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Home CompaniesDominion Lending Centres Inc

Dominion Lending Centres Inc

Financial Services Mortgage Finance
PortfolioPortfolio WatchlistWatchlist
Company price
8.6 CAD 0.20 ( 2.44%)
Last update at 2026-11-04T14:46:00Z
VOLUME
413
Market Cap
762.65M
P/E
31.94

Momentum Score

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Dominion Lending Centres Inc. provides mortgage brokerage franchising and mortgage broker data connectivity services in Canada. The company offers end-to-end services to automate the mortgage application, approval, underwriting, and funding process; and additional services providing management of daily operations and data resources access. It also provides its software and services through various lender and broker facing products under Velocity, Link, and Isaac brand names. The company was formerly known as Founders Advantage Capital Corp. Dominion Lending Centres Inc. was incorporated in 1998 and is headquartered in Port Coquitlam, Canada.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
8.45
Low
8.60
High
52 Week Price Range
7.55
Low
11.10
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Dominion Lending Centres Inc operates a Canada-wide network of mortgage brokers and provides technology, training and back-office services to independent mortgage professionals. Long-term growth drivers include mortgage origination and renewal activity, broker recruitment and retention, expansion into adjacent financial services and increased adoption of digital mortgage platforms, which may support revenue growth.

Key risks include sensitivity to Canadian housing and interest-rate cycles, regulatory changes affecting mortgage rules or broker compensation, competition from banks and fintech, and reliance on independent brokers that can cause revenue volatility.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
8.39
Dividend Yield
1.51%
Revenue TTM
96.27M
Revenue Per Share
1.24
Gross Profit TTM
85.17M
Debt / Equity
0.27
ROE
18.47%
Net Debt
34.20M
ROCE
16.83%
Diluted EPS TTM
0.31

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 34.05M -119.29M 4.19M 18.99M 4.84M
Minority interest -0.28M - -0.02M -0.23M -1.56M
Net income 24.56M -126.77M 0.06M 12.06M -3.94M
Selling general administrative 37.66M 28.80M 30.06M 27.12M 26.02M
Selling and marketing expenses - 3.56M -0.07M 2.52M 1.43M
Gross profit 82.35M 65.93M 52.09M 60.02M 68.97M
Reconciled depreciation 9.42M 9.14M 8.65M 7.25M 6.85M
Ebit 35.53M 32.22M 17.09M 26.39M 37.39M
Ebitda 44.95M 41.36M 25.75M 35.09M 43.19M
Depreciation and amortization 9.42M 9.14M 8.65M 8.71M 5.80M
Operating income 44.70M 29.52M 18.31M 26.39M 37.39M
Other operating expenses 58.18M 47.24M 44.21M 44.33M 41.43M
Interest expense 1.48M 151.51M 13.07M 4.60M 31.74M
Tax provision 9.21M 7.48M 4.12M 6.71M 8.79M
Interest income - 1.68M 1.54M 1.01M 6.66M
Net interest income -1.48M -151.67M -13.07M -4.75M -33.35M
Extraordinary items - - - - 0.00M
Income tax expense 9.21M 7.48M 4.12M 6.71M 8.79M
Total revenue 102.88M 76.75M 62.52M 70.72M 78.82M
Total operating expenses 37.66M 36.42M 33.78M 33.63M 31.58M
Cost of revenue 20.53M 10.82M 10.43M 10.70M 9.85M
Total other income expense net -10.65M -148.81M -14.12M -7.39M -32.54M
Net income from continuing ops 24.84M -126.77M 0.06M 12.29M -3.94M
Net income applicable to common shares - -126.77M 0.06M 12.06M -5.51M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 226.04M 218.89M 227.78M 223.94M 253.93M
Intangible assets 125.41M 128.27M 126.91M 125.31M 121.43M
Other current assets - - -20.61M - 1.56M
Total liab 90.72M 85.19M 201.83M 191.75M 220.10M
Total stockholder equity 134.62M 132.14M 25.70M 31.96M 31.74M
Other current liab 2.95M - 16.67M 31.24M 60.32M
Common stock 363.58M - 135.71M 136.02M 118.02M
Capital stock 363.58M 375.09M 135.71M 136.02M 118.02M
Retained earnings -243.02M -255.29M -122.39M -116.64M -101.83M
Other liab - - - - 14.87M
Good will 62.09M 62.16M 60.44M 60.44M 60.44M
Other assets - - 9.68M 1.41M 0.30M
Cash 2.01M 4.73M 5.61M 9.21M 20.89M
Cash and equivalents - - - 9.21M 20.89M
Total current liabilities 14.95M 40.78M 33.23M 38.41M 64.59M
Current deferred revenue - - 0.62M 0.48M 1.13M
Net debt 34.20M 26.01M 150.49M 29.71M 17.88M
Short term debt 9.80M - 13.46M 5.17M 1.67M
Short long term debt 9.40M 5.18M - - -
Short long term debt total 36.21M - 156.10M 38.93M 38.76M
Other stockholder equity 14.07M - 134.17M 11.78M 15.57M
Property plant equipment - - - 6.24M 2.21M
Total current assets 23.24M 24.18M 22.62M 26.56M 40.78M
Long term investments 3.45M 2.29M 5.65M 8.03M 28.76M
Net tangible assets - - - -153.78M -150.13M
Net receivables 21.23M 17.18M 15.00M 14.17M 18.33M
Long term debt 20.09M 25.57M 34.01M 32.01M 138.78M
Inventory - - 0.00M - -
Accounts payable 2.20M 2.04M 2.48M 1.52M 1.47M
Accumulated other comprehensive income - - 0.59M 0.79M -0.02M
Non currrent assets other 3.12M - -8.90M 1.41M 0.30M
Non current assets total 202.79M 194.71M 195.49M 197.38M 213.14M
Capital lease obligations 1.56M 1.45M 1.75M 2.26M 2.30M
Long term debt total - - - 137.73M 140.65M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -4.20M -11.41M 9.10M -4.76M
Change to liabilities - - - -9.61M 11.94M
Total cashflows from investing activities -9.53M -4.20M -11.41M 9.10M -4.76M
Net borrowings -1.32M -4.56M 2.57M - -6.63M
Total cash from financing activities -25.23M -33.89M -9.18M -36.64M -23.75M
Change to operating activities - - - -1.37M 0.28M
Net income 24.56M -126.77M 0.06M 12.29M -3.94M
Change in cash -2.72M -0.88M -3.60M -11.67M 10.57M
Begin period cash flow 4.73M 5.61M 9.21M 20.89M 10.32M
End period cash flow 2.01M 4.73M 5.61M 9.21M 20.89M
Total cash from operating activities 32.04M 37.20M 16.99M 15.87M 39.06M
Issuance of capital stock - - - - 0.00M
Depreciation 9.42M 9.14M 8.65M 7.25M 6.85M
Other cashflows from investing activities -1.20M 0.12M 0.39M 16.34M 0.27M
Dividends paid 11.69M -13.07M -11.43M 15.06M 13.77M
Change to inventory - - - - 0.00M
Change to account receivables -4.06M -1.50M -0.83M 3.93M -4.01M
Sale purchase of stock -11.51M -1.04M -0.31M -7.35M -0.95M
Other cashflows from financing activities -0.80M -15.22M -0.60M 17.80M 39.90M
Change to netincome - - - 3.46M 27.91M
Capital expenditures 6.62M 6.80M 11.80M 7.24M 5.03M
Change in working capital -3.98M 4.37M -6.87M -7.06M 8.20M
Stock based compensation 1.73M 0.55M -0.07M -0.10M 1.11M
Other non cash items 11.46M 149.01M 14.43M 0.94M 24.68M
Free cash flow 25.39M 30.40M 5.18M 8.63M 34.03M

Peer Comparison*

Sector: Financial Services Industry: Mortgage Finance

Stock Name
Change
(CAD)
Price
(CAD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
DLCG
Dominion Lending Centres Inc		 0.20
2.44%		 8.60 31.94 20.04 7.92 5.68 8.29 17.75
MKP
MCAN Mortgage Corporation		 0.10
0.46%		 21.98 12.76 12.08 7.32 1.53 6.88 3.47
AI
Atrium Mortgage Investment Corp		 0.12
1.07%		 11.30 11.69 11.75 9.56 1.11 12.51 -
TF
Timbercreek Financial Corp		 0.09
1.75%		 5.22 16.21 10.68 10.28 0.85 7.72 26.55
FC
Firm Capital Mortgage Invest Corp		 0.16
1.54%		 10.55 12.07 12.11 10.52 1.05 10.93 -

Profile*

Dominion Lending Centres Inc

Dominion Lending Centres Inc. provides mortgage brokerage franchising and mortgage broker data connectivity services in Canada. The company offers end-to-end services to automate the mortgage application, approval, underwriting, and funding process; and additional services providing management of daily operations and data resources access. It also provides its software and services through various lender and broker facing products under Velocity, Link, and Isaac brand names. The company was formerly known as Founders Advantage Capital Corp. Dominion Lending Centres Inc. was incorporated in 1998 and is headquartered in Port Coquitlam, Canada.

2215 Coquitlam Avenue, Port Coquitlam, BC, Canada, V3B 1J6

888-806-8080

https://dominionlending.ca

177

Name Title Year Born
Mr. Gary Brian Mauris Co-Founder, CEO & Exec. Chairman 1969
Mr. Chris Kayat Co-Founder & Exec. Vice-Chairman 1966
Mr. James Geral M. Bell L.L.B. Co-Pres, Corp. Sec. & Director 1975
Mr. Edward Cocciollo Co-Pres NA
Ms. Robin C. Burpee Co-Chief Financial Officer NA
Mr. Geoffrey Henry Hague Co-Chief Financial Officer NA
Mr. Dong Lee Chief Operating Officer 1973
Slawomir Kownacki Chief Technology Officer NA
Mr. Amardeep S. Leekha M.B.A., MBA Sr. VP of Capital Markets NA
Mr. Dave Teixeira Exec. VP of DLC Group NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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