…
Mortgage Advice Bureau (Holdings) plc, together with its subsidiaries, provides mortgage advice services in the United Kingdom. The company provides advice on buying property, remortgaging, and buy-to-let mortgage products. It also offers business consultancy, technology, adviser recruitment, compliance, training, and marketing services. In addition, the company provides advice on protection and various insurance products, which includes life insurance, income protection, critical illness cover, buildings and contents insurance, and mortgage payment and mover protection services. Mortgage Advice Bureau (Holdings) plc was incorporated in 2000 and is based in Derby, the United Kingdom.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 22.10M | 22.89M | 16.18M | 17.35M | 23.18M |
| Minority interest | - | -0.19M | 1.01M | -0.54M | -0.55M |
| Net income | 15.07M | 15.90M | 13.47M | 12.24M | 18.72M |
| Selling general administrative | - | 18.50M | 46.67M | 36.00M | 29.18M |
| Selling and marketing expenses | - | - | 0.41M | - | - |
| Gross profit | 80.11M | 81.90M | 70.16M | 62.95M | 52.16M |
| Reconciled depreciation | - | 7.56M | 7.55M | 4.02M | 1.33M |
| Ebit | 23.68M | 24.78M | 16.76M | 18.48M | 23.30M |
| Ebitda | 34.35M | 32.34M | 24.31M | 26.56M | 24.17M |
| Depreciation and amortization | 10.67M | 7.56M | 7.55M | 8.08M | 0.87M |
| Operating income | 23.68M | 24.75M | 14.01M | 18.48M | 23.30M |
| Other operating expenses | 293.92M | 241.79M | 225.52M | 206.46M | 166.88M |
| Interest expense | 1.14M | 1.89M | 2.61M | 0.59M | 0.16M |
| Tax provision | - | 6.80M | 3.72M | 4.57M | 3.91M |
| Interest income | - | 0.58M | 0.29M | 0.11M | 0.04M |
| Net interest income | - | -1.31M | -2.32M | -3.13M | -0.12M |
| Income tax expense | 6.74M | 6.80M | 3.72M | 4.57M | 3.91M |
| Total revenue | 317.60M | 266.54M | 239.53M | 230.82M | 188.66M |
| Total operating expenses | 56.43M | 57.16M | 56.15M | 38.58M | 30.37M |
| Cost of revenue | 237.49M | 184.64M | 169.37M | 167.87M | 136.51M |
| Total other income expense net | -1.58M | -1.86M | 2.17M | -1.13M | -0.12M |
| Net income from continuing ops | - | 16.08M | 12.46M | 12.78M | 19.27M |
| Net income applicable to common shares | - | - | - | 12.24M | 18.72M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 181.43M | 160.83M | 158.38M | 169.79M | 82.28M |
| Intangible assets | 53.87M | 48.38M | 51.47M | 55.82M | 2.70M |
| Other current assets | 9.85M | 22.58M | 6.64M | 7.02M | 23.35M |
| Total liab | 105.53M | 85.73M | 83.97M | 94.35M | 41.30M |
| Total stockholder equity | 74.14M | 73.66M | 70.20M | 67.90M | 38.78M |
| Other current liab | 43.68M | 12.59M | 9.40M | 0.45M | 2.21M |
| Common stock | 0.06M | 0.06M | 0.06M | 0.06M | 0.05M |
| Capital stock | - | 0.06M | 0.06M | 0.06M | 0.05M |
| Retained earnings | 11.56M | 14.11M | 15.92M | 15.15M | 25.41M |
| Other liab | - | - | - | 32.13M | 6.47M |
| Good will | 69.74M | 53.88M | 53.88M | 53.88M | 15.15M |
| Other assets | - | - | -9.32M | 2.32M | 2.43M |
| Cash | 26.19M | 4.19M | 21.94M | 7.22M | 17.55M |
| Total current liabilities | 56.32M | 55.22M | 52.70M | 42.59M | 32.59M |
| Current deferred revenue | - | - | 17.48M | - | 6.86M |
| Net debt | -7.93M | 13.87M | -0.95M | 20.14M | -14.95M |
| Short term debt | 12.64M | 5.95M | 7.69M | 7.74M | 0.39M |
| Short long term debt | - | 5.10M | 5.82M | 6.81M | - |
| Short long term debt total | 18.25M | 18.06M | 20.99M | 27.35M | 2.60M |
| Other stockholder equity | 55.16M | 55.16M | 48.16M | 52.69M | 13.32M |
| Property plant equipment | - | - | - | 10.00M | 5.12M |
| Total current assets | 39.88M | 33.44M | 31.26M | 35.75M | 40.89M |
| Net tangible assets | - | - | - | -41.81M | 20.92M |
| Short term investments | 0.43M | - | -0.30M | - | - |
| Net receivables | 3.41M | 6.67M | 2.68M | 2.03M | 2.03M |
| Long term debt | - | 8.73M | 12.43M | 16.60M | - |
| Accounts payable | - | 36.50M | 35.23M | 34.40M | 23.12M |
| Accumulated other comprehensive income | 7.36M | 4.33M | 6.07M | - | - |
| Non currrent assets other | 0.69M | 1.09M | 0.35M | 12.54M | 16.53M |
| Non current assets total | 141.56M | 127.39M | 127.12M | 134.04M | 41.39M |
| Capital lease obligations | - | 4.22M | 2.74M | 3.95M | 2.60M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | - | -5.04M | -2.52M | -54.21M | -7.18M |
| Change to liabilities | - | - | - | 0.83M | 6.05M |
| Total cashflows from investing activities | -11.02M | -5.04M | -2.52M | -54.21M | -7.38M |
| Net borrowings | - | -4.35M | -5.35M | 20.87M | -0.35M |
| Total cash from financing activities | -19.77M | -23.26M | -24.74M | 20.92M | -18.10M |
| Change to operating activities | - | - | - | 0.07M | -0.34M |
| Net income | 15.07M | 22.89M | 13.47M | 17.35M | 23.18M |
| Change in cash | 2.51M | 1.74M | -3.52M | -8.95M | 1.43M |
| Begin period cash flow | 23.68M | 21.94M | 25.46M | 34.41M | 32.98M |
| End period cash flow | 26.19M | 23.68M | 21.94M | 25.46M | 34.41M |
| Total cash from operating activities | 33.31M | 30.03M | 23.74M | 24.34M | 26.91M |
| Issuance of capital stock | - | - | 0.00M | 40.00M | 0.00M |
| Depreciation | 10.67M | 7.56M | 7.55M | 4.02M | 1.33M |
| Other cashflows from investing activities | - | -2.61M | -1.12M | - | -7.18M |
| Dividends paid | 12.75M | 16.17M | 16.04M | 16.02M | 17.34M |
| Change to account receivables | -2.55M | -1.18M | 1.43M | - | - |
| Other cashflows from financing activities | -4.72M | -2.74M | -2.44M | 20.34M | -0.76M |
| Change to netincome | - | - | - | 7.18M | 1.15M |
| Capital expenditures | 1.23M | 3.04M | 2.05M | 3.84M | 0.20M |
| Change in working capital | 2.57M | 4.25M | 3.44M | 0.90M | 5.72M |
| Stock based compensation | - | 2.55M | 4.43M | 2.98M | 1.21M |
| Other non cash items | 5.00M | -7.21M | -5.15M | -0.92M | 0.12M |
| Free cash flow | 32.08M | 26.99M | 21.68M | 20.50M | 26.71M |
Sector: Financial Services Industry: Mortgage Finance
|
Stock Name
|
Change
(GBX) |
Price
(GBX) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
Enterprise Value
to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| MAB1 Mortgage Advice |
2.00 0.49% |
406.50 | 22.31 | 10.87 | 1.06 | 4.45 | 1.07 | 9.69 |
| OSB OneSavings Bank PLC |
1.40 0.29% |
487.20 | 7.30 | 6.60 | 2.90 | 0.79 | 5.69 | - |
| PAG Paragon Banking Group PLC |
10.00 1.40% |
726.50 | 8.84 | 6.69 | 2.84 | 0.96 | 3.81 | - |
| LINV Lendinvest PLC |
- -% |
28.50 | 27.00 | 9.68 | 0.79 | 0.52 | 8.46 | 26.75 |
Mortgage Advice Bureau (Holdings) plc, together with its subsidiaries, provides mortgage advice services in the United Kingdom. The company provides advice on buying property, remortgaging, and buy-to-let mortgage products. It also offers business consultancy, technology, adviser recruitment, compliance, training, and marketing services. In addition, the company provides advice on protection and various insurance products, which includes life insurance, income protection, critical illness cover, buildings and contents insurance, and mortgage payment and mover protection services. Mortgage Advice Bureau (Holdings) plc was incorporated in 2000 and is based in Derby, the United Kingdom.
Capital House, Derby, United Kingdom, DE24 8QR
44 808 2711687
1121
| Name | Title | Year Born |
|---|---|---|
| Mr. Peter Christopher Steven Brodnicki | Founder, CEO & Exec. Director | 1963 |
| Ms. Lucy Claire Tilley | CFO & Exec. Director | 1972 |
| Mr. Benjamin David Thompson | Deputy CEO & Director | 1969 |
| Mr. Fabien Holler | Company Sec. | NA |
| Mr. Peter Christopher Steven Brodnicki | Founder, CEO & Executive Director | 1962 |
| Ms. Emilie Nadia Marcelline McCarthy | CFO & Director | NA |
| Ms. Yaiza Patricia Luengo Morales | COO & Director | 1981 |
| Mr. Paul Gill | Chief Risk Officer & Director | 1971 |
| Mr. Rory Gissane | Company Secretary | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.