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Company price
34.575 USD -0.17 ( 0.47%)
Last update at 2026-11-12T15:40:00Z
VOLUME
1444578
Market Cap
101923.34M
P/E
18.09

Momentum Score

…

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to corporate and retail customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. The company offers asset management, securities brokerage, private equity, foreign exchange, agricultural and rural banking, equities underwriting, depositary share accounts, consumer durable goods financing, corporate salary and current account, savings and sovereign gold bonds, insurance policies, public offerings, investment, credit and protection, retail inward remittances, certificates of deposits, and payment and transaction banking products and services. It is also involved in the fee and commission-based activities; distribution of financial products; venture capital and real estate fund management business; treasury and rural banking operations; financial solutions; working capital financing; I-Process services, mutual funds, investment banking, and pension funds; and advisory activities. In addition, the company provides savings, salary, capital gains scheme, Hindu undivided family savings, real estate regulatory authority, government e-marketplace, current, trade, escrow, and foreign currency accounts. Further, it offers personal, home, car, education, gold, automobile, and commercial business loans, as well as loans against time deposits, securities, and property; and working capital loans, as well as credit, debit, prepaid, travel, forex, commercial, and corporate cards. Additionally, the company provides fixed income products; investment products; payments; general, accident, life, health, vehicle, and travel insurance products; cash management and merchant services; capital market and securities market services; and forex, derivatives, bullion, and bonds. The company was founded in 1955 and is headquartered in Mumbai, India.

Source: TradingView
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Day Price Range
34.40
Low
35.00
High
52 Week Price Range
24.87
Low
32.76
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

ICICI Bank Limited is a large Indian private-sector bank offering retail, corporate and digital banking services such as deposits, loans, payments and wealth management. Long-term growth may be supported by rising incomes, digital adoption, retail credit expansion and scale advantages from a broad deposit base. Investors may view the company as positioned for earnings growth given its diversified franchise and improving profitability.

Key risks include worsening asset quality from a macro slowdown or rate shocks, regulatory changes, intense competition and operational or governance failures that could pressure capital and earnings.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
34.74
Dividend Yield
-
Revenue TTM
2037316.71M
Revenue Per Share
569.65
Gross Profit TTM
2037316.71M
Debt / Equity
0.61
ROE
16.07%
Net Debt
-447164.40M
ROCE
7.13%
Diluted EPS TTM
1.57

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2026-03-31 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Type yearly yearly yearly yearly yearly
Date 2026-03-31 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Income before tax 773201.80M 730042.10M 615081.30M 349957.00M 349957.00M
Minority interest -37285.50M -35401.80M -18241.40M -14246.70M -14281.60M
Net income 542077.00M 510292.00M 442563.73M 251101.00M 251101.00M
Selling general administrative 1070949.80M 236299.40M 304046.35M 123416.00M 123416.00M
Selling and marketing expenses - 52494.87M 66279.54M 49011.46M 49011.46M
Gross profit 2174509.50M 2006535.30M 1602466.25M 56.68M 1163696.50M
Reconciled depreciation 31226.50M 26903.80M 19958.90M 16455.90M 14794.60M
Ebit 773201.80M 1620312.10M 615081.30M 747342.04M 747342.04M
Ebitda 804428.30M 1647212.10M 635040.16M 762136.64M 762136.64M
Depreciation and amortization 31226.50M 26900.00M 19958.86M 14794.60M 14794.60M
Operating income 773201.80M 730042.10M 615081.30M 747342.04M 747342.04M
Other operating expenses 2347981.80M 2217329.80M 1738102.28M 747285.36M 747285.36M
Interest expense 890285.80M 890270.00M 741081.63M 411666.70M 411666.70M
Tax provision 193839.30M 184348.30M 154276.20M 117934.40M 84574.40M
Interest income 1952184.60M 1863314.70M 1595159.20M 1210668.10M 954068.70M
Net interest income 1061898.80M 973038.20M 854077.60M 705234.20M 542402.00M
Income tax expense 193839.30M 184348.30M 154276.20M 84574.40M 84574.40M
Total revenue 3121183.60M 2945860.00M 2353183.58M 56.68M 1163696.50M
Total operating expenses 1401307.70M 1277999.80M 987384.95M 747285.36M 747285.36M
Cost of revenue 946674.10M 939330.00M 750717.33M - -
Total other income expense net - -1040193.80M -605276.94M -397385.04M -397385.04M
Net income from continuing ops 579362.50M 545693.80M 460805.10M 354613.10M 265382.60M
Net income applicable to common shares - 510292.00M 442563.73M 340366.40M 251101.00M
Breakdown 2026-03-31 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Type yearly yearly yearly yearly yearly
Date 2026-03-31 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Total assets 29144979.70M 26422414.10M 23640630.27M 17526373.80M 15738122.40M
Intangible assets - - 0.02M - -
Other current assets - 10732.73M 8831.57M - 9917069.40M
Total liab 25349266.00M 23134987.71M 20940307.77M 15646040.00M 14066364.00M
Total stockholder equity 3630604.10M 3139059.10M 2561438.35M 1820524.90M 1575875.00M
Other current liab 18300201.20M 16460950.22M 14473905.58M -117877.28M -67018.07M
Common stock 14322.30M 14246.00M 14046.79M 13899.70M 13834.10M
Capital stock 14322.30M 14246.00M 14046.80M 13967.80M 13899.70M
Retained earnings 1482576.09M 3104114.70M 898257.80M 2123401.30M 1108334.39M
Other liab - - - 3374119.90M 3116355.30M
Good will 105500.50M 84594.31M 24741.62M 1013.30M 1076.70M
Other assets - 48410.02M -51854.20M 9504384.73M 8677912.29M
Cash 2649807.20M 2383044.01M 1901295.87M 1831259.80M 1475705.30M
Total current liabilities 18300201.20M 16729325.89M 14685851.89M 117877.28M 67018.07M
Current deferred revenue - - -38985.51M - -
Net debt -447164.40M -346546.54M 108691.18M -215233.00M -36705.90M
Short term debt - 226221.34M 172960.81M 90353.07M 42187.89M
Short long term debt 245182.92M 226221.34M 172960.81M 98022.85M 90353.07M
Short long term debt total 2202642.80M 2036497.48M 2009987.05M 1616026.80M 1438999.40M
Other stockholder equity 26820.70M 20698.40M 14053.18M 2664.10M 31.00M
Property plant equipment - 158124.20M 132402.76M 109690.00M 106054.10M
Total current assets 2649807.20M 3095547.92M 2619467.84M 2243944.46M 1586331.31M
Long term investments 8707198.80M 8863768.10M 8271625.10M 6395519.70M 5670977.20M
Net tangible assets - - - 2143964.70M 1819511.60M
Short term investments - 937825.50M 1648424.06M -0.02M -0.02M
Net receivables 236595.72M 701771.19M 709340.40M 108389.91M 110626.01M
Long term debt 2202642.80M 2188834.40M 2074280.00M 1890618.10M 1616026.80M
Inventory - - -2337029.40M - -
Accounts payable 42051.24M 42154.33M 38985.51M 27524.21M 24830.18M
Accumulated other comprehensive income 3589461.10M 3104114.70M 2533338.38M 1803961.10M 1562009.90M
Non currrent assets other 1061690.10M 1872548.00M 1888143.45M 0.01M -5473878.80M
Non current assets total 26495172.50M 23326866.21M 21021162.43M 5778044.61M 5473878.80M
Long term debt total - 2188834.40M 1901319.20M 1890618.10M 1525673.76M
Breakdown 2026-03-31 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Type yearly yearly yearly yearly yearly
Date 2026-03-31 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Investments -94665.30M -772883.60M -1459310.90M -680053.20M -393214.40M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -130135.90M -2365502.69M -1459310.92M -680053.20M -393214.40M
Net borrowings 18319.50M 111929.81M 181922.42M 273281.00M 180382.50M
Total cash from financing activities -46605.50M 2060363.51M 137645.14M 174510.00M -546667.70M
Change to operating activities - - - -1685551.70M -1139083.20M
Net income 735916.40M 516279.91M 596839.96M 335675.40M 240486.80M
Change in cash 509572.60M 512545.57M 263124.10M 355554.50M 197176.10M
Begin period cash flow 2140234.60M 1627689.03M 1364564.93M 1475705.30M 1278529.20M
End period cash flow 2649807.20M 2140234.60M 1627689.03M 1831259.80M 1475705.30M
Total cash from operating activities 673254.20M 822197.48M 1572844.78M 581114.30M 1380153.00M
Issuance of capital stock 13606.50M 14375.20M 11708.70M 9420.70M 7979.76M
Depreciation 31226.50M 26903.80M 19958.86M 14794.60M 14713.70M
Other cashflows from investing activities -92835.90M -1659444.17M -1422525.46M -655376.40M -374614.67M
Dividends paid 78531.50M 71238.91M 55985.96M -13852.30M -13852.30M
Sale purchase of stock - 14375.20M 11708.67M 9420.70M 13852.30M
Other cashflows from financing activities - 2003815.31M 2329930.11M 526412.80M -173533.90M
Change to netincome - - - 96353.80M 140044.20M
Capital expenditures 37300.00M 48259.79M 36785.46M 18599.70M 16882.00M
Change in working capital -561.40M 227423.99M 1036350.58M 175174.50M 1019900.10M
Stock based compensation 9687.00M 7901.50M 7029.08M 2669.20M 77.60M
Other non cash items -103014.30M 78493.58M -87333.69M 52800.60M 165723.90M
Free cash flow 635954.20M 773937.69M 1536059.32M 562514.60M 1363271.00M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
IBN
ICICI Bank Limited
-0.17
0.47%
34.58 18.09 17.27 0.05 2.64 5.38
DBSDY
DBS Group Holdings Ltd ADR
-0.76
0.34%
219.92 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.62 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
0.28
0.82%
34.49 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-0.46
0.49%
92.86 11.53 10.27 5.72 1.83 8.22

Profile*

ICICI Bank Limited

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to corporate and retail customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. The company offers asset management, securities brokerage, private equity, foreign exchange, agricultural and rural banking, equities underwriting, depositary share accounts, consumer durable goods financing, corporate salary and current account, savings and sovereign gold bonds, insurance policies, public offerings, investment, credit and protection, retail inward remittances, certificates of deposits, and payment and transaction banking products and services. It is also involved in the fee and commission-based activities; distribution of financial products; venture capital and real estate fund management business; treasury and rural banking operations; financial solutions; working capital financing; I-Process services, mutual funds, investment banking, and pension funds; and advisory activities. In addition, the company provides savings, salary, capital gains scheme, Hindu undivided family savings, real estate regulatory authority, government e-marketplace, current, trade, escrow, and foreign currency accounts. Further, it offers personal, home, car, education, gold, automobile, and commercial business loans, as well as loans against time deposits, securities, and property; and working capital loans, as well as credit, debit, prepaid, travel, forex, commercial, and corporate cards. Additionally, the company provides fixed income products; investment products; payments; general, accident, life, health, vehicle, and travel insurance products; cash management and merchant services; capital market and securities market services; and forex, derivatives, bullion, and bonds. The company was founded in 1955 and is headquartered in Mumbai, India.

ICICI Bank Towers, Mumbai, India, 400051

91 22 4008 8900

124029

Name Title Year Born
Mr. Sandeep Bakhshi B.E. MD, CEO & Exec. Director 1960
Mr. Sandeep Batra A.C.S., B.Com, B.Com., CA, CS, F.C.A. Pres & Exec. Director 1966
Mr. Rakesh Jha BE, PGDM Exec. Director 1972
Mr. Anup Bagchi B.Tech, PGDM Head of Retail Banking & Exec. Director 1971
Mr. Anindya Banerjee CFO & Head of Investor Relations NA
Rajendra Khandelwal Chief Accountant NA
Mr. Pramod Rao BA, LLB Group Gen. Counsel 1974
Mr. Ranganath Athreya Company Sec. & Compliance Officer 1966
Dr. Sanjay R. Chougule Group Chief Internal Auditor 1964
Mr. Akashdeep Sarpal Country Head - USA NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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