Retirement Planning

CanadianRetirement Planningis entering September 2026 with a more complicated inflation backdrop.

Canadian retirement planning is entering a period where several forces are converging. Inflation remains an important concern, interest-rate expectations have become less predictable and geopolitical developments are influencing energy prices and household expenses.

Retirement planning in Canada is increasingly becoming an exercise in managingincome, inflation, taxes and longevity simultaneously.

CanadianRetirement Planningis increasingly moving beyond the traditional question of how much someone needs to save.

The retirement-planning landscape is changing because accumulatingWealthand spending wealth are fundamentally different financial challenges.

Housing is one of the largest expenses for many Canadian households, andRetirement Planningcan look very different depending on whether a person owns a mortgage-free home, continues to carryDebtor rents.

The Canadian retirement conversation is moving beyond the traditional question of how much money should be accumulated before leaving the workforce.