For the quarter ended March 2025, Credit Acceptance (CACC) reported revenue of $571.1 million, up 12.4% over the same period last year. EPS came in at $8.66, compared to $5.08 in the year-ago quarter.

The reported revenue represents a surprise of +0.79% over the Zacks Consensus Estimate of $566.6 million. With the consensus EPS estimate being $10.31, the EPS surprise was -16.00%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Credit Acceptance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Revenue- Finance charges: $526.70 million compared to the $521.73 million average estimate based on two analysts. The reported number represents a change of +12.3% year over year. Revenue- Other income: $20.90 million versus the two-analyst average estimate of $19.59 million. The reported number represents a year-over-year change of +23.7%. Revenue- Premiums earned: $23.50 million compared to the $25.29 million average estimate based on two analysts. The reported number represents a change of +7.3% year over year.

View all Key Company Metrics for Credit Acceptance here>>>

Shares of Credit Acceptance have returned -6.6% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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Credit Acceptance Corporation (CACC):Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

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