RY 173.22 -0.1038% SHOP 155.98 -0.4722% TD 74.9 -0.1733% ENB 59.23 -0.3365% BN 81.12 0.6452% TRI 232.8 -0.1544% CNQ 42.48 -0.0471% CP 104.06 0.2505% CNR 145.48 0.0963% BMO 138.36 -0.3457% BNS 76.53 -0.7264% CSU 4484.7749 0.7235% CM 91.79 -0.7676% MFC 43.59 0.1378% ATD 79.18 -1.9928% NGT 54.2 -1.6691% TRP 65.48 -0.4712% SU 49.815 0.4335% WCN 246.425 -1.615% L 190.735 0.0603%

Bank of Montreal

Financial Services CA BMO

138.36CAD
-0.48(0.35%)

Last update at 2024-12-23T15:38:00Z

Day Range

138.10138.97
LowHigh

52 Week Range

102.08131.19
LowHigh

Fundamentals

  • Previous Close 138.84
  • Market Cap95589.57M
  • Volume171583
  • P/E Ratio15.08
  • Dividend Yield4.80%
  • Revenue TTM31413.00M
  • Revenue Per Share TTM43.32
  • Gross Profit TTM 33375.00M
  • Diluted EPS TTM8.69

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Income before tax 5863.00M 17886.00M 10258.00M 6348.00M 7272.00M
Minority interest -12.00000M - - - 0.00000M
Net income 4365.00M 13537.00M 7754.00M 5097.00M 5758.00M
Selling general administrative 14268.00M 8112.00M 9721.00M 9652.00M 11132.00M
Selling and marketing expenses - 517.00M - - -
Gross profit - 520.00M 26909.00M 25025.00M 25332.00M
Reconciled depreciation 2099.00M 1384.00M 1425.00M 1421.00M 989.00M
Ebit - 28898.00M 15835.00M 15692.00M 20536.00M
Ebitda - 30282.00M 17260.00M 17113.00M 21741.00M
Depreciation and amortization - 1384.00M 1425.00M 1421.00M 1205.00M
Non operating income net other - - - - -
Operating income - 28898.00M 15835.00M 15692.00M 20536.00M
Other operating expenses - 872.00M 2402.00M 2918.00M 4002.00M
Interest expense 36893.00M 11012.00M 5577.00M 9344.00M 13264.00M
Tax provision 1486.00M 4349.00M 2504.00M 1251.00M 1514.00M
Interest income 55574.00M 26897.00M 19887.00M 23315.00M 26152.00M
Net interest income 18681.00M 15885.00M 14310.00M 13971.00M 12888.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - 4349.00M 2504.00M 1251.00M 1514.00M
Total revenue 33055.00M 520.00M 26909.00M 25025.00M 25332.00M
Total operating expenses - - - - 16785.00M
Cost of revenue - - - - -
Total other income expense net - -11012.00000M -5577.00000M -9344.00000M -13264.00000M
Discontinued operations - - - - -
Net income from continuing ops 4377.00M 13537.00M 7754.00M 5097.00M 5758.00M
Net income applicable to common shares - 13306.00M 7510.00M 4850.00M 5547.00M
Preferred stock and other adjustments - - - - -
Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Total assets 1293276.00M 1139199.00M 988175.00M 949261.00M 852195.00M
Intangible assets 5216.00M 2193.00M 2266.00M 2442.00M 2424.00M
Earning assets - - 397859.00M 417684.00M 356088.00M
Other current assets - 32604.00M 25309.00M 29278.00M 32684.00M
Total liab 1216239.00M 1068161.00M 930652.00M 892668.00M 801119.00M
Total stockholder equity 77009.00M 71038.00M 57523.00M 56593.00M 51076.00M
Deferred long term liab - - - - -
Other current liab - -113004.00000M -100106.00000M -94215.00000M -93563.00000M
Common stock - 17744.00M 13599.00M 13482.00M 12991.00M
Capital stock 26241.00M 20394.00M 17249.00M 18172.00M 18339.00M
Retained earnings 44920.00M 45117.00M 35497.00M 30745.00M 28725.00M
Other liab - 11482.00M 4837.00M 4777.00M 11652.00M
Good will 16728.00M 5285.00M 5378.00M 6535.00M 6340.00M
Other assets - 727400.00M 614306.00M 600044.00M 523864.00M
Cash 82059.00M 93200.00M 101564.00M 66443.00M 56790.00M
Cash and equivalents - - - - -
Total current liabilities - 113004.00M 100106.00M 94215.00M 93563.00M
Current deferred revenue - - - - -
Net debt 163170.00M 129441.00M 88244.00M 120571.00M 129091.00M
Short term debt - 96072.00M 86289.00M 81168.00M 81053.00M
Short long term debt 108536.00M 96072.00M 86289.00M 28630.00M 91417.00M
Short long term debt total - 222641.00M 189808.00M 187014.00M 185881.00M
Other stockholder equity - 3975.00M 4442.00M 4316.00M 566.00M
Property plant equipment - 5104.00M 4869.00M 4860.00M 2925.00M
Total current assets - 126301.00M 128667.00M 101187.00M 127307.00M
Long term investments 322379.00M 272916.00M 232689.00M 234260.00M 189438.00M
Net tangible assets - 60910.00M 46229.00M 42926.00M 37622.00M
Short term investments 32251.00M 25007.00M 20408.00M 28795.00M 64515.00M
Net receivables 9756.00M 8094.00M 6695.00M 5949.00M 6002.00M
Long term debt 136693.00M 25944.00M 25101.00M 29758.00M 29393.00M
Inventory - 13.00M 11.00M 27.00M 55.00M
Accounts payable 19722.00M 16932.00M 13817.00M 13047.00M 12510.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - 1552.00M 2556.00M 5518.00M 3729.00M
Additional paid in capital - - - - -
Common stock total equity - - - 13430.00M 12971.00M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - -285498.00000M -245202.00000M -248030.00000M -201024.00000M
Deferred long term asset charges - - - - -
Non current assets total - 285498.00M 245202.00M 248030.00M 201024.00M
Capital lease obligations 3506.00M 2835.00M 2743.00M 2409.00M -
Long term debt total - 28779.00M 27844.00M 32167.00M 29393.00M
Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Investments -21157.00000M -29249.00000M 621.00M -31974.00000M -19580.00000M
Change to liabilities - 0.00000M 0.00000M 137.00M 468.00M
Total cashflows from investing activities - -29471.00000M -299.00000M -31974.00000M -19580.00000M
Net borrowings - 14734.00M -1255.00000M -9000.00000M -824.00000M
Total cash from financing activities 268.00M 15980.00M -5122.00000M -10304.00000M -2612.00000M
Change to operating activities - -43464.00000M -7680.00000M -24866.00000M -47539.00000M
Net income 4365.00M 13537.00M 7754.00M 5097.00M 5758.00M
Change in cash -9532.00000M -5795.00000M 35853.00M 8605.00M 6661.00M
Begin period cash flow 87466.00M 93261.00M 57408.00M 48803.00M 42142.00M
End period cash flow 77934.00M 87466.00M 93261.00M 57408.00M 48803.00M
Total cash from operating activities 9591.00M 4957.00M 44049.00M 50836.00M 29303.00M
Issuance of capital stock 4001.00M 5358.00M 159.00M 1247.00M 1062.00M
Depreciation 2099.00M 1384.00M 1425.00M 1421.00M 1205.00M
Other cashflows from investing activities - -28023.00000M 684.00M -30942.00000M -18452.00000M
Dividends paid 2703.00M 2595.00M 2980.00M 2475.00M 2752.00M
Change to inventory - - -12323.00000M -26934.00000M -39954.00000M
Change to account receivables - -1170.00000M 75.00M 178.00M -299.00000M
Sale purchase of stock 0.00000M -1517.00000M -1046.00000M -76.00000M -90.00000M
Other cashflows from financing activities - 23952.00M 10792.00M -1191.00000M 4941.00M
Change to netincome - 536.00M 392.00M 2829.00M 623.00M
Capital expenditures 1677.00M 1448.00M 983.00M 1032.00M 1128.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 1850.00M -10121.00000M 34522.00M 41292.00M 21234.00M
Stock based compensation - - 81.00M 2718.00M 407.00M
Other non cash items - -318.00000M 221.00M 2915.00M 623.00M
Free cash flow 7914.00M 3509.00M 43066.00M 49804.00M 28175.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Diversified

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BMO
Bank of Montreal
-0.48 0.35% 138.36 15.08 11.86 3.04 1.17 10.32
RY
Royal Bank of Canada
-0.18 0.10% 173.22 15.32 13.35 4.31 2.12 11.66
TD
Toronto Dominion Bank
-0.13 0.17% 74.90 18.27 9.80 2.64 1.37 6.50
BNS
Bank of Nova Scotia
-0.56 0.73% 76.53 13.18 10.72 3.15 1.28 12.14
CM
Canadian Imperial Bank Of Commerce
-0.71 0.77% 91.79 12.96 11.82 3.73 1.61 8.19

Reports Covered

Stock Research & News

Profile

Bank of Montreal provides diversified financial services primarily in North America. It operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. The company's personal banking products and services include deposits, mortgages, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; provides investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. The company was founded in 1817 and is headquartered in Montreal, Canada.

Bank of Montreal

129 rue Saint-Jacques, Montreal, QC, Canada, H2Y 1L6

Key Executives

Name Title Year Born
Mr. William Darryl White CEO & Director 1972
Mr. Tayfun Tuzun Chief Financial Officer 1965
Mr. Cameron Fowler Chief Strategy & Operations Officer NA
Mr. Thomas Earl Flynn Vice Chairman 1964
Mr. David Robert Casper Group Head of North American Commercial Banking & CEO of BMO Financial Corp NA
Mr. Daniel Barclay CEO & Group Head of BMO Capital Markets NA
Mr. Steve Tennyson C.F.A. Chief Technology & Operations Officer NA
Ms. Sharon Marie Haward-Laird Gen. Counsel NA
Ms. Kimberley Crews Goode Chief Communications & Social Impact Officer NA
Ms. Catherine Margaret Roche Head of Marketing & Strategy NA

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