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Enact Holdings Inc

Financial Services US ACT

40.57USD
-0.58(1.41%)

Last update at 2026-06-03T20:00:00Z

Day Range

40.3841.23
LowHigh

52 Week Range

33.4044.58
LowHigh

Fundamentals

  • Previous Close 41.15
  • Market Cap6103.49M
  • Volume310116
  • P/E Ratio9.54
  • Dividend Yield1.90%
  • Revenue TTM1235.83M
  • Revenue Per Share TTM8.33
  • Gross Profit TTM 909.61M
  • Diluted EPS TTM4.52

Source: TradingView
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Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 858.84M 878.06M 851.51M 898.22M 695.22M
Minority interest - - - - -
Net income 674.24M 688.07M 665.51M 704.16M 546.68M
Selling general administrative - - - - -
Selling and marketing expenses - - - - -
Gross profit 1120.86M 940.31M 903.38M 1095.05M 1120.18M
Reconciled depreciation - - - - -
Ebit - 940.15M 851.51M 949.92M 746.23M
Ebitda 908.79M 929.22M 903.38M 949.92M 691.38M
Depreciation and amortization - - -903.24500M -0.74900M -8.49000M
Non operating income net other - - - - -
Operating income 858.84M 878.06M 851.51M 949.92M 691.38M
Other operating expenses 371.55M 323.87M 302.18M 196.82M 424.97M
Interest expense 49.95M 51.16M 51.87M 51.70M 51.01M
Tax provision 184.59M 189.99M 182.54M 194.06M 148.53M
Interest income - - - - -
Net interest income -49.94900M -51.15700M -52.17700M -51.69900M -51.00900M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 184.59M 189.99M 186.00M 194.06M 148.53M
Total revenue 1230.38M 1201.93M 1153.69M 1095.05M 1120.18M
Total operating expenses 262.02M 62.24M 51.87M 226.94M -428.81000M
Cost of revenue 109.53M 261.63M 250.31M - -
Total other income expense net -44.50400M -62.08700M -51.86700M -51.69900M 3.84M
Discontinued operations - - - - -
Net income from continuing ops 674.24M 688.07M 652.01M 704.16M 546.68M
Net income applicable to common shares - - - 704.16M 546.68M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 6893.47M 6549.83M 6217.59M 5709.15M 5865.77M
Intangible assets 22.23M 23.77M 25.01M 12.40M 14.70M
Earning assets - - - - -
Other current assets 56.07M 4042.37M 1109.58M -3.04700M 31.06M
Total liab 1538.29M 1553.73M 1585.24M 1608.24M 742.00M
Total stockholder equity 5355.18M 4996.10M 4632.35M 4100.91M 4105.52M
Deferred long term liab - - - - 1.59M
Other current liab -91.63900M 536.62M 533.09M 186.15M 246.32M
Common stock 1.42M 1.52M 1.59M 1.63M 1.63M
Capital stock 1.42M 1.52M 1.59M 1.63M 1.63M
Retained earnings 3677.42M 3125.24M 2550.26M 2099.96M 1648.45M
Other liab - - - 118.65M 773.51M
Good will - - -473.83100M - -
Other assets 6208.77M 232.31M - -4621.97800M -5134.99900M
Cash 582.49M 599.43M 615.68M 513.77M 425.83M
Cash and equivalents - - - - -
Total current liabilities 91.64M 118.56M 536.89M 183.85M 145.95M
Current deferred revenue 91.64M 114.68M - -2.29800M -
Net debt 161.99M 160.89M 143.27M 229.06M 314.59M
Short term debt - 3.88M 3.80M - -
Short long term debt - 0.00000M - - -
Short long term debt total 744.48M 760.32M 758.95M 742.83M 740.42M
Other stockholder equity 1706.48M 2076.79M 2310.89M 2382.07M 2371.86M
Property plant equipment - - - 13.60M 15.50M
Total current assets 628.62M 652.46M 1109.58M 5443.32M 5734.43M
Long term investments 6050.54M 5628.14M 5286.36M 4887.81M 5266.34M
Net tangible assets - - - 4100.91M 4105.52M
Short term investments 1801.69M 1529.37M 407.27M 4887.81M 5266.34M
Net receivables 46.13M 53.03M 45.07M 41.74M 42.27M
Long term debt 744.48M 743.05M 745.42M 742.83M 740.42M
Inventory - - -5947.11300M - -
Accounts payable - - - 519.01M 641.33M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -30.14300M -207.45500M -230.40000M -382.74400M 83.58M
Additional paid in capital - - - - -
Common stock total equity - - - - 1.63M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - 1648.45M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 194.31M 167.12M 143.57M -10.10700M -5266.33900M
Deferred long term asset charges - - - - -
Non current assets total 6264.84M 5897.36M 5108.01M 4887.81M 5266.34M
Capital lease obligations - - - - -
Long term debt total - - - - 740.42M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -216.95900M -320.51400M -107.71000M -220.25500M -398.78200M
Change to liabilities - - - -43.60200M -60.62600M
Total cashflows from investing activities -226.38100M -320.51400M -229.40400M -220.25500M -398.78200M
Net borrowings 0.00000M -7.85200M 0.00000M - -
Total cash from financing activities -515.07700M -381.99900M -300.72600M -252.30800M -200.29400M
Change to operating activities - - - -115.15100M 77.56M
Net income 674.24M 688.07M 665.51M 704.16M 546.68M
Change in cash -16.93900M -16.25100M 101.91M 87.95M -26.96600M
Begin period cash flow 599.43M 615.68M 513.77M 425.83M 452.79M
End period cash flow 582.49M 599.43M 615.68M 513.77M 425.83M
Total cash from operating activities 724.52M 686.26M 632.04M 560.51M 572.12M
Issuance of capital stock - - - - -
Depreciation - -1.94400M 4.12M -0.74900M 3.33M
Other cashflows from investing activities -8.32200M -21.10300M -13.92700M - -
Dividends paid 120.83M 111.72M 212.96M 250.78M 200.29M
Change to inventory - - - - -
Change to account receivables 6.90M -7.96100M -3.33200M 0.53M 4.20M
Sale purchase of stock -382.39900M -243.96800M -87.76200M -1.53200M -
Other cashflows from financing activities -11.84500M -18.46000M -229.40400M -220.25500M -398.78200M
Change to netincome - - - -0.24100M -12.65300M
Capital expenditures 0.00000M 0.00000M 0.00000M 6.62M 685.65M
Change receivables - - - - 2.35M
Cash flows other operating - - - - 85.77M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -26.95900M
Change in working capital 15.77M -53.03300M -61.54300M -158.22500M 21.13M
Stock based compensation 19.02M 18.77M 15.28M 9.88M 1.50M
Other non cash items 34.50M 27.99M 14.62M 7.74M 0.91M
Free cash flow 724.52M 686.26M 632.04M 567.12M -113.53400M

Peer Comparison

Sector: Financial Services Industry: Insurance - Specialty

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
ACT
Enact Holdings Inc		 -0.58 1.41% 40.57 9.54 8.25 4.94 1.14 5.06
FNF
Fidelity National Financial Inc		 -1.02 2.20% 45.42 22.83 12.82 0.95 1.85 1.14
RYAN
Ryan Specialty Group Holdings Inc		 -1.43 4.43% 30.86 92.15 24.81 5.63 9.12 3.21
BZLYF
Beazley plc		 - -% 16.90 12.10 12.85 1.75 2.09 8.90
AXS
AXIS Capital Holdings Ltd		 -0.89 0.93% 94.55 8.27 7.52 1.15 1.30 1.37

Reports Covered

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Profile

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

Enact Holdings Inc

8325 Six Forks Road, Raleigh, NC, United States, 27615

Key Executives

Name Title Year Born
Mr. Rohit Gupta Pres, CEO & Director 1975
Mr. Hardin Dean Mitchell Exec. VP, CFO & Treasurer 1971
Mr. Brian Michael Gould EVP & COO 1972
Mr. Evan Scott Stolove Exec. VP, Gen. Counsel & Sec. 1970
Mr. Michael Paul Derstine Exec. VP & Chief Risk Officer 1970
Mr. Daniel Kohl VP of Investor Relations NA
Ms. Neenu Scott Kainth Chief Customer Experience Officer NA
Mr. James Robert McMullen VP & Controller NA
Mr. Rohit Gupta President, CEO & Director 1975
Mr. Hardin Dean Mitchell Executive VP, CFO & Treasurer 1971

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