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E-L Financial Corp Ltd

Financial Services CA ELF

1475.0CAD
-(-%)

Last update at 2024-12-02T14:30:00Z

Day Range

1475.001475.00
LowHigh

52 Week Range

909.901500.00
LowHigh

Fundamentals

  • Previous Close 1475.00
  • Market Cap5192.97M
  • Volume0
  • P/E Ratio4.56
  • Dividend Yield1.00%
  • EBITDA1858.32M
  • Revenue TTM3159.86M
  • Revenue Per Share TTM927.20
  • Gross Profit TTM -69.97700M
  • Diluted EPS TTM328.65

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax -355.02900M 1497.34M 713.47M 1027.16M 89.23M
Minority interest 154.24M -116.18200M 1132.34M 1067.96M 979.14M
Net income -327.31300M 1165.81M 503.74M 747.86M 28.05M
Selling general administrative 196.57M 187.09M 177.42M 184.93M 176.96M
Selling and marketing expenses - - - - -
Gross profit -706.98400M 2323.63M 2564.90M 2906.54M 1066.88M
Reconciled depreciation 38.13M 14.41M 12.27M 11.03M 10.52M
Ebit -172.80100M 1412.91M 634.50M 929.95M 80.88M
Ebitda -134.66900M 1445.63M 665.12M 956.26M 104.02M
Depreciation and amortization 38.13M 32.72M 30.62M 26.31M 23.14M
Non operating income net other - - - - -
Operating income -172.80100M 1412.91M 634.50M 929.95M 612.15M
Other operating expenses 351.95M 826.28M 1851.43M 1879.38M 977.64M
Interest expense 27.99M 31.75M 20.80M 16.61M 20.60M
Tax provision -27.71600M 215.35M 109.96M 165.48M 32.23M
Interest income 481.04M 800.21M 453.09M 1249.14M 522.92M
Net interest income -27.98600M -31.75300M -20.79700M -16.60800M -20.60000M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense -27.71600M 215.35M 109.96M 165.48M 32.23M
Total revenue -706.98400M 2323.63M 2564.90M 2906.54M 1066.88M
Total operating expenses -351.95500M 826.28M 1851.43M 18.68M 19.04M
Cost of revenue - - - 1656.41M 747.73M
Total other income expense net -182.22800M 84.43M 78.98M 97.21M 5.12M
Discontinued operations - - - - -
Net income from continuing ops -327.31300M 1281.99M 603.51M 861.68M 57.00M
Net income applicable to common shares -189.91300M 1137.41M 484.14M 729.10M 15.55M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 25478.23M 23493.59M 26790.62M 24945.22M 23748.97M
Intangible assets 61.51M 60.57M 28.51M 27.98M 22.36M
Earning assets - - - - -
Other current assets 494.73M 62.77M 50.67M 84.52M 41.12M
Total liab 17215.89M 15750.38M 18195.61M 17294.74M 16366.12M
Total stockholder equity 7113.78M 6713.06M 7315.63M 6518.15M 6314.88M
Deferred long term liab - - - - -
Other current liab -244.55300M -254.83500M -189.11900M -179.51900M -170.02300M
Common stock 362.35M 64.06M 66.66M 66.79M 72.39M
Capital stock 362.35M 364.06M 366.66M 366.79M 372.39M
Retained earnings 6728.68M 6410.38M 6852.88M 6050.80M 5878.23M
Other liab - 14731.73M 17162.27M 16188.65M 15042.78M
Good will 24.95M 24.46M - - -
Other assets - 7152.93M 7634.18M 24113.82M 22992.89M
Cash 440.86M 302.95M 636.10M 427.76M 303.08M
Cash and equivalents - - 130.71M 154.16M 211.58M
Total current liabilities -160.66900M 254.84M 189.12M 179.52M 170.02M
Current deferred revenue - - - - -
Net debt 292.51M 399.97M -33.94300M 174.51M 161.01M
Short term debt - - 0.00000M 0.00000M 0.00000M
Short long term debt - - - - -
Short long term debt total 733.37M 702.91M 602.16M 602.27M 464.10M
Other stockholder equity -300.00100M 56.06M 58.21M 88.30M 80.22M
Property plant equipment - 14.68M 16.81M 21.04M 25.24M
Total current assets 494.73M 2195.22M 2666.17M 515.81M 358.58M
Long term investments 15779.07M 14045.72M 16444.95M 266.57M 349.90M
Net tangible assets - 6328.03M 6987.12M 6190.16M 5992.53M
Short term investments 4.96M 1741.34M 1962.76M 15544.74M 14422.86M
Net receivables 0.75M 150.94M 67.32M 88.06M 55.50M
Long term debt 733.37M 702.91M 602.16M 602.27M 464.10M
Inventory -446.56600M - - - -
Accounts payable 83.88M 254.84M 189.12M 179.52M 170.02M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 22.76M -117.44600M 37.87M 56.41M 24.16M
Additional paid in capital - - - - -
Common stock total equity - - - 66.79M 72.39M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 17758.06M -14145.43500M -16490.27200M -315.59100M -397.49300M
Deferred long term asset charges - - - - -
Non current assets total 24983.50M 14145.43M 16490.27M 315.59M 397.49M
Capital lease obligations - - - - -
Long term debt total - - 602.16M 602.27M 464.10M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -437.23700M 206.59M 40.12M -345.45400M -8.60200M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -437.23700M 202.91M 40.12M -345.45400M -8.60200M
Net borrowings 100.00M -200.00000M 137.83M -25.00000M -310.00000M
Total cash from financing activities -293.74900M -342.66900M -244.52100M -100.54600M -385.42100M
Change to operating activities -78.18800M 45.16M 4.32M -28.53600M 4.81M
Net income -327.31300M 1281.99M 603.51M 861.68M 57.00M
Change in cash -333.15500M 208.34M 124.67M -29.47300M -6.43100M
Begin period cash flow 636.10M 427.76M 303.08M 332.56M 338.99M
End period cash flow 302.95M 636.10M 427.76M 303.08M 332.56M
Total cash from operating activities 397.83M 348.10M 329.07M 416.53M 387.59M
Issuance of capital stock 0.00000M 395.96M - - -
Depreciation 38.13M 32.72M 12.27M 11.03M 23.14M
Other cashflows from investing activities -437.23700M -3.68500M -7.86100M -12.68200M -1.75100M
Dividends paid 144.36M 340.02M 133.36M 35.65M 35.65M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -135.45900M -156.10700M -202.81300M -1.40600M -2.89800M
Other cashflows from financing activities -13.93000M 353.45M 151.66M -39.89900M -36.87600M
Change to netincome 638.20M -877.28300M -191.25500M -313.83100M 344.22M
Capital expenditures 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -1617.92900M -140.20300M 763.29M 779.42M -45.55000M
Stock based compensation -38.13200M -32.71800M - - -
Other non cash items 2441.45M -833.19700M -1098.33900M -1296.16900M 449.55M
Free cash flow 397.83M 348.10M 329.07M 416.53M 387.59M

Peer Comparison

Sector: Financial Services Industry: Insurance - Life

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
ELF
E-L Financial Corp Ltd
- -% 1475.00 4.56 - 1.64 0.70 1.97
MFC
Manulife Financial Corp
-0.12 0.26% 45.25 15.69 10.98 2.58 1.78 1.53
GWO
Great-West Lifeco Inc.
-1.46 2.90% 48.95 12.54 10.60 1.36 1.78 1.44
POW
Power Corporation Of Canada
-0.15 0.32% 47.02 10.61 9.17 0.86 2.41 1.30
SFC
Alignvest Acquisition II Corp
0.06 0.92% 6.60 1.36 6.17 0.46 0.69 1.02 -426.5651

Reports Covered

Stock Research & News

Profile

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, pooled funds, limited partnerships, and other private and investment companies. It also underwrites life and health insurance policies, wealth management products, employee benefit plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, and group solutions brokers and representatives. E-L Financial Corporation Limited was incorporated in 1968 and is headquartered in Toronto, Canada.

E-L Financial Corp Ltd

165 University Avenue, Toronto, ON, Canada, M5H 3B8

Key Executives

Name Title Year Born
Mr. Duncan Newton Rowell Jackman Chairman, Pres & CEO 1967
Mr. Scott F. Ewert C.A., CPA, CA VP & CFO NA
Mr. Richard B. Carty VP, Gen. Counsel & Corp. Sec. 1968
Mr. Mark Sylvia CEO & Pres of The Empire Life Insurance Company NA
Mr. Fahad Khan Vice-Pres of Investments NA
Ms. Susan C. Clifford Treasurer NA
Ms. Nora P. Hohman Sr. Vice-Pres of Claims for The Dominion NA
Mr. J. Edward Gibson F.C.I.A., F.S.A. CFO, Sr. VP & Chief Actuary of Empire Life Insurance Company NA
Mr. Steven Whitelaw Sr. Vice-Pres of Personal Lines and Bus. Solutions- The Dominion NA
Mr. Duncan Newton Rowell Jackman Chairman, President & CEO 1967

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