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Last update at 2025-06-30T20:00:00Z
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
| Breakdown | 2023-09-30 | 2022-09-30 | 2021-09-30 |
|---|---|---|---|
| Type | yearly | yearly | yearly |
| Date | 2023-09-30 | 2022-09-30 | 2021-09-30 |
| Income before tax | -2.53596M | -0.09055M | -4.75674M |
| Minority interest | - | - | - |
| Net income | -1.95313M | -0.09055M | -4.93430M |
| Selling general administrative | 22.84M | 0.09M | 8.10M |
| Selling and marketing expenses | - | - | - |
| Gross profit | 23.00M | - | 7.32M |
| Reconciled depreciation | 2.46M | - | 1.54M |
| Ebit | - | - | - |
| Ebitda | - | - | - |
| Depreciation and amortization | - | - | - |
| Non operating income net other | - | - | - |
| Operating income | -5.58606M | -0.09055M | -4.14956M |
| Other operating expenses | - | - | - |
| Interest expense | 2.44M | - | 0.53M |
| Tax provision | -0.58283M | - | 0.18M |
| Interest income | 0.13M | - | - |
| Net interest income | -2.30839M | - | -0.74266M |
| Extraordinary items | - | - | - |
| Non recurring | - | - | - |
| Other items | - | - | - |
| Income tax expense | - | - | - |
| Total revenue | 37.89M | 0.00000M | 13.57M |
| Total operating expenses | 43.48M | 0.09M | 17.72M |
| Cost of revenue | 14.89M | - | 6.25M |
| Total other income expense net | 5.36M | - | 0.14M |
| Discontinued operations | - | - | - |
| Net income from continuing ops | -1.95313M | -0.09055M | -4.93430M |
| Net income applicable to common shares | - | - | - |
| Preferred stock and other adjustments | - | - | - |
| Breakdown | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 |
|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly |
| Date | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 |
| Total assets | 64.08M | 0.17M | 0.22M | 0.15M |
| Intangible assets | 14.27M | - | 14.01M | - |
| Earning assets | - | - | - | - |
| Other current assets | - | - | - | - |
| Total liab | 53.64M | 0.07M | 0.02M | 0.00500M |
| Total stockholder equity | 10.44M | 0.11M | 0.20M | 0.15M |
| Deferred long term liab | - | - | - | - |
| Other current liab | - | - | - | - |
| Common stock | - | - | - | - |
| Capital stock | 67.52M | 0.25M | 0.25M | 0.15M |
| Retained earnings | -60.71321M | -0.18795M | -0.09740M | -0.00501M |
| Other liab | - | - | - | - |
| Good will | 8.63M | - | 28.05M | - |
| Other assets | - | - | - | - |
| Cash | 1.47M | 0.17M | 0.22M | 0.15M |
| Cash and equivalents | - | - | - | - |
| Total current liabilities | 33.43M | 0.07M | 0.02M | 0.00500M |
| Current deferred revenue | - | - | - | - |
| Net debt | 16.57M | - | 5.37M | - |
| Short term debt | - | - | - | - |
| Short long term debt | 7.58M | - | 5.99M | - |
| Short long term debt total | - | - | - | - |
| Other stockholder equity | - | - | - | - |
| Property plant equipment | - | - | - | - |
| Total current assets | 28.96M | 0.17M | 0.22M | 0.15M |
| Long term investments | 0.65M | - | 1.52M | - |
| Net tangible assets | - | - | - | - |
| Short term investments | - | - | - | - |
| Net receivables | 6.21M | - | 6.07M | - |
| Long term debt | 10.46M | - | 1.69M | - |
| Inventory | 5.34M | - | 6.47M | - |
| Accounts payable | 23.06M | - | 8.04M | - |
| Total permanent equity | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - |
| Accumulated other comprehensive income | - | - | - | - |
| Additional paid in capital | - | - | - | - |
| Common stock total equity | - | - | - | - |
| Preferred stock total equity | - | - | - | - |
| Retained earnings total equity | - | - | - | - |
| Treasury stock | - | - | - | - |
| Accumulated amortization | - | - | - | - |
| Non currrent assets other | 7.37M | - | 1.71M | - |
| Deferred long term asset charges | - | - | - | - |
| Non current assets total | 35.12M | 0.00000M | 0.00000M | 0.00000M |
| Capital lease obligations | 2.52M | - | 1.86M | - |
| Long term debt total | - | - | - | - |
| Breakdown | 2023-09-30 | 2022-09-30 | 2021-09-30 |
|---|---|---|---|
| Type | yearly | yearly | yearly |
| Date | 2023-09-30 | 2022-09-30 | 2021-09-30 |
| Investments | 0.35M | - | -1.51551M |
| Change to liabilities | - | - | - |
| Total cashflows from investing activities | - | - | - |
| Net borrowings | - | - | - |
| Total cash from financing activities | 5.70M | 0.00000M | 2.95M |
| Change to operating activities | - | - | - |
| Net income | -1.95313M | -18.58266M | -4.93430M |
| Change in cash | 0.52M | -0.04223M | 1.05M |
| Begin period cash flow | 1.45M | 0.22M | 1.29M |
| End period cash flow | 1.97M | 0.17M | 2.34M |
| Total cash from operating activities | -5.40072M | -0.04223M | -0.36458M |
| Issuance of capital stock | 0.00000M | 0.00000M | 4.19M |
| Depreciation | 2.46M | - | 1.54M |
| Other cashflows from investing activities | - | - | - |
| Dividends paid | - | - | - |
| Change to inventory | - | - | 2.00M |
| Change to account receivables | 0.18M | - | - |
| Sale purchase of stock | - | - | - |
| Other cashflows from financing activities | - | - | - |
| Change to netincome | - | - | - |
| Capital expenditures | 0.07M | 0.00000M | 0.41M |
| Change receivables | - | - | - |
| Cash flows other operating | - | - | - |
| Exchange rate changes | - | - | - |
| Cash and cash equivalents changes | - | - | - |
| Change in working capital | 0.78M | 0.05M | 2.00M |
| Stock based compensation | 0.91M | 0.00000M | 0.74M |
| Other non cash items | -6.27067M | - | 0.42M |
| Free cash flow | -5.47556M | -0.04223M | -0.77026M |
Sector: Financial Services Industry: Credit Services
| Company | Change (CAD) | Price (CAD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) | Enterprise Value to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| EPF Everyday People Financial Corp. |
0.06 9.52% | 0.69 | 19.00 | - | 0.91 | 3.72 | 1.24 | 9.57 |
| MIT Mint Corp |
- -% | 0.03 | - | - | - | 19.69 | 0.25 | |
| FA Fountain Asset Corp |
- -% | 0.04 | - | - | 69.99 | 0.59 | 141.18 | -4.2818 |
Everyday People Financial Corp. provides credit products in Canada, the United States, and the United Kingdom. The company operates in four segments: Financial Services, EP Homes Facilitation Services, Revenue Cycle Management Services, and Contract Receivable Services. It offers secured/prepaid payment credit cards; structured lease and down payment accumulation program services for home purchasing; debt collection services for corporations; and residential and commercial security contracts between the consumer and alarm companies. The company also provides revenue cycle management outsourcing; white label call centre outsourcing; white label cards; digital gift cards; credit and financial literacy; health and wellness financing; homeownership facilitation; savings loans; and health spending account services. Everyday People Financial Corp. is headquartered in Edmonton, Canada.
11150 Jasper Avenue, Edmonton, AB, Canada, T5K 0C7
| Name | Title | Year Born |
|---|---|---|
| Mr. Barret J. Reykdal | Pres, CEO & Director | 1978 |
| Mr. Mayank Mahajan C.A., CPA, M.B.A. | Chief Financial Officer | 1986 |
| Ms. Renata Berlingo | Sr. VP of Operations & Corp. Sec. | 1982 |
| Mr. Allan Scullion | Chief Technology Officer | 1968 |
| Mr. Ryan Watt | Pres of Climb | 1981 |
| Mr. Morgan Russel | Sr. VP of EP Homes | 1974 |
| Mr. Darren Wagner | Sr. VP of EP Cards & Payments | 1971 |
| Mr. Taylor Daniel Inglis M.B.A. | Sr. VP of EP Care | 1984 |
| Mr. Gordon J. Reykdal | Chief Strategy Officer | 1958 |
| Mr. Graham Rankin | Pres of BPO | 1971 |
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