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Company price
28.5 GBX 0.00(0%)
Last update at 2026-10-27T16:22:00Z
VOLUME
9722
Market Cap
38.24M
P/E
27.00

Momentum Score

…

LendInvest plc operates as an asset management platform for property finance in the United Kingdom. It operates through LendInvest Mortgages and LendInvest Capital segments. The company offers mortgages to buy-to-let landlords, property investors, landlords, homeowners, and developers, as well as various short-term mortgages; structured finance primarily to property developers and property companies; and bridging loans and houses the fund and self-select platform.It also provides funds, secure bonds, capital markets, co-investment, and syndication for institutional investors; self-select platform and secured bonds for individual investors; and development and structured finance for borrowers. In addition, the company offers fund management services; and holds securities. LendInvest plc was incorporated in 2012 and is based in London, the United Kingdom.

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Day Price Range
28.00
Low
28.50
High
52 Week Price Range
25.00
Low
45.95
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
28.50
Dividend Yield
-
Revenue TTM
48.60M
Revenue Per Share
0.35
Gross Profit TTM
40.20M
Debt / Equity
11.34
ROE
1.86%
Net Debt
666.10M
ROCE
1.90%
Diluted EPS TTM
0.01

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Income before tax -1.20M -27.30M 14.30M 14.20M 6.25M
Net income -1.60M -20.10M 11.40M 10.90M 4.85M
Selling general administrative 36.30M 42.40M 34.50M 30.30M 25.14M
Selling and marketing expenses - 1.50M - - -
Gross profit 49.80M 37.70M 49.80M 49.70M 37.62M
Reconciled depreciation 4.40M 4.60M 2.70M 3.60M 3.34M
Ebit 15.10M -17.10M 30.20M 20.60M 18.46M
Ebitda 19.50M -13.20M 32.90M 24.20M 21.79M
Depreciation and amortization 4.40M 3.90M 2.70M 3.60M 3.34M
Operating income 13.60M 23.50M 54.70M 13.40M 9.26M
Other operating expenses 75.00M 58.80M 60.80M 68.40M 66.64M
Interest expense 16.30M 10.20M 10.00M 0.40M 12.21M
Tax provision 0.40M -7.20M 2.90M 3.30M 1.40M
Interest income 3.70M 3.70M 6.70M 1.20M 0.00M
Net interest income -12.60M -6.50M 4.70M 0.80M -0.27M
Income tax expense 0.40M -7.20M 2.90M 3.30M 1.40M
Total revenue 88.60M 85.10M 76.10M 87.80M 79.13M
Total operating expenses 36.20M 11.40M 34.50M 30.30M 25.14M
Cost of revenue 38.80M 47.40M 26.30M 38.10M 41.51M
Total other income expense net -14.80M -50.80M 14.30M 14.20M 4.90M
Net income from continuing ops -1.60M -20.10M 11.40M 10.90M 4.85M
Net income applicable to common shares - - - 10.90M 4.85M
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Total assets 830.50M 601.60M 1262.80M 1377.90M 1147.83M
Intangible assets 9.20M 10.70M 10.50M 6.10M 5.53M
Other current assets 7.00M 491.40M 1215.40M 1215.40M 1073.66M
Total liab 766.10M 542.30M 1186.30M 1280.40M 1099.58M
Total stockholder equity 64.40M 59.30M 76.50M 97.50M 48.25M
Other current liab 9.00M 8.10M 8.60M -0.60M 19.84M
Common stock 0.10M 0.10M 0.10M 0.10M -
Capital stock 0.10M 0.10M 0.10M 0.10M 0.00M
Retained earnings -9.50M -6.10M 18.90M 15.90M 4.42M
Other liab - - - 6.60M 6.46M
Other assets - -488.90M - 1.20M -0.10M
Cash 64.40M 55.70M 40.40M 118.20M 57.29M
Total current liabilities 35.20M 23.40M 24.80M 49.00M 36.86M
Current deferred revenue - 1.40M - -1.00M -
Net debt 666.10M 463.70M 1122.20M 1097.20M 987.88M
Short term debt - 422.30M 1.10M 1.00M -
Short long term debt total 730.50M 516.90M 1162.60M 1215.40M 1045.17M
Other stockholder equity 55.20M 55.10M -19.00M -16.00M 43.83M
Property plant equipment - - - 2.80M 4.62M
Total current assets 778.40M 544.60M 1174.50M 1333.60M 1130.94M
Net tangible assets - - - 91.40M 42.72M
Short term investments - -487.20M -61.00M - -15.73M
Net receivables 707.00M 10.20M 0.50M 1216.60M 1059.88M
Long term debt 725.00M 514.60M 1159.30M 1211.30M 1040.16M
Accounts payable 25.00M 14.10M 15.10M 48.60M 17.02M
Accumulated other comprehensive income 18.60M 10.20M - - -
Non currrent assets other 37.10M 41.70M -12.70M -8.90M -10.10M
Non current assets total 52.10M 57.00M 88.30M 44.30M 16.89M
Capital lease obligations 5.50M 2.30M 3.30M 4.10M 5.00M
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Investments 3.80M -16.90M -8.50M -3.40M -0.03M
Change to liabilities - - - 21.30M 10.05M
Total cashflows from investing activities 3.80M -16.90M - -3.40M -2.43M
Net borrowings 211.40M 5.10M - 170.20M 193.18M
Total cash from financing activities 205.20M -2.70M -64.30M 204.50M 189.10M
Change to operating activities - - - -187.50M -242.82M
Net income -1.60M -20.10M 11.40M 10.90M 4.85M
Change in cash 12.50M 9.00M -71.50M 56.00M -29.45M
Begin period cash flow 55.70M 46.70M 118.20M 62.20M 91.61M
End period cash flow 68.20M 55.70M 46.70M 118.20M 62.16M
Total cash from operating activities -196.50M 28.60M 1.30M -145.10M -216.12M
Issuance of capital stock - - 0.00M 40.00M 0.00M
Depreciation 4.40M 3.90M 2.70M 3.60M 3.34M
Other cashflows from investing activities -1.90M 0.20M - - 0.00M
Dividends paid - 4.40M 7.80M - -
Change to account receivables -215.10M -8.90M - - -
Sale purchase of stock - - 244.30M - -
Other cashflows from financing activities -6.20M -2.70M 180.00M 164.50M 189.10M
Change to netincome - - - 6.60M 8.46M
Capital expenditures 2.20M 3.20M 6.50M 3.40M 2.41M
Change in working capital -208.80M 58.20M 16.10M -166.20M -232.77M
Stock based compensation -0.30M 1.30M 2.00M 1.10M 0.67M
Other non cash items 9.80M -14.70M 3.50M 2.30M -6.40M
Free cash flow -198.70M 25.40M -5.20M -148.50M -218.53M

Peer Comparison*

Sector: Financial Services Industry: Mortgage Finance

Stock Name
Change
(GBX)
Price
(GBX)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
LINV
Lendinvest PLC
-
-%
28.50 27.00 9.68 0.79 0.52 8.46 26.75
OSB
OneSavings Bank PLC
1.40
0.29%
487.20 7.30 6.60 2.90 0.79 5.69 -
PAG
Paragon Banking Group PLC
10.00
1.40%
726.50 8.84 6.69 2.84 0.96 3.81 -
MAB1
Mortgage Advice
2.00
0.49%
406.50 22.31 10.87 1.06 4.45 1.07 9.69

Profile*

Lendinvest PLC

LendInvest plc operates as an asset management platform for property finance in the United Kingdom. It operates through LendInvest Mortgages and LendInvest Capital segments. The company offers mortgages to buy-to-let landlords, property investors, landlords, homeowners, and developers, as well as various short-term mortgages; structured finance primarily to property developers and property companies; and bridging loans and houses the fund and self-select platform.It also provides funds, secure bonds, capital markets, co-investment, and syndication for institutional investors; self-select platform and secured bonds for individual investors; and development and structured finance for borrowers. In addition, the company offers fund management services; and holds securities. LendInvest plc was incorporated in 2012 and is based in London, the United Kingdom.

4-8 Maple Street, London, United Kingdom, W1T 5HD

44 20 3846 6807

203

Name Title Year Born
Mr. Christian Edouard Faes L.L.B. Co-Founder & Exec. Chairman 1977
Mr. Roderick Alexander Lockhart CEO & Exec. Director 1980
Mr. Ian Edward Thomas BSc (Hons), MRICS Co-Founder, Chief Investment Officer & Exec. Director 1981
Mr. Michael Simon Evans Group CFO & Exec. Director 1981
Mr. Arman Tahmassebi Chief Operating Officer NA
Ms. Ruth Pearson Gen. Counsel & Company Sec. NA
Leigh Rimmer Sr. PR Mang. NA
Ms. Melanie Oakley Chief People Officer NA
Mr. Hugo Davies Head of Capital Markets NA
Mr. Matthew David Tooth Chief Commercial Officer 1975

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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