1895 of Wisconsin Inc Bancorp

Financial Services US BCOW

10.85USD
-0.134(1.22%)

Last update at 2026-06-03T18:37:00Z

Day Range

10.8511.05

LowHigh

52 Week Range

9.7511.39

LowHigh

Fundamentals

Previous Close 10.98
Market Cap56.69M
Volume2420
P/E Ratio40.89
Dividend Yield-%
Revenue TTM11.83M
Revenue Per Share TTM2.16
Gross Profit TTM 11.83M
Diluted EPS TTM0.27

Overview
Financials
Peer Comparison
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Profile

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Income before tax	1.62M	-1.42600M	-6.40400M	-0.31900M	0.02M
Minority interest	-	-	-	-	-
Net income	1.42M	-0.88100M	-6.79200M	-0.14800M	0.09M
Selling general administrative	10.34M	10.20M	10.39M	9.91M	10.59M
Selling and marketing expenses	-	-	0.16M	0.18M	0.11M
Gross profit	17.66M	-	20.86M	16.18M	16.97M
Reconciled depreciation	0.44M	0.46M	0.51M	0.60M	0.65M
Ebit	1.62M	-	-6.89600M	1.82M	-0.04300M
Ebitda	2.06M	-1.42600M	-6.40400M	2.42M	0.61M
Depreciation and amortization	0.44M	-	0.49M	0.60M	0.65M
Non operating income net other	-	-	-	-	-
Operating income	1.62M	-1.42600M	-6.40400M	1.82M	-0.04300M
Other operating expenses	28.67M	-	25.23M	0.18M	17.02M
Interest expense	12.33M	11.93M	8.54M	1.99M	1.54M
Tax provision	0.20M	-0.54500M	1.00M	-0.17100M	-0.06400M
Interest income	27.68M	24.59M	19.67M	16.44M	14.24M
Net interest income	15.35M	12.66M	12.94M	14.45M	12.70M
Extraordinary items	-	-	-	-	-
Non recurring	-	-	-	-	-
Other items	-	-	-	-	-
Income tax expense	0.20M	-0.54500M	0.39M	-0.17100M	-0.06400M
Total revenue	30.29M	27.03M	18.82M	16.18M	16.97M
Total operating expenses	16.04M	-	5.08M	0.18M	-17.01500M
Cost of revenue	12.63M	-	-2.03400M	-	-
Total other income expense net	-	-	-6.40400M	-2.13600M	0.06M
Discontinued operations	-	-	-	-	-
Net income from continuing ops	1.42M	-0.88100M	-4.48600M	-0.14800M	0.02M
Net income applicable to common shares	-	-	-	-0.14800M	0.09M
Preferred stock and other adjustments	-	-	-	-	-

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Total assets	600.02M	572.87M	557.61M	543.02M	539.64M
Intangible assets	1.50M	1.62M	1.72M	1.86M	2.04M
Earning assets	-	-	-	-	-
Other current assets	-	10.26M	14.80M	1.38M	-110.39900M
Total liab	528.11M	501.76M	484.85M	467.65M	448.75M
Total stockholder equity	71.91M	71.11M	72.76M	75.36M	90.89M
Deferred long term liab	-	-	-	-	-
Other current liab	-	317.85M	296.18M	-0.29100M	-0.10900M
Common stock	0.06M	0.06M	0.06M	0.06M	0.06M
Capital stock	0.06M	0.06M	0.06M	0.06M	0.06M
Retained earnings	34.44M	33.01M	33.89M	41.47M	41.62M
Other liab	-	-	-	7.73M	8.80M
Good will	-	-	-	-	-
Other assets	-	562.61M	536.03M	507.36M	239.11M
Cash	16.87M	8.59M	11.22M	26.03M	66.80M
Cash and equivalents	-	-	-	-	-
Total current liabilities	2.08M	323.90M	311.24M	0.29M	0.11M
Current deferred revenue	-	-	-1.10600M	-	-
Net debt	95.49M	91.92M	60.07M	45.44M	-11.36100M
Short term debt	2.08M	6.06M	15.07M	-	-
Short long term debt	-	-	-	-	-
Short long term debt total	112.36M	91.92M	71.29M	71.46M	55.44M
Other stockholder equity	45.27M	48.99M	49.48M	45.32M	49.07M
Property plant equipment	-	-	-	5.90M	5.86M
Total current assets	22.56M	10.26M	14.80M	30.21M	180.19M
Long term investments	101.08M	112.19M	113.18M	117.42M	112.44M
Net tangible assets	-	-	-	75.36M	90.89M
Short term investments	3.95M	107.82M	109.56M	114.49M	112.44M
Net receivables	1.74M	1.67M	1.55M	1.26M	0.95M
Long term debt	112.29M	91.80M	71.01M	71.46M	55.44M
Inventory	-	-	-16.39900M	-	-
Accounts payable	1.43M	1.21M	1.11M	0.29M	0.11M
Total permanent equity	-	-	-	-	-
Noncontrolling interest in consolidated entity	-	-	-	-	-
Temporary equity redeemable noncontrolling interests	-	-	-	-	-
Accumulated other comprehensive income	-7.85900M	-10.94700M	-10.67500M	-11.49100M	0.14M
Additional paid in capital	-	-	-	-	-
Common stock total equity	-	-	-	-	-
Preferred stock total equity	-	-	-	-	-
Retained earnings total equity	-	-	-	-	-
Treasury stock	-	-	-	-	-
Accumulated amortization	-	-	-	-	-
Non currrent assets other	25.45M	-5.02000M	24.45M	-119.27600M	-120.34000M
Deferred long term asset charges	-	-	-	-	-
Non current assets total	577.46M	-	542.80M	5.45M	120.34M
Capital lease obligations	-	-	-	-	-
Long term debt total	-	-	-	-	-

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Investments	15.62M	1.30M	-17.10100M	-55.14100M	-50.52900M
Change to liabilities	-	-	-	0.00000M	0.00000M
Total cashflows from investing activities	-12.18600M	-19.48900M	-	-55.14100M	-50.52900M
Net borrowings	20.50M	20.79M	-	16.02M	-12.95600M
Total cash from financing activities	20.39M	14.29M	14.94M	14.10M	22.10M
Change to operating activities	-	-	-	0.22M	1.25M
Net income	1.42M	-0.88100M	-6.79200M	-0.14800M	0.09M
Change in cash	12.23M	-4.66200M	-15.09400M	-38.45900M	-25.72300M
Begin period cash flow	8.59M	13.25M	28.34M	66.80M	92.53M
End period cash flow	20.82M	8.59M	13.25M	28.34M	66.80M
Total cash from operating activities	4.02M	0.54M	-0.70900M	2.58M	2.71M
Issuance of capital stock	-	-	-	-0.09200M	35.43M
Depreciation	0.44M	0.46M	0.49M	0.60M	0.65M
Other cashflows from investing activities	-27.39100M	-20.48100M	-34.97500M	-36.72800M	-0.33000M
Dividends paid	-	-	-	-	2.64M
Change to inventory	-	-	-	-	-
Change to account receivables	-0.33500M	-0.45400M	0.56M	-0.52000M	-0.24300M
Sale purchase of stock	-4.28700M	-1.23200M	-0.79300M	-4.31600M	-0.15100M
Other cashflows from financing activities	4.18M	-5.35100M	16.18M	2.39M	2.42M
Change to netincome	-	-	-	2.19M	0.96M
Capital expenditures	0.27M	0.18M	0.81M	0.19M	0.24M
Change receivables	-	-	-	-	-
Cash flows other operating	-	-	-	-	-
Exchange rate changes	-	-	-	-	-
Cash and cash equivalents changes	-	-	-	-	-
Change in working capital	1.72M	1.30M	1.27M	-0.29900M	1.00M
Stock based compensation	0.77M	0.84M	0.81M	0.56M	0.49M
Other non cash items	0.89M	0.12M	3.13M	2.04M	0.54M
Free cash flow	3.75M	0.35M	-1.52100M	2.40M	2.46M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company	Change (USD)	Price (USD)	Trailing PE (x)	Forward PE (x)	Price Sales TTM (x)	Price to Book Value (x)	Enterprise Value to Revenue (x)
BCOW 1895 of Wisconsin Inc Bancorp	-0.134 1.22%	10.85	40.89	-	4.79	0.79	9.41
HDB HDFC Bank Limited ADR	0.01 0.04%	23.55	20.81	20.96	0.11	4.77
CIHKY China Merchants Bank Co Ltd	-0.425 1.38%	30.39	7.78	7.65	0.56	0.90	3.62
DBSDF DBS Group Holdings Ltd	- -%	51.34	15.29	14.41	5.84	2.36	10.40
CIHHF China Merchants Bank Co Ltd Class H	- -%	5.92	6.10	5.67	0.44	0.77	3.43

Reports Covered

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Profile

1895 Bancorp of Wisconsin, Inc. operates as a holding company for PyraMax Bank, FSB that provides a range of financial services to commercial and retail customers. It provides checking, savings, certificate of deposits, and money market accounts. The company offers home equity, commercial, residential, and consumer loans; and one-to-four-family mortgages, as well as accept deposits from individual customers and small businesses in the metropolitan. 1895 Bancorp of Wisconsin, Inc. was founded in 1892 and is headquartered in Greenfield, Wisconsin.

1895 of Wisconsin Inc Bancorp

7001 West Edgerton Avenue, Greenfield, WI, United States, 53220

414 421 8200
https://www.1895bancorpofwisconsin.com
Employees : 88

Key Executives

Name	Title	Year Born
Mr. David R. Ball	Pres, CEO & Director	1969
Ms. Monica Baker	Exec. VP, COO, Chief Brand Officer & Director	1969
Mr. Richard B. Hurd	Exec. VP, Strategic Planning Officer & Director	1952
Mr. Steven Thomas Klitzing	Exec. VP, CFO & Treasurer	1963
Mr. Daniel K. Kempel	Sr. VP & Chief Credit Officer	1980
Mr. Eric T. Hurd	Sr. VP & Chief Lending Officer	NA
Mr. David R. Ball	President, CEO & Director	1969
Mr. Steven Thomas Klitzing	Executive VP, CFO & Treasurer	1963
Ms. Monica Baker	Corporate Secretary, Executive VP, COO, Chief Brand Officer & Director	1969
Mr. Richard B. Hurd	Executive VP, Strategic Planning Officer & Director	1952

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