Personal Finance

Canada's latest national balance-sheet data present an interesting picture for personal finance.

CanadianPersonal Financeis increasingly being shaped not only by current inflation but also by expectations about where prices could move next.

Canadian household finances are entering a period where inflation, interest rates, energy prices, housing andInvestmentmarkets are increasingly interconnected. The Bank of Canada held its policy rate at2.25% on September 2, while warning that higher energy prices and changing Canada-US trade conditions could keep inflation …

The personal-finance environment is increasingly being defined by the gap between income growth and household expenses.

Canadian household finances are being shaped by several forces at the same time: inflation, energy prices,Mortgagecosts, currency movements and financial-market volatility.

Canadian households are showing signs of becoming more cautious with borrowing.

Canadian households are entering another important stage of the mortgage-renewal cycle.