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BBVA Banco Frances SA ADR

Company price
10.465 USD -0.20 ( 1.83%)
Last update at 2026-11-12T15:33:00Z
VOLUME
81706
Market Cap
3371.95M
P/E
14.61

Momentum Score

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Banco BBVA Argentina S.A. provides banking products and services in Argentina. The company offers retail banking products and services, such as checking and savings accounts, time deposits, credit card financing, consumer and pledge loans, mortgages, insurance, and investment products to individuals; and financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance, and investment products to private-sector companies and small and medium-sized enterprises. It also provides corporate and investment banking products and services, including global transaction services; global markets solutions comprising risk management and securities brokerage; project finance and syndicated loans; and corporate finance services consisting of mergers and acquisitions and capital markets advisory services to corporations and multinational companies. In addition, the company provides foreign trade and asset management services, as well as credit and debit cards. The company was formerly known as BBVA Banco Francés S.A. and changed its name to Banco BBVA Argentina S.A. in November 2019. The company was incorporated in 1886 and is based in Buenos Aires, Argentina.

Source: TradingView
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Day Price Range
10.21
Low
10.54
High
52 Week Price Range
7.63
Low
22.59
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

BBVA Banco Francés S.A. (ADR: BBAR) is a commercial and retail bank in Argentina offering deposits, loans, corporate and digital services as part of the BBVA group. Long-term growth may be supported by digital adoption, expanding consumer and SME credit and increased fee-based services, offering investors exposure to Argentina's financial sector via an established banking platform.

Key investment risks include Argentina's macroeconomic and currency volatility, regulatory and capital controls that can limit repatriation, and elevated credit and sovereign risk that could weaken asset quality.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
10.66
Dividend Yield
1.80%
Revenue TTM
3138949.74M
Revenue Per Share
15369.18
Gross Profit TTM
3076393.80M
Debt / Equity
0.57
ROE
7.65%
Net Debt
-2792338.69M
ROCE
1.95%
Diluted EPS TTM
1.13

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 486440.86M 444476.00M 313326.16M 61857.00M 21082.67M
Minority interest -17428.75M -4410.22M -397.23M 881.00M 20.00M
Net income 291252.63M 353242.44M 156858.60M 58814.99M 21183.37M
Selling general administrative 1139015.20M 289638.43M 439377.93M 136119.00M 55054.53M
Selling and marketing expenses 50890.10M 34273.93M 13742.37M 3509.02M 1577.49M
Gross profit 3087346.57M 3547171.34M 3692114.00M 371878.38M 159741.22M
Reconciled depreciation 111138.35M 79611.68M 27880.18M 10973.00M 5582.00M
Ebit 486441.35M 441080.39M 312928.93M 352648.00M 21103.59M
Ebitda 590913.73M 520692.06M 340809.11M 363621.00M 26685.35M
Depreciation and amortization 104472.39M 79611.68M 27880.18M 10973.00M 5581.76M
Operating income 500369.06M 2560123.85M 1120762.92M 352648.00M 21103.59M
Other operating expenses 6181430.72M 987047.48M 1917931.82M -21162.20M -138637.63M
Interest expense 2998482.69M 1767275.34M 1556714.28M 289910.00M 91524.07M
Tax provision 162061.61M 76264.80M 156070.33M 3923.00M -80.00M
Interest income 5371784.66M 4749678.18M 3183946.66M 629350.00M 214903.00M
Net interest income 2793085.88M 2982402.85M 1627232.37M 339440.00M 123843.00M
Income tax expense 188810.73M 86823.34M 156070.33M 3923.00M -79.78M
Total revenue 6667872.06M 354717.13M 191793.18M 433599.00M 159741.22M
Total operating expenses 2277629.74M 987047.48M 1917931.82M -82882.82M -138637.63M
Cost of revenue 3903800.98M 1774928.08M -1774182.18M 61720.62M -
Total other income expense net -13927.40M -2115647.86M -807436.76M -290791.00M -20.92M
Net income from continuing ops 267420.12M 364815.58M 157255.83M 57934.00M 21163.00M
Net income applicable to common shares - - - - 21183.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 25399200.95M 14719893.84M 6110108.50M 1958837.00M 1030194.25M
Intangible assets 119290.20M 69228.95M 33137.49M 9617.56M 3675.59M
Other current assets -3140278.62M 71614.97M 2449795.87M - 546753.00M
Total liab 21856714.07M 12104066.61M 4695331.81M 1592953.00M 867581.54M
Total stockholder equity 3431453.16M 2573759.46M 1396808.61M 360481.00M 159406.24M
Other current liab -3742.98M 9871811.90M 3029758.83M 1518.03M -35.20M
Common stock 612.77M 612.71M 612.71M 613.00M 612.71M
Capital stock 612.71M 612.71M 612.71M 613.00M 612.71M
Retained earnings 2263240.65M -367211.26M -169590.83M 58826.00M 89819.99M
Other liab - - - - 84726.00M
Good will - - - 0.44M -
Other assets - - -3272533.07M 842624.00M 379678.27M
Cash 4752327.31M 2823405.75M 1142679.37M 296292.00M 218344.92M
Total current liabilities 468049.75M 9930976.80M 3257266.49M 1558.87M 35.20M
Net debt -2792338.69M -2474410.74M -1078273.19M -296101.00M -203207.68M
Short term debt 471604.20M 1126.84M 1222.78M - -
Short long term debt total 1959988.62M 348995.01M 64406.18M 191.00M 15137.24M
Other stockholder equity 1189257.08M 909372.42M 417266.44M 133579.00M 68276.72M
Property plant equipment - - - - 50921.00M
Total current assets 3505821.84M 6659937.35M 4540888.75M 302719.00M 390587.17M
Long term investments 3570274.08M 2617082.17M 1168817.79M 707772.00M 205332.00M
Net tangible assets - - - - 155730.00M
Short term investments 1893186.90M 2341183.50M 843869.57M 617336.11M 167075.56M
Net receivables 628.61M 1423733.13M 104543.94M 6427.00M 5166.69M
Long term debt 1908490.88M 316596.23M 40897.35M 191.00M 503.00M
Inventory - - -2126083.00M - 14.41M
Accounts payable 188.53M 170.83M 12.85M 40.84M 35.20M
Accumulated other comprehensive income -20795.08M 2030985.59M 1148520.29M 167463.00M 696.82M
Non currrent assets other 5415232.33M 791149.76M 3338733.55M -813494.00M -259928.82M
Non current assets total 21893379.11M 8059956.49M 4841752.83M 813494.00M 259928.82M
Capital lease obligations 51497.74M 32398.78M 23508.83M 4126.74M 2921.79M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -162395.70M -42995.22M -27152.87M -5649.36M
Change to liabilities - - - - 0.00M
Total cashflows from investing activities -11054692.38M -162395.70M -93627.58M - -7497.57M
Net borrowings 342649.63M 177420.35M -58825.36M - -2834.70M
Total cash from financing activities 11151082.90M 124391.62M -57614.78M -8508.36M -5367.65M
Change to operating activities - - - - -251295.79M
Net income 291253.05M 441080.39M 358310.94M 55436.93M 21082.67M
Change in cash 1037563.27M 334964.71M 220304.75M -128992.10M -11250.26M
Begin period cash flow 3714764.03M 2488919.06M 922374.62M 425189.09M 229595.18M
End period cash flow 4752327.31M 2823883.77M 1142679.37M 296196.99M 218344.92M
Total cash from operating activities 1883175.66M -5172838.48M 601229.53M 113021.11M 116712.11M
Depreciation 111138.35M 79611.68M 27880.18M 10973.22M 5581.76M
Other cashflows from investing activities -9566328.26M 2129.75M -51479.24M - 545.35M
Dividends paid 19811.08M 90609.73M 278.33M -2576.99M 0.00M
Other cashflows from financing activities 10828244.35M 37580.99M -30322.94M 551.42M -2532.95M
Change to netincome - - - - 72136.60M
Capital expenditures 252622.63M 164525.45M 42148.34M 16410.00M 8042.92M
Change in working capital -54343.72M -7909903.48M -160372.03M -214600.86M 17848.08M
Other non cash items 1646266.33M 2216372.94M 375410.44M 261211.82M 72199.60M
Free cash flow 1630553.04M -5337363.93M 559081.19M 96611.10M 108669.19M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
BBAR
BBVA Banco Frances SA ADR
-0.20
1.83%
10.46 14.61 3.22 0.00 1.34 2.15
DBSDY
DBS Group Holdings Ltd ADR
-0.76
0.34%
219.92 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.62 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
0.28
0.82%
34.49 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-0.46
0.49%
92.86 11.53 10.27 5.72 1.83 8.22

Profile*

BBVA Banco Frances SA ADR

Banco BBVA Argentina S.A. provides banking products and services in Argentina. The company offers retail banking products and services, such as checking and savings accounts, time deposits, credit card financing, consumer and pledge loans, mortgages, insurance, and investment products to individuals; and financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance, and investment products to private-sector companies and small and medium-sized enterprises. It also provides corporate and investment banking products and services, including global transaction services; global markets solutions comprising risk management and securities brokerage; project finance and syndicated loans; and corporate finance services consisting of mergers and acquisitions and capital markets advisory services to corporations and multinational companies. In addition, the company provides foreign trade and asset management services, as well as credit and debit cards. The company was formerly known as BBVA Banco Francés S.A. and changed its name to Banco BBVA Argentina S.A. in November 2019. The company was incorporated in 1886 and is based in Buenos Aires, Argentina.

Avenida Cordoba 111, Buenos Aires, Argentina, C1054AAA

54 11 4346 4000

6289

Name Title Year Born
Mr. Martin Ezequiel Zarich Chief Exec. Officer 1964
Mr. Carlos Elizalde Chief Corp. & Investment Banking Officer 1961
Ms. Mónica Etcheverry Head of Compliance NA
Mr. Eduardo Gonzalez Correas Chief Legal Officer and Head of Market & Industry Relations 1982
Mr. Gustavo Osvaldo Fernandez Chief Talent & Culture Officer 1964
Mr. Gerardo Mario Fiandrino Chief Risk Officer 1965
Mr. Leandro Alvarez Chief Engineering & Data Officer 1970
Mr. Juan Christian Kindt Chief Bus. Devel. Officer 1969
Adolfo Rivera Guzmán Chief Internal Audit Officer NA
Rubén Lemme Head of Integrity NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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