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Last update at 2025-01-14T18:57:00Z
Credicorp Announces Special Dividend Payout for Shareholders
Fri 18 Oct 24, 10:28 AMCredicorp Ltd.: Credicorp’s “3Q24 quiet period”
Thu 17 Oct 24, 08:15 PM3 US Dividend Stocks Yielding Up To 5.4%
Fri 20 Sep 24, 11:04 AMTop US Dividend Stocks For September 2024
Mon 02 Sep 24, 11:14 AMCredicorp Ltd.: Credicorp Announces Special Cash Dividend of S/11.0000 per Share
Thu 29 Aug 24, 08:25 PMCredicorp Ltd.: Credicorp’s Earnings Release and Conference Call 2Q24
Fri 26 Jul 24, 08:15 PMCredicorp Ltd.: Credicorp’s “2Q24 quiet period”
Thu 18 Jul 24, 08:15 PMCredicorp Ltd.: Credicorp to host its 2024 Strategic Update on September 26th
Wed 17 Jul 24, 12:30 PMBreakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
Income before tax | 6855.89M | 5332.82M | 224.16M | 5975.41M | 5592.21M |
Minority interest | -112.29200M | -87.24700M | 499.78M | 508.35M | 426.83M |
Net income | 4633.10M | 3584.58M | 346.89M | 4265.30M | 3983.86M |
Selling general administrative | 6036.98M | 5766.95M | 4736.75M | 4884.78M | 4754.97M |
Selling and marketing expenses | 653.43M | 486.88M | - | 374.68M | - |
Gross profit | 17343.20M | 14434.09M | 13600.67M | 14822.99M | 13487.05M |
Reconciled depreciation | 683.50M | 683.25M | 676.93M | 639.07M | 436.53M |
Ebit | 10229.68M | 5245.57M | 236.92M | 5888.38M | 8538.30M |
Ebitda | 10920.29M | 5935.75M | 913.85M | 6527.45M | 8974.83M |
Depreciation and amortization | 690.61M | 690.18M | 676.93M | 639.07M | 436.53M |
Non operating income net other | - | - | - | 0.00000M | 0.00000M |
Operating income | 10229.68M | 5245.57M | 236.92M | 5888.38M | 8538.30M |
Other operating expenses | -7113.51900M | -9188.52500M | -13363.74900M | -8934.60700M | 4948.74M |
Interest expense | 3493.19M | 2488.43M | 2976.31M | 3290.87M | 3033.53M |
Tax provision | 2110.50M | 1660.99M | -109.97700M | 1623.08M | 1520.91M |
Interest income | 14982.06M | 11809.77M | 11522.05M | 12356.41M | 11498.24M |
Net interest income | 11488.87M | 9361.98M | 8545.74M | 9090.80M | 8489.10M |
Extraordinary items | - | - | - | 0.00000M | 0.00000M |
Non recurring | - | - | - | 0.00000M | 0.00000M |
Other items | - | - | - | 0.00000M | 0.00000M |
Income tax expense | 2110.50M | 1660.99M | -109.97700M | 1623.08M | 1520.91M |
Total revenue | 17343.20M | 14434.09M | 13600.67M | 14822.99M | 13487.05M |
Total operating expenses | -7113.51900M | -9188.52500M | -13363.74900M | -8934.60700M | -4948.74200M |
Cost of revenue | - | - | - | 318.71M | 301.89M |
Total other income expense net | -3373.78800M | 87.25M | -12.75600M | 87.03M | -2946.08900M |
Discontinued operations | - | - | - | 0.00000M | 0.00000M |
Net income from continuing ops | 4745.39M | 3671.83M | 334.14M | 4352.33M | 4071.30M |
Net income applicable to common shares | 4633.10M | 3584.58M | 346.89M | 4265.30M | 3983.86M |
Preferred stock and other adjustments | - | - | - | 0.00000M | 0.00000M |
Breakdown | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
Total assets | 238840.19M | 236753.61M | 244821.98M | 237406.16M | 187876.69M |
Intangible assets | 2427.02M | 2127.22M | 1913.22M | 1818.40M | 1666.27M |
Earning assets | - | - | 55988.73M | 62401.71M | 42132.07M |
Other current assets | 348.58M | 29795.09M | 113432.18M | 95558.43M | 96567.84M |
Total liab | 205733.12M | 207173.90M | 217784.55M | 211960.52M | 161130.38M |
Total stockholder equity | 32460.00M | 28988.14M | 26496.77M | 24945.87M | 26237.96M |
Deferred long term liab | - | 1038.31M | 1033.49M | 1129.70M | 1169.04M |
Other current liab | 1403.02M | -2845.40300M | -3454.36200M | -2265.24100M | -2378.12200M |
Common stock | 1318.99M | 1318.99M | 1318.99M | 1318.99M | 1318.99M |
Capital stock | 1318.99M | 1318.99M | 1318.99M | 1318.99M | 1318.99M |
Retained earnings | 4572.44M | 4635.60M | 3556.28M | 347.15M | 4374.94M |
Other liab | - | 13712.64M | 20280.07M | 13309.58M | 11380.13M |
Good will | 798.48M | 772.21M | 796.86M | 820.90M | 886.01M |
Other assets | -119955.98000M | 118112.43M | 106708.87M | 89236.02M | 84481.36M |
Cash | 33850.27M | 34111.53M | 39292.20M | 36732.25M | 25959.44M |
Cash and equivalents | - | - | - | - | - |
Total current liabilities | 6147.89M | 1482.95M | 3454.36M | 2265.24M | 2378.12M |
Current deferred revenue | - | - | - | - | - |
Net debt | -7092.34900M | -8100.69800M | -14480.38500M | -13823.23400M | -1504.35400M |
Short term debt | - | 578.07M | - | 3023.94M | 0.00000M |
Short long term debt | - | - | - | - | 10531.60M |
Short long term debt total | 26757.92M | 26010.83M | 24811.81M | 22909.02M | 24455.09M |
Other stockholder equity | 26568.57M | 23683.66M | 21385.59M | 21413.83M | 19455.84M |
Property plant equipment | - | 2373.49M | 1895.20M | 2077.80M | 2250.01M |
Total current assets | 79470.58M | 66989.80M | 87028.43M | 90483.99M | 63683.52M |
Long term investments | 47234.54M | 46927.02M | 50585.86M | 56642.90M | 31621.92M |
Net tangible assets | - | 26088.71M | 23786.69M | 22306.57M | 23705.87M |
Short term investments | 32774.08M | 29678.06M | 34440.09M | 42746.06M | 26202.72M |
Net receivables | 12497.65M | 11988.98M | 13296.14M | 11005.68M | 11521.35M |
Long term debt | 26245.34M | 25944.60M | 24195.85M | 22297.66M | 23583.10M |
Inventory | 348.58M | 136.08M | 136.12M | 135.09M | 143.35M |
Accounts payable | 4017.82M | 3750.28M | 3454.36M | 2265.24M | 2378.12M |
Total permanent equity | - | - | - | - | 0.00000M |
Noncontrolling interest in consolidated entity | - | - | - | - | 0.00000M |
Temporary equity redeemable noncontrolling interests | - | - | - | - | 0.00000M |
Accumulated other comprehensive income | 26548.36M | -650.11600M | 235.90M | 1865.90M | 1088.19M |
Additional paid in capital | - | - | - | - | 0.00000M |
Common stock total equity | - | - | - | 1318.99M | 1318.99M |
Preferred stock total equity | - | - | - | - | 0.00000M |
Retained earnings total equity | - | - | - | - | 0.00000M |
Treasury stock | - | - | -207.53400M | -208.43300M | -207.83900M |
Accumulated amortization | - | - | - | - | 0.00000M |
Non currrent assets other | -52418.19300M | 3445.32M | -51084.68400M | -57686.15400M | -39711.81500M |
Deferred long term asset charges | - | - | - | - | 0.00000M |
Non current assets total | 279325.59M | 51651.38M | 51084.68M | 57686.15M | 39711.82M |
Capital lease obligations | 512.58M | 578.07M | 655.29M | 750.58M | 847.50M |
Long term debt total | - | 25868.43M | 24195.85M | 22845.63M | 23583.10M |
Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
Investments | -1094.96500M | -3087.06600M | -1873.35600M | 726.21M | -234.08600M |
Change to liabilities | 0.00000M | 0.00000M | 0.00000M | 0.00000M | 0.00000M |
Total cashflows from investing activities | 1817.66M | -3727.71100M | -1873.35600M | 726.21M | -59.34300M |
Net borrowings | -251.22900M | 28.02M | 520.85M | -1124.85000M | -1124.85000M |
Total cash from financing activities | -1600.81500M | -465.29600M | -2088.46000M | -3551.80500M | -1400.31200M |
Change to operating activities | -9700.52300M | -12886.74300M | -592.58200M | -7094.19900M | -11405.59000M |
Net income | 4745.39M | 3671.83M | 334.14M | 4352.33M | 4071.30M |
Change in cash | -5172.58300M | 2559.78M | 10759.73M | 3813.24M | -1051.39400M |
Begin period cash flow | 39293.54M | 36733.77M | 25974.04M | 22160.80M | 23212.20M |
End period cash flow | 34120.96M | 39293.54M | 36733.77M | 25974.04M | 22160.80M |
Total cash from operating activities | -1134.87700M | 3972.99M | 12686.82M | 6933.71M | -121.96200M |
Issuance of capital stock | 9.95M | 3.75M | - | - | - |
Depreciation | 690.61M | 690.18M | 676.93M | 639.07M | 436.53M |
Other cashflows from investing activities | 2011.56M | 4215.82M | -21190.85500M | 1232.94M | 541.90M |
Dividends paid | -1196.42200M | -398.80800M | -2392.84400M | -2233.32100M | 1130.43M |
Change to inventory | - | - | - | 0.00000M | 0.00000M |
Change to account receivables | - | - | - | 0.00000M | 0.00000M |
Sale purchase of stock | -83.60500M | -58.90700M | -151.89900M | -103.22500M | -95.41300M |
Other cashflows from financing activities | -174.20800M | 143.81M | -32.27300M | -52.97100M | -174.47200M |
Change to netincome | 2178.12M | 1845.89M | 4500.63M | 1117.90M | 1457.08M |
Capital expenditures | 896.37M | 640.03M | 633.36M | 506.73M | 601.25M |
Change receivables | - | - | - | 0.00000M | 0.00000M |
Cash flows other operating | - | - | - | 0.00000M | 0.00000M |
Exchange rate changes | - | - | - | 0.00000M | 0.00000M |
Cash and cash equivalents changes | - | - | - | 0.00000M | 0.00000M |
Change in working capital | -8554.89300M | -2085.72200M | 7199.46M | 873.28M | -6018.77900M |
Stock based compensation | 88.72M | 74.00M | 103.63M | 120.06M | 65.55M |
Other non cash items | 1782.23M | 1075.31M | 5519.97M | 1001.51M | 1232.34M |
Free cash flow | -2031.24700M | 3332.96M | 12053.46M | 6426.98M | -723.21000M |
Sector: Financial Services Industry: Banks - Regional
Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) |
---|---|---|---|---|---|---|---|
BAP Credicorp Ltd |
6.35 3.53% | 186.39 | 11.11 | 9.19 | 0.87 | 1.73 | 4.17 |
HDB HDFC Bank Limited ADR |
0.50 0.86% | 58.56 | 20.81 | 20.96 | 0.11 | 4.77 | |
CIHKY China Merchants Bank Co Ltd |
0.94 3.84% | 25.40 | 6.61 | 5.68 | 0.48 | 0.77 | 3.43 |
CIHHF China Merchants Bank Co Ltd Class H |
- -% | 4.46 | 6.10 | 5.67 | 0.44 | 0.77 | 3.43 |
IBN ICICI Bank Limited |
0.20 0.69% | 28.50 | 17.79 | 16.95 | 0.07 | 3.08 |
Credicorp Ltd. provides various financial, insurance, and health services and products primarily in Peru and internationally. It operates through Universal Banking, Insurance and Pensions, Microfinance, and Investment Banking and Equity Management segments. The Universal Banking segment grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. The Insurance and Pensions segment issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; and management services for private pension funds. The Microfinance segment provides management of loans, deposits, and current accounts for small and microenterprises. The Investment Banking and Equity Management segment is involved in provision of brokerage and investment management services for corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; and structuring of securitization processes for corporate customers and manages mutual funds. The company was founded in 1889 and is headquartered in Lima, Peru.
Calle Centenario N 156, Lima, Peru, 12
Name | Title | Year Born |
---|---|---|
Mr. Luis Enrique Romero Belismelis | Exec. Chairman | 1961 |
Mr. Gianfranco Piero Dario Ferrari de Las Casas | Chief Exec. Officer | 1965 |
Mr. Cesar Rios Briceno | CFO & Head of Fin. | NA |
Mr. Alejandro Perez-Reyes | Chief Operating Officer | NA |
Mr. José Luis Muñoz Rivera | Head of Accounting | NA |
Mr. Eduardo Montero Dasso | Head of Investment Banking & Wealth Management | NA |
Ms. Milagros Cigüeñas | Head of Investor Relations | NA |
Ms. Barbara Falero | Chief Compliance & Ethics Officer | NA |
Mr. Guillermo Morales | Head of Legal & Deputy Gen. Sec. | NA |
Mr. Enzo Tolentino | Head of the Area of Continuous Auditing & Corp. Devel. | NA |
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