RY 174.39 2.4016% SHOP 149.115 2.5974% TD-PFM 24.63 -0.0811% TD-PFL 24.7 0.2028% TD 78.325 0.1214% ENB 60.6 1.3039% BN 80.4 1.9787% TRI 226.27 0.7525% CNQ 48.285 2.2771% CP 104.53 1.6038% CNR 151.74 1.5459% BMO 132.69 0.9203% BNS 78.845 0.1715% CSU 4600.2002 2.157% CM 91.15 0.474% MFC 45.79 1.6878% ATD 78.38 1.5285% NGT 60.14 0.0499% TRP 70.15 1.977% SU 57.44 0.5954%

National Bank of Canada

Financial Services CA NA

137.32CAD
0.23(0.17%)

Last update at 2024-11-21T19:44:00Z

Day Range

135.79137.50
LowHigh

52 Week Range

83.77135.00
LowHigh

Fundamentals

  • Previous Close 137.09
  • Market Cap45243.84M
  • Volume485931
  • P/E Ratio12.94
  • Dividend Yield3.29%
  • Revenue TTM10606.00M
  • Revenue Per Share TTM31.27
  • Gross Profit TTM 9507.00M
  • Diluted EPS TTM10.27

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Income before tax 3972.00M 4277.00M 4072.00M 2536.00M 2784.00M
Minority interest 2.00M 1.00M 0.00000M 3.00M 358.00M
Net income 3337.00M 3384.00M 3177.00M 2041.00M 2256.00M
Selling general administrative 3452.00M 3284.00M 3027.00M 2665.00M 2522.00M
Selling and marketing expenses - - - - -
Gross profit - 9619.00M 8904.00M 7896.00M 7300.00M
Reconciled depreciation 524.00M 481.00M 481.00M 448.00M 328.00M
Ebit - 8552.00M 6276.00M 5817.00M 7296.00M
Ebitda - 9033.00M 6757.00M 6265.00M 7624.00M
Depreciation and amortization - 481.00M 481.00M 448.00M 328.00M
Non operating income net other - - - - -
Operating income - 8552.00M 6276.00M 5817.00M 7296.00M
Other operating expenses - 413.00M 407.00M 434.00M 456.00M
Interest expense 13191.00M 4274.00M 2204.00M 3323.00M 4578.00M
Tax provision 637.00M 894.00M 895.00M 453.00M 462.00M
Interest income 16777.00M 9545.00M 6987.00M 7578.00M 8174.00M
Net interest income 3586.00M 5271.00M 4783.00M 4255.00M 3596.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - 894.00M 895.00M 453.00M 462.00M
Total revenue 10161.00M 9619.00M 8904.00M 7896.00M 7300.00M
Total operating expenses - - - - 4234.00M
Cost of revenue - - - - -
Total other income expense net - -4275.00000M -2204.00000M -3281.00000M -4512.00000M
Discontinued operations - - - - -
Net income from continuing ops 3335.00M 3383.00M 3177.00M 2083.00M 2322.00M
Net income applicable to common shares - 3277.00M 3017.00M 1923.00M 2140.00M
Preferred stock and other adjustments - - - - -
Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Total assets 423578.00M 403740.00M 355795.00M 331625.00M 281458.00M
Intangible assets 1256.00M 1360.00M 1510.00M 1434.00M 1406.00M
Earning assets - - 137206.00M 136969.00M 115004.00M
Other current assets - 15288.00M 14313.00M 13304.00M 11618.00M
Total liab 399900.00M 381994.00M 336939.00M 315242.00M 266322.00M
Total stockholder equity 23676.00M 21744.00M 18853.00M 16380.00M 14778.00M
Deferred long term liab - - - - -
Other current liab - -21446.00000M -21971.00000M -16645.00000M -21678.00000M
Common stock - 3196.00M 3160.00M 3057.00M 2949.00M
Capital stock 4944.00M 4846.00M 5810.00M 6007.00M 5399.00M
Retained earnings 16744.00M 15140.00M 13028.00M 10444.00M 9312.00M
Other liab - 21507.00M 22284.00M 20128.00M 19434.00M
Good will 1521.00M 1519.00M 1504.00M 1414.00M 1412.00M
Other assets - 248303.00M 204870.00M 187916.00M 178217.00M
Cash 35234.00M 31870.00M 33879.00M 29142.00M 13698.00M
Cash and equivalents - - - - -
Total current liabilities - 21446.00M 21971.00M 16645.00M 21678.00M
Current deferred revenue - - - - -
Net debt 17761.00M 14107.00M 9758.00M 7351.00M 28214.00M
Short term debt - 17071.00M 18215.00M 13379.00M 18186.00M
Short long term debt 20772.00M 17071.00M 18215.00M 14083.00M 14398.00M
Short long term debt total - 45977.00M 43637.00M 36493.00M 41912.00M
Other stockholder equity - 1556.00M 94.00M 94.00M 102.00M
Property plant equipment - 1397.00M 1216.00M 1155.00M 490.00M
Total current assets - 41302.00M 40166.00M 37166.00M 17322.00M
Long term investments 121867.00M 109859.00M 106529.00M 102540.00M 82611.00M
Net tangible assets - 17215.00M 14251.00M 11082.00M 9510.00M
Short term investments 3903.00M 4471.00M 2930.00M 5565.00M 1519.00M
Net receivables 2143.00M 4961.00M 3357.00M 2459.00M 2105.00M
Long term debt 32223.00M 27844.00M 24199.00M 22679.00M 20945.00M
Inventory - - - - -
Accounts payable 5149.00M 4375.00M 3756.00M 3266.00M 3492.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - 202.00M -32.00000M -118.00000M 16.00M
Additional paid in capital - - - - -
Common stock total equity - - - 3057.00M 2949.00M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - -114135.00000M -110759.00000M -106543.00000M -85919.00000M
Deferred long term asset charges - - - - -
Non current assets total - 114135.00M 110759.00M 106543.00M 85919.00M
Capital lease obligations 517.00M 552.00M 575.00M 628.00M -
Long term debt total - 28396.00M 24774.00M 23307.00M 20945.00M
Breakdown 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Type yearly yearly yearly yearly yearly
Date 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31
Investments -80.00000M -786.00000M 2032.00M -3349.00000M -6253.00000M
Change to liabilities - 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - -1456.00000M 1467.00M -3349.00000M -6253.00000M
Net borrowings - 640.00M -96.00000M -88.00000M -88.00000M
Total cash from financing activities -2267.00000M -381.00000M -1739.00000M -1232.00000M -1261.00000M
Change to operating activities - -28530.00000M -16177.00000M 7293.00M -7098.00000M
Net income 3337.00M 3383.00M 3177.00M 2083.00M 2322.00M
Change in cash 3364.00M -2009.00000M 4737.00M 15444.00M 942.00M
Begin period cash flow 31870.00M 33879.00M 29142.00M 13698.00M 12756.00M
End period cash flow 35234.00M 31870.00M 33879.00M 29142.00M 13698.00M
Total cash from operating activities 5166.00M -1922.00000M 6113.00M 19981.00M 8280.00M
Issuance of capital stock 88.00M 553.00M 592.00M 600.00M 152.00M
Depreciation 524.00M 481.00M 481.00M 448.00M 328.00M
Other cashflows from investing activities - -1160.00000M 1609.00M -3167.00000M -6109.00000M
Dividends paid 1503.00M 1325.00M 1101.00M 1300.00M 992.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock 0.00000M -245.00000M -800.00000M -380.00000M -281.00000M
Other cashflows from financing activities - 1235.00M 166.00M 436.00M -140.00000M
Change to netincome - 138.00M -42.00000M 713.00M 112.00M
Capital expenditures 651.00M 670.00M 567.00M 514.00M 503.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 1205.00M -5925.00000M 2484.00M 16779.00M 5584.00M
Stock based compensation 18.00M 17.00M 11.00M 9.00M 11.00M
Other non cash items - 12.00M -318.00000M 1640.00M 242.00M
Free cash flow 4515.00M -2592.00000M 5546.00M 19467.00M 7777.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Diversified

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
NA
National Bank of Canada
0.23 0.17% 137.32 12.94 12.45 4.27 1.94 10.47
RY
Royal Bank of Canada
4.09 2.40% 174.39 15.32 13.35 4.31 2.12 11.66
RY-PZ
Royal Bank of Canada Pref Z
0.03 0.15% 20.45 1.79 - 3.30 -
RY-PJ
Royal Bank of Canada Pref J
0.10 0.49% 20.30 1.75 - 2.91 -
RY-PM
Royal Bank of Canada Pref M
-0.15 0.77% 19.35 1.70 - 2.89 -

Reports Covered

Stock Research & News

Profile

National Bank of Canada provides financial services to individuals, businesses, institutional clients, and governments in Canada and internationally. It operates through four segments: Personal and Commercial, Wealth Management, Financial Markets, and U.S. Specialty Finance and International. The Personal and Commercial segment offers personal banking services, including transaction solutions, mortgage loans and home equity lines of credit, consumer loans, payment solutions, and savings and investment solutions; various insurance products; and commercial banking services, such as credit, and deposit, investment solutions, international trade, foreign exchange transactions, payroll, cash management, insurance, electronic transactions, and complimentary services. The Wealth Management segment provides full-service brokerage, private banking, direct brokerage, investment solutions, administrative and trade execution, transaction products, and trust and estate services. The Financial Markets segment offers corporate banking, advisory, and capital markets services; and project financing, debt, and equity underwriting; advisory services in the areas of mergers and acquisitions, and financing. The U.S. Specialty Finance and International segment provides specialty finance products; and personal and commercial banking in Cambodia. National Bank of Canada was founded in 1859 and is headquartered in Montreal, Canada.

National Bank of Canada

600 De La Gauchetière Street West, Montreal, QC, Canada, H3B 4L2

Key Executives

Name Title Year Born
Mr. Laurent Ferreira Pres, CEO & Director 1971
Mr. Ghislain Parent Exec. Vice-Pres of International NA
Mr. Martin Gagnon Exec. VP of Wealth Management and Co-Pres & Co-CEO of National Bank Financial NA
Mr. Denis Girouard Exec. VP & Co-Head of Financial Markets NA
Ms. Marie Chantal Gingras CFO & Exec. VP of Fin. NA
Ms. Julie Levesque Exec. Vice-Pres of Technology & Operations NA
Mr. Manuel Morales Chief Scientist of Artificial Intelligence NA
Ms. Linda Boulanger Sr. VP of Investor Relations NA
Ms. Nicole Rondou VP of Compliance NA
Dominic Paradis Sr. VP of Legal Affairs & Corp. Sec. NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on ‘as is’ basis, using their API. The information and data provided on this page, as well as via the API, are not guaranteed to be real-time or accurate. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general informational purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine does not assume any responsibility for any trading losses you might incur as a result of using this information, data, or any analyst rating or recommendation provided. Kalkine will not accept any liability for any loss or damage resulting from reliance on the information, including but not limited to data, quotes, charts, analyst ratings, recommendations, and buy/sell signals sourced via the API.
Please be fully informed about the risks and costs associated with trading in the financial markets, as it is one of the riskiest forms of investment. Kalkine does not provide any warranties regarding the information on this page, including, without limitation, warranties of merchantability or fitness for a particular purpose or use.