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Home CompaniesRoyal Bank of Canada

Royal Bank of Canada

Financial Services Banks - Diversified
PortfolioPortfolio WatchlistWatchlist
Company price
285.63 CAD 3.52 ( 1.25%)
Last update at 2026-09-25T20:00:00Z
VOLUME
2377917
Market Cap
338206.49M
P/E
16.67

Momentum Score

…

Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products and solutions. The company's Commercial Banking segments provides lending, deposit and transaction banking products and services. Its Wealth Management segment provides a suite of wealth, investment, trust, banking, credit, and other solutions to clients; asset management products to institutional and individual clients; and asset and investor services to financial institutions, asset managers, and asset owners. The company's Insurance segment offers life, health, travel, wealth, annuities, property and casualty, and reinsurance advice and solutions; digital platforms; and independent brokers and partners, as well as client-led advice and solutions. The company's Capital Markets segment offers advisory and origination, sales and trading, lending and financing, and transaction banking services to corporations, institutional clients, asset managers, private equity firms, and governments. The company was founded in 1864 and is based in Toronto, Canada.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
283.06
Low
286.19
High
52 Week Price Range
157.59
Low
246.72
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Royal Bank of Canada provides retail and commercial banking, wealth management, insurance and capital markets services across Canada and internationally. Long-term growth may be supported by its large retail franchise, expansion of wealth and capital markets businesses, and continued digitalization that could improve client retention and efficiency. The firm's diversified revenues and broad deposit base appear to offer resilience across economic cycles.
Key risks include credit losses from a downturn, capital markets and interest-rate volatility, Canadian housing and regulatory exposure, and execution risk from technology and cross-border initiatives.

Risk Score
Low

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
282.11
Dividend Yield
2.52%
Revenue TTM
63424.00M
Revenue Per Share
45.13
Gross Profit TTM
63424.00M
Debt / Equity
6.00
ROE
15.40%
Net Debt
747567.00M
ROCE
3.33%
Diluted EPS TTM
14.57

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Income before tax 25651.00M 19862.00M 18466.00M 20109.00M 20631.00M
Minority interest -7.00M -10.00M -7.00M -13.00M -12.00M
Net income 20362.00M 16230.00M 14859.00M 15794.00M 16038.00M
Selling general administrative 23122.00M 3894.00M 22993.00M 18311.00M 20430.00M
Selling and marketing expenses 13397.00M 25425.00M - - -
Gross profit 62170.00M 54112.00M - 48775.00M 49537.00M
Reconciled depreciation 3079.00M 2981.00M 2870.00M 2652.00M 2592.00M
Ebit 25651.00M - - 38150.00M 28762.00M
Ebitda 28730.00M - - 40802.00M 31354.00M
Depreciation and amortization 3079.00M - - 2652.00M 2592.00M
Operating income 25651.00M 24793.00M - 38150.00M 28762.00M
Other operating expenses 111706.00M 29319.00M - 4249.00M 6137.00M
Interest expense 70825.00M 76998.00M 61862.00M 18054.00M 8143.00M
Tax provision 5282.00M 3622.00M 3600.00M 4302.00M 4581.00M
Interest income 103825.00M 104951.00M 86991.00M 40771.00M 28145.00M
Net interest income 33000.00M 27953.00M 25129.00M 22717.00M 20002.00M
Income tax expense 5282.00M 3622.00M - 4302.00M 4581.00M
Total revenue 137357.00M 54112.00M 56256.00M 48775.00M 49537.00M
Total operating expenses 36519.00M 29319.00M - - -
Cost of revenue 75187.00M - - - -
Total other income expense net 1374.00M -4931.00M - -18041.00M -8131.00M
Net income from continuing ops 20369.00M 16240.00M 14866.00M 15807.00M 16050.00M
Net income applicable to common shares 19868.00M 15908.00M - 15547.00M 15781.00M
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Total assets 2325006.00M 2171582.00M 2004992.00M 1917219.00M 1706323.00M
Intangible assets 7402.00M 7798.00M 5907.00M 6083.00M 4471.00M
Earning assets - - - - 825003.00M
Other current assets - - - 129561.00M 108196.00M
Total liab 2185855.00M 2044390.00M 1887232.00M 1809044.00M 1607561.00M
Total stockholder equity 139092.00M 127089.00M 117661.00M 108064.00M 98667.00M
Other current liab 1052141.00M - - -654.00M -110005.00M
Common stock 20863.00M - - 17318.00M 17728.00M
Capital stock 32506.00M 30033.00M 26721.00M 24641.00M 24451.00M
Retained earnings 96938.00M 88608.00M 84328.00M 78037.00M 71795.00M
Other liab - - - 26312.00M 29340.00M
Good will 19405.00M 19286.00M 12594.00M 12277.00M 10854.00M
Other assets 8498.00M - - 1305876.00M 1144638.00M
Cash 87388.00M 122743.00M 133075.00M 180408.00M 193484.00M
Total current liabilities 1554487.00M - - 159583.00M 110005.00M
Net debt 747567.00M 346786.00M 301443.00M 244768.00M 111564.00M
Short term debt 476560.00M - - 142952.00M 99499.00M
Short long term debt 187044.00M 135308.00M 111395.00M 142298.00M 98868.00M
Short long term debt total 834955.00M - - 425176.00M 305048.00M
Other stockholder equity -78.00M - - 5386.00M 2421.00M
Property plant equipment 6819.00M - - 7214.00M 7424.00M
Total current assets 206486.00M - - 266835.00M 253558.00M
Long term investments 562617.00M 440753.00M 410231.00M 318934.00M 285378.00M
Net tangible assets - - - 82386.00M 76658.00M
Short term investments 77891.00M 44383.00M 78929.00M 60188.00M 37541.00M
Net receivables 41207.00M 12293.00M 12148.00M 26239.00M 22533.00M
Long term debt 14192.00M 334221.00M 323123.00M 12267.00M 33271.00M
Accounts payable 22934.00M 22971.00M 20600.00M 17285.00M 10506.00M
Accumulated other comprehensive income 9726.00M - - - -
Treasury stock - - - - -73.00M
Non currrent assets other 562890.00M - - -344508.00M -308127.00M
Non current assets total 2118520.00M - - 344508.00M 308127.00M
Capital lease obligations 4586.00M 4673.00M 4764.00M 5110.00M 5077.00M
Long term debt total 18778.00M - - 17377.00M 38348.00M
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Investments -81982.00M -20887.00M -28265.00M -52194.00M -55240.00M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -68569.00M -20887.00M - -57054.00M -57348.00M
Net borrowings 2257.00M -3393.00M - 9788.00M -385.00M
Total cash from financing activities -6711.00M -8146.00M -9833.00M -2185.00M -5928.00M
Change to operating activities - - - -35020.00M -62010.00M
Net income 20369.00M 16240.00M 14859.00M 15807.00M 16050.00M
Change in cash -19699.00M -5266.00M -10408.00M -41449.00M -5042.00M
Begin period cash flow 56723.00M 61989.00M 72397.00M 113846.00M 118888.00M
End period cash flow 37024.00M 56723.00M 61989.00M 72397.00M 113846.00M
Total cash from operating activities 55220.00M 23139.00M 26079.00M 21942.00M 61044.00M
Issuance of capital stock 15716.00M 9578.00M 4239.00M 6274.00M 7098.00M
Depreciation 3079.00M 2981.00M 2870.00M 2652.00M 2592.00M
Other cashflows from investing activities 15656.00M 5066.00M - -313.00M -313.00M
Dividends paid -8800.00M -6637.00M 5549.00M 6960.00M 6420.00M
Sale purchase of stock -13495.00M -7688.00M -4075.00M -11282.00M -6218.00M
Other cashflows from financing activities 2556.00M -6.00M - 11353.00M 4978.00M
Change to netincome - - - 833.00M -435.00M
Capital expenditures 2243.00M 2280.00M 2730.00M 2500.00M 2186.00M
Change in working capital 27831.00M 2340.00M 6934.00M 2681.00M 42878.00M
Other non cash items 4157.00M 3107.00M - 233.00M -1057.00M
Free cash flow 52977.00M 20859.00M 23349.00M 19442.00M 58858.00M

Peer Comparison*

Sector: Financial Services Industry: Banks - Diversified

Stock Name
Change
(CAD)
Price
(CAD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
RY
Royal Bank of Canada		 3.52
1.25%		 285.63 16.67 15.41 5.33 2.66 13.40
WFCS
Wells Fargo CDR (CAD Hedged)		 0.15
0.66%		 22.91 12.74 11.72 3.10 1.55 5.66
TD
Toronto Dominion Bank		 2.03
1.20%		 170.69 11.67 15.43 3.66 2.13 8.07
BMO
Bank of Montreal		 1.90
0.78%		 243.97 17.49 14.79 4.39 1.76 11.57
CM
Canadian Imperial Bank Of Commerce		 3.26
2.07%		 160.72 15.48 14.79 4.90 2.39 9.31

Profile*

Royal Bank of Canada

Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products and solutions. The company's Commercial Banking segments provides lending, deposit and transaction banking products and services. Its Wealth Management segment provides a suite of wealth, investment, trust, banking, credit, and other solutions to clients; asset management products to institutional and individual clients; and asset and investor services to financial institutions, asset managers, and asset owners. The company's Insurance segment offers life, health, travel, wealth, annuities, property and casualty, and reinsurance advice and solutions; digital platforms; and independent brokers and partners, as well as client-led advice and solutions. The company's Capital Markets segment offers advisory and origination, sales and trading, lending and financing, and transaction banking services to corporations, institutional clients, asset managers, private equity firms, and governments. The company was founded in 1864 and is based in Toronto, Canada.

Royal Bank Plaza, Toronto, ON, Canada, M5J 2J5

888 212 5533

https://www.rbc.com

97469

Name Title Year Born
Mr. David I. McKay Pres, CEO & Director 1963
Mr. Neil McLaughlin Group Head of Personal & Commercial Banking NA
Mr. Douglas Antony Guzman Group Head of Wealth Management, Insurance, Investor & Treasury Services NA
Mr. Derek Neldner CFA Group Head & CEO of RBC Capital Markets NA
Ms. Nadine Ahn Chief Financial Officer 1971
Mr. Bruce Ross Group Head of Technology & Operations NA
Ms. Gay Mitchell Deputy Chairman of RBC Wealth Management NA
Mr. Christoph Knoess Chief Admin. & Strategy Officer NA
Mr. Asim Imran VP & Head of Investor Relations NA
Ms. Maria Douvas Chief Legal Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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