RY 169.88 -1.0542% SHOP 144.59 -0.959% TD 77.85 -0.1667% ENB 59.62 -0.5505% BN 78.53 -0.971% TRI 223.92 -0.2495% CNQ 47.03 -0.0213% CP 102.49 -0.5627% CNR 147.77 -0.8787% BMO 131.32 -0.0685% BNS 78.4 0.0255% CSU 4463.7002 0.6222% CM 90.42 0.6344% MFC 44.91 -1.3184% ATD 77.0 -0.7604% NGT 60.01 -0.4149% TRP 68.0 -2.2989% SU 56.965 -0.4282% WCN 260.14 -0.653% L 176.45 0.7135%

Royal Bank of Canada

Financial Services CA RY

169.88CAD
-1.81(1.05%)

Last update at 2024-11-20T19:27:00Z

Day Range

169.63171.91
LowHigh

52 Week Range

111.25173.75
LowHigh

Fundamentals

  • Previous Close 171.69
  • Market Cap244390.40M
  • Volume702645
  • P/E Ratio15.32
  • Dividend Yield3.29%
  • Revenue TTM56508.00M
  • Revenue Per Share TTM40.13
  • Gross Profit TTM 48501.00M
  • Diluted EPS TTM11.28

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Income before tax 18466.00M 20109.00M 20631.00M 14389.00M 15914.00M
Minority interest -7.00000M -13.00000M -12.00000M 103.00M 102.00M
Net income 14859.00M 15794.00M 16038.00M 11432.00M 12860.00M
Selling general administrative 22993.00M 18311.00M 20430.00M 18935.00M 18685.00M
Selling and marketing expenses - - - - -
Gross profit - 48775.00M 49537.00M 47104.00M 45926.00M
Reconciled depreciation 2870.00M 2652.00M 2592.00M 2648.00M 1934.00M
Ebit - 38150.00M 28762.00M 28432.00M 37487.00M
Ebitda - 40802.00M 31354.00M 29705.00M 38684.00M
Depreciation and amortization - 2652.00M 2592.00M 1273.00M 1197.00M
Non operating income net other - - - - -
Operating income - 38150.00M 28762.00M 28432.00M 37487.00M
Other operating expenses - 4249.00M 6137.00M 6030.00M 6620.00M
Interest expense 61862.00M 18054.00M 8143.00M 14048.00M 21584.00M
Tax provision 3600.00M 4302.00M 4581.00M 2952.00M 3043.00M
Interest income 86991.00M 40771.00M 28145.00M 34883.00M 41333.00M
Net interest income 25129.00M 22717.00M 20002.00M 20835.00M 19749.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - 4302.00M 4581.00M 2952.00M 3043.00M
Total revenue 56256.00M 48775.00M 49537.00M 47104.00M 45926.00M
Total operating expenses - - - - 27027.00M
Cost of revenue - - - - -
Total other income expense net - -18041.00000M -8131.00000M -14043.00000M -21573.00000M
Discontinued operations - - - - -
Net income from continuing ops 14866.00M 15807.00M 16050.00M 11437.00M 12871.00M
Net income applicable to common shares - 15547.00M 15781.00M 11164.00M 12591.00M
Preferred stock and other adjustments - - - - -
Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Total assets 2004992.00M 1917219.00M 1706323.00M 1624548.00M 1428935.00M
Intangible assets 5907.00M 6083.00M 4471.00M 4752.00M 4674.00M
Earning assets - - 825003.00M 795702.00M 741328.00M
Other current assets - 129561.00M 108196.00M 102180.00M 89692.00M
Total liab 1887232.00M 1809044.00M 1607561.00M 1537781.00M 1345310.00M
Total stockholder equity 117661.00M 108064.00M 98667.00M 86664.00M 83523.00M
Deferred long term liab - - - - -
Other current liab - -654.00000M -110005.00000M -90105.00000M -107738.00000M
Common stock - 17318.00M 17728.00M 17499.00M 17587.00M
Capital stock 26721.00M 24641.00M 24451.00M 23576.00M 23351.00M
Retained earnings 84328.00M 78037.00M 71795.00M 59806.00M 55981.00M
Other liab - 26312.00M 29340.00M 28267.00M 25224.00M
Good will 12594.00M 12277.00M 10854.00M 11302.00M 11236.00M
Other assets - 1305876.00M 1144638.00M 1008472.00M 973974.00M
Cash 133075.00M 180408.00M 193484.00M 157901.00M 64655.00M
Cash and equivalents - - - - -
Total current liabilities - 159583.00M 110005.00M 90105.00M 107738.00M
Current deferred revenue - - - - -
Net debt 301443.00M 244768.00M 111564.00M -148034.00000M -54840.00000M
Short term debt - 142952.00M 99499.00M 80642.00M 99403.00M
Short long term debt 111395.00M 142298.00M 98868.00M 80009.00M 228581.00M
Short long term debt total - 425176.00M 305048.00M 9867.00M 9815.00M
Other stockholder equity - 5386.00M 2421.00M -132.00000M 4190.00M
Property plant equipment - 7214.00M 7424.00M 7934.00M 3191.00M
Total current assets - 266835.00M 253558.00M 316274.00M 186856.00M
Long term investments 410231.00M 318934.00M 285378.00M 280759.00M 251735.00M
Net tangible assets - 82386.00M 76658.00M 64665.00M 61906.00M
Short term investments 78929.00M 60188.00M 37541.00M 139743.00M 102470.00M
Net receivables 12148.00M 26239.00M 22533.00M 18630.00M 19731.00M
Long term debt 323123.00M 12267.00M 33271.00M 23153.00M 9815.00M
Inventory - - - - -
Accounts payable 20600.00M 17285.00M 10506.00M 9463.00M 8335.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - 3414.00M 4248.00M
Additional paid in capital - - - - -
Common stock total equity - - - 17499.00M 17587.00M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - -73.00000M -129.00000M -58.00000M
Accumulated amortization - - - - -
Non currrent assets other - -344508.00000M -308127.00000M -299802.00000M -268105.00000M
Deferred long term asset charges - - - - -
Non current assets total - 344508.00M 308127.00M 299802.00M 268105.00M
Capital lease obligations 4764.00M 5110.00M 5077.00M 5357.00M -
Long term debt total - 17377.00M 38348.00M 28510.00M 9815.00M
Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Investments -28265.00000M -52194.00000M -55240.00000M -39557.00000M -11126.00000M
Change to liabilities - 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - -57054.00000M -57348.00000M -39557.00000M -11126.00000M
Net borrowings - 9788.00M -385.00000M -825.00000M 137.00M
Total cash from financing activities -9833.00000M -2185.00000M -5928.00000M -7746.00000M -7457.00000M
Change to operating activities - -35020.00000M -62010.00000M -3899.00000M -25624.00000M
Net income 14859.00M 15807.00M 16050.00M 11437.00M 12871.00M
Change in cash -10408.00000M -41449.00000M -5042.00000M 92578.00M -3899.00000M
Begin period cash flow 72397.00M 113846.00M 118888.00M 26310.00M 30209.00M
End period cash flow 61989.00M 72397.00M 113846.00M 118888.00M 26310.00M
Total cash from operating activities 26079.00M 21942.00M 61044.00M 138819.00M 14265.00M
Issuance of capital stock 4239.00M 6274.00M 7098.00M 6593.00M 5977.00M
Depreciation 2870.00M 2652.00M 2592.00M 2648.00M 1934.00M
Other cashflows from investing activities - -313.00000M -313.00000M -36928.00000M -8865.00000M
Dividends paid 5549.00M 6960.00M 6420.00M 6333.00M 6025.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -4075.00000M -11282.00000M -6218.00000M -7175.00000M -7544.00000M
Other cashflows from financing activities - 11353.00M 4978.00M 4502.00M 1585.00M
Change to netincome - 833.00M -435.00000M 3529.00M 1021.00M
Capital expenditures 2730.00M 2500.00M 2186.00M 2629.00M 2261.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 6934.00M 2681.00M 42878.00M 121252.00M -1440.00000M
Stock based compensation - - - - -
Other non cash items - 233.00M -1057.00000M 4068.00M 1419.00M
Free cash flow 23349.00M 19442.00M 58858.00M 136190.00M 12004.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Diversified

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
RY
Royal Bank of Canada
-1.81 1.05% 169.88 15.32 13.35 4.31 2.12 11.66
TD
Toronto Dominion Bank
-0.13 0.17% 77.85 18.27 9.80 2.64 1.37 6.50
BMO
Bank of Montreal
-0.09 0.07% 131.32 15.08 11.86 3.04 1.17 10.32
BNS
Bank of Nova Scotia
0.02 0.03% 78.40 13.18 10.72 3.15 1.28 12.14
CM
Canadian Imperial Bank Of Commerce
0.57 0.63% 90.42 12.96 11.82 3.73 1.61 8.19

Reports Covered

Stock Research & News

Profile

Royal Bank of Canada operates as a diversified financial service company worldwide. The company's Personal & Commercial Banking segment offers checking and savings accounts, home equity financing, personal lending, private banking, indirect lending, including auto financing, mutual funds and self-directed brokerage accounts, guaranteed investment certificates, credit cards, and payment products and solutions; and lending, leasing, deposit, investment, foreign exchange, cash management, auto dealer financing, trade products, and services to small and medium-sized commercial businesses. This segment offers financial products and services through branches, automated teller machines, and mobile sales network. Its Wealth Management segment provides a suite of wealth, investment, trust, banking, credit, and other advice-based solutions and strategies to high net worth and ultra-high net worth individuals, and institutional clients; asset management products to institutional and individual clients; and asset and investor services to financial institutions, asset managers, and asset owners. The company's Insurance segment offers life, health, home, auto, travel, wealth, annuities, property and casualty, and reinsurance advice and solutions; and business insurance services to individual, business, and group clients through its advice centers, RBC insurance stores, and mobile advisors; digital platforms; and independent brokers and partners. The company's Capital Markets segment offers advisory and origination, sales and trading, lending and financing, and transaction banking services to corporations, institutional clients, asset managers, private equity firms, and governments. The company was founded in 1864 and is headquartered in Toronto, Canada.

Royal Bank of Canada

Royal Bank Plaza, Toronto, ON, Canada, M5J 2J5

Key Executives

Name Title Year Born
Mr. David I. McKay Pres, CEO & Director 1963
Mr. Neil McLaughlin Group Head of Personal & Commercial Banking NA
Mr. Douglas Antony Guzman Group Head of Wealth Management, Insurance, Investor & Treasury Services NA
Mr. Derek Neldner CFA Group Head & CEO of RBC Capital Markets NA
Ms. Nadine Ahn Chief Financial Officer 1971
Mr. Bruce Ross Group Head of Technology & Operations NA
Ms. Gay Mitchell Deputy Chairman of RBC Wealth Management NA
Mr. Christoph Knoess Chief Admin. & Strategy Officer NA
Mr. Asim Imran VP & Head of Investor Relations NA
Ms. Maria Douvas Chief Legal Officer NA

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