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Definity Financial Corp

Financial Services CA DFY

46.35CAD
0.30(0.65%)

Last update at 2024-05-06T20:00:00Z

Day Range

45.9046.53
LowHigh

52 Week Range

31.8539.53
LowHigh

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 305.20M 281.20M 200.60M 21.20M -117.50000M
Minority interest -0.60000M - - - -
Net income 252.00M 213.20M 153.90M 17.40M -73.00000M
Selling general administrative 640.80M 533.40M 472.70M 447.50M 461.70M
Selling and marketing expenses - - - - -
Gross profit 3247.70M 2917.80M 2696.30M - -
Reconciled depreciation 4.90M - - - -
Ebit 304.60M 281.20M 200.60M 20.40M -100.20000M
Ebitda 309.50M 281.20M 200.60M - -
Depreciation and amortization 4.90M - - - -
Non operating income net other - - - - -
Operating income 304.60M 281.20M 200.60M 27.20M -117.10000M
Other operating expenses 2942.50M 2636.60M 2495.70M 92.20M 81.10M
Interest expense - 0.00000M 0.00000M 0.00000M 0.00000M
Tax provision 52.60M 68.00M 46.70M 3.80M -44.50000M
Interest income 138.70M 102.20M 104.40M - -
Net interest income - - - - -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 52.60M 68.00M 46.70M 3.80M -44.50000M
Total revenue 3247.70M 2917.80M 2696.30M 2527.00M 2421.50M
Total operating expenses 2942.50M 2636.60M 2495.70M - -
Cost of revenue - - - - -
Total other income expense net 0.60M 8.20M 7.50M - -
Discontinued operations - - - - -
Net income from continuing ops 252.60M 213.20M 153.90M - -
Net income applicable to common shares 252.60M 213.20M 153.90M 17.40M -73.00000M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 8316.80M 7891.40M 6620.30M 5956.50M
Intangible assets 433.60M 173.60M 165.50M 164.80M
Earning assets - - - -
Other current assets 584.50M 311.30M 112.40M 113.90M
Total liab 5836.40M 5495.10M 4802.30M 4345.50M
Total stockholder equity 2371.90M 2396.30M 1818.00M 1611.00M
Deferred long term liab - - - -
Other current liab -244.50000M -231.60000M -170.30000M 1296.70M
Common stock 2254.20M 2307.80M - -
Capital stock 2254.20M 2307.80M 0.00000M -
Retained earnings 179.30M -28.80000M 1755.90M 1608.60M
Other liab 398.20M 144.70M 48.30M 45.60M
Good will 338.00M 46.10M 46.10M 46.10M
Other assets -1770.60000M -2473.40000M -1914.70000M 155.50M
Cash 200.50M 387.30M 510.30M 322.80M
Cash and equivalents 99.50M 224.80M 510.30M 94.70M
Total current liabilities 244.50M 231.60M 170.30M 4273.40M
Current deferred revenue - - - -
Net debt -129.70000M -368.40000M -488.60000M -
Short term debt 3.40M 0.00000M 0.00000M 0.00000M
Short long term debt 3.40M - - -
Short long term debt total 70.80M 18.90M 21.70M 26.50M
Other stockholder equity -101.80000M 98.00M 62.10M 2.40M
Property plant equipment 83.80M 57.00M 56.90M 61.10M
Total current assets 4309.40M 4669.50M 3856.00M 1303.10M
Long term investments 4922.60M 5418.60M 4410.50M -
Net tangible assets 1600.30M 2176.60M 1606.40M 1400.10M
Short term investments 2790.70M 3202.00M 2394.90M -
Net receivables 1318.20M 1080.20M 950.80M 853.70M
Long term debt 35.70M - - -
Inventory - - - -
Accounts payable 241.10M 231.60M 170.30M 2906.10M
Total permanent equity - - - -
Noncontrolling interest in consolidated entity - - - -
Temporary equity redeemable noncontrolling interests - - - -
Accumulated other comprehensive income -61.60000M 117.30M 62.10M -
Additional paid in capital - - - -
Common stock total equity - - - -
Preferred stock total equity - - - -
Retained earnings total equity - - - -
Treasury stock - - - -
Accumulated amortization - - - -
Non currrent assets other -5778.00000M -5695.30000M -4679.00000M -
Deferred long term asset charges - - - -
Non current assets total 5778.00M 5695.30M 4679.00M -
Capital lease obligations 31.70M 18.90M 21.70M -
Long term debt total 31.70M 18.90M 21.70M 26.50M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -374.70000M -1008.10000M -47.00000M -204.50000M -38.90000M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -374.70000M -1044.20000M -74.60000M -179.10000M -75.70000M
Net borrowings -1.00000M -1.00000M -1.00000M -1.00000M -
Total cash from financing activities 73.40M 376.80M 376.80M 376.80M 376.80M
Change to operating activities - - - - -
Net income 252.00M 213.20M 153.90M 17.40M -73.00000M
Change in cash 4.50M -12.20000M 415.60M -40.60000M -31.10000M
Begin period cash flow 498.10M 510.30M 94.70M - -
End period cash flow 502.60M 498.10M 510.30M 94.70M -
Total cash from operating activities 256.90M 213.20M 490.20M 138.50M 44.60M
Issuance of capital stock 0.00000M - - - -
Depreciation 4.90M 11.10M 12.60M 12.90M 12.90M
Other cashflows from investing activities -283.90000M -49.40000M -42.80000M -23.30000M -49.50000M
Dividends paid 63.30M 1908.90M 1908.90M 1908.90M 1908.90M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -53.60000M 2285.70M - - -
Other cashflows from financing activities 191.30M 376.80M -74.60000M 191.30M -
Change to netincome -19.20000M 387.50M 284.50M 75.70M 117.60M
Capital expenditures 90.80M 49.40M 42.80M 23.30M 49.50M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -937.30000M -741.60000M -577.50000M -577.20000M -689.20000M
Stock based compensation - - - - -
Other non cash items -256.90000M -213.20000M - - -
Free cash flow 256.90M 213.20M 490.20M - -

Fundamentals

  • Previous Close 46.05
  • Market Cap4397.25M
  • Volume123677
  • P/E Ratio9.85
  • Dividend Yield1.45%
  • EBITDA614.40M
  • Revenue TTM4008.40M
  • Revenue Per Share TTM34.89
  • Gross Profit TTM 902.00M
  • Diluted EPS TTM3.85

Peer Comparison

Sector: Financial Services Industry: Insurance - Property & Casualty

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
DFY
Definity Financial Corp		 0.30 0.65% 46.35 9.85 14.06 1.10 1.67 1.04
IFC
Intact Financial Corporation		 1.78 0.77% 232.02 35.11 14.56 1.85 2.68 1.92
FFH
Fairfax Financial Holdings Ltd		 8.20 0.53% 1551.53 7.82 6.98 1.07 1.18 1.07

Reports Covered

Stock Research & News

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Profile

Definity Financial Corporation, together with its subsidiaries, offers property and casualty insurance products in Canada. It provides personal insurance products, including auto, property, general and umbrella liability, and pet insurance products to individuals under the Economical, Sonnet, Family, Petsecure, and Peppermint brands; and commercial insurance products which include fleet, commercial auto, property, liability, and specialty insurance products to businesses under the Economical brand name. The company distributes its products on a primarily intermediated basis, and through brokers, as well as directly to customers. Definity Financial Corporation was formerly known as Economical Holdings Corporation and changed its name to Definity Financial Corporation in August 2021. Definity Financial Corporation was founded in 1871 and is headquartered in Waterloo, Canada.

Definity Financial Corp

111 Westmount Road South, Waterloo, ON, Canada, N2J 4S4

Key Executives

Name Title Year Born
Mr. Rowan Saunders CEO, Pres & Director 1964
Mr. Philip Mather B.Sc., B.Sc. (Hons), C.A., CA Exec. VP & CFO 1975
Mr. Innes Fraser Dey B.Sc. (Hons), LL.B Sr. Vice-Pres of Legal & Strategy 1969
Mr. Fabian Richenberger Exec. Vice-Pres of Commercial Insurance 1967
Mr. Paul MacDonald Exec. VP of Personal Insurance 1974
Ms. Tatjana Lalkovic Sr. VP & Chief Information Officer 1968
Mr. Dennis Westfall MBA Head of Investor Relations NA
Ms. Brigid V. Pelino Sr. VP & Chief HR Officer 1964
Mr. Roger Dunbar Sr. Vice-Pres of Sonnet 1963
Mr. Liam McFarlane Chief Risk & Actuarial Officer 1963

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