Explore 3 Stock Ideas & Industry Insights Download Free Report

888-969-2592
Shopping Cart 0
countryflagCA
Login

Home CompaniesiA Financial Corporation Inc

iA Financial Corporation Inc

Financial Services Insurance - Diversified
PortfolioPortfolio WatchlistWatchlist
Company price
222.35 CAD 5.48 ( 2.53%)
Last update at 2026-11-04T20:39:00Z
VOLUME
145698
Market Cap
15918.79M
P/E
15.36

Momentum Score

…

iA Financial Corporation Inc., provides insurance and wealth management services for individual and group basis in Canada and the United States. It operates through Insurance, Canada; Wealth Management; US Operations; and Investment segments. The company offers life, health, auto, home, and creditor insurance products; replacement insurance products and warranties; extended warranties and other ancillary products for dealer services; and specialized products for special markets; and life insurance products and extended warranties relating to dealer services. It also provides savings plans, retirement, and segregated funds, securities brokerage, trust operations, and mutual funds. In addition, the company offers car, RV, mortgage, disability, travel, medical and paramedical care, homecare, vision and dental care, accidental death and dismemberment, disability management, transit, and critical illness insurance products. Further, the company provides investment funds; registered retirement savings plan (RRSP), tax-free savings account, tax-free first home savings account, individual pension plan, locked-in retirement account, and non-registered savings plan; registered retirement income fund, life income fund, and annuities; registered education savings plans (RESP); and RRSP, RESP, and investment loans. Additionally, it owns and manages real estate portfolio of commercial space for lease for offices, businesses, etc.; manufactures and distributes automobile protection products; provides vehicle warranty and related software and services; digital property and casualty insurance distribution services; life insurance, mutual fund, securities, and cross border securities brokerage services; trust service; auto finance; ancillary automotive products; and automobile warranty services, as well as operates as an independent warranty providers and administrators in the used vehicle market. The company was founded in 1892 and is headquartered in Quebec City, Canada.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
217.45
Low
222.40
High
52 Week Price Range
125.28
Low
181.84
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

iA Financial Corporation Inc is a Canadian insurance and wealth-management company offering life and health insurance, retirement savings, group benefits and investment solutions through an advisor and institutional distribution network. Long-term growth may be supported by demographic trends toward retirement planning, expansion of fee-based wealth-management services and continued development of distribution and digital capabilities. Investors may find it attractive for its diversified product mix and recurring revenue streams.

Material risks include sensitivity to interest rates and capital markets that affect investment returns and liabilities, underwriting and claims volatility, regulatory changes and competitive pressure on fees and margins.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
216.87
Dividend Yield
2.24%
Revenue TTM
9105.00M
Revenue Per Share
97.90
Gross Profit TTM
4188.00M
Debt / Equity
0.34
ROE
13.93%
Net Debt
817.00M
ROCE
1.49%
Diluted EPS TTM
11.30

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 1328.00M 1229.00M 1001.00M 956.00M 1118.00M
Net income 1096.00M 962.00M 789.00M 800.00M 859.00M
Selling general administrative - - - 1741.00M 1530.00M
Gross profit 11313.00M 3699.00M 3138.00M 6546.00M 15511.00M
Reconciled depreciation 358.00M 320.00M 291.00M 503.00M 415.00M
Ebit 1397.00M 1290.00M 1059.00M 1023.00M 1186.00M
Ebitda 1755.00M 1610.00M 1350.00M 1526.00M 1601.00M
Depreciation and amortization 358.00M 320.00M 291.00M 503.00M 415.00M
Operating income 1328.00M 1229.00M 1001.00M 1023.00M 1186.00M
Other operating expenses 9985.00M 6699.00M 7708.00M 5590.00M 14393.00M
Interest expense 69.00M 61.00M 58.00M 67.00M 68.00M
Tax provision 232.00M 267.00M 212.00M 156.00M 259.00M
Interest income 1216.00M 826.00M 408.00M 8843.00M 1495.00M
Net interest income -69.00M -67.00M -66.00M -97.00M -77.00M
Income tax expense 232.00M 267.00M 212.00M 156.00M 259.00M
Total revenue 11313.00M 7928.00M 8709.00M 6546.00M 15511.00M
Total operating expenses 9985.00M 2470.00M 2137.00M 5590.00M 14396.00M
Cost of revenue - 4229.00M 5571.00M - -
Total other income expense net 2173.00M 1833.00M -6926.00M -67.00M -68.00M
Net income from continuing ops 1096.00M 962.00M 789.00M 800.00M 859.00M
Net income applicable to common shares 1053.00M 942.00M 769.00M 817.00M 830.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 122808.00M 109861.00M 91534.00M 87425.00M 94659.00M
Intangible assets 2278.00M 1964.00M 1847.00M 1784.00M 1708.00M
Other current assets - - 3486.00M 4317.00M 4054.00M
Total liab 114542.00M 102394.00M 84496.00M 80285.00M 87414.00M
Total stockholder equity 8266.00M 7467.00M 7038.00M 7140.00M 7245.00M
Deferred long term liab - - - 732.00M 598.00M
Other current liab - - -3493.00M -1878.00M -1962.00M
Common stock 1514.00M - 1603.00M 1675.00M 1706.00M
Capital stock 1914.00M 1524.00M 1978.00M 2200.00M 2231.00M
Retained earnings 5732.00M 5253.00M 5060.00M 5331.00M 4963.00M
Other liab - - - 68839.00M 77323.00M
Good will 1799.00M 1490.00M 1318.00M 1318.00M 1267.00M
Other assets 1023.00M - - 49401.00M 51164.00M
Cash 1953.00M 1566.00M 840.00M 1358.00M 1546.00M
Total current liabilities - - -2112.00M 1878.00M 1962.00M
Net debt 817.00M 419.00M 1038.00M 708.00M 100.00M
Short term debt 0.00M - - 0.00M 0.00M
Short long term debt total 2770.00M - 1878.00M 2066.00M 1646.00M
Other stockholder equity 16.00M - 17.00M 23.00M 65.00M
Property plant equipment 333.00M - - 337.00M 369.00M
Total current assets 5597.00M - 3486.00M 3265.00M 3352.00M
Long term investments 37633.00M 37820.00M 34009.00M 31320.00M 36799.00M
Net tangible assets - - - 3513.00M 3745.00M
Short term investments - - 539.00M 7307.00M 52957.00M
Net receivables 3644.00M 1595.00M 1560.00M 1907.00M 1806.00M
Long term debt 1498.00M 1985.00M 1761.00M 1503.00M 1451.00M
Inventory - - -2939.00M - -
Accounts payable 1534.00M 1360.00M 1381.00M 1878.00M 1962.00M
Accumulated other comprehensive income 4.00M - -17.00M -414.00M -14.00M
Non currrent assets other 4908.00M - 82334.00M -34759.00M -40143.00M
Non current assets total 117211.00M - 88048.00M 34759.00M 40143.00M
Capital lease obligations 139.00M 101.00M 107.00M 110.00M 123.00M
Long term debt total 1611.00M - - 1593.00M 1553.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -491.00M -317.00M -287.00M -294.00M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -2025.00M -491.00M -307.00M -287.00M -294.00M
Net borrowings -422.00M - - 29.00M -22.00M
Total cash from financing activities -712.00M -397.00M -1009.00M -525.00M -294.00M
Change to operating activities - - - -6488.00M -182.00M
Net income 1096.00M 1229.00M 789.00M 956.00M 1118.00M
Change in cash 923.00M 187.00M 21.00M -188.00M -403.00M
Begin period cash flow 1030.00M 1379.00M 1358.00M 1546.00M 1949.00M
End period cash flow 1953.00M 1566.00M 1379.00M 1358.00M 1546.00M
Total cash from operating activities 3444.00M 1041.00M 1342.00M 613.00M 185.00M
Issuance of capital stock 413.00M 369.00M 15.00M 262.00M 28.00M
Depreciation 358.00M 320.00M 291.00M 503.00M 415.00M
Other cashflows from investing activities -621.00M -213.00M -28.00M 0.00M -46.00M
Dividends paid 404.00M 348.00M 328.00M 304.00M 246.00M
Sale purchase of stock -294.00M -710.00M -612.00M -213.00M -8.00M
Other cashflows from financing activities -27.00M -58.00M -209.00M -286.00M -46.00M
Change to netincome - - - 5756.00M -900.00M
Capital expenditures 233.00M 278.00M 279.00M 287.00M 248.00M
Change in working capital 1652.00M -680.00M 2791.00M -6488.00M -182.00M
Stock based compensation - - - - 24.00M
Other non cash items 338.00M -2060.00M -2529.00M 5642.00M -1166.00M
Free cash flow 3211.00M 763.00M 1063.00M 326.00M -63.00M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Diversified

Stock Name
Change
(CAD)
Price
(CAD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
IAG
iA Financial Corporation Inc		 5.48
2.53%		 222.35 15.36 12.33 1.75 1.99 1.94
BRK
Berkshire Hathaway CDR (CAD Hedged)		 1.54
3.83%		 41.75 14.59 0.01 3.72 1.36 2.67
SLF
Sun Life Financial Inc.		 2.10
1.86%		 114.84 15.62 12.27 1.53 2.22 1.74
SLF-PH
Sun Lif Non Cum Rst Cl A 10R Prf		 0.20
0.82%		 24.70 2.94 - 1.46 - -
SLF-PJ
Sun Life Financial Inc		 -0.19
0.94%		 20.01 2.47 - 1.42 - -

Profile*

iA Financial Corporation Inc

iA Financial Corporation Inc., provides insurance and wealth management services for individual and group basis in Canada and the United States. It operates through Insurance, Canada; Wealth Management; US Operations; and Investment segments. The company offers life, health, auto, home, and creditor insurance products; replacement insurance products and warranties; extended warranties and other ancillary products for dealer services; and specialized products for special markets; and life insurance products and extended warranties relating to dealer services. It also provides savings plans, retirement, and segregated funds, securities brokerage, trust operations, and mutual funds. In addition, the company offers car, RV, mortgage, disability, travel, medical and paramedical care, homecare, vision and dental care, accidental death and dismemberment, disability management, transit, and critical illness insurance products. Further, the company provides investment funds; registered retirement savings plan (RRSP), tax-free savings account, tax-free first home savings account, individual pension plan, locked-in retirement account, and non-registered savings plan; registered retirement income fund, life income fund, and annuities; registered education savings plans (RESP); and RRSP, RESP, and investment loans. Additionally, it owns and manages real estate portfolio of commercial space for lease for offices, businesses, etc.; manufactures and distributes automobile protection products; provides vehicle warranty and related software and services; digital property and casualty insurance distribution services; life insurance, mutual fund, securities, and cross border securities brokerage services; trust service; auto finance; ancillary automotive products; and automobile warranty services, as well as operates as an independent warranty providers and administrators in the used vehicle market. The company was founded in 1892 and is headquartered in Quebec City, Canada.

1080 Grande Allée West, Quebec City, QC, Canada, G1K 7M3

418-684-5000

https://ia.ca

10347

Name Title Year Born
Mr. Denis Yves Ricard B.Sc., F.S.A., FCIA, FSA CEO, Pres & Director 1962
Mr. Jacques Potvin B.Sc., F.S.A., FCIA, FSA Exec. VP, CFO & Chief Actuary NA
Mr. Alain Bergeron B.B.A., C.F.A., CFA, CMT, M.Sc. Exec. VP & Chief Investment Officer NA
Mr. Michael Lee Stickney B.S., C.F.A., F.S.A., FCIA, FSA, M.B.A., MBA Exec. VP & Chief Growth Officer NA
Mr. Pierre C. Miron Exec. VP & Chief Transformation Officer 1958
Lyne Pelchat C.A., CPA, CPA, CA Vice-Pres of Accounting & Taxation NA
Ms. Manon Gauthier CPA, CA, CFA Sr. Vice-Pres of Admin., Individual Savings & Retirement NA
Ms. Marie-Annick Bonneau Head of Investor Relations NA
Pierre Picard Mang. of PR NA
Ms. Lilia Sham B.Sc., F.S.A., M.Sc., MAAA Exec. VP of Corp. Strategy & Devel. NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Kalkine

3 Mining Stock
Ideas Report

Download a free report with stock ideas and industry insights for general information.

Download Free Report Now → sector image

Top Stocks by Market Cap*

PRL
CAD 30.50
+15.05%
DSV
CAD 11.02
+14.55%
USA
CAD 4.29
+13.19%
NUAG
CAD 7.70
+12.90%
GMIN
CAD 43.79
+12.86%
DRUG
CAD 26.11
-29.58%
HUT
CAD 68.98
-22.41%
UCU
CAD 2.09
-14.34%
VET
CAD 14.87
-14.29%
PHX
CAD 10.96
-13.56%

Equity Sectors*

  • Basic Materials

    +5.46%

  • Communication Services

    +3.38%

  • Consumer Cyclical

    +3.11%

  • Consumer Defensive

    +1.35%

  • Energy

    -4.79%

  • Financial Services

    +2.66%

  • Healthcare

    -0.72%

  • Industrials

    -0.11%

  • Real Estate

    +1.84%

  • Technology

    +1.05%

  • Utilities

    +0.39%

Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.

Support

Hi! How can we help you today?

Loading…