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Home CompaniesLaurentian Bank Of Canada

Laurentian Bank Of Canada

Financial Services Banks - Regional
PortfolioPortfolio WatchlistWatchlist
Company price
40.49 CAD 0.01 ( 0.02%)
Last update at 2026-11-03T21:00:00Z
VOLUME
209732
Market Cap
1799.57M
P/E
26.83

Momentum Score

…

Laurentian Bank of Canada, together with its subsidiaries, provides various financial services to personal, commercial, and institutional customers in Canada and the United States. It operates through Personal and Commercial Banking, and the Capital Markets segments. The company offers chequing, current, business, savings, day by day US dollar, youth, and senior accounts; personal and student line of credit; personal, student, RRSP, and term loans; fixed and variable rate mortgage; equity line of credit; commercial lending; revolving credit; financing solutions; and mortgage and loan insurance. It also provides international services; and guaranteed investment certificates, term deposits, mutual funds, and other registered plans. In addition, the company offers government tax returns and remittance, banking transactions, ATMs, and operations managements solutions; and payment services, such as interac e-transfer, wire transfers, electronic funds transfers, and deposit box. The company was founded in 1846 and is headquartered in Montreal, Canada.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
40.48
Low
40.49
High
52 Week Price Range
25.26
Low
40.30
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Laurentian Bank of Canada is a mid-sized Canadian Schedule I bank serving retail, small-business and commercial clients with wealth management and specialized lending, largely concentrated in Quebec. Long-term growth drivers include expansion of fee-based wealth services, greater digital adoption and lending growth to small and medium enterprises, and operational-efficiency initiatives that could support margin improvement. Investors may find the bank attractive for its focused regional franchise and potential for more predictable earnings as strategic changes are implemented.

Key risks include regional concentration in Quebec, strong competition from larger banks and fintechs, sensitivity to interest-rate and credit cycles, and execution risk tied to cost-reduction and strategic plans.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
40.48
Dividend Yield
4.67%
Revenue TTM
923.23M
Revenue Per Share
20.80
Gross Profit TTM
923.23M
Debt / Equity
6.77
ROE
2.84%
Net Debt
18143.79M
ROCE
0.91%
Diluted EPS TTM
1.50

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Income before tax 172.55M -22.21M 210.41M 275.70M 72.59M
Net income 139.87M -5.50M 181.09M 226.58M 57.07M
Selling general administrative 380.59M 388.88M 425.83M 386.16M 370.40M
Selling and marketing expenses 27.27M 28.49M - 29.00M 21.16M
Gross profit 921.76M 942.70M - 1034.23M 1002.46M
Reconciled depreciation 46.31M 57.69M 59.98M 52.48M 61.52M
Ebit 172.55M -22.21M - 1016.72M 633.57M
Ebitda 218.85M 35.48M - 1069.20M 695.09M
Depreciation and amortization 46.31M 57.69M - 52.48M 61.52M
Operating income 172.55M -22.21M - 1016.72M 633.57M
Other operating expenses 2170.41M 2605.81M - 133.73M 125.11M
Interest expense 1360.16M 1579.34M 1526.83M 741.02M 560.97M
Tax provision 32.67M -16.72M 29.33M 49.11M 15.53M
Interest income 2097.09M 2298.85M 2273.15M 1474.36M 1253.32M
Net interest income 736.92M 719.51M 746.32M 733.34M 692.34M
Income tax expense 32.67M -16.72M - 49.11M 15.53M
Total revenue 2342.96M 2583.59M 1025.51M 1034.23M 1002.46M
Total operating expenses 749.22M 964.91M - - -
Cost of revenue 1421.20M 1640.89M - - -
Total other income expense net - - - -741.02M -560.97M
Net income from continuing ops 139.87M -5.50M 181.09M 226.58M 57.07M
Net income applicable to common shares 125.50M -17.93M - 214.80M 44.80M
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Total assets 50147.70M 47401.29M 49893.45M 50716.76M 45077.02M
Intangible assets 182.06M 181.28M 282.83M 294.44M 278.30M
Earning assets - - - - 10516.20M
Other current assets 202.04M - - 307.94M 115.83M
Total liab 47265.88M 44572.81M 47034.63M 47935.65M 42436.15M
Total stockholder equity 2881.82M 2828.48M 2858.82M 2781.10M 2640.87M
Other current liab 26139.16M - - -946.65M -1319.22M
Common stock 1205.81M - - 1167.55M 1172.72M
Capital stock 1327.88M 1309.18M 1299.90M 1289.62M 1294.79M
Retained earnings 1352.21M 1307.75M 1406.52M 1322.38M 1195.26M
Other liab - - - 2384.20M 2566.96M
Good will - 0.00M 84.75M 83.71M 78.43M
Other assets 177.88M - - 41569.02M 36537.83M
Cash 1354.02M 1515.00M 1432.18M 2060.05M 849.08M
Total current liabilities 31204.99M - - 946.65M 1319.22M
Net debt 18143.79M 13964.92M 13675.22M 12984.51M 13183.35M
Short term debt 3869.66M - - - -
Short long term debt total 19497.81M - - 15044.56M 14032.43M
Other stockholder equity 129.54M - - 127.06M 254.56M
Property plant equipment 83.60M - - 134.39M 106.28M
Total current assets 2061.86M - - 2450.75M 1577.00M
Long term investments 7779.95M 6099.63M 6016.43M 6184.46M 6499.19M
Net tangible assets - - - 2280.88M 2162.07M
Short term investments 276.66M 167.15M 50.39M 186.62M 259.08M
Net receivables 229.14M 198.73M 283.42M 204.08M 468.84M
Long term debt 15522.34M 15479.92M 15107.40M 10797.82M 9792.81M
Inventory - - - 4.70M 5.60M
Accounts payable 1179.07M 1071.07M 1081.66M 946.65M 1319.22M
Accumulated other comprehensive income 72.19M - - 42.05M 23.53M
Non currrent assets other 4035.91M - - -6696.99M -6962.19M
Non current assets total 48085.83M - - 6696.99M 6962.19M
Capital lease obligations 105.81M 113.92M 123.03M 130.39M 120.14M
Long term debt total 15618.45M - - 10928.20M 9912.95M
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Investments -433.35M -61.45M 665.23M -987.71M -8.04M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -286.72M -61.45M - -759.03M -16.61M
Net borrowings -14.39M -29.12M - -32.69M -19.72M
Total cash from financing activities -94.24M -114.48M -97.08M -140.71M -102.08M
Change to operating activities - - - -3427.43M 1459.14M
Net income 139.87M -5.50M 181.09M 226.58M 57.07M
Change in cash 4.45M 24.99M -10.26M 10.70M -0.66M
Begin period cash flow 53.32M 108.49M 79.70M 69.00M 69.66M
End period cash flow 57.77M 133.48M 69.44M 79.70M 69.00M
Total cash from operating activities 381.73M 198.78M -580.18M 896.89M 134.68M
Issuance of capital stock 7.96M 0.01M 0.66M 1.91M 0.05M
Depreciation 46.31M 57.69M 59.98M 52.48M 61.52M
Other cashflows from investing activities 186.52M -113.29M - -695.98M 11.49M
Dividends paid -87.95M -85.47M 83.08M 92.72M 81.02M
Change to inventory - - - - 1311.45M
Change to account receivables - - - -70.87M 5.14M
Sale purchase of stock 8.10M 0.12M 0.00M -17.21M -125.00M
Other cashflows from financing activities 0.14M 0.10M - 346.46M 123.61M
Change to netincome - - - -35.15M 46.38M
Capital expenditures 39.89M 37.02M 38.70M 63.05M 40.80M
Change in working capital 134.87M -41.40M -845.41M 652.97M -71.30M
Stock based compensation - - - - 212.78M
Other non cash items 64.10M 262.25M -22.25M -28.66M 109.46M
Free cash flow 341.84M 161.76M -618.88M 833.84M 93.88M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(CAD)
Price
(CAD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
LB
Laurentian Bank Of Canada		 0.01
0.02%		 40.49 26.83 14.93 1.95 0.67 14.40
EQB
EQB Inc.		 5.99
4.90%		 128.24 20.08 13.05 4.05 1.42 13.82
VBNK
VersaBank		 1.22
3.96%		 32.04 25.33 17.18 6.10 1.42 6.56

Profile*

Laurentian Bank Of Canada

Laurentian Bank of Canada, together with its subsidiaries, provides various financial services to personal, commercial, and institutional customers in Canada and the United States. It operates through Personal and Commercial Banking, and the Capital Markets segments. The company offers chequing, current, business, savings, day by day US dollar, youth, and senior accounts; personal and student line of credit; personal, student, RRSP, and term loans; fixed and variable rate mortgage; equity line of credit; commercial lending; revolving credit; financing solutions; and mortgage and loan insurance. It also provides international services; and guaranteed investment certificates, term deposits, mutual funds, and other registered plans. In addition, the company offers government tax returns and remittance, banking transactions, ATMs, and operations managements solutions; and payment services, such as interac e-transfer, wire transfers, electronic funds transfers, and deposit box. The company was founded in 1846 and is headquartered in Montreal, Canada.

1360 René-Lévesque Blvd West, Montreal, QC, Canada, H3G 0E5

800-522-1846

https://www.laurentianbank.ca

2682

Name Title Year Born
Ms. Rania Llewellyn Pres, CEO & Director 1977
Mr. Yvan Deschamps CPA, CGA Exec. VP & CFO NA
Mr. Yves Denomme Exec. VP of Operations NA
Mr. William Mason Exec. VP & Chief Risk Officer NA
Mr. Kelsey Gunderson B.Sc., M.B.A. Exec. VP of Capital Markets NA
Mr. André Lopresti Sr. VP & Chief Accountant NA
Ms. Susan Cohen Director of Investor Relations NA
Ms. Bindu Cudjoe Chief Legal Officer & Corp. Sec. NA
Merick Seguin Sr. Mang. of Media Relations NA
Mr. Sebastien Belair Exec. VP & Chief HR Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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