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Dream Finders Homes, Inc., through its subsidiary, Dream Finders Homes LLC, engages in the homebuilding business in the United States. It operates through four segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The company designs, builds, constructs, and sells single-family homes, such as entry-level, first and second time move-up, and active adult and custom homes. It markets its homes under various brands, including Dream Finders Homes, DF Luxury, Reverie Active Adult Lifestyle by Dream Finders Homes, Craft Homes and Coventry Homes. The company also provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Dream Finders Homes Inc is a U.S. residential homebuilder that develops, markets and sells single-family homes and community lots across multiple regional markets. Long-term growth drivers include persistent housing demand, strategic land acquisition and measured geographic expansion, which may benefit revenue and scale and appears positioned to support margin improvement; investors should monitor execution and local market conditions.
The most important investment risks are housing-cycle sensitivity and mortgage-rate exposure, combined with land and construction cost inflation, supply-chain and labor constraints and execution risk in community development.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 284.10M | 437.85M | 404.43M | 356.16M | 162.05M |
| Minority interest | -0.21M | -5.24M | -12.69M | 11.98M | -13.46M |
| Net income | 217.20M | 335.34M | 295.90M | 262.31M | 121.13M |
| Selling general administrative | 485.21M | 395.75M | 288.91M | 271.04M | 154.40M |
| Gross profit | 754.77M | 828.58M | 736.77M | 620.20M | 313.58M |
| Reconciled depreciation | 29.16M | 17.21M | 18.35M | 17.09M | 9.85M |
| Ebit | 284.10M | 432.83M | 404.43M | 350.15M | 153.81M |
| Ebitda | 313.26M | 450.05M | 422.32M | 367.24M | 163.66M |
| Depreciation and amortization | 29.16M | 17.21M | 17.90M | 17.09M | 9.85M |
| Non operating income net other | - | - | - | 16.12M | 8.72M |
| Operating income | 269.55M | 432.83M | 427.98M | 350.15M | 153.81M |
| Other operating expenses | 4053.29M | 4018.77M | 3320.61M | 2993.18M | 1764.74M |
| Interest expense | 196.31M | 176.76M | 0.00M | 0.03M | 0.67M |
| Tax provision | 66.70M | 97.27M | 97.28M | 81.86M | 27.45M |
| Net interest income | - | - | - | -0.03M | -0.67M |
| Income tax expense | 66.70M | 97.27M | 96.48M | 81.86M | 27.45M |
| Total revenue | 4322.85M | 4451.61M | 3748.59M | 3342.34M | 1923.91M |
| Total operating expenses | 485.21M | 395.75M | 308.80M | 271.04M | 154.41M |
| Cost of revenue | 3568.08M | 3623.02M | 3011.81M | 2722.14M | 1610.33M |
| Total other income expense net | 14.55M | 5.02M | -23.55M | 6.01M | 8.24M |
| Net income from continuing ops | 217.40M | 340.58M | 292.97M | 262.31M | 134.59M |
| Net income applicable to common shares | 203.70M | 321.84M | 282.42M | 262.31M | 121.13M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 3727.48M | 3328.65M | 2562.44M | 2371.14M | 1894.25M |
| Intangible assets | - | - | - | 5.00M | 9.14M |
| Other current assets | - | 368.83M | 54.31M | 30.60M | 54.09M |
| Total liab | 2123.37M | 1908.29M | 1476.29M | 1726.49M | 1493.09M |
| Total stockholder equity | 1572.46M | 1393.42M | 1073.08M | 631.68M | 377.08M |
| Deferred long term liab | - | - | - | 7.00M | 5.55M |
| Other current liab | - | 263.32M | 207.39M | 184.05M | 139.37M |
| Common stock | 0.94M | 0.94M | 0.93M | 0.93M | 0.93M |
| Capital stock | 149.44M | 149.44M | 149.43M | 156.97M | 156.14M |
| Retained earnings | 1173.95M | 970.25M | 648.41M | 365.99M | 118.19M |
| Other liab | - | - | - | 260.78M | 279.28M |
| Good will | 377.36M | 300.31M | 172.21M | 172.21M | 171.93M |
| Other assets | 1050.58M | 960.98M | 0.00M | 357.77M | 1829.02M |
| Cash | 234.77M | 274.38M | 494.14M | 364.53M | 227.23M |
| Cash and equivalents | 234.77M | 274.38M | 494.14M | 364.53M | 227.23M |
| Total current liabilities | 786.78M | 1527.06M | 1044.46M | 1430.65M | 1190.55M |
| Current deferred revenue | 69.59M | 125.60M | 172.57M | 145.65M | 177.69M |
| Net debt | 356.29M | 1029.82M | 351.27M | 626.38M | 556.03M |
| Short term debt | 591.06M | 991.00M | 530.38M | 966.25M | 760.00M |
| Short long term debt | 1015.13M | 991.00M | 530.38M | 966.25M | 760.00M |
| Short long term debt total | 591.06M | 1304.20M | 845.42M | 990.91M | 783.26M |
| Other stockholder equity | 248.46M | 273.73M | 275.24M | 108.71M | 102.74M |
| Property plant equipment | - | 43.49M | 27.32M | 7.34M | 26.29M |
| Total current assets | 2299.55M | 2392.70M | 2019.58M | 1816.81M | 1381.47M |
| Long term investments | 26.61M | 11.45M | 15.36M | 14.01M | 15.97M |
| Net tangible assets | - | - | - | 610.52M | 196.01M |
| Short term investments | - | - | 54.31M | 14.01M | 15.97M |
| Net receivables | 39.12M | 34.13M | 30.87M | 43.49M | 33.48M |
| Long term debt | 591.06M | 295.05M | 293.92M | 966.25M | 3.29M |
| Inventory | 2025.66M | 1715.36M | 1440.25M | 1378.18M | 1066.66M |
| Accounts payable | 126.13M | 147.14M | 134.12M | 134.70M | 113.50M |
| Noncontrolling interest in consolidated entity | - | - | - | 12.97M | 24.08M |
| Accumulated other comprehensive income | 0.61M | - | -0.93M | - | - |
| Common stock total equity | - | - | - | 0.93M | 0.93M |
| Retained earnings total equity | - | - | - | 365.99M | 118.19M |
| Non currrent assets other | -26.61M | 122.39M | 80.76M | 49.91M | 43.82M |
| Non current assets total | 377.36M | 935.95M | 542.86M | 554.33M | 512.78M |
| Capital lease obligations | - | 18.15M | 21.11M | 24.66M | 19.97M |
| Long term debt total | 1606.19M | 1286.05M | 824.30M | 966.25M | 3.29M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 0.58M | -221.67M | -5.50M | 0.15M | -523.04M |
| Change to liabilities | - | - | - | 65.75M | 63.36M |
| Total cashflows from investing activities | -225.84M | -221.67M | -4.48M | -5.52M | -523.04M |
| Net borrowings | 386.79M | 351.48M | -135.86M | 197.42M | 439.24M |
| Total cash from financing activities | 270.98M | 269.69M | -216.42M | 146.96M | 645.88M |
| Change to operating activities | - | - | - | -12.44M | -23.93M |
| Net income | 58.80M | 340.58M | 307.94M | 274.30M | 134.59M |
| Change in cash | -55.44M | -208.63M | 153.33M | 113.81M | 187.95M |
| Begin period cash flow | 339.82M | 548.46M | 395.13M | 281.32M | 93.37M |
| End period cash flow | 284.39M | 339.82M | 548.46M | 395.13M | 281.32M |
| Total cash from operating activities | -100.57M | -256.65M | 374.23M | -27.62M | 65.11M |
| Issuance of capital stock | - | - | 0.00M | 0.00M | 292.13M |
| Depreciation | 29.16M | 17.21M | 17.90M | 17.09M | 9.85M |
| Other cashflows from investing activities | -16.17M | -18.20M | 0.37M | -0.13M | -518.96M |
| Dividends paid | 13.50M | 13.50M | 13.24M | 13.69M | 23.29M |
| Change to inventory | -210.20M | -148.02M | -61.62M | -311.52M | -80.20M |
| Change to account receivables | -0.92M | -2.63M | 12.62M | -11.85M | -20421.57M |
| Sale purchase of stock | -41.70M | -20.29M | -0.32M | -23.09M | -25.53M |
| Other cashflows from financing activities | 326.18M | -47.99M | -67.00M | 10980.76M | 2001.84M |
| Change to netincome | - | - | - | 17.43M | 8.32M |
| Capital expenditures | 25.79M | 25.34M | 4.78M | 5.54M | 2.77M |
| Change receivables | - | - | - | -11.85M | -27.84M |
| Cash flows other operating | - | - | - | -78.66M | -41.03M |
| Cash and cash equivalents changes | - | - | - | 113.81M | 187.95M |
| Change in working capital | -276.28M | -595.42M | 23.73M | -337.95M | -96.84M |
| Stock based compensation | 24.92M | 18.79M | 14.10M | 6.80M | 5.23M |
| Other non cash items | 27.33M | -23.69M | 32.92M | 12.44M | 13.21M |
| Free cash flow | -126.37M | -281.99M | 369.45M | -33.17M | 62.33M |
Sector: Consumer Cyclical Industry: Residential Construction
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
Enterprise Value
to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| DFH Dream Finders Homes Inc |
- -% |
11.99 | 7.25 | 4.73 | 0.33 | 1.01 | 0.69 | 9.92 |
| DHI DR Horton Inc |
- -% |
147.48 | 15.22 | 15.31 | 1.41 | 1.85 | 1.42 | 11.25 |
| LEN Lennar Corporation |
-0.67 0.77% |
85.99 | 10.74 | 10.32 | 1.20 | 1.57 | 1.10 | 6.86 |
| PHM PulteGroup Inc |
-1.10 0.84% |
129.50 | 8.37 | 9.75 | 1.29 | 2.22 | 1.33 | 6.07 |
| LEN-B Lennar Corporation |
-0.59 0.70% |
84.14 | 12.33 | 12.06 | 0.58 | 0.88 | 0.71 | 10.61 |
Dream Finders Homes, Inc., through its subsidiary, Dream Finders Homes LLC, engages in the homebuilding business in the United States. It operates through four segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The company designs, builds, constructs, and sells single-family homes, such as entry-level, first and second time move-up, and active adult and custom homes. It markets its homes under various brands, including Dream Finders Homes, DF Luxury, Reverie Active Adult Lifestyle by Dream Finders Homes, Craft Homes and Coventry Homes. The company also provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.
14701 Philips Highway, Jacksonville, FL, United States, 32256
904 644 7670
1911
| Name | Title | Year Born |
|---|---|---|
| Mr. John Moran Jr. | Chief Operating Officer | NA |
| Mr. Patrick O. Zalupski | Founder, President, CEO & Chairman of the Board of Directors | 1981 |
| Mr. Robert E. Riva Jr., Esq. | VP, General Counsel & Corporate Secretary | 1983 |
| Mr. David Zalupski | Vice President of Sales | NA |
| Mr. Batey McGraw | National Head of Land | NA |
| Mr. Marcus Meide | President of Custom Division | NA |
| Mr. Brad Muston | Division President of Jacksonville Division | NA |
| Mr. Gerry Boeneman | President of Central Florida Division | NA |
| Mr. J. Douglas Moran | National President | 1972 |
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