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Yiren Digital Ltd
Yiren Digital Ltd (NYSE: YRD) is a holding company primarily focused on running a digital personal financial management platform and offering a range of wealth, credit, and financial solutions to individual borrowers and small business owners. The company operates through three main segments. The Yiren Wealth segment provides a wealth management platform catering to the mass affluent demographic, offering comprehensive wealth solutions. The Yiren Credit segment runs a credit-tech platform that delivers a wide variety of online and offline loan products to individual borrowers and small business owners. The Others segment is involved in e-commerce, offering products like skincare, beauty items, electronics, and appliances, while also enabling users to finance their purchases with loans and offering customized non-financial products and services. Additionally, the company is involved in the insurance sector.
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