current assets - - - -
Total liab 53.64M 0.07M 0.02M 0.00500M
Total stockholder equity 10.44M 0.11M 0.20M 0.15M
Deferred long term liab - - - -
Other current liab - - - -
Common stock - - - -
Capital stock 67.52M 0.25M 0.25M 0.15M
Retained earnings -60.71321M -0.18795M -0.09740M -0.00501M
Other liab - - - -
Good will 8.63M - 28.05M -
Other assets - - - -
Cash 1.47M 0.17M 0.22M 0.15M
Cash and equivalents - - - -
Total current liabilities 33.43M 0.07M 0.02M 0.00500M
Current deferred revenue - - - -
Net debt 16.57M - 5.37M -
Short term debt - - - -
Short long term debt 7.58M - 5.99M -
Short long term debt total - - - -
Other stockholder equity - - - -
Property plant equipment - - - -
Total current assets 28.96M 0.17M 0.22M 0.15M
Long term investments 0.65M - 1.52M -
Net tangible assets - - - -
Short term investments - - - -
Net receivables 6.21M - 6.07M -
Long term debt 10.46M - 1.69M -
Inventory 5.34M - 6.47M -
Accounts payable 23.06M - 8.04M -
Total permanent equity - - - -
Noncontrolling interest in consolidated entity - - - -
Temporary equity redeemable noncontrolling interests - - - -
Accumulated other comprehensive income - - - -
Additional paid in capital - - - -
Common stock total equity - - - -
Preferred stock total equity - - - -
Retained earnings total equity - - - -
Treasury stock - - - -
Accumulated amortization - - - -
Non currrent assets other 7.37M - 1.71M -
Deferred long term asset charges - - - -
Non current assets total 35.12M 0.00000M 0.00000M 0.00000M
Capital lease obligations 2.52M - 1.86M -
Long term debt total - - - -
Breakdown 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30
Investments 0.35M - -1.51551M
Change to liabilities - - -
Total cashflows from investing activities - - -
Net borrowings - - -
Total cash from financing activities 5.70M 0.00000M 2.95M
Change to operating activities - - -
Net income -1.95313M -18.58266M -4.93430M
Change in cash 0.52M -0.04223M 1.05M
Begin period cash flow 1.45M 0.22M 1.29M
End period cash flow 1.97M 0.17M 2.34M
Total cash from operating activities -5.40072M -0.04223M -0.36458M
Issuance of capital stock 0.00000M 0.00000M 4.19M
Depreciation 2.46M - 1.54M
Other cashflows from investing activities - - -
Dividends paid - - -
Change to inventory - - 2.00M
Change to account receivables 0.18M - -
Sale purchase of stock - - -
Other cashflows from financing activities - - -
Change to netincome - - -
Capital expenditures 0.07M 0.00000M 0.41M
Change receivables - - -
Cash flows other operating - - -
Exchange rate changes - - -
Cash and cash equivalents changes - - -
Change in working capital 0.78M 0.05M 2.00M
Stock based compensation 0.91M 0.00000M 0.74M
Other non cash items -6.27067M - 0.42M
Free cash flow -5.47556M -0.04223M -0.77026M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
EPF
Everyday People Financial Corp.
- -% 0.76 19.00 - 0.91 3.72 1.24 9.57
MIT
Mint Corp
- -% 0.03 - - - 19.69 0.25
FA
Fountain Asset Corp
- -% 0.04 - - 69.99 0.59 141.18 -4.2818

Reports Covered

Stock Research & News

Profile

Everyday People Financial Corp. provides credit products in Canada, the United States, and the United Kingdom. The company operates in four segments: Financial Services, EP Homes Facilitation Services, Revenue Cycle Management Services, and Contract Receivable Services. It offers secured/prepaid payment credit cards; structured lease and down payment accumulation program services for home purchasing; debt collection services for corporations; and residential and commercial security contracts between the consumer and alarm companies. The company also provides revenue cycle management outsourcing; white label call centre outsourcing; white label cards; digital gift cards; credit and financial literacy; health and wellness financing; homeownership facilitation; savings loans; and health spending account services. Everyday People Financial Corp. is headquartered in Edmonton, Canada.

Everyday People Financial Corp.

11150 Jasper Avenue, Edmonton, AB, Canada, T5K 0C7

Key Executives

Name Title Year Born
Mr. Barret J. Reykdal Pres, CEO & Director 1978
Mr. Mayank Mahajan C.A., CPA, M.B.A. Chief Financial Officer 1986
Ms. Renata Berlingo Sr. VP of Operations & Corp. Sec. 1982
Mr. Allan Scullion Chief Technology Officer 1968
Mr. Ryan Watt Pres of Climb 1981
Mr. Morgan Russel Sr. VP of EP Homes 1974
Mr. Darren Wagner Sr. VP of EP Cards & Payments 1971
Mr. Taylor Daniel Inglis M.B.A. Sr. VP of EP Care 1984
Mr. Gordon J. Reykdal Chief Strategy Officer 1958
Mr. Graham Rankin Pres of BPO 1971

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on ‘as is’ basis, using their API. The information and data provided on this page, as well as via the API, are not guaranteed to be real-time or accurate. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general informational purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine does not assume any responsibility for any trading losses you might incur as a result of using this information, data, or any analyst rating or recommendation provided. Kalkine will not accept any liability for any loss or damage resulting from reliance on the information, including but not limited to data, quotes, charts, analyst ratings, recommendations, and buy/sell signals sourced via the API.
Please be fully informed about the risks and costs associated with trading in the financial markets, as it is one of the riskiest forms of investment. Kalkine does not provide any warranties regarding the information on this page, including, without limitation, warranties of merchantability or fitness for a particular purpose or use.