Explore 3 Stock Ideas & Industry Insights Download Free Report

888-969-2592
Shopping Cart 0
countryflagCA
Login

Home CompaniesTimbercreek Financial Corp

Timbercreek Financial Corp

Financial Services Mortgage Finance
PortfolioPortfolio WatchlistWatchlist
Company price
5.22 CAD 0.09 ( 1.75%)
Last update at 2026-11-04T14:51:00Z
VOLUME
83199
Market Cap
563.55M
P/E
16.21

Momentum Score

…

Timbercreek Financial Corp. provides shorter-duration structured financing solutions to commercial real estate investors in Canada. The company focuses on lending against income-producing real estate properties, including multi-residential, retail, and office properties for urban markets. Timbercreek Financial Corp. was founded in 2016 and is headquartered in Toronto, Canada.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
5.19
Low
5.27
High
52 Week Price Range
6.05
Low
7.47
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Timbercreek Financial Corp (TSX: TF) is a Canadian specialty finance company that originates and manages commercial real estate mortgages and other real-estate secured debt, with a focus on transitional and short-term lending. Long-term growth may be supported by demand for alternative real-estate credit, active loan origination and asset management, and portfolio yield generation that could appeal to investors seeking higher income.

Investors should monitor sensitivity to interest rates and funding costs, property-market downturns that could raise loan losses, leverage and liquidity constraints, and regulatory or underwriting execution risk.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
5.13
Dividend Yield
10.09%
Revenue TTM
54.82M
Revenue Per Share
0.66
Gross Profit TTM
50.38M
Debt / Equity
1.97
ROE
5.11%
Net Debt
1299.13M
ROCE
3.43%
Diluted EPS TTM
0.42

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 34.45M 46.16M 66.42M 55.90M 41.31M
Net income 34.45M 46.16M 66.42M 25.10M 23.15M
Selling general administrative 3.23M 3.34M 2.91M 2.11M 1.85M
Gross profit 87.98M 73.12M 80.64M 65.52M 56.92M
Ebit - - 105.81M 88.15M 60.85M
Ebitda 65.66M 56.19M 75.42M 55.93M 53.41M
Depreciation and amortization - - -30.40M -32.22M -7.43M
Operating income 66.87M 77.85M 105.81M 88.15M 60.85M
Other operating expenses 80.58M 83.55M 75.16M 92.38M 63.16M
Interest expense 31.20M 10.03M 9.00M 1.46M 1.38M
Interest income - 31.70M 39.39M 32.26M 19.54M
Net interest income -10.45M -10.03M -9.00M -1.46M -23.48M
Income tax expense - - 40.74M 30.80M 18.16M
Total revenue 147.44M 161.40M 180.97M 148.31M 116.57M
Total operating expenses 21.11M -4.73M -25.18M 9.59M 3.51M
Cost of revenue 59.46M 88.28M 100.33M 82.79M 59.65M
Total other income expense net -32.41M -31.70M -39.39M -32.26M -19.54M
Net income from continuing ops 34.45M 46.16M 66.42M 55.90M 41.31M
Net income applicable to common shares - 46.16M 66.42M 55.90M 41.31M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1983.52M 1734.18M 1785.96M 1916.04M 1732.06M
Other current assets - - 3.25M 6.07M 4.22M
Total liab 1321.27M 1047.58M 1084.82M 1217.50M 1047.48M
Total stockholder equity 662.25M 686.60M 701.14M 698.54M 684.58M
Other current liab - 67.31M 70.01M 4.82M 4.73M
Common stock 731.27M - 732.94M 739.16M 723.38M
Capital stock 731.27M 732.94M 732.94M 739.16M 723.38M
Retained earnings -74.82M -52.14M -36.25M -45.07M -43.24M
Other assets - - - 3.44M 46.63M
Cash 7.86M 13.30M 4.80M 2.83M 6.34M
Cash and equivalents - - - 2.83M 6.34M
Total current liabilities 31.25M 84.66M 340.32M 465.44M 465.06M
Current deferred revenue - - 1.22M 4.72M 3.96M
Net debt 1299.13M 523.97M 397.78M 588.28M 581.52M
Short term debt 31.25M - 259.70M 450.35M 449.87M
Short long term debt 0.15M 1.61M 259.70M 450.35M 449.87M
Short long term debt total 1306.99M - 402.58M 591.11M 587.86M
Other stockholder equity - - 36.25M 4.45M 4.45M
Total current assets 7.86M 220.03M 222.66M 105.12M 68.68M
Long term investments 1917.73M 1511.48M 1554.72M 1807.47M 1610.85M
Net tangible assets - - - 698.54M 684.58M
Net receivables - - 53.05M 65.98M 58.12M
Long term debt 633.22M 535.66M 402.58M 1201.06M 582.42M
Inventory 23.02M 165.14M 161.56M 30.25M -
Accounts payable 12.62M 11.65M 9.39M 5.55M 6.50M
Accumulated other comprehensive income 5.81M - 4.45M - -
Non currrent assets other 30.43M 2.67M -1777.38M 3.44M 52.53M
Non current assets total 1975.66M 1514.15M 1563.29M 1810.92M 1663.38M
Long term debt total - - - 1201.06M 1032.03M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -0.17M 1.66M 203.24M -44.18M 1.56M
Change to liabilities - - - 0.78M -0.05M
Total cashflows from investing activities -76.31M 1.66M -2.51M -44.18M -21.38M
Net borrowings 96.00M 138.00M -191.00M 31.00M 11.75M
Total cash from financing activities 35.72M 75.95M -254.91M -42.45M -54.18M
Change to operating activities - - - -1.30M 0.97M
Net income 34.45M 46.16M 66.42M 55.90M 41.31M
Change in cash -10.10M 8.50M 1.97M -3.51M 5.92M
Begin period cash flow 17.96M 4.80M 2.83M 6.34M 0.43M
End period cash flow 7.86M 13.30M 4.80M 2.83M 6.34M
Total cash from operating activities 34.00M -69.08M 259.46M 83.17M 81.61M
Issuance of capital stock - - 0.00M 14.08M 7.28M
Depreciation - - 1.43M - -
Other cashflows from investing activities 61.50M 102.52M -566.17M -44.18M 0.88M
Dividends paid 51.74M -56.17M -51.73M 52.22M 51.25M
Sale purchase of stock -7.07M -5.88M -12.18M -3.69M -0.42M
Other cashflows from financing activities - - -36.48M -0.61M 75.04M
Change to netincome - - - 26.34M 38.00M
Capital expenditures 0.00M 0.53M 0.00M 0.00M 0.00M
Change in working capital 0.90M 1.62M -2.71M -0.53M 0.92M
Stock based compensation - - 0.40M - -
Other non cash items -1.35M -116.85M 195.75M 27.80M 39.39M
Free cash flow 34.00M -69.08M 259.46M 83.17M 81.61M

Peer Comparison*

Sector: Financial Services Industry: Mortgage Finance

Stock Name
Change
(CAD)
Price
(CAD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
TF
Timbercreek Financial Corp		 0.09
1.75%		 5.22 16.21 10.68 10.28 0.85 7.72 26.55
MKP
MCAN Mortgage Corporation		 0.10
0.46%		 21.98 12.76 12.08 7.32 1.53 6.88 3.47
DLCG
Dominion Lending Centres Inc		 0.20
2.44%		 8.60 31.94 20.04 7.92 5.68 8.29 17.75
AI
Atrium Mortgage Investment Corp		 0.12
1.07%		 11.30 11.69 11.75 9.56 1.11 12.51 -
FC
Firm Capital Mortgage Invest Corp		 0.16
1.54%		 10.55 12.07 12.11 10.52 1.05 10.93 -

Profile*

Timbercreek Financial Corp

Timbercreek Financial Corp. provides shorter-duration structured financing solutions to commercial real estate investors in Canada. The company focuses on lending against income-producing real estate properties, including multi-residential, retail, and office properties for urban markets. Timbercreek Financial Corp. was founded in 2016 and is headquartered in Toronto, Canada.

25 Price Street, Toronto, ON, Canada, M4W 1Z1

416 923 9967

https://www.timbercreekfinancial.com

Name Title Year Born
Mr. Robert Blair Tamblyn Non-Independent Chair and Pres & CEO of Timbercreek Capital Inc. NA
Ms. Tracy Johnston C.A., CPA Chief Financial Officer NA
Mr. Scott Rowland Non-Independent Director & Chief Investment Officer of Timbercreek Capital Inc. NA
Mr. Geoff McTait Managing Director of Canadian Originations & Global Syndications - Timbercreek Capital Inc. NA
Mr. Patrick Smith Managing Director of Global Credit - Timbercreek Capital Inc. NA
Ms. Karynna Ma VP of Investor Relations NA
Ms. Julie Neault MD of Global Credit & Head of Global Credit NA
Mr. John Walsh VP & Corp. Sec. NA
Mr. Robert Blair Tamblyn Non-Independent Chair & CEO NA
Ms. Karynna Ma Vice President of Investor Relations NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Kalkine

3 Mining Stock
Ideas Report

Download a free report with stock ideas and industry insights for general information.

Download Free Report Now → sector image

Top Stocks by Market Cap*

ORE
CAD 2.77
+8.86%
APM
CAD 4.95
+8.08%
NUAG
CAD 7.37
+8.06%
BZ
CAD 4.03
+8.04%
AYA
CAD 34.85
+7.96%
HUT
CAD 73.56
-17.26%
PHX
CAD 11.13
-12.22%
IVN
CAD 7.93
-10.70%
EFN
CAD 20.09
-10.39%
OBE
CAD 13.62
-6.71%

Equity Sectors*

  • Basic Materials

    +3.73%

  • Communication Services

    +1.16%

  • Consumer Cyclical

    +1.12%

  • Consumer Defensive

    +0.14%

  • Energy

    -1.87%

  • Financial Services

    +1.53%

  • Healthcare

    +1.50%

  • Industrials

    +0.03%

  • Real Estate

    +0.71%

  • Technology

    +0.40%

  • Utilities

    +0.35%

Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.

Support

Hi! How can we help you today?

Loading…