RY 174.39 2.4016% SHOP 149.115 2.5974% TD-PFM 24.63 -0.0811% TD-PFL 24.7 0.2028% TD 78.325 0.1214% ENB 60.6 1.3039% BN 80.4 1.9787% TRI 226.27 0.7525% CNQ 48.285 2.2771% CP 104.53 1.6038% CNR 151.74 1.5459% BMO 132.69 0.9203% BNS 78.845 0.1715% CSU 4600.2002 2.157% CM 91.15 0.474% MFC 45.79 1.6878% ATD 78.38 1.5285% NGT 60.14 0.0499% TRP 70.15 1.977% SU 57.44 0.5954%

Dominion Lending Centres Inc

Financial Services CA DLCG

6.5CAD
0.28(4.50%)

Last update at 2024-11-21T19:32:00Z

Day Range

6.256.61
LowHigh

52 Week Range

2.326.05
LowHigh

Fundamentals

  • Previous Close 6.22
  • Market Cap287.38M
  • Volume34902
  • P/E Ratio28.52
  • Dividend Yield2.29%
  • EBITDA31.83M
  • Revenue TTM67.76M
  • Revenue Per Share TTM1.41
  • Gross Profit TTM 60.02M
  • Diluted EPS TTM0.21

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 18.99M 4.84M 13.06M 6.99M -8.34600M
Minority interest -0.22500M -1.56500M -5.52200M -2.33600M -0.68500M
Net income 12.06M -3.94300M 20.04M 2.47M -20.37700M
Selling general administrative 27.12M 26.02M 21.09M 37.20M 57.59M
Selling and marketing expenses 2.52M 1.43M 2.14M 3.64M 3.09M
Gross profit 60.02M 68.97M 45.80M 73.95M 91.72M
Reconciled depreciation 7.25M 6.85M 16.36M 19.64M 17.27M
Ebit 26.39M 37.39M 18.25M 19.18M 10.01M
Ebitda 35.09M 43.19M 34.27M 37.09M 27.28M
Depreciation and amortization 8.71M 5.80M 16.02M 17.91M 17.27M
Non operating income net other - - - - -
Operating income 26.39M 37.39M 18.25M 19.18M 10.01M
Other operating expenses 44.33M 41.43M 34.05M 71.14M 119.77M
Interest expense 4.60M 31.74M 4.91M 12.24M 7.54M
Tax provision 6.71M 8.79M -10.80900M 4.36M 11.80M
Interest income 1.01M 6.66M 5.08M 8.71M 12.60M
Net interest income -4.75200M -33.35100M -5.70000M -13.69000M -8.57100M
Extraordinary items - 0.00000M 1.69M -3.00100M -7.25700M
Non recurring - - - - -
Other items - - - - -
Income tax expense 6.71M 8.79M -10.80900M 4.52M 12.03M
Total revenue 70.72M 78.82M 52.41M 90.32M 133.54M
Total operating expenses 33.63M 31.58M 27.44M 54.77M 77.95M
Cost of revenue 10.70M 9.85M 6.62M 16.38M 41.82M
Total other income expense net -7.39300M -32.54200M -5.18600M -12.18900M -18.35500M
Discontinued operations - - 1.69M -3.00100M -
Net income from continuing ops 12.29M -3.94300M 23.87M 2.47M -20.37700M
Net income applicable to common shares 12.06M -5.50800M 20.04M -6.74700M -21.06200M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 227.78M 223.94M 253.93M 260.19M 321.82M
Intangible assets 126.91M 125.31M 121.43M 123.09M 138.40M
Earning assets - - - - -
Other current assets -20.61300M - 1.56M - 2.09M
Total liab 201.83M 191.75M 220.10M 209.30M 163.98M
Total stockholder equity 25.70M 31.96M 31.74M 49.47M 73.71M
Deferred long term liab - - - - -
Other current liab 16.67M 31.24M 60.32M 32.49M 14.86M
Common stock 135.71M 136.02M 118.02M 130.22M 115.39M
Capital stock 135.71M 136.02M 118.02M 130.22M 115.39M
Retained earnings -122.38800M -116.63800M -101.83000M -96.32200M -56.75200M
Other liab - - 14.87M 35.10M 35.17M
Good will 60.44M 60.44M 60.44M 60.44M 88.92M
Other assets 9.68M 1.41M 0.30M 16.65M 0.56M
Cash 5.61M 9.21M 20.89M 10.32M 5.46M
Cash and equivalents - 9.21M 20.89M 10.32M 5.46M
Total current liabilities 33.23M 38.41M 64.59M 42.02M 42.42M
Current deferred revenue 0.62M 0.48M 1.13M 0.90M 0.67M
Net debt 150.49M 29.71M 17.88M 33.17M 105.57M
Short term debt 13.46M 5.17M 1.67M 7.83M 24.65M
Short long term debt - - - - 22.20M
Short long term debt total 156.10M 38.93M 38.76M 43.49M 111.03M
Other stockholder equity 134.17M 11.78M 15.57M 15.57M 15.30M
Property plant equipment - 6.24M 2.21M 2.50M 64.37M
Total current assets 22.62M 26.56M 40.78M 26.48M 27.79M
Long term investments 5.65M 8.03M 28.76M 30.03M 1.79M
Net tangible assets - -153.78500M -150.12600M -134.05800M -153.60600M
Short term investments - - - - -
Net receivables 15.00M 14.17M 18.33M 14.51M 16.68M
Long term debt 34.01M 32.01M 138.78M 129.89M 38.97M
Inventory 0.00000M - - 0.00000M 3.56M
Accounts payable 2.48M 1.52M 1.47M 0.80M 2.24M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 0.59M 0.79M -0.02100M - -0.22300M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -8.90200M 1.41M 0.30M 2.02M 0.56M
Deferred long term asset charges - - - - -
Non current assets total 195.49M 197.38M 213.14M 233.72M 294.03M
Capital lease obligations 1.75M 2.26M 2.30M 2.71M 49.86M
Long term debt total - 137.73M 140.65M 132.19M 86.38M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments 9.10M -4.75900M -13.77700M -6.74200M -21.51200M
Change to liabilities -9.60900M 11.94M 10.88M 0.07M -
Total cashflows from investing activities 9.10M -4.75900M -13.77700M -6.74200M -21.51200M
Net borrowings - -6.63200M -15.92900M -19.88900M -
Total cash from financing activities -36.64000M -23.74500M -14.46000M -20.36600M 2.35M
Change to operating activities -1.37400M 0.28M -0.37300M 0.28M -
Net income 12.29M -3.94300M 25.56M -4.41100M -20.37700M
Change in cash -11.67200M 10.57M 4.86M 0.36M -4.45500M
Begin period cash flow 20.89M 10.32M 5.46M 5.09M 9.55M
End period cash flow 9.21M 20.89M 10.32M 5.46M 5.09M
Total cash from operating activities 15.87M 39.06M 33.19M 27.48M 14.65M
Issuance of capital stock - 0.00000M 7.50M - -
Depreciation 7.25M 6.85M 16.36M 19.64M 17.27M
Other cashflows from investing activities 16.34M 0.27M -5.04200M 4.57M -8.68600M
Dividends paid 15.06M 13.77M 13.77M 0.48M 1.91M
Change to inventory - 0.00000M 0.80M 0.43M -
Change to account receivables 3.93M -4.01300M -1.11700M 2.21M -
Sale purchase of stock -7.35000M -0.94800M - 0.00000M 0.11M
Other cashflows from financing activities 17.80M 39.90M -4.48100M 5.75M 9.77M
Change to netincome 3.46M 27.91M -14.19800M 8.67M -
Capital expenditures 7.24M 5.03M 8.73M 11.31M 12.83M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -7.05600M 8.20M 10.20M 2.99M -5.53500M
Stock based compensation -0.10400M 1.11M 1.66M 0.38M 0.41M
Other non cash items 0.94M 24.68M -2.74000M 10.91M 16.93M
Free cash flow 8.63M 34.03M 24.45M 16.17M 1.82M

Peer Comparison

Sector: Financial Services Industry: Mortgage Finance

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
DLCG
Dominion Lending Centres Inc
0.28 4.50% 6.50 28.52 16.64 4.24 8.92 4.43 9.07
FN
First National Financial Corp
0.56 1.27% 44.60 14.36 10.43 4.05 3.97 83.61
FN-PA
First National Financial Corp Pref A
- -% 11.90 3.70 - 2.31 -
ECN
ECN Capital Corp
-0.03 1.05% 2.83 - 14.06 6.36 7.72 8.13 31.09
ECN-PC
ECN Capital Corp
0.27 1.55% 17.67 3.39 - 7.61 -

Reports Covered

Stock Research & News

Profile

Dominion Lending Centres Inc. provides mortgage brokerage franchising and mortgage broker data connectivity services in Canada. It also provides end-to-end services to automate the mortgage application, approval, underwriting, and funding process; and additional services providing management of daily operations and data resources access. The company provides its software and services through various lender and broker facing products under Velocity, Link, and Isaac brand names. The company was formerly known as Founders Advantage Capital Corp. Dominion Lending Centres Inc. was incorporated in 1998 and is headquartered in Port Coquitlam, Canada.

Dominion Lending Centres Inc

2215 Coquitlam Avenue, Port Coquitlam, BC, Canada, V3B 1J6

Key Executives

Name Title Year Born
Mr. Gary Brian Mauris Co-Founder, CEO & Exec. Chairman 1969
Mr. Chris Kayat Co-Founder & Exec. Vice-Chairman 1966
Mr. James Geral M. Bell L.L.B. Co-Pres, Corp. Sec. & Director 1975
Mr. Edward Cocciollo Co-Pres NA
Ms. Robin C. Burpee Co-Chief Financial Officer NA
Mr. Geoffrey Henry Hague Co-Chief Financial Officer NA
Mr. Dong Lee Chief Operating Officer 1973
Slawomir Kownacki Chief Technology Officer NA
Mr. Amardeep S. Leekha M.B.A., MBA Sr. VP of Capital Markets NA
Mr. Dave Teixeira Exec. VP of DLC Group NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on ‘as is’ basis, using their API. The information and data provided on this page, as well as via the API, are not guaranteed to be real-time or accurate. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general informational purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine does not assume any responsibility for any trading losses you might incur as a result of using this information, data, or any analyst rating or recommendation provided. Kalkine will not accept any liability for any loss or damage resulting from reliance on the information, including but not limited to data, quotes, charts, analyst ratings, recommendations, and buy/sell signals sourced via the API.
Please be fully informed about the risks and costs associated with trading in the financial markets, as it is one of the riskiest forms of investment. Kalkine does not provide any warranties regarding the information on this page, including, without limitation, warranties of merchantability or fitness for a particular purpose or use.