Last update at 2025-06-19T15:38:00Z
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UK Dividend Stocks To Consider For Your Portfolio
Thu 22 May 25, 06:31 AM3 UK Dividend Stocks To Consider With Up To 6.5% Yield
Tue 20 May 25, 06:32 AMTop 3 UK Dividend Stocks For Your Portfolio
Mon 19 May 25, 06:32 AM3 UK Dividend Stocks To Watch With Up To 5.1% Yield
Thu 15 May 25, 06:31 AMUK Dividend Stocks Spotlight Featuring 3 Income Generators
Mon 12 May 25, 06:32 AM3 Dividend Stocks In The UK With Up To 7.1% Yield
Fri 09 May 25, 06:31 AMMay 2025's Leading UK Dividend Stocks
Thu 08 May 25, 06:31 AMJames Halstead And 2 Other Leading UK Dividend Stocks
Mon 05 May 25, 06:31 AM3 UK Dividend Stocks Yielding Up To 5.3%
Fri 02 May 25, 06:31 AMBreakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
Income before tax | 531.50M | 464.60M | 260.40M | 209.10M | 183.80M |
Minority interest | - | - | 60.00M | 60.00M | 60.00M |
Net income | 410.00M | 345.30M | 196.30M | 158.80M | 140.30M |
Selling general administrative | 80.60M | 55.70M | 55.40M | 44.70M | 20.80M |
Selling and marketing expenses | 4.50M | 4.00M | 5.10M | 4.00M | 3.20M |
Gross profit | 757.10M | 615.60M | 491.60M | 340.20M | 274.00M |
Reconciled depreciation | 13.40M | 14.50M | 13.80M | 8.20M | 4.70M |
Ebit | 890.90M | 464.60M | 260.40M | 209.10M | 312.20M |
Ebitda | 904.30M | 479.10M | 274.20M | 217.30M | 316.90M |
Depreciation and amortization | 13.40M | 14.50M | 13.80M | 8.20M | 4.70M |
Non operating income net other | - | - | - | - | - |
Operating income | 890.90M | 464.60M | 260.40M | 209.10M | 193.60M |
Other operating expenses | 199.00M | 153.50M | 143.40M | 114.10M | 0.80M |
Interest expense | 359.40M | 159.20M | 239.70M | 195.20M | 128.40M |
Tax provision | 121.50M | 119.30M | 64.10M | 50.30M | 43.50M |
Interest income | 1069.90M | 903.60M | 867.00M | 577.50M | 416.00M |
Net interest income | 710.50M | 587.60M | 472.20M | 356.10M | 295.70M |
Extraordinary items | - | - | - | - | - |
Non recurring | - | - | - | - | - |
Other items | - | - | - | - | - |
Income tax expense | 121.50M | 119.30M | 64.10M | 50.30M | 43.50M |
Total revenue | 757.10M | 615.60M | 491.60M | 340.20M | 282.70M |
Total operating expenses | 199.00M | 153.50M | 143.40M | 114.10M | 81.00M |
Cost of revenue | - | - | - | - | 0.00000M |
Total other income expense net | -359.40000M | -159.20000M | -239.70000M | -195.20000M | -9.80000M |
Discontinued operations | - | - | - | - | - |
Net income from continuing ops | 410.00M | 345.30M | 196.30M | 158.80M | 140.30M |
Net income applicable to common shares | 401.00M | 340.60M | 190.80M | 153.30M | 135.60M |
Preferred stock and other adjustments | - | - | - | - | - |
Breakdown | 2023-06-30 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2023-06-30 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
Total assets | - | 27566.70M | 24531.90M | 22654.50M | 21417.10M |
Intangible assets | - | 12.00M | 18.40M | 20.60M | 31.40M |
Earning assets | - | - | - | - | - |
Other current assets | - | 416.10M | 21277.00M | 19402.20M | 18591.60M |
Total liab | - | 25365.70M | 496.50M | 481.70M | 357.80M |
Total stockholder equity | - | 2201.00M | 2024.40M | 1616.90M | 1477.00M |
Deferred long term liab | - | 2.50M | 3.10M | 2.20M | 0.50M |
Other current liab | - | 16.30M | 7.40M | 8.10M | 53.30M |
Common stock | - | 4.30M | 4.50M | 1359.80M | 4.50M |
Capital stock | - | 4.30M | 4.50M | 1359.80M | 4.50M |
Retained earnings | - | 3389.40M | 3215.10M | 1608.60M | 553.20M |
Other liab | - | 17.10M | 41.80M | 50.10M | 64.70M |
Good will | - | - | - | - | - |
Other assets | - | 23884.50M | 21277.00M | 19402.20M | 18591.60M |
Cash | - | 2879.90M | 2563.30M | 2316.30M | 1968.90M |
Cash and equivalents | - | - | - | - | - |
Total current liabilities | - | 20468.40M | 17651.10M | 16877.50M | 16532.50M |
Current deferred revenue | - | - | - | - | - |
Net debt | - | -2588.80000M | -2066.80000M | -1834.60000M | -1611.10000M |
Short term debt | - | - | - | - | 466.50M |
Short long term debt | - | - | - | - | 466.50M |
Short long term debt total | - | 291.10M | 496.50M | 481.70M | 357.80M |
Other stockholder equity | - | -1192.70000M | -1195.20000M | -1351.50000M | 919.30M |
Property plant equipment | - | 40.90M | 35.10M | 39.20M | 41.60M |
Total current assets | - | 2879.90M | 2563.30M | 2316.30M | 1968.90M |
Long term investments | - | 749.40M | 638.10M | 876.20M | 783.60M |
Net tangible assets | - | 2191.50M | 2009.10M | 1598.50M | 1386.10M |
Short term investments | - | - | - | - | - |
Net receivables | - | 1.70M | - | 8.40M | - |
Long term debt | - | - | - | - | 2936.60M |
Inventory | - | - | - | - | - |
Accounts payable | - | 19868.90M | 17619.00M | 16676.00M | 16284.70M |
Total permanent equity | - | - | - | - | - |
Noncontrolling interest in consolidated entity | - | - | - | - | - |
Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
Accumulated other comprehensive income | - | - | - | -11.20000M | -8.80000M |
Additional paid in capital | - | - | - | - | - |
Common stock total equity | - | - | - | 1359.80M | 4.50M |
Preferred stock total equity | - | - | - | - | - |
Retained earnings total equity | - | - | - | - | - |
Treasury stock | - | - | - | - | - |
Accumulated amortization | - | - | - | - | - |
Non currrent assets other | - | -802.30000M | -691.60000M | -936.00000M | -856.60000M |
Deferred long term asset charges | - | - | - | - | - |
Non current assets total | - | 802.30M | 691.60M | 936.00M | 856.60M |
Capital lease obligations | - | - | - | - | - |
Long term debt total | - | - | - | - | - |
Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
Investments | 63.20M | 79.50M | 216.40M | -32.20000M | -40.00000M |
Change to liabilities | 0.00000M | 0.00000M | 0.00000M | 0.00000M | 0.00000M |
Total cashflows from investing activities | 63.20M | 80.60M | 755.80M | 826.60M | -45.60000M |
Net borrowings | 103.40M | 761.30M | 885.60M | 533.10M | 330.60M |
Total cash from financing activities | -184.30000M | 747.20M | 838.30M | 488.10M | 289.00M |
Change to operating activities | -2269.90000M | -1741.20000M | -1928.50000M | -2330.40000M | -265.80000M |
Net income | 531.50M | 464.60M | 260.40M | 209.10M | 183.80M |
Change in cash | 307.40M | 366.10M | 267.80M | 778.60M | 158.30M |
Begin period cash flow | 2736.70M | 2370.60M | 2102.80M | 1324.20M | 1165.90M |
End period cash flow | 3044.10M | 2736.70M | 2370.60M | 2102.80M | 1324.20M |
Total cash from operating activities | 428.50M | -461.70000M | -1326.30000M | -536.10000M | -85.10000M |
Issuance of capital stock | 1.70M | 0.80M | 2.60M | 0.40M | 0.40M |
Depreciation | 13.40M | 14.50M | 13.80M | 8.20M | 4.70M |
Other cashflows from investing activities | 7.70M | 1.90M | 7.00M | 7.00M | 7.00M |
Dividends paid | 133.10M | 86.70M | 86.70M | 37.30M | 33.20M |
Change to inventory | - | - | - | - | - |
Change to account receivables | - | - | - | - | - |
Sale purchase of stock | -102.00000M | 5043.60M | - | - | - |
Other cashflows from financing activities | 373.30M | 84.90M | 1939.30M | 863.50M | 321.90M |
Change to netincome | 29.00M | -22.50000M | 0.80M | 8.70M | 35.70M |
Capital expenditures | 11.70M | 6.80M | 7.50M | 11.60M | 6.00M |
Change receivables | - | - | - | - | - |
Cash flows other operating | - | - | - | - | - |
Exchange rate changes | - | - | - | - | - |
Cash and cash equivalents changes | - | - | - | - | - |
Change in working capital | -24.20000M | -799.00000M | -1537.20000M | -711.80000M | -262.10000M |
Stock based compensation | 8.10M | 6.70M | 5.10M | 4.00M | 2.50M |
Other non cash items | -100.30000M | 9.60M | 9.60M | -0.60000M | -14.00000M |
Free cash flow | 416.80M | -468.50000M | -1333.80000M | -547.70000M | -91.10000M |
Sector: Financial Services Industry: Mortgage Finance
Company | Change (GBX) | Price (GBX) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | ||
---|---|---|---|---|---|---|---|---|
OSB OneSavings Bank PLC |
-8.2 1.63% | 493.80 | 7.98 | 4.43 | 3.15 | 0.90 | ||
PAG Paragon Banking Group PLC |
-11.5 1.27% | 894.50 | 10.45 | 7.71 | 3.82 | 1.07 | 31.89 | |
MAB1 Mortgage Advice |
- -% | 846.00 | 42.11 | 23.31 | 1.83 | 6.61 | 1.86 | 19.43 |
LINV Lendinvest PLC |
0.20 0.51% | 39.20 | 3.38 | 9.68 | 0.78 | 0.48 | 13.65 | 71.54 |
OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending and retail savings company in the United Kingdom and the Channel Islands. It provides private rented sector related buy-to-let, commercial and semi-commercial mortgages, residential development finance, secured funding, bridging, and asset finance services. The company also provides buy-to-let and specialist residential mortgages, mortgage servicing, administration and analytical, mortgage originator and servicer, and retail savings products; and back office processing services. The company was founded in 1847 and is based in Chatham, the United Kingdom.
OSB House, Chatham, United Kingdom, ME4 4QZ
Name | Title | Year Born |
---|---|---|
Mr. Andrew John Golding | Group CEO & Director | 1969 |
Ms. April Carolyn Talintyre | CFO & Director | 1965 |
Mr. Clive Kornitzer | Group Chief Operating Officer | NA |
Mr. John A. Gaunt BSc (Hons) | Group Chief Information Officer | 1969 |
Alastair Pate | Group Head of Investor Relations and Head of Marketing & Communications | NA |
Mr. Richard Wilson | Group Chief Credit & Compliance Officer | NA |
Mr. Jason Elphick B.Com, LLB, LLM | Group Gen. Counsel & Company Sec. | NA |
Mr. Hasan Kazmi | Group Chief Risk Officer | NA |
Ms. Lisa Odendaal | Chief Internal Auditor | NA |
Mr. Neil Richardson | ESG Sustainability Director | NA |
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