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Explore 3 Stock Ideas & Industry Insights Download Free Report

Company price
None USD 0.00(0%)
Last update at 2026-11-12T15:42:00.426813Z
Market Cap
1290.19M
P/E
19.84

Momentum Score

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ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. It operates through three segments: Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and Corporate. The company offers professional liability insurance to healthcare providers and institutions, and attorneys and their firms; medical technology liability insurance to medical technology and life sciences companies; and custom alternative risk solutions, including assumed reinsurance and captive cell programs for healthcare professional liability insureds. It also provides workers' compensation insurance products, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. It markets its products through independent agencies and brokers, as well as an internal business development team. ProAssurance Corporation was founded in 1976 and is headquartered in Birmingham, Alabama.

Source: TradingView
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52 Week Price Range
23.68
Low
25.02
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

ProAssurance Corporation is a U.S. specialty insurance company that underwrites professional liability coverage mainly for healthcare providers and related casualty lines. Long-term growth may be supported by ongoing demand for malpractice protection amid healthcare complexity and regulatory scrutiny, plus the firm's distribution and risk-management capabilities. The company appears positioned to benefit from stable renewal streams and potential consolidation in the medical professional liability market.
Investors should monitor underwriting volatility and adverse reserve development from large malpractice claims, competitive pricing pressure, and sensitivity of investment income to market conditions.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
-
Dividend Yield
-
Revenue TTM
1095.44M
Revenue Per Share
21.30
Gross Profit TTM
315.26M
Debt / Equity
0.32
ROE
5.07%
Net Debt
398.57M
ROCE
4.93%
Diluted EPS TTM
1.26

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 72.07M 63.08M -39.15M -6.22M 146.61M
Net income 50.91M 52.74M -38.60M -0.40M 144.12M
Selling general administrative - - - 5.39M 5.05M
Gross profit 432.61M 253.34M 195.11M 1101.80M 1075.44M
Reconciled depreciation 13.69M 17.75M 28.10M 38.06M 37.25M
Ebit 92.91M 85.42M -16.00M 14.16M 137.67M
Ebitda 106.60M 103.17M 10.02M 52.22M 174.92M
Depreciation and amortization 13.69M 17.75M 26.02M 38.06M 37.25M
Non operating income net other - - - - 74.41M
Operating income 72.07M 63.08M -39.15M 14.16M 137.67M
Other operating expenses 1025.96M 1065.12M 1169.57M 1108.02M 928.83M
Interest expense 20.84M 22.34M 23.15M 20.37M 19.72M
Tax provision 21.15M 10.33M -3.09M -5.81M 2.48M
Interest income 17.95M 0.66M 16.36M 15.48M 29.25M
Net interest income -20.84M -22.34M -21.98M -20.37M -19.72M
Income tax expense 21.15M 10.33M -0.55M -5.81M 2.48M
Total revenue 1098.03M 1128.20M 1130.42M 1101.80M 1075.44M
Total operating expenses 360.54M 190.26M 234.26M 174.16M -937.76M
Cost of revenue 665.42M 874.87M 935.31M - -
Total other income expense net -11.79M -26.79M -73.49M -20.37M 8.94M
Net income from continuing ops 50.91M 52.74M -31.04M -0.40M 144.12M
Net income applicable to common shares 50.91M 52.74M -38.60M -0.40M 144.12M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 5447.19M 5574.27M 5631.93M 6438.48M 6613.54M
Intangible assets 105.94M 54.20M 60.31M 66.83M 73.34M
Other current assets 32.93M -4548.20M 270.93M -4021.25M -3497.57M
Total liab 4098.06M 4372.52M 4519.94M 4595.98M 4763.09M
Total stockholder equity 1349.13M 1201.75M 1111.98M 1842.50M 1850.45M
Other current liab 3018.40M 3257.70M 2934.59M -28.51M -22.63M
Common stock 0.64M 0.64M 0.64M 0.63M 0.63M
Capital stock 0.64M 0.64M 0.64M 0.63M 0.63M
Retained earnings 1485.64M 1434.72M 1381.98M 1423.29M 1434.49M
Other liab - - - 3637.62M 3791.52M
Good will 5.50M 5.50M 5.50M 49.61M 49.61M
Other assets 4721.41M 5574.27M 467.23M 5692.71M -3075.51M
Cash 36.49M 54.88M 65.90M 29.96M 143.60M
Cash and equivalents 36.49M 54.88M 65.90M 29.96M 143.60M
Total current liabilities 3561.69M 3828.74M 2961.89M 20.01M 22.63M
Current deferred revenue 403.88M 418.76M - - -
Net debt 398.57M 387.38M 378.41M 417.03M 302.23M
Short term debt 125.00M 125.00M 3.29M 20.01M 290.77M
Short long term debt 125.00M 125.00M 125.00M - -
Short long term debt total 435.06M 442.26M 444.31M 446.99M 445.83M
Other stockholder equity -56.10M -61.22M -66.15M 717.19M 399.05M
Property plant equipment 13.82M 16.51M 16.27M 18.99M 30.34M
Total current assets 4744.19M 538.70M 541.25M 419.79M 4901.75M
Long term investments 4338.19M 4279.98M 4205.76M 4210.17M 4828.32M
Net tangible assets - - - 987.57M 1298.54M
Short term investments 4092.72M 4020.44M 3929.00M 3717.78M 4050.71M
Net receivables 582.04M 656.20M 235.57M 693.30M 707.43M
Long term debt 295.42M 299.87M 302.13M 426.98M 424.99M
Inventory - - -537.25M - -
Accounts payable 14.42M 27.29M 24.02M 28.51M 22.63M
Accumulated other comprehensive income -81.05M -172.39M -204.49M -298.61M 16.28M
Common stock total equity - - - - 0.63M
Retained earnings total equity - - - - 1434.49M
Treasury stock - - - - -415.96M
Non currrent assets other 106.16M -452.78M 3904.67M -4229.15M -4787.30M
Non current assets total 703.00M 223.64M 4623.44M 325.98M 4787.30M
Capital lease obligations 14.64M 17.39M 17.18M 20.01M 20.84M
Long term debt total 420.42M 424.87M 427.13M 426.98M 424.99M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -16.62M 10.67M 167.09M -62.00M 110.05M
Change to liabilities - - - -11.01M -105.99M
Total cashflows from investing activities 19.44M 10.67M 141.14M -62.00M -85.53M
Net borrowings -6.25M -4.69M 0.00M - -36.11M
Total cash from financing activities -12.20M -10.97M -55.31M -21.80M -60.62M
Change to operating activities - - - -108.49M 47.68M
Net income 50.91M 52.74M -38.60M -0.40M 144.12M
Change in cash -18.39M -11.02M 35.94M -113.64M -72.18M
Begin period cash flow 54.88M 65.90M 29.96M 143.60M 215.78M
End period cash flow 36.49M 54.88M 65.90M 29.96M 143.60M
Total cash from operating activities -25.62M -10.71M -49.88M -29.84M 73.97M
Issuance of capital stock 0.00M 0.01M - - -
Depreciation 13.69M 17.75M 26.02M 38.06M 37.25M
Other cashflows from investing activities 20.27M -4.88M 24.69M -62.00M 29.84M
Dividends paid 75.02M 20.91M 5.38M 10.77M 10.76M
Change to account receivables 0.60M 6.67M 10.53M -5.00M 71.20M
Sale purchase of stock 0.00M 0.01M -50.49M -3.25M -
Other cashflows from financing activities -5.95M -6.29M 0.55M -7.79M -13.75M
Change to netincome - - - 57.00M 0.70M
Capital expenditures 3.60M 9.02M 4.79M 4.35M 3.84M
Cash and cash equivalents changes - - - - 155.62M
Change in working capital -126.13M -95.96M -81.94M -124.50M 12.90M
Stock based compensation 7.85M 6.20M 5.25M 4.83M 4.39M
Other non cash items 11.27M -4.28M 41.17M 58.79M -126.01M
Free cash flow -29.22M -19.73M -54.67M -34.19M 70.13M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Property & Casualty

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
CB
Chubb Ltd
2.37
0.64%
372.70 12.11 11.83 2.13 1.75 2.45
PGR
Progressive Corp
1.76
0.75%
235.29 11.10 13.55 1.41 3.74 1.50
TKOMF
Tokio Marine Holdings Inc.
-
-%
3.53 28.94 12.24 0.01 1.87 1.61
TKOMY
Tokio Marine Holdings Inc
-
-%
3.72 28.73 12.25 0.01 1.87 1.61

Profile*

ProAssurance Corporation

ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. It operates through three segments: Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and Corporate. The company offers professional liability insurance to healthcare providers and institutions, and attorneys and their firms; medical technology liability insurance to medical technology and life sciences companies; and custom alternative risk solutions, including assumed reinsurance and captive cell programs for healthcare professional liability insureds. It also provides workers' compensation insurance products, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. It markets its products through independent agencies and brokers, as well as an internal business development team. ProAssurance Corporation was founded in 1976 and is headquartered in Birmingham, Alabama.

100 Brookwood Place, Birmingham, AL, United States, 35209

205 877 4400

972

Name Title Year Born
Mr. Edward Lewis Rand Jr., CPA CEO, Pres & Director 1967
Ms. Dana Shannon Hendricks CPA, CPA Exec. VP, Treasurer & CFO 1968
Mr. Jeffrey Patton Lisenby Esq. Exec. VP, Gen. Counsel, Corp. Sec. & Head of the Corp. Legal Dept 1969
Mr. Michael Leonard Boguski CPCU Pres of Specialty Property & Casualty Segment 1963
Mr. Kevin Merrick Shook CPA Pres of Workers Compensation Insurance - Eastern Alliance Insurance Group 1969
Mr. Lawrence K. Cochran Chief Investment Officer, Head of Treasury & VP NA
Michael A. Stoeckert CTO & VP NA
Mr. Frank B. O'Neil IRC Sr. VP of Corp. Communications & Investor Relations 1953
Ms. Kathryn Anne Neville Esq. Chief Compliance Officer & VP NA
Ms. Noreen L. Dishart CCP, SPHR Chief HR Officer & Exec. VP 1964

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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