…
The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking; U.S. Retail; Wealth Management and Insurance; and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Toronto-Dominion Bank is a major Canadian multinational providing retail, commercial, wealth and wholesale banking across Canada and the United States. Its long-term growth may be supported by a large North American branch network, expanding digital and wealth-management services and diversified fee and lending income, making it appealing for investors seeking scale, diversified revenue and a conservative balance-sheet profile.
Key risks include exposure to Canadian and U.S. housing and consumer credit cycles, sensitivity of net interest margins to rate changes, and regulatory, compliance and competitive pressures that investors should monitor.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 |
| Income before tax | 23643.00M | 10830.00M | 13086.00M | 20424.00M | 17134.00M |
| Minority interest | - | - | - | 0.00M | 0.00M |
| Net income | 20538.00M | 8842.00M | 10782.00M | 17429.00M | 14298.00M |
| Selling general administrative | 24316.00M | 23380.00M | 20910.00M | 16294.00M | 15085.00M |
| Selling and marketing expenses | 1643.00M | 1516.00M | - | 1355.00M | 1203.00M |
| Gross profit | 56776.00M | 52003.00M | - | 45762.00M | 42266.00M |
| Reconciled depreciation | 2166.00M | 2027.00M | 1911.00M | 1766.00M | 2066.00M |
| Ebit | 23643.00M | 10830.00M | - | 35094.00M | 23369.00M |
| Ebitda | 25809.00M | 12857.00M | - | 36860.00M | 25435.00M |
| Depreciation and amortization | 2166.00M | 2027.00M | - | 1766.00M | 2066.00M |
| Operating income | 23643.00M | 10830.00M | - | 35094.00M | 23369.00M |
| Other operating expenses | 92197.00M | 108343.00M | - | 6441.00M | 6300.00M |
| Interest expense | 54559.00M | 62917.00M | 50730.00M | 13679.00M | 5450.00M |
| Tax provision | 3410.00M | 2691.00M | 3168.00M | 3986.00M | 3621.00M |
| Interest income | 87621.00M | 93389.00M | 80674.00M | 41032.00M | 27987.00M |
| Net interest income | 33062.00M | 30472.00M | 29944.00M | 27353.00M | 24131.00M |
| Income tax expense | 3105.00M | 1988.00M | - | 3986.00M | 3621.00M |
| Total revenue | 115840.00M | 119173.00M | 52929.00M | 45762.00M | 42266.00M |
| Total operating expenses | 33133.00M | 41173.00M | - | - | - |
| Cost of revenue | 59064.00M | 67170.00M | - | - | - |
| Total other income expense net | -381.00M | - | - | -14670.00M | -6235.00M |
| Net income from continuing ops | 20538.00M | 8842.00M | 10782.00M | 17429.00M | 14298.00M |
| Net income applicable to common shares | 19973.00M | 8316.00M | - | 17170.00M | 14049.00M |
| Breakdown | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 |
| Total assets | 2094558.00M | 2061751.00M | 1957024.00M | 1917528.00M | 1728672.00M |
| Intangible assets | 3409.00M | 3044.00M | 2771.00M | 2303.00M | 2123.00M |
| Earning assets | - | - | - | - | 920854.00M |
| Other current assets | 1815.00M | - | - | 32414.00M | 27447.00M |
| Total liab | 1966731.00M | 1946591.00M | 1844917.00M | 1806145.00M | 1628854.00M |
| Total stockholder equity | 127827.00M | 115160.00M | 112107.00M | 111383.00M | 99818.00M |
| Other current liab | 1167213.00M | - | - | -248086.00M | -166294.00M |
| Common stock | 24727.00M | - | - | 24363.00M | 23066.00M |
| Capital stock | 36352.00M | 36261.00M | 36287.00M | 35616.00M | 28766.00M |
| Retained earnings | 78320.00M | 70826.00M | 73044.00M | 73698.00M | 63944.00M |
| Other liab | - | - | - | 22571.00M | 15306.00M |
| Good will | 18980.00M | 18851.00M | 18602.00M | 17656.00M | 16232.00M |
| Other assets | 6499.00M | - | - | 1105281.00M | 941762.00M |
| Cash | 116929.00M | 178023.00M | 105069.00M | 145850.00M | 165893.00M |
| Total current liabilities | 1641442.00M | - | - | 248086.00M | 166294.00M |
| Net debt | 546650.00M | 277627.00M | 301310.00M | 228186.00M | 90871.00M |
| Short term debt | 432893.00M | - | - | 215981.00M | 129088.00M |
| Short long term debt | 211743.00M | 251317.00M | 254678.00M | 215981.00M | 129088.00M |
| Short long term debt total | 663579.00M | - | - | 374036.00M | 256764.00M |
| Other stockholder equity | 281.00M | - | - | 81.00M | 22.00M |
| Property plant equipment | 10132.00M | - | - | 9400.00M | 9181.00M |
| Total current assets | 204113.00M | - | - | 220007.00M | 255057.00M |
| Long term investments | 576186.00M | 536017.00M | 531280.00M | 562881.00M | 504317.00M |
| Net tangible assets | - | - | - | 85831.00M | 77523.00M |
| Short term investments | 39135.00M | 52468.00M | 33174.00M | 33832.00M | 43605.00M |
| Net receivables | 46234.00M | 18440.00M | 19397.00M | 40325.00M | 45559.00M |
| Long term debt | 47267.00M | 204333.00M | 151701.00M | 53886.00M | 51599.00M |
| Inventory | - | - | - | 51.00M | 53.00M |
| Accounts payable | 41040.00M | 39863.00M | 43701.00M | 32105.00M | 37206.00M |
| Accumulated other comprehensive income | 12874.00M | - | - | 1988.00M | 7097.00M |
| Treasury stock | - | - | - | - | -152.00M |
| Non currrent assets other | 419620.00M | - | - | -592240.00M | -531853.00M |
| Non current assets total | 1890445.00M | - | - | 592240.00M | 531853.00M |
| Capital lease obligations | 5352.00M | 5013.00M | 5050.00M | 5313.00M | 5473.00M |
| Long term debt total | 52619.00M | - | - | 59199.00M | 57072.00M |
| Breakdown | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 |
| Investments | 5958.00M | -45422.00M | 76226.00M | -32920.00M | -42281.00M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Total cashflows from investing activities | 86188.00M | -45422.00M | - | -31895.00M | -45268.00M |
| Net borrowings | -2575.00M | 1102.00M | - | -657.00M | -550.00M |
| Total cash from financing activities | -15501.00M | -9813.00M | -12847.00M | -4819.00M | -5036.00M |
| Change to operating activities | - | - | - | -129337.00M | -13425.00M |
| Net income | 20538.00M | 8842.00M | 10782.00M | 17429.00M | 14298.00M |
| Change in cash | 1075.00M | -284.00M | -1835.00M | 2625.00M | -514.00M |
| Begin period cash flow | 6437.00M | 6721.00M | 8556.00M | 5931.00M | 6445.00M |
| End period cash flow | 7512.00M | 6437.00M | 6721.00M | 8556.00M | 5931.00M |
| Total cash from operating activities | -69646.00M | 54937.00M | -65302.00M | 38949.00M | 50129.00M |
| Issuance of capital stock | 16622.00M | 13376.00M | 8571.00M | 16805.00M | 12833.00M |
| Depreciation | 2166.00M | 2027.00M | 1911.00M | 1766.00M | 2066.00M |
| Other cashflows from investing activities | 61591.00M | -71153.00M | - | -30441.00M | -44139.00M |
| Dividends paid | -7663.00M | -7160.00M | 5825.00M | 6665.00M | 5555.00M |
| Sale purchase of stock | -20835.00M | -17131.00M | -13234.00M | -14302.00M | -11764.00M |
| Other cashflows from financing activities | 730.00M | - | - | 5535.00M | 3490.00M |
| Change to netincome | - | - | - | -475.00M | -711.00M |
| Capital expenditures | 2145.00M | 2177.00M | 1844.00M | 1454.00M | 1129.00M |
| Change in working capital | -88579.00M | 42243.00M | -78856.00M | 20233.00M | 34530.00M |
| Other non cash items | -3007.00M | 2886.00M | - | -981.00M | -1023.00M |
| Free cash flow | -71791.00M | 52760.00M | -67146.00M | 37495.00M | 49000.00M |
Sector: Financial Services Industry: Banks - Diversified
|
Stock Name
|
Change
(CAD) |
Price
(CAD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| TD Toronto Dominion Bank |
2.03 1.20% |
170.69 | 11.67 | 15.43 | 3.66 | 2.13 | 8.07 |
| RY Royal Bank of Canada |
3.52 1.25% |
285.63 | 16.67 | 15.41 | 5.33 | 2.66 | 13.40 |
| WFCS Wells Fargo CDR (CAD Hedged) |
0.15 0.66% |
22.91 | 12.74 | 11.72 | 3.10 | 1.55 | 5.66 |
| BMO Bank of Montreal |
1.90 0.78% |
243.97 | 17.49 | 14.79 | 4.39 | 1.76 | 11.57 |
| CM Canadian Imperial Bank Of Commerce |
3.26 2.07% |
160.72 | 15.48 | 14.79 | 4.90 | 2.39 | 9.31 |
The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking; U.S. Retail; Wealth Management and Insurance; and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.
| Name | Title | Year Born |
|---|---|---|
| Mr. Bharat B. Masrani | Group Pres, CEO & Director | 1957 |
| Mr. Kelvin Vi Luan Tran | Sr. EVP & CFO | NA |
| Mr. Riaz E. Ahmed | Group Head of Wholesale Banking | NA |
| Mr. Michael G. Rhodes | Group Head, Canadian Personal Banking | 1966 |
| Salma Salman | Chief Accountant & Sr. VP of Fin. | NA |
| Mr. Greg Keeley | Sr. Exec. VP of Technology & Platforms | NA |
| Ms. Judy Dinn | Chief Information Officer | NA |
| Ms. Brooke Hales | Head of Investor Relations | NA |
| Ms. Jane A. Langford | Exec. VP & Gen. Counsel | NA |
| Ms. Renu Gupta | Head of Corp. Devel. & Funding | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.