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Home CompaniesFirm Capital Mortgage Invest Corp

Firm Capital Mortgage Invest Corp

Financial Services Mortgage Finance
PortfolioPortfolio WatchlistWatchlist
Company price
10.55 CAD 0.16 ( 1.54%)
Last update at 2026-11-04T14:46:00Z
VOLUME
3734
Market Cap
447.84M
P/E
12.07

Momentum Score

…

Firm Capital Mortgage Investment Corporation, through its mortgage banker, Firm Capital Corporation, provides residential home and commercial short-term bridge and conventional real estate financing services in Canada and the United States. The company's products include construction financing, mezzanine debt, and equity investments. It also invests in short-term residential and commercial real estate mortgage loans and real estate-related debt investments. The company was formerly known as Firm Capital Mortgage Investment Trust and changed its name to Firm Capital Mortgage Investment Corporation in 2011. Firm Capital Mortgage Investment Corporation was founded in 1988 and is based in Toronto, Canada.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
10.43
Low
10.57
High
52 Week Price Range
10.77
Low
12.34
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Firm Capital Mortgage Investment Corp. is a Canadian mortgage investment corporation that originates and acquires secured residential and commercial mortgages. Longer-term growth may be supported by demand for alternative mortgage funding and active portfolio management, and investors may find it attractive for income-oriented exposure to secured credit.
Key risks include borrower credit losses and property-market downturns, rising interest rates and margin compression, and liquidity or funding constraints tied to its balance-sheet structure.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
10.39
Dividend Yield
7.67%
Revenue TTM
42.56M
Revenue Per Share
1.16
Gross Profit TTM
42.56M
Debt / Equity
0.38
ROE
8.83%
Net Debt
146.59M
ROCE
10.82%
Diluted EPS TTM
1.01

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 37.47M 35.23M 34.16M 32.23M 29.99M
Net income 37.47M 35.23M 34.16M 32.23M 29.99M
Selling general administrative 1.82M 1.71M 1.80M 3.27M 1.22M
Gross profit 62.01M 50.82M 40.81M 43.15M 34.21M
Ebit - - 39.84M - -
Ebitda 49.91M 58.66M 34.16M 47.10M 41.08M
Depreciation and amortization - - 19.73M - -
Operating income 61.64M 67.93M 34.16M 47.10M 41.08M
Other operating expenses 5.08M 0.70M 32.06M - -
Interest expense 12.44M 14.15M 15.71M 14.87M 11.09M
Interest income 64.21M 65.70M 70.94M 59.64M 47.21M
Net interest income 51.77M 51.55M 55.23M 44.77M 36.12M
Income tax expense - - 39.84M - -
Total revenue 66.72M 68.63M 66.22M 43.15M 34.21M
Total operating expenses 0.37M -17.11M 6.65M - -
Cost of revenue 4.71M 17.81M 25.41M 19.56M 15.25M
Total other income expense net -24.17M -32.70M -5.68M -14.87M -11.09M
Net income from continuing ops 37.47M 35.23M 34.16M 32.23M 29.99M
Net income applicable to common shares - 35.23M 34.16M 32.23M 29.99M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 594.78M 631.22M 589.61M 656.18M 641.71M
Other current assets 1.24M - -14.86M 0.64M 0.17M
Total liab 169.66M 207.84M 190.42M 257.13M 259.04M
Total stockholder equity 425.12M 423.39M 399.19M 399.05M 382.67M
Other current liab -2.85M - -24.68M -75.67M -76.78M
Common stock 413.11M - 388.95M 388.91M 376.81M
Capital stock 413.11M 413.06M 388.95M 388.91M 376.81M
Retained earnings -1.73M -1.73M -1.74M -1.76M -1.36M
Other liab - - - - 1.43M
Other assets - - - 0.64M 0.17M
Cash 14.26M 0.00M 9.37M - -
Total current liabilities 25.27M - 3.06M 75.67M 76.78M
Net debt 146.59M 199.90M 173.43M 251.24M 252.36M
Short term debt 25.27M - 24.68M 72.95M 74.55M
Short long term debt 25.27M 66.32M 24.68M 72.95M 74.55M
Short long term debt total 160.85M - 182.80M 251.24M 252.36M
Other stockholder equity 3.18M - 4.39M 11.89M 7.23M
Total current assets 21.06M - 9.37M 5.75M 4.71M
Long term investments 573.22M 623.17M 574.45M 649.79M 636.84M
Net tangible assets - - - 399.05M 382.67M
Net receivables 5.57M 6.76M 5.49M 5.75M 4.71M
Long term debt 135.59M 133.58M 158.12M 178.28M 177.81M
Accounts payable 2.85M 3.01M 3.06M 2.72M 2.23M
Accumulated other comprehensive income 10.56M - 9.33M - -
Non currrent assets other 0.50M - -583.82M -649.79M -636.84M
Non current assets total 573.71M - 580.24M 649.79M 636.84M
Long term debt total - - - 178.28M 177.81M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - - 62.79M -18.80M -83.52M
Change to liabilities - - - 0.18M 0.45M
Total cashflows from investing activities 42.67M - 62.79M -18.80M -83.52M
Net borrowings -26.21M 3.45M -55.54M 18.17M 46.41M
Total cash from financing activities -63.98M -7.30M -88.26M -27.75M 40.35M
Change to operating activities - - - -2.16M -1.76M
Net income 37.47M 35.23M 34.16M 32.23M 29.99M
Change in cash 14.26M -21.06M 24.60M 5.31M -1.88M
Begin period cash flow -11.69M 9.37M -15.24M -20.55M -18.67M
End period cash flow 14.26M -11.69M 9.37M -15.24M -20.55M
Total cash from operating activities 47.26M -13.76M 63.47M 51.86M 41.29M
Issuance of capital stock 0.03M 25.37M 0.04M 0.42M 24.59M
Other cashflows from investing activities - - 62.79M -18.80M -83.52M
Dividends paid 36.44M -34.85M -32.76M 32.48M 29.61M
Change to account receivables -2.25M -0.20M -2.24M - -
Sale purchase of stock - 25.37M 0.04M 0.95M 35.77M
Other cashflows from financing activities -1.36M -1.27M 0.00M 33.57M 45.38M
Change to netincome - - - - 11.52M
Capital expenditures 0.00M 0.00M 0.00M 0.00M 0.00M
Change in working capital -2.37M 0.13M -1.88M -1.97M -1.30M
Stock based compensation 0.08M 0.08M 0.08M 1.67M 0.07M
Other non cash items 12.16M -49.20M 31.10M 19.93M 12.54M
Free cash flow 47.26M -13.76M 63.47M 51.86M 41.29M

Peer Comparison*

Sector: Financial Services Industry: Mortgage Finance

Stock Name
Change
(CAD)
Price
(CAD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
FC
Firm Capital Mortgage Invest Corp		 0.16
1.54%		 10.55 12.07 12.11 10.52 1.05 10.93
MKP
MCAN Mortgage Corporation		 0.10
0.46%		 21.98 12.76 12.08 7.32 1.53 6.88
DLCG
Dominion Lending Centres Inc		 0.20
2.44%		 8.60 31.94 20.04 7.92 5.68 8.29
AI
Atrium Mortgage Investment Corp		 0.12
1.07%		 11.30 11.69 11.75 9.56 1.11 12.51
TF
Timbercreek Financial Corp		 0.09
1.75%		 5.22 16.21 10.68 10.28 0.85 7.72

Profile*

Firm Capital Mortgage Invest Corp

Firm Capital Mortgage Investment Corporation, through its mortgage banker, Firm Capital Corporation, provides residential home and commercial short-term bridge and conventional real estate financing services in Canada and the United States. The company's products include construction financing, mezzanine debt, and equity investments. It also invests in short-term residential and commercial real estate mortgage loans and real estate-related debt investments. The company was formerly known as Firm Capital Mortgage Investment Trust and changed its name to Firm Capital Mortgage Investment Corporation in 2011. Firm Capital Mortgage Investment Corporation was founded in 1988 and is based in Toronto, Canada.

163 Cartwright Avenue, Toronto, ON, Canada, M6A 1V5

416-635-0221

https://firmcapital.com/fcmic

1

Name Title Year Born
Mr. Eli Dadouch Founder, Pres, CEO & Director NA
Mr. Ryan M. Lim Chief Financial Officer NA
Mr. Jonathan Mair CPA, CA COO, Exec. VP & Director NA
Mr. Michael Warner Sr. VP of Mortgage Lending & Director NA
Mr. Sandy Ivan Poklar CPA, CA Exec. VP & MD of Fin. 1970
Ms. Victoria Granovski C.F.A., MFin Sec., Internal Credit Mang., Sr. VP of Credit & Equity Capital and Director NA
Mr. Eli Dadouch Founder, President, CEO & Director NA
Mr. Jonathan Mair CPA, CA COO, Executive VP & Director NA
Mr. Michael Warner Senior VP of Mortgage Lending & Director NA
Mr. Sandy Ivan Poklar CPA, CA Executive VP & MD of Finance 1970

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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