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Laurentian Bank Of Canada

Financial Services CA LB

28.64CAD
-0.19(0.66%)

Last update at 2024-12-23T19:44:00Z

Day Range

28.4128.74
LowHigh

52 Week Range

23.2527.99
LowHigh

Fundamentals

  • Previous Close 28.83
  • Market Cap1197.79M
  • Volume58646
  • P/E Ratio-
  • Dividend Yield6.94%
  • Revenue TTM947.10M
  • Revenue Per Share TTM21.66
  • Gross Profit TTM 977.36M
  • Diluted EPS TTM-0.62

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Income before tax 210.41M 275.70M 72.59M 120.28M 196.16M
Minority interest - - - - -
Net income 181.09M 226.58M 57.07M 114.08M 172.71M
Selling general administrative 425.83M 386.16M 370.40M 370.54M 357.40M
Selling and marketing expenses - 29.00M 21.16M 25.86M 36.06M
Gross profit - 1034.23M 1002.46M 933.76M 928.43M
Reconciled depreciation 59.98M 52.48M 61.52M 65.65M 46.59M
Ebit - 1016.72M 633.57M 860.11M 1066.14M
Ebitda - 1069.20M 695.09M 925.76M 1112.73M
Depreciation and amortization - 52.48M 61.52M 65.65M 46.59M
Non operating income net other - - - - -
Operating income - 1016.72M 633.57M 860.11M 1066.14M
Other operating expenses - 133.73M 125.11M 145.07M 160.52M
Interest expense 1526.83M 741.02M 560.97M 739.83M 869.97M
Tax provision 29.33M 49.11M 15.53M 6.20M 23.45M
Interest income 2273.15M 1474.36M 1253.32M 1422.25M 1556.38M
Net interest income 746.32M 733.34M 692.34M 682.42M 686.41M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - 49.11M 15.53M 6.20M 23.45M
Total revenue 1025.51M 1034.23M 1002.46M 933.76M 928.43M
Total operating expenses - - - - 715.27M
Cost of revenue - - - - -
Total other income expense net - -741.02200M -560.97400M -739.82900M -869.97100M
Discontinued operations - - - - -
Net income from continuing ops 181.09M 226.58M 57.07M 114.08M 172.71M
Net income applicable to common shares - 214.80M 44.80M 101.62M 159.74M
Preferred stock and other adjustments - - - - -
Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Total assets 49893.45M 50716.76M 45077.02M 44167.66M 44353.13M
Intangible assets 282.83M 294.44M 278.30M 380.26M 391.16M
Earning assets - - 10516.20M 9873.20M 9677.94M
Other current assets - 307.94M 115.83M 146.53M 510.42M
Total liab 47034.63M 47935.65M 42436.15M 41556.42M 41785.47M
Total stockholder equity 2858.82M 2781.10M 2640.87M 2611.24M 2567.66M
Deferred long term liab - - - - -
Other current liab - -946.64900M -1319.21900M -1126.21100M -1008.69900M
Common stock - 1167.55M 1172.72M 1159.49M 1139.19M
Capital stock 1299.90M 1289.62M 1294.79M 1403.53M 1383.23M
Retained earnings 1406.52M 1322.38M 1195.26M 1152.97M 1161.67M
Other liab - 2384.20M 2566.96M 97.08M 90.68M
Good will 84.75M 83.71M 78.43M 117.29M 116.65M
Other assets - 41569.02M 36537.83M 36399.07M 36169.22M
Cash 1432.18M 2060.05M 849.08M 870.16M 803.89M
Cash and equivalents - - - - -
Total current liabilities - 946.65M 1319.22M 1126.21M 1008.70M
Current deferred revenue - - - - -
Net debt 13675.22M 12984.51M 13183.35M 12308.93M 11558.55M
Short term debt - - - 274.58M 312.86M
Short long term debt - - - - 1737.46M
Short long term debt total - 15044.56M 14032.43M 13179.08M 12362.43M
Other stockholder equity - 127.06M 254.56M 5.05M 3.63M
Property plant equipment - 134.39M 106.28M 209.24M 89.35M
Total current assets - 2450.75M 1577.00M 1262.59M 1286.81M
Long term investments 6016.43M 6184.46M 6499.19M 5799.22M 6299.94M
Net tangible assets - 2280.88M 2162.07M 1869.66M 1815.81M
Short term investments 50.39M 186.62M 259.08M 274.58M 312.86M
Net receivables 283.42M 204.08M 468.84M 117.86M 170.06M
Long term debt 15107.40M 10797.82M 9792.81M 11037.58M 9262.43M
Inventory - 4.70M 5.60M 7.10M 7.30M
Accounts payable 1081.66M 946.65M 1319.22M 1126.21M 1008.70M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - 42.05M 23.53M 52.22M 20.95M
Additional paid in capital - - - - -
Common stock total equity - - - 1159.49M 1139.19M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - -6696.99500M -6962.19300M -6505.99600M -6897.09500M
Deferred long term asset charges - - - - -
Non current assets total - 6696.99M 6962.19M 6506.00M 6897.10M
Capital lease obligations 123.03M 130.39M 120.14M 160.66M -
Long term debt total - 10928.20M 9912.95M 11179.94M 9262.43M
Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Investments 665.23M -987.71300M -8.03900M -599.87400M 347.76M
Change to liabilities - 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - -759.03300M -16.61500M -599.87400M 347.76M
Net borrowings - -32.68600M -19.72000M -18.55300M -18.55300M
Total cash from financing activities -97.08400M -140.70700M -102.08100M -123.25300M -102.42300M
Change to operating activities - -3427.43300M 1459.14M 1040.48M 2462.57M
Net income 181.09M 226.58M 57.07M 114.08M 172.71M
Change in cash -10.26400M 10.70M -0.65900M -20.99700M -25.83200M
Begin period cash flow 79.70M 69.00M 69.66M 90.66M 116.49M
End period cash flow 69.44M 79.70M 69.00M 69.66M 90.66M
Total cash from operating activities -580.17800M 896.89M 134.68M 698.68M -270.09900M
Issuance of capital stock 0.66M 1.91M 0.05M 1.59M 0.01M
Depreciation 59.98M 52.48M 61.52M 65.65M 46.59M
Other cashflows from investing activities - -695.98400M 11.49M -558.67300M 416.38M
Dividends paid 83.08M 92.72M 81.02M 106.29M 102.43M
Change to inventory - - 1311.45M 636.71M 2996.46M
Change to account receivables - -70.87100M 5.14M 34.65M -18.12000M
Sale purchase of stock 0.00000M -17.21400M -125.00000M 1.59M 0.01M
Other cashflows from financing activities - 346.46M 123.61M -599.87400M 347.76M
Change to netincome - -35.15200M 46.38M 500.32M -9.69700M
Capital expenditures 38.70M 63.05M 40.80M 41.20M 68.61M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -845.40800M 652.97M -71.30400M 18.63M -479.70600M
Stock based compensation - - 212.78M 116.30M 44.40M
Other non cash items -22.24700M -28.66200M 109.46M 518.20M -23.86900M
Free cash flow -618.87600M 833.84M 93.88M 657.48M -338.71400M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
LB
Laurentian Bank Of Canada
-0.19 0.66% 28.64 - 7.06 1.26 0.45 12.64
CWB
Canadian Western Bank
0.41 0.70% 58.94 19.80 16.10 5.29 1.39 10.93
EQB
Equitable Group Inc.
-0.675 0.68% 98.69 11.58 8.55 3.68 1.35 23.19
VBNK
VersaBank
-0.04 0.21% 19.30 12.76 9.55 5.12 1.47 6.18

Reports Covered

Stock Research & News

Profile

Laurentian Bank of Canada, together with its subsidiaries, provides various financial services to personal, business, and institutional customers in Canada and the United States. It operates through three segments: Personal Banking, Commercial Banking, and Capital Markets. The Personal Banking segment offers financial services, such as financial advisory services to financial intermediaries; and operates digital direct-to-customer platform to retail clients. The Commercial Banking segment provides financial services, including commercial banking, real estate financing, and equipment and inventory financing to business clients. The Capital Markets segment offers a range of services, such as research, market analysis, and advisory services; corporate underwriting services for debt and equity; and administrative services. The company was founded in 1846 and is headquartered in Montreal, Canada.

Laurentian Bank Of Canada

1360 RenE-LEvesque Blvd West, Montreal, QC, Canada, H3G 0E5

Key Executives

Name Title Year Born
Ms. Rania Llewellyn Pres, CEO & Director 1977
Mr. Yvan Deschamps CPA, CGA Exec. VP & CFO NA
Mr. Yves Denomme Exec. VP of Operations NA
Mr. William Mason Exec. VP & Chief Risk Officer NA
Mr. Kelsey Gunderson B.Sc., M.B.A. Exec. VP of Capital Markets NA
Mr. André Lopresti Sr. VP & Chief Accountant NA
Ms. Susan Cohen Director of Investor Relations NA
Ms. Bindu Cudjoe Chief Legal Officer & Corp. Sec. NA
Merick Seguin Sr. Mang. of Media Relations NA
Mr. Sebastien Belair Exec. VP & Chief HR Officer NA

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