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Last update at 2024-12-19T18:54:00Z
European buyers seek 15 bcm of gas via Ukraine route, Slovakia says
Mon 16 Dec 24, 07:09 PMSlovakia to enter talks to buy three C-390 aircraft, Brazil's Embraer says
Tue 10 Dec 24, 10:31 PMIs Fair Isaac (FICO) a Solid Growth Stock? 3 Reasons to Think "Yes"
Mon 21 Oct 24, 04:45 PMIs Fair Isaac Corp (NYSE:FICO) in Jim’s Latest Portfolio?
Sat 19 Oct 24, 06:17 PMJim Cramer on Fair Isaac Corporation (FICO): ‘By Far The Best At What It Does’
Fri 18 Oct 24, 10:37 AMBeat the Market Like Zacks: JD.com, Sprouts Farmers Market, 3M in Focus
Mon 14 Oct 24, 12:01 PMDeclining Mortgage Rates Lifted Fair Isaac Corporation (FICO)
Thu 10 Oct 24, 11:57 AMUS Average FICO Score Holds Steady After First-in-Decade Fall
Wed 09 Oct 24, 12:00 PMAverage U.S. FICO Score Holds at 717 Despite Economic Uncertainty
Wed 09 Oct 24, 12:00 PMBreakdown | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 |
Income before tax | 553.62M | 471.31M | 473.14M | 257.00M | 216.07M |
Minority interest | - | - | - | - | - |
Net income | 429.38M | 373.54M | 392.08M | 236.41M | 192.12M |
Selling general administrative | 400.56M | 383.86M | 396.28M | 420.93M | 414.09M |
Selling and marketing expenses | - | - | - | - | - |
Gross profit | 1202.50M | 1075.10M | 984.07M | 933.42M | 823.24M |
Reconciled depreciation | 14.64M | 20.46M | 25.59M | 30.37M | 31.61M |
Ebit | 638.95M | 542.41M | 321.12M | 295.97M | 253.55M |
Ebitda | 653.59M | 562.88M | 346.72M | 416.39M | 285.16M |
Depreciation and amortization | 14.64M | 20.46M | 25.59M | 120.42M | 31.61M |
Non operating income net other | - | -2.13800M | 7.75M | 3.21M | 2.28M |
Operating income | 642.83M | 542.41M | 321.12M | 295.97M | 253.55M |
Other operating expenses | 872.67M | 834.86M | 903.23M | 953.56M | 906.53M |
Interest expense | 95.55M | 68.97M | 40.09M | 42.18M | 39.75M |
Tax provision | 124.25M | 97.77M | 81.06M | 20.59M | 23.95M |
Interest income | - | - | - | - | 39.75M |
Net interest income | -95.54600M | -68.96700M | -40.09200M | -42.17700M | -39.75200M |
Extraordinary items | - | - | - | - | - |
Non recurring | - | - | 7.96M | 45.03M | - |
Other items | - | - | - | - | - |
Income tax expense | 124.25M | 97.77M | 81.06M | 20.59M | 23.95M |
Total revenue | 1513.56M | 1377.27M | 1316.54M | 1294.56M | 1160.08M |
Total operating expenses | 561.62M | 532.68M | 570.77M | 592.42M | 569.69M |
Cost of revenue | 311.05M | 302.17M | 332.46M | 361.14M | 336.85M |
Total other income expense net | -87.26500M | -71.10500M | 152.02M | -38.96900M | -37.47600M |
Discontinued operations | - | - | - | - | - |
Net income from continuing ops | 429.38M | 373.54M | 392.08M | 236.41M | 192.12M |
Net income applicable to common shares | - | 373.54M | 392.08M | 236.41M | 192.12M |
Preferred stock and other adjustments | - | - | - | - | - |
Breakdown | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 |
Total assets | 1575.28M | 1442.03M | 1567.78M | 1606.24M | 1433.45M |
Intangible assets | 0.92M | 2.02M | 4.10M | 9.24M | 14.14M |
Earning assets | - | - | - | - | - |
Other current assets | 31.72M | 29.10M | 43.51M | 42.50M | 51.85M |
Total liab | 2263.27M | 2243.98M | 1678.72M | 1275.16M | 1143.68M |
Total stockholder equity | -687.99000M | -801.94700M | -110.94200M | 331.08M | 289.77M |
Deferred long term liab | - | 53.00M | 44.93M | 38.58M | 33.70M |
Other current liab | 161.95M | 97.89M | 103.51M | 117.95M | 106.24M |
Common stock | 0.25M | 0.25M | 0.28M | 0.29M | 0.29M |
Capital stock | 0.25M | 0.25M | 0.28M | 0.29M | 0.29M |
Retained earnings | 3388.06M | 2958.68M | 2585.14M | 2193.06M | 1956.65M |
Other liab | - | 49.66M | 56.82M | 44.93M | 42.20M |
Good will | 773.33M | 761.07M | 788.18M | 812.36M | 803.54M |
Other assets | - | 114.32M | 116.13M | 178.63M | 105.39M |
Cash | 136.78M | 133.20M | 195.35M | 157.39M | 106.43M |
Cash and equivalents | - | - | - | - | - |
Total current liabilities | 367.69M | 331.46M | 559.21M | 414.51M | 490.83M |
Current deferred revenue | 136.73M | 120.05M | 105.42M | 115.16M | 111.02M |
Net debt | 1748.78M | 1759.66M | 1117.33M | 750.25M | 718.36M |
Short term debt | 50.00M | 30.00M | 250.00M | 95.00M | 218.00M |
Short long term debt | 50.00M | 30.00M | 250.00M | 95.00M | 218.00M |
Short long term debt total | 1885.56M | 1892.86M | 1312.69M | 907.64M | 824.79M |
Other stockholder equity | -3974.15200M | -3636.18100M | -2620.50700M | -1779.27300M | -1577.08500M |
Property plant equipment | - | 17.58M | 75.19M | 46.42M | 53.03M |
Total current assets | 556.45M | 484.71M | 550.97M | 534.08M | 455.71M |
Long term investments | 34.24M | 25.65M | 33.20M | 26.57M | 21.86M |
Net tangible assets | - | -1565.03100M | -903.22600M | -490.51800M | -527.91400M |
Short term investments | -33.01400M | - | - | 25.51M | - |
Net receivables | 387.95M | 322.41M | 312.11M | 334.18M | 297.43M |
Long term debt | 1811.66M | 1823.67M | 1009.02M | 739.43M | 606.79M |
Inventory | - | - | - | - | - |
Accounts payable | 19.01M | 83.52M | 100.28M | 86.40M | 55.57M |
Total permanent equity | - | - | - | - | - |
Noncontrolling interest in consolidated entity | - | - | - | - | - |
Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
Accumulated other comprehensive income | -102.14500M | -124.70200M | -75.85400M | -82.99500M | -90.08500M |
Additional paid in capital | - | - | - | - | - |
Common stock total equity | - | 0.25M | 0.28M | 0.29M | 0.29M |
Preferred stock total equity | - | - | - | - | - |
Retained earnings total equity | - | 2958.68M | 2585.14M | 2193.06M | 1956.65M |
Treasury stock | - | -4935.76900M | -3857.85500M | -2997.85600M | -2802.45000M |
Accumulated amortization | - | - | - | - | - |
Non currrent assets other | 114.55M | 102.51M | 95.58M | 105.28M | 79.16M |
Deferred long term asset charges | - | - | - | - | 6.01M |
Non current assets total | 1018.83M | 957.32M | 1016.80M | 1072.16M | 977.74M |
Capital lease obligations | 23.90M | 58.56M | 53.67M | 73.21M | - |
Long term debt total | - | 1823.67M | 1009.02M | 739.43M | 606.79M |
Breakdown | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 |
Investments | -15.95400M | -1.90000M | -1.80200M | -2.64900M | -2.92400M |
Change to liabilities | - | -11.72200M | 2.13M | 19.54M | 36.22M |
Total cashflows from investing activities | - | -5.67100M | 137.85M | -24.58300M | -42.76000M |
Net borrowings | - | 591.93M | 422.82M | 8.16M | 60.00M |
Total cash from financing activities | -455.00100M | -547.16500M | -523.57100M | -289.42400M | -200.04700M |
Change to operating activities | - | -25.09900M | -39.36800M | 11.80M | -31.66400M |
Net income | 429.38M | 373.54M | 392.08M | 236.41M | 192.12M |
Change in cash | 3.58M | -62.15200M | 37.96M | 50.97M | 16.40M |
Begin period cash flow | 133.20M | 195.35M | 157.39M | 106.43M | 90.02M |
End period cash flow | 136.78M | 133.20M | 195.35M | 157.39M | 106.43M |
Total cash from operating activities | 468.92M | 509.45M | 423.82M | 364.92M | 260.35M |
Issuance of capital stock | - | - | - | 42.26M | 22.79M |
Depreciation | 14.64M | 20.46M | 25.59M | 30.37M | 31.61M |
Other cashflows from investing activities | - | 2.26M | -2.01200M | 0.06M | -15.85500M |
Dividends paid | -407.00000M | - | -20.88100M | -613.00000M | 229.00M |
Change to inventory | -18.96100M | -21.46200M | -26.22400M | -0.26700M | -54.04400M |
Change to account receivables | -70.11700M | -31.55700M | 24.50M | -59.88900M | -36.17600M |
Sale purchase of stock | -405.52600M | -1104.18000M | -874.17900M | -235.22300M | -228.89400M |
Other cashflows from financing activities | 737.33M | 1529.24M | 609.61M | 1114.54M | 404.06M |
Change to netincome | - | 135.43M | 18.88M | 91.42M | 92.08M |
Capital expenditures | 4.24M | 6.03M | 7.57M | 21.99M | 23.98M |
Change receivables | - | -31.55700M | 24.50M | -59.88900M | -36.17600M |
Cash flows other operating | - | 23.29M | 10.38M | 27.06M | -55.50700M |
Exchange rate changes | - | - | -0.13600M | 0.06M | -1.14000M |
Cash and cash equivalents changes | - | -43.38600M | 37.96M | 50.97M | 16.40M |
Change in working capital | -63.44800M | -35.91100M | -12.74000M | -41.30800M | -55.46600M |
Stock based compensation | 123.85M | 115.36M | 112.46M | 93.68M | 82.97M |
Other non cash items | 11.88M | 28.18M | -87.62100M | 54.40M | 1.41M |
Free cash flow | 464.68M | 503.42M | 416.25M | 342.93M | 236.37M |
Sector: Technology Industry: Software - Application
Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) | Enterprise Value to EBITDA (x) |
---|---|---|---|---|---|---|---|---|
FICO Fair Isaac Corporation |
8.14 0.40% | 2059.24 | 68.01 | 46.51 | 18.76 | 82.33 | 19.92 | 45.43 |
CRM Salesforce.com Inc |
1.65 0.49% | 338.88 | 100.89 | 27.47 | 7.42 | 4.34 | 7.44 | 26.81 |
SAPGF SAP SE |
0.05 0.02% | 245.50 | 76.28 | 22.88 | 5.61 | 3.84 | 5.59 | 26.18 |
SAP SAP SE ADR |
1.52 0.62% | 245.97 | 75.80 | 22.37 | 5.62 | 3.75 | 5.51 | 25.79 |
INTU Intuit Inc |
-5.88 0.90% | 643.93 | 55.56 | 32.68 | 11.28 | 10.07 | 11.62 | 40.11 |
Fair Isaac Corporation develops analytic, software, and digital decisioning technologies and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, financial crimes compliance, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. It offers FICO Customer Analytics, FICO Responsible AI, FICO Advisors, FICO Business Outcome Simulator, FICO Forecaster, FICO TRIAD Customer Manager, FICO Blaze Advisor, FICO Xpress Optimization, FICO Falcon Fraud Manager, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Decision Optimizer, and FICO Strategy Director, as well as software implementation and configuration services. The company markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
5 West Mendenhall, Bozeman, MT, United States, 59715
Name | Title | Year Born |
---|---|---|
Mr. William J. Lansing | Pres, CEO & Director | 1958 |
Mr. Michael I. McLaughlin | Exec. VP & CFO | 1965 |
Mr. James M. Wehmann | Exec. VP of Scores | 1965 |
Ms. Stephanie Covert | Exec. VP for Software | 1980 |
Mr. Michael S. Leonard | VP & Chief Accounting Officer | 1965 |
Mr. Amir Hermelin | VP & CTO | NA |
Mr. Steven P. Weber | VP of Investor Relations & Treasurer | NA |
Mr. Mark Russell Scadina | Exec. VP, Gen. Counsel & Corp. Sec. | 1969 |
Mr. Don Peterson | VP of Global Sales & Client Success | 1962 |
Mr. Richard Shawn Deal | Exec. VP & Chief HR Officer | 1967 |
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