Explore 3 Stock Ideas & Industry Insights Download Free Report

Company price
0.27 CAD 0.00(0%)
Last update at 2026-11-03T19:50:00Z
VOLUME
10000
Market Cap
23.66M

Momentum Score

…

Solution Financial Inc., together with its subsidiary, engages in leasing, financing, and retail sale of luxury and exotic vehicles, yachts, and other assets in Canada. It serves new immigrants, business owners, and international students. Solution Financial Inc. is headquartered in Richmond, Canada.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
0.27
Low
0.27
High
52 Week Price Range
0.26
Low
0.30
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Public disclosures for Solution Financial Inc (SFI.TO) are limited; available sources list it as a small-cap financial services company without a detailed operating description. Long-term growth may depend on client acquisition, distribution scale and market conditions, so it may appeal to investors seeking small-cap financial exposure willing to accept limited transparency and execution risk.
Material risks include limited disclosure and governance transparency, low liquidity, execution risk, sensitivity to interest-rate and credit cycles, and regulatory or compliance changes.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
0.27
Dividend Yield
1.45%
Revenue TTM
11.32M
Revenue Per Share
0.13
Gross Profit TTM
3.97M
Debt / Equity
0.24
ROE
2.60%
Net Debt
6.83M
ROCE
0.51%
Diluted EPS TTM
-

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 0.16M 0.24M -0.37M 1.11M 1.15M
Net income 0.27M 0.36M 0.04M 0.84M 0.91M
Selling general administrative 2.47M 2.40M 2.89M 3.00M 2.91M
Gross profit 3.90M 3.76M 3.92M 4.96M 4.57M
Reconciled depreciation 0.36M 0.79M 2.30M 4.14M 5.17M
Ebit - - - 1.91M 1.62M
Ebitda - - - 5.87M 6.76M
Operating income 0.12M 0.21M 0.04M 1.29M 1.18M
Interest expense 1.20M 1.04M 0.90M 0.63M 0.44M
Tax provision -0.11M -0.11M -0.41M 0.27M 0.24M
Net interest income -1.20M -1.04M -0.90M -0.63M -0.44M
Income tax expense - - - 0.27M 0.24M
Total revenue 10.61M 12.51M 13.92M 20.35M 20.45M
Total operating expenses 10.49M 12.30M 13.87M 18.43M 18.84M
Cost of revenue 6.71M 8.75M 10.00M 15.38M 15.88M
Total other income expense net 0.05M 0.03M -0.41M -0.18M -0.03M
Net income from continuing ops 0.27M 0.36M 0.04M 0.84M 0.91M
Net income applicable to common shares 0.27M 0.36M 0.04M 0.84M 0.91M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 37.60M 31.40M 29.61M 29.84M 33.29M
Other current assets 1.60M 0.09M 0.08M 0.73M 0.23M
Total liab 25.33M 18.65M 16.81M 16.34M 19.86M
Total stockholder equity 12.27M 12.75M 12.80M 13.49M 13.43M
Other current liab 4.72M 5.61M 4.53M 0.77M 0.67M
Common stock 9.19M - - 9.51M 9.71M
Capital stock 9.19M 9.35M 9.38M 9.51M 9.71M
Retained earnings 2.29M 2.44M 2.46M 3.45M 2.96M
Other liab - - - 3.65M 5.75M
Other assets - - - 22.25M 27.46M
Cash 1.99M 0.68M 1.29M 1.81M 3.38M
Cash and equivalents 1.99M - - 1.81M 3.38M
Total current liabilities 14.66M 9.89M 8.38M 9.67M 10.90M
Net debt 6.83M 2.32M 1.92M 9.61M 9.75M
Short term debt 8.81M - - 8.42M 9.97M
Short long term debt 8.81M 3.01M 3.21M 8.42M 9.97M
Short long term debt total - - - - 3.21M
Other stockholder equity - - - 0.36M 0.24M
Property plant equipment 0.46M - - 0.33M 0.32M
Total current assets 14.53M 11.74M 11.96M 7.21M 5.47M
Net tangible assets - - - 13.45M 13.40M
Net receivables 0.31M 0.27M 0.53M 4.20M 1.43M
Long term debt 7.89M - - 3.00M 3.16M
Inventory 0.55M 0.44M 0.49M 0.47M 0.43M
Accounts payable - - - 0.44M 0.22M
Non current assets total 23.07M 19.66M 17.65M 22.63M 27.82M
Capital lease obligations 0.01M 0.08M 0.01M 0.07M 0.08M
Long term debt total 7.91M - - 3.01M 3.21M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - 2.55M 5.38M 10.37M -7.70M
Change to liabilities - - - -1.82M 0.47M
Total cashflows from investing activities 0.68M 2.55M 5.38M 10.37M -7.70M
Net borrowings 6.32M 1.78M 1.55M -1.67M 0.35M
Total cash from financing activities 5.56M 1.37M 0.81M -2.64M 2.31M
Change to operating activities - - - -13.05M -0.68M
Net income 0.27M 0.36M 0.04M 0.84M 0.91M
Change in cash 1.40M -0.37M 0.75M -1.57M 0.85M
Begin period cash flow 2.19M 2.56M 1.81M 3.38M 2.53M
End period cash flow 3.59M 2.19M 2.56M 1.81M 3.38M
Total cash from operating activities -4.85M -4.29M -5.43M -9.31M 6.25M
Issuance of capital stock - - - 0.00M 1.82M
Depreciation 0.36M 0.79M 2.30M 0.08M 0.06M
Other cashflows from investing activities 0.73M 2.62M 5.52M -0.01M -0.61M
Dividends paid -0.34M 0.35M 0.35M -0.36M -0.33M
Change to inventory -0.10M 0.05M -0.02M -0.05M 0.13M
Change to account receivables -0.03M 0.13M -0.38M 0.27M -0.11M
Sale purchase of stock -0.41M -0.06M -0.39M -0.61M 0.46M
Other cashflows from financing activities 0.57M 2.09M 9.94M 0.00M 1.82M
Change to netincome - - - 0.36M 0.37M
Capital expenditures 0.04M 0.07M 0.14M 0.05M 7.09M
Change in working capital -5.54M -5.62M -7.58M -14.38M 0.04M
Stock based compensation 0.00M 0.00M 0.01M 0.00M 0.07M
Other non cash items 0.00M 0.06M 0.13M 0.10M 0.05M
Free cash flow -4.89M -4.37M -5.57M -9.36M -0.85M

Peer Comparison*

Sector: Consumer Cyclical Industry: Auto & Truck Dealerships

Stock Name
Change
(CAD)
Price
(CAD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
SFI
Solution Financial Inc
-
-%
0.27 - - 2.09 1.92 2.51 16.32
BYD
Boyd Group Services Inc.
-0.39
0.32%
123.13 147.63 30.96 1.46 1.98 1.25 11.44
ACQ
Autocanada Inc
-0.42
1.44%
28.72 25.59 10.57 0.10 1.14 0.47 15.26

Profile*

Solution Financial Inc

Solution Financial Inc., together with its subsidiary, engages in leasing, financing, and retail sale of luxury and exotic vehicles, yachts, and other assets in Canada. It serves new immigrants, business owners, and international students. Solution Financial Inc. is headquartered in Richmond, Canada.

8680 Cambie Road, Richmond, BC, Canada, V6X 4K1

604 233 1937

16

Name Title Year Born
Mr. Bryan Pang CEO, Pres & Director NA
Mr. Sean P. Hodgins (Illinois), C.A., CPA, CA, CPA CFO, Corp. Sec. & Non-Independent Director NA
Mr. Vincent Lau VP of Operations & Director NA
Ms. Winnie Louie HR & Communication Mang. NA
Mr. Michael Chan Director of Sales NA
Mr. Cary Lau Director of Marketing NA
Mr. Johnny Lau Financial Controller NA
Mr. Bryan Pang CEO, President & Director NA
Mr. Sean P. Hodgins (Illinois), C.A., CPA, CA, CPA CFO, Corporate Secretary & Non-Independent Director NA
Ms. Winnie Louie HR & Communication Manager NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…