Explore 3 Stock Ideas & Industry Insights Download Free Report

888-969-2592
Shopping Cart 0
countryflagCA
Login

Home CompaniesEQB Inc.

EQB Inc.

Financial Services Banks - Regional
PortfolioPortfolio WatchlistWatchlist
Company price
128.24 CAD 5.99 ( 4.90%)
Last update at 2026-11-04T20:36:00Z
VOLUME
102020
Market Cap
4403.99M
P/E
20.08

Momentum Score

…

EQB Inc., through its subsidiary, Equitable Bank, provides personal and commercial banking services to retail and commercial customers in Canada. It accepts term deposits, guaranteed investment certificates, high-interest savings accounts, institutional deposit notes, and covered bonds, as well as specialized financing solutions. The company also offers single-family residential mortgages, reverse mortgages, and home equity lines of credit, as well as insurance loans. In addition, it provides business enterprise solutions, commercial finance group services, multi-unit insured financing, specialized finance, equipment leasing, credit union services, and Concentra Trust services, as well as digital banking services. The company was formerly known as Equitable Group Inc. and changed its name to EQB Inc. in June 2022. EQB Inc. was founded in 1970 and is headquartered in Toronto, Canada.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
124.38
Low
128.50
High
52 Week Price Range
82.99
Low
125.83
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

EQB Inc. is a Canadian financial services holding company whose main subsidiary operates a federally regulated bank offering residential and commercial mortgage lending and digital deposit products. Long-term growth may be supported by mortgage originations, deposit gathering through its digital platform and expansion into multi-unit and commercial lending, which could support net interest income and balance sheet scale and makes the company appear positioned for steady earnings.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
122.25
Dividend Yield
1.77%
Revenue TTM
1088.08M
Revenue Per Share
28.63
Gross Profit TTM
1088.08M
Debt / Equity
4.06
ROE
7.49%
Net Debt
16820.16M
ROCE
1.90%
Diluted EPS TTM
5.99

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Income before tax 371.50M 554.33M 602.48M 368.46M 368.46M
Minority interest -1.31M -1.11M - - -
Net income 265.30M 400.56M 445.91M 270.18M 270.18M
Selling general administrative 326.78M 272.35M - 183.60M 183.60M
Selling and marketing expenses 90.89M 77.85M - 38.68M 38.68M
Gross profit 1225.12M 1148.43M 3052.97M 782.19M 782.19M
Reconciled depreciation 67.95M 60.04M - 46.87M 46.87M
Ebit 371.50M 554.33M 0.00M 1249.06M 1249.06M
Ebitda 439.45M 614.37M 46.99M 1295.93M 1295.93M
Depreciation and amortization 67.95M 60.04M 46.99M 46.87M 46.87M
Operating income 371.50M 554.33M - 1249.06M 1249.06M
Other operating expenses 2742.43M 2790.16M 2450.49M 177.73M 466.88M
Interest expense 1751.37M 2089.05M 536.36M 880.61M 880.61M
Tax provision 104.89M 152.66M - 98.28M 98.28M
Interest income 2933.01M 3139.54M - 1616.23M 1616.23M
Net interest income 1181.63M 1050.49M - 735.62M 735.62M
Income tax expense 104.89M 152.66M 156.57M 98.28M 98.28M
Total revenue 3113.93M 3344.49M 3052.97M 782.19M 782.19M
Total operating expenses 853.62M 594.10M 217.61M - 466.88M
Cost of revenue 1888.80M 2196.07M - - -
Total other income expense net - -304.90M 602.48M -880.61M -880.61M
Net income from continuing ops 266.61M 401.67M - 270.18M 270.18M
Net income applicable to common shares 256.48M 389.84M - 264.62M 264.62M
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Total assets 53493.72M 53233.92M 52933.45M 51144.96M 51144.96M
Intangible assets 148.62M 198.64M - 145.50M 145.50M
Other current assets 125.65M - 2266.32M 745.22M 1454.25M
Total liab 50281.92M 50095.74M 50087.91M 48610.00M 48610.00M
Total stockholder equity 3203.57M 3127.81M 2845.54M 2534.95M 2534.95M
Other current liab 26708.99M - 527.55M -1447.36M -2.42M
Common stock 503.06M - 471.01M 462.56M 462.56M
Capital stock 503.06M 505.88M - 643.97M 643.97M
Retained earnings 2566.47M 2483.31M 2185.48M 1870.10M 1870.10M
Other liab - - - 133.27M 133.27M
Good will 92.55M 110.58M 57.59M 57.59M 57.59M
Other assets 48.41M - - 44645.81M 44645.81M
Cash 717.25M 591.64M -1316.67M 495.11M 495.11M
Total current liabilities 33956.49M - 13792.86M 1447.36M 1447.36M
Current deferred revenue - - 18.30M - 2.42M
Net debt 16820.16M 18610.30M 18682.22M 19041.31M 19041.31M
Short term debt 6877.68M - 12929.01M 1239.70M 1239.70M
Short long term debt 1454.09M 946.96M - 1239.70M 1239.70M
Short long term debt total 13011.77M - 17365.55M 19536.42M 19536.42M
Other stockholder equity 132.35M - 12.79M 11.45M 11.45M
Property plant equipment 194.67M - - 36.17M 36.17M
Total current assets 3450.09M - 2266.32M 3596.81M 3596.81M
Long term investments 2724.37M 2491.08M - 2663.07M 2663.07M
Net tangible assets - - - 2150.45M 2150.45M
Short term investments 1544.42M 1441.14M - 1841.61M 1841.61M
Net receivables 1062.77M 12.61M - 1260.09M 1260.09M
Long term debt 15870.48M 18254.99M - 15082.74M 15082.74M
Inventory - - - 0.38M -1454.25M
Accounts payable 341.57M 307.44M 318.00M 207.65M 207.65M
Accumulated other comprehensive income 1.68M - -5.16M 9.44M 9.44M
Non currrent assets other 2930.85M - 50288.86M -2902.34M -46.78M
Non current assets total 50043.63M - 50667.13M 2902.34M 2902.34M
Capital lease obligations 108.28M 69.78M - 10.33M 10.33M
Long term debt total 11416.56M - - 15093.08M 15093.08M
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Investments 22.56M 402.77M - -766.77M -766.77M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -66.58M 402.77M - -766.77M -766.77M
Net borrowings 0.00M 147.44M - 275.00M 275.00M
Total cash from financing activities -179.75M -82.36M 1259.92M 458.74M 458.74M
Change to operating activities - - - -3994.41M -3994.41M
Net income 266.61M 401.67M 445.91M 270.18M 270.18M
Change in cash 125.61M 42.17M 83.91M -278.14M -278.14M
Begin period cash flow 591.64M 549.47M 495.11M 773.25M 773.25M
End period cash flow 717.25M 591.64M 83.91M 495.11M 495.11M
Total cash from operating activities 371.94M -278.24M 596.45M 29.89M 29.89M
Issuance of capital stock 8.42M 31.29M - 231.73M 231.73M
Depreciation 67.95M 60.04M 46.99M 46.87M 46.87M
Other cashflows from investing activities 18.32M 470.13M - -690.20M -690.20M
Dividends paid -82.03M -74.72M 48.49M 47.99M 47.99M
Sale purchase of stock -97.33M -152.49M - 231.73M -899.47M
Other cashflows from financing activities 2818.04M -186.37M 865.73M 275.00M 2073.93M
Change to netincome - - - 4.25M 4.25M
Capital expenditures 84.89M 67.36M 34.97M 76.57M 76.57M
Change in working capital 68.80M -908.94M 50.63M -291.41M -291.41M
Stock based compensation 4.64M 4.02M - 3.42M 3.42M
Other non cash items -140.95M 12.32M 52.92M -97.45M -97.45M
Free cash flow 555.10M -345.61M 561.49M -46.69M -46.69M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(CAD)
Price
(CAD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
EQB
EQB Inc.		 5.99
4.90%		 128.24 20.08 13.05 4.05 1.42 13.82
LB
Laurentian Bank Of Canada		 0.01
0.02%		 40.49 26.83 14.93 1.95 0.67 14.40
VBNK
VersaBank		 1.22
3.96%		 32.04 25.33 17.18 6.10 1.42 6.56

Profile*

EQB Inc.

EQB Inc., through its subsidiary, Equitable Bank, provides personal and commercial banking services to retail and commercial customers in Canada. It accepts term deposits, guaranteed investment certificates, high-interest savings accounts, institutional deposit notes, and covered bonds, as well as specialized financing solutions. The company also offers single-family residential mortgages, reverse mortgages, and home equity lines of credit, as well as insurance loans. In addition, it provides business enterprise solutions, commercial finance group services, multi-unit insured financing, specialized finance, equipment leasing, credit union services, and Concentra Trust services, as well as digital banking services. The company was formerly known as Equitable Group Inc. and changed its name to EQB Inc. in June 2022. EQB Inc. was founded in 1970 and is headquartered in Toronto, Canada.

EQ Bank Tower, Toronto, ON, Canada, M5A 0Y9

416 515 7000

https://eqb.investorroom.com

1876

Name Title Year Born
Mr. Andrew R. G. Moor Pres, CEO & Director 1960
Mr. Chadwick Westlake Sr. VP & CFO NA
Mr. Ronald Tratch Sr. VP & Chief Risk Officer NA
Mr. Darren Lorimer C.F.A. Sr. VP & Group Head of Commercial Banking NA
Ms. Mahima Poddar Sr. VP & Group Head of Personal Banking NA
Mr. Daniel Broten Sr. VP & Chief Technology Officer NA
Richard Gill Sr. Director of Corp. Devel. & Investor Relations NA
Michael Mignardi VP & Gen. Counsel NA
Lisa Cinelli VP & Chief Compliance Officer NA
Ms. Jody Lynn Sperling Sr. VP & Chief HR Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Kalkine

3 Mining Stock
Ideas Report

Download a free report with stock ideas and industry insights for general information.

Download Free Report Now → sector image

Top Stocks by Market Cap*

PRL
CAD 30.50
+15.05%
DSV
CAD 11.02
+14.55%
USA
CAD 4.29
+13.19%
NUAG
CAD 7.70
+12.90%
GMIN
CAD 43.79
+12.86%
DRUG
CAD 26.11
-29.58%
HUT
CAD 68.98
-22.41%
UCU
CAD 2.09
-14.34%
VET
CAD 14.87
-14.29%
PHX
CAD 10.96
-13.56%

Equity Sectors*

  • Basic Materials

    +5.46%

  • Communication Services

    +3.38%

  • Consumer Cyclical

    +3.11%

  • Consumer Defensive

    +1.35%

  • Energy

    -4.79%

  • Financial Services

    +2.66%

  • Healthcare

    -0.72%

  • Industrials

    -0.11%

  • Real Estate

    +1.84%

  • Technology

    +1.05%

  • Utilities

    +0.39%

Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.

Support

Hi! How can we help you today?

Loading…