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Solution Financial Inc

Consumer Cyclical CA SFI

0.28CAD
-(-%)

Last update at 2025-04-17T18:52:00Z

Day Range

0.280.28
LowHigh

52 Week Range

0.200.33
LowHigh

Fundamentals

  • Previous Close 0.28
  • Market Cap24.99M
  • Volume8000
  • P/E Ratio-
  • Dividend Yield1.38%
  • EBITDA1.08M
  • Revenue TTM12.86M
  • Revenue Per Share TTM0.15
  • Gross Profit TTM 8.99M
  • Diluted EPS TTM-

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 1.11M 1.15M 0.79M 0.33M -1.84909M
Minority interest - - - - -
Net income 0.84M 0.91M 0.40M 0.18M -1.91771M
Selling general administrative 3.00M 2.91M 1.93M 2.21M 2.93M
Selling and marketing expenses - - - - -
Gross profit 4.96M 4.57M 3.43M 2.97M 2.75M
Reconciled depreciation 4.14M 5.17M 5.22M 3.50M 1.87M
Ebit 1.91M 1.62M 1.46M 0.73M -0.19870M
Ebitda 5.87M 6.76M 6.68M 4.24M 0.08M
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income 1.29M 1.18M 0.78M 0.32M -1.85315M
Other operating expenses - - - - -
Interest expense 0.63M 0.44M 0.67M 0.41M 0.06M
Tax provision 0.27M 0.24M 0.39M 0.15M 0.07M
Interest income - - - - -
Net interest income -0.62616M -0.43588M -0.67427M -0.40881M -0.06798M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 0.27M 0.24M 0.39M 0.15M 0.07M
Total revenue 20.35M 20.45M 14.30M 9.64M 4.81M
Total operating expenses 18.43M 18.84M 12.84M 8.91M 6.60M
Cost of revenue 15.38M 15.88M 10.87M 6.67M 2.07M
Total other income expense net -0.18213M -0.02945M 0.00753M 0.00732M 0.00406M
Discontinued operations - - - - -
Net income from continuing ops 0.84M 0.91M 0.40M 0.18M -1.91771M
Net income applicable to common shares 0.84M 0.91M 0.40M 0.18M -1.91771M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 29.61M 29.84M 33.29M 29.07M 24.48M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets 0.08M 0.73M 0.23M 0.08M 0.07M
Total liab 16.81M 16.34M 19.86M 18.64M 15.01M
Total stockholder equity 12.80M 13.49M 13.43M 10.43M 9.48M
Deferred long term liab - - - - -
Other current liab 4.53M 0.77M 0.67M 0.61M 0.53M
Common stock - 9.51M 9.71M 7.08M 5.52M
Capital stock 9.38M 9.51M 9.71M 7.08M 5.52M
Retained earnings 2.46M 3.45M 2.96M 2.39M 2.31M
Other liab - 3.65M 5.75M 5.03M 4.64M
Good will - - - - -
Other assets - 22.25M 27.46M 24.86M 21.99M
Cash 1.29M 1.81M 3.38M 2.53M 0.58M
Cash and equivalents - 1.81M 3.38M 2.53M 0.58M
Total current liabilities 8.38M 9.67M 10.90M 13.60M 7.76M
Current deferred revenue - - - - -
Net debt 1.92M 9.61M 9.75M 10.22M 9.04M
Short term debt - 8.42M 9.97M 10.06M 5.76M
Short long term debt 3.21M 8.42M 9.97M 12.75M 7.01M
Short long term debt total - - 3.21M 0.00814M 2.61M
Other stockholder equity - 0.36M 0.24M 0.09M 0.97M
Property plant equipment - 0.33M 0.32M 0.28M 0.27M
Total current assets 11.96M 7.21M 5.47M 3.89M 2.18M
Long term investments - - - - -
Net tangible assets - 13.45M 13.40M 10.39M 9.43M
Short term investments - - - - -
Net receivables 0.53M 4.20M 1.43M 0.73M 0.54M
Long term debt - 3.00M 3.16M 0.00000M 2.61M
Inventory 0.49M 0.47M 0.43M 0.55M 0.98M
Accounts payable - 0.44M 0.22M 0.22M 0.21M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - 0.22M
Deferred long term asset charges - - - - -
Non current assets total 17.65M 22.63M 27.82M 25.18M 22.31M
Capital lease obligations 0.01M 0.07M 0.08M 0.03M -
Long term debt total - 3.01M 3.21M 0.00814M 2.61M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments 10.37M -7.70105M -8.41429M -12.53037M -7.93517M
Change to liabilities -1.82253M 0.47M 0.37M 0.98M 1.22M
Total cashflows from investing activities 10.37M -7.70105M -8.41429M -12.53037M -7.93517M
Net borrowings -1.67095M 0.35M 4.29M 7.35M 1.23M
Total cash from financing activities -2.64005M 2.31M 3.43M 7.33M 4.61M
Change to operating activities -13.04729M -0.68410M 0.17M 0.32M 1.02M
Net income 0.84M 0.91M 0.40M 0.18M -1.91771M
Change in cash -1.57420M 0.85M 1.94M 0.14M 0.44M
Begin period cash flow 3.38M 2.53M 0.58M 0.45M 0.01M
End period cash flow 1.81M 3.38M 2.53M 0.58M 0.45M
Total cash from operating activities -9.30770M 6.25M 6.93M 5.33M 3.76M
Issuance of capital stock 0.00000M 1.82M - 0.00000M 3.36M
Depreciation 0.08M 0.06M 0.04M 0.03M 0.02M
Other cashflows from investing activities -0.00743M -0.60641M -0.00257M -0.00257M -0.00257M
Dividends paid -0.35552M -0.33386M -0.31707M -0.07921M 0.08M
Change to inventory -0.04611M 0.13M 0.64M -0.45099M -0.30631M
Change to account receivables 0.27M -0.11175M -0.22769M 0.52M -0.20011M
Sale purchase of stock -0.61358M 0.46M -0.53798M 0.06M 3.39M
Other cashflows from financing activities 0.00000M 1.82M - - 0.49M
Change to netincome 0.36M 0.37M 0.23M 0.23M 0.58M
Capital expenditures 0.05M 7.09M 8.41M 12.53M 8.14M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -14.37889M 0.04M 0.39M 1.23M 1.63M
Stock based compensation 0.00000M 0.07M 0.05M 0.10M -
Other non cash items 0.10M 0.05M 0.18M 0.17M 1.59M
Free cash flow -9.35653M -0.84572M -1.48617M -7.19597M -4.38786M

Peer Comparison

Sector: Consumer Cyclical Industry: Auto & Truck Dealerships

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
SFI
Solution Financial Inc
- -% 0.28 - - 1.94 1.98 2.18 12.85
BYD
Boyd Group Services Inc.
-7.23 3.43% 203.43 82.05 41.67 1.53 4.00 1.50 13.48
ACQ
Autocanada Inc
0.52 3.39% 15.88 - 6.79 0.05 0.68 0.41 20.36

Reports Covered

Stock Research & News

Profile

Solution Financial Inc., together with its subsidiary, engages in the leasing, financing, and retail sale of luxury and exotic vehicles, yachts, and other assets in Canada. It serves new immigrants, business owners, and international students. Solution Financial Inc. is headquartered in Richmond, Canada.

Solution Financial Inc

8680 Cambie Road, Richmond, BC, Canada, V6X 4K1

Key Executives

Name Title Year Born
Mr. Bryan Pang CEO, Pres & Director NA
Mr. Sean P. Hodgins (Illinois), C.A., CPA, CA, CPA CFO, Corp. Sec. & Non-Independent Director NA
Mr. Vincent Lau VP of Operations & Director NA
Ms. Winnie Louie HR & Communication Mang. NA
Mr. Michael Chan Director of Sales NA
Mr. Cary Lau Director of Marketing NA
Mr. Johnny Lau Financial Controller NA
Mr. Bryan Pang CEO, President & Director NA
Mr. Sean P. Hodgins (Illinois), C.A., CPA, CA, CPA CFO, Corporate Secretary & Non-Independent Director NA
Ms. Winnie Louie HR & Communication Manager NA

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