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Fair Isaac Corporation

Technology US FICO

1174.66USD
-76.97(6.15%)

Last update at 2026-06-03T20:22:00Z

Day Range

1150.001230.00
LowHigh

52 Week Range

909.002217.60
LowHigh

Fundamentals

  • Previous Close 1251.63
  • Market Cap24592.73M
  • Volume348593
  • P/E Ratio39.37
  • Dividend Yield-%
  • EBITDA1005.73M
  • Revenue TTM2062.86M
  • Revenue Per Share TTM85.68
  • Gross Profit TTM 1709.22M
  • Diluted EPS TTM26.33

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly yearly
Date 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Income before tax 802.60M 642.02M 553.62M 471.31M 473.14M
Minority interest - - - - -
Net income 651.95M 512.81M 429.38M 373.54M 392.08M
Selling general administrative 513.03M 462.83M 400.56M 383.86M 396.28M
Selling and marketing expenses - - - - -
Gross profit 1637.15M 1369.32M 1202.50M 1075.10M 984.07M
Reconciled depreciation 14.95M 13.83M 14.64M 20.46M 25.59M
Ebit 936.24M 747.66M 638.95M 542.41M 321.12M
Ebitda 951.19M 761.49M 653.59M 562.88M 346.72M
Depreciation and amortization 14.95M 13.83M 14.64M 20.46M 25.59M
Non operating income net other - - - -2.13800M 7.75M
Operating income 924.85M 733.63M 642.83M 542.41M 321.12M
Other operating expenses 1066.02M 983.90M 872.67M 834.86M 903.23M
Interest expense 133.65M 105.64M 95.55M 68.97M 40.09M
Tax provision 150.65M 129.21M 124.25M 97.77M 81.06M
Interest income - - - - -
Net interest income -133.64700M -105.63800M -95.54600M -68.96700M -40.09200M
Extraordinary items - - - - -
Non recurring - - - - 7.96M
Other items - - - - -
Income tax expense 150.65M 129.21M 124.25M 97.77M 81.06M
Total revenue 1990.87M 1717.53M 1513.56M 1377.27M 1316.54M
Total operating expenses 712.30M 635.69M 561.62M 532.68M 570.77M
Cost of revenue 353.72M 348.21M 311.05M 302.17M 332.46M
Total other income expense net -122.25500M -91.60400M -87.26500M -71.10500M 152.02M
Discontinued operations - - - - -
Net income from continuing ops 651.95M 512.81M 429.38M 373.54M 392.08M
Net income applicable to common shares - - - 373.54M 392.08M
Preferred stock and other adjustments - - - - -
Breakdown 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly yearly
Date 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Total assets 1868.13M 1717.88M 1575.28M 1442.03M 1567.78M
Intangible assets - - 0.92M 2.02M 4.10M
Earning assets - - - - -
Other current assets 41.88M 40.10M 31.72M 29.10M 43.51M
Total liab 3613.92M 2680.56M 2263.27M 2243.98M 1678.72M
Total stockholder equity -1745.78400M -962.67900M -687.99000M -801.94700M -110.94200M
Deferred long term liab - - - 53.00M 44.93M
Other current liab 229.99M 174.36M 161.95M 97.89M 103.51M
Common stock 0.24M 0.24M 0.25M 0.25M 0.28M
Capital stock 0.24M 0.24M 0.25M 0.25M 0.28M
Retained earnings 4552.82M 3900.87M 3388.06M 2958.68M 2585.14M
Other liab - - - 49.66M 56.82M
Good will 783.34M 782.75M 773.33M 761.07M 788.18M
Other assets - - - 114.32M 116.13M
Cash 134.14M 150.67M 136.78M 133.20M 195.35M
Cash and equivalents - - - - -
Total current liabilities 849.22M 380.29M 367.69M 331.46M 559.21M
Current deferred revenue 187.37M 156.90M 136.73M 120.05M 105.42M
Net debt 2940.74M 2091.87M 1748.78M 1759.66M 1117.33M
Short term debt 399.54M 26.55M 50.00M 30.00M 250.00M
Short long term debt 399.54M 15.00M 50.00M 30.00M 250.00M
Short long term debt total 3074.88M 2242.54M 1885.56M 1892.86M 1312.69M
Other stockholder equity -6206.78800M -4772.16400M -3974.15200M -3636.18100M -2620.50700M
Property plant equipment - - - 17.58M 75.19M
Total current assets 705.16M 617.41M 556.45M 484.71M 550.97M
Long term investments 54.62M 45.29M 34.24M 25.65M 33.20M
Net tangible assets - - - -1565.03100M -903.22600M
Short term investments - - -33.01400M - -
Net receivables 529.15M 426.64M 387.95M 322.41M 312.11M
Long term debt 2656.15M 2194.02M 1811.66M 1823.67M 1009.02M
Inventory - - - - -
Accounts payable 32.31M 22.47M 19.01M 83.52M 100.28M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -92.05000M -91.62900M -102.14500M -124.70200M -75.85400M
Additional paid in capital - - - - -
Common stock total equity - - - 0.25M 0.28M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 2958.68M 2585.14M
Treasury stock - - - -4935.76900M -3857.85500M
Accumulated amortization - - - - -
Non currrent assets other 112.52M 117.87M 114.55M 102.51M 95.58M
Deferred long term asset charges - - - - -
Non current assets total 1162.97M 1100.47M 1018.83M 957.32M 1016.80M
Capital lease obligations 19.19M 33.52M 23.90M 58.56M 53.67M
Long term debt total - - - 1823.67M 1009.02M
Breakdown 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly yearly
Date 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Investments -43.71900M -27.99300M -15.95400M -1.90000M -1.80200M
Change to liabilities - - - -11.72200M 2.13M
Total cashflows from investing activities -43.71900M -27.99300M - -5.67100M 137.85M
Net borrowings 853.11M 343.67M - 591.93M 422.82M
Total cash from financing activities -750.32900M -592.92300M -455.00100M -547.16500M -523.57100M
Change to operating activities - - - -25.09900M -39.36800M
Net income 651.95M 512.81M 429.38M 373.54M 392.08M
Change in cash -16.53100M 13.89M 3.58M -62.15200M 37.96M
Begin period cash flow 150.67M 136.78M 133.20M 195.35M 157.39M
End period cash flow 134.14M 150.67M 136.78M 133.20M 195.35M
Total cash from operating activities 778.81M 632.96M 468.92M 509.45M 423.82M
Issuance of capital stock - - - - -
Depreciation 14.95M 13.83M 14.64M 20.46M 25.59M
Other cashflows from investing activities -30.48500M -16.66700M - 2.26M -2.01200M
Dividends paid - - -407.00000M - -20.88100M
Change to inventory - - -18.96100M -21.46200M -26.22400M
Change to account receivables -100.37700M -34.14400M -70.11700M -31.55700M 24.50M
Sale purchase of stock -1414.50200M -821.70200M -405.52600M -1104.18000M -874.17900M
Other cashflows from financing activities -224.90000M -139.18800M 737.33M 1529.24M 609.61M
Change to netincome - - - 135.43M 18.88M
Capital expenditures 8.92M 25.55M 4.24M 6.03M 7.57M
Change receivables - - - -31.55700M 24.50M
Cash flows other operating - - - 23.29M 10.38M
Exchange rate changes - - - - -0.13600M
Cash and cash equivalents changes - - - -43.38600M 37.96M
Change in working capital -18.54700M -20.48500M -63.44800M -35.91100M -12.74000M
Stock based compensation 156.67M 149.44M 123.85M 115.36M 112.46M
Other non cash items 6.28M 4.70M 11.88M 28.18M -87.62100M
Free cash flow 769.88M 607.41M 464.68M 503.42M 416.25M

Peer Comparison

Sector: Technology Industry: Software - Application

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
FICO
Fair Isaac Corporation
-76.97 6.15% 1174.66 39.37 24.75 11.92 82.33 13.40 27.48
SAPGF
SAP SE
-8.99 4.75% 180.40 76.28 22.88 5.61 3.84 5.59 26.18
SAP
SAP SE ADR
-10.15 5.32% 180.67 75.80 22.37 5.62 3.75 5.51 25.79
CRM
Salesforce.com Inc
-10.23 5.09% 190.61 23.99 14.14 4.16 2.58 3.85 12.75
INTU
Intuit Inc
-10.7 3.32% 311.44 55.56 32.68 11.28 10.07 11.62 40.11

Reports Covered

Stock Research & News

Profile

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Fair Isaac Corporation

5 West Mendenhall, Bozeman, MT, United States, 59715

Key Executives

Name Title Year Born
Mr. William J. Lansing Pres, CEO & Director 1958
Mr. Michael I. McLaughlin Exec. VP & CFO 1965
Mr. James M. Wehmann Exec. VP of Scores 1965
Ms. Stephanie Covert Exec. VP for Software 1980
Mr. Michael S. Leonard VP & Chief Accounting Officer 1965
Mr. Amir Hermelin VP & CTO NA
Mr. Steven P. Weber VP of Investor Relations & Treasurer NA
Mr. Mark Russell Scadina Exec. VP, Gen. Counsel & Corp. Sec. 1969
Mr. Don Peterson VP of Global Sales & Client Success 1962
Mr. Richard Shawn Deal Exec. VP & Chief HR Officer 1967

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