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Home CompaniesE-L Financial 3 Non Cum Frst Prf

E-L Financial 3 Non Cum Frst Prf

Financial Services Insurance - Life
PortfolioPortfolio WatchlistWatchlist
Company price
23.86 CAD 0.23 ( 0.97%)
Last update at 2026-11-04T20:25:00Z
VOLUME
1100
Market Cap
2528.60M
P/E
0.19

Momentum Score

…

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, pooled funds, limited partnerships, and other private and investment companies. It also underwrites life and health insurance policies, wealth management products, group plans, employee benefit plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, mutual fund dealers, and group solutions brokers and representatives. E-L Financial Corporation Limited was incorporated in 1968 and is headquartered in Toronto, Canada.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
23.65
Low
23.88
High
52 Week Price Range
18.38
Low
21.44
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
23.63
Dividend Yield
6.47%
Revenue TTM
1154.62M
Revenue Per Share
322.88
Gross Profit TTM
-69.98M
Debt / Equity
-
ROE
14.73%
Net Debt
399.97M
ROCE
-1.41%
Diluted EPS TTM
114.28

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Income before tax 1307.40M -355.03M 1497.34M 713.47M 1027.16M
Minority interest -140.09M 154.24M -116.18M 1132.34M 1067.96M
Net income 969.62M -173.07M 1165.81M 503.74M 747.86M
Selling general administrative - 196.57M 205.39M 195.77M 200.21M
Gross profit - - - - 1273.69M
Reconciled depreciation - 38.13M 14.41M 12.27M 11.03M
Ebit - -327.04M 1529.10M 734.27M 1043.77M
Operating income - - - - 1043.77M
Other operating expenses - 22.36M 18.23M 18.74M 18.68M
Interest expense 32.35M 27.99M 31.75M 20.80M 16.61M
Tax provision 197.69M -27.72M 215.35M 109.96M 165.48M
Interest income 451.07M 481.04M 457.55M 453.09M 466.23M
Net interest income -32.35M -27.99M -31.75M -20.80M -16.61M
Income tax expense - -27.72M 215.35M 109.96M 165.48M
Total revenue 2470.00M -706.98M 2323.63M 2564.90M 2906.54M
Total operating expenses 1162.60M -351.95M 826.28M 1851.43M 1879.38M
Cost of revenue - - - - 1656.41M
Total other income expense net - - - - -16.61M
Net income from continuing ops 1109.71M -327.31M 1281.99M 603.51M 861.68M
Net income applicable to common shares - -189.91M 1137.41M 484.14M 729.10M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 23493.59M 26790.62M 24945.22M 23748.97M 21347.44M
Intangible assets 60.57M 28.51M 27.98M 22.36M 17.80M
Other current assets 62.77M 50.67M 84.52M 41.12M 48.73M
Total liab 15750.38M 18195.61M 17294.74M 16366.12M 14808.83M
Total stockholder equity 6713.06M 7315.63M 6518.15M 6314.88M 5559.46M
Other current liab 12.78M 65.86M 18.36M 53.50M 36.61M
Common stock 64.06M 66.66M 66.79M 72.39M 72.39M
Capital stock 364.06M 366.66M 366.79M 372.39M 372.39M
Retained earnings 6410.38M 6852.88M 6050.80M 5878.23M 5168.57M
Other liab 14731.73M 17162.27M 16188.65M 15042.78M 13294.74M
Good will 24.46M 0.00M - - -
Other assets 8838.39M 9549.75M 8764.02M 8823.55M 8167.71M
Cash 302.95M 636.10M 427.76M 303.08M 332.56M
Total current liabilities 315.73M 431.18M 503.82M 859.25M 1025.33M
Net debt 399.97M - 174.51M 161.01M 156.21M
Other stockholder equity -61.38M 96.08M 100.56M 64.27M 18.50M
Property plant equipment 14.68M 16.81M 21.04M 25.24M 27.42M
Total current assets 525.69M 762.74M 613.34M 445.27M 482.54M
Long term investments 14045.72M 16444.95M 266.57M 349.90M 334.91M
Net tangible assets 6328.03M 6987.12M 6190.16M 5992.53M 5241.66M
Short term investments 1741.34M 1962.76M 1727.82M - 27.96M
Net receivables 81.08M 48.70M 46.53M 55.50M 73.09M
Long term debt 702.91M 602.16M 602.27M 464.10M 488.77M
Accounts payable 302.95M 365.32M 485.47M 805.74M 988.72M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Investments -305.05M -420.36M 206.59M 47.98M -332.77M
Change to liabilities - 0.00M 0.00M 0.00M 0.00M
Total cashflows from investing activities - -437.24M 202.91M 40.12M -345.45M
Net borrowings - 100.00M -200.00M 137.83M -25.00M
Total cash from financing activities -211.39M -293.75M -342.67M -244.52M -100.55M
Change to operating activities - -78.19M 45.16M 4.32M -28.54M
Net income 969.62M -173.07M 1165.81M 503.74M 747.86M
Change in cash -29.70M -333.15M 208.34M 124.67M -29.47M
Begin period cash flow 401.09M 636.10M 427.76M 303.08M 332.56M
End period cash flow 371.39M 302.95M 636.10M 427.76M 303.08M
Total cash from operating activities 486.74M 397.83M 348.10M 329.07M 416.53M
Issuance of capital stock - 199.33M 395.96M 0.00M -
Depreciation - 10.89M 14.41M 12.27M 11.03M
Other cashflows from investing activities - -16.88M -3.69M -7.86M -12.68M
Dividends paid 60.00M 52.08M 43.36M 35.04M 35.65M
Sale purchase of stock -4.23M -135.46M -156.11M -202.81M -
Other cashflows from financing activities - -113.93M -192.01M -46.17M -39.90M
Change to netincome - 638.20M -877.28M -191.25M -313.83M
Capital expenditures 0.00M 0.00M 0.00M 0.00M 0.00M
Change in working capital -23.24M -1617.93M -140.20M 763.29M 779.42M
Other non cash items 83.00M 60.56M -2.71M -133.22M -8.53M
Free cash flow 486.74M 397.83M 348.10M 329.07M 416.53M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Life

Stock Name
Change
(CAD)
Price
(CAD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
ELF-PH
E-L Financial 3 Non Cum Frst Prf		 0.23
0.97%		 23.86 0.19 - 2.19 -
MFC
Manulife Financial Corp		 1.38
2.20%		 64.18 17.14 11.61 2.82 1.99
GWO
Great-West Lifeco Inc.		 2.17
2.35%		 94.70 16.63 13.07 1.81 2.37
MFC-PK
Manulife Financial Corp Pref K		 0.04
0.15%		 26.04 4.95 - 3.01 -
MFC-PJ
Manulife Fin Non Cum Cl 1 11 Prf		 0.09
0.35%		 25.50 4.84 - 2.81 -

Profile*

E-L Financial 3 Non Cum Frst Prf

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, pooled funds, limited partnerships, and other private and investment companies. It also underwrites life and health insurance policies, wealth management products, group plans, employee benefit plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, mutual fund dealers, and group solutions brokers and representatives. E-L Financial Corporation Limited was incorporated in 1968 and is headquartered in Toronto, Canada.

165 University Avenue, Toronto, ON, Canada, M5H 3B8

416-947-2578

https://www.e-lfinancial.ca

Name Title Year Born
Mr. Duncan Newton Rowell Jackman Chairman, Pres & CEO 1967
Mr. Scott F. Ewert C.A., CPA, CA VP & CFO NA
Mr. Richard B. Carty VP, Gen. Counsel & Corp. Sec. 1968
Mr. Mark Sylvia CEO & Pres of The Empire Life Insurance Company NA
Mr. Fahad Khan Vice-Pres of Investments NA
Ms. Susan C. Clifford Treasurer NA
Ms. Nora P. Hohman Sr. Vice-Pres of Claims for The Dominion NA
Mr. J. Edward Gibson F.C.I.A., F.S.A. CFO, Sr. VP & Chief Actuary of Empire Life Insurance Company NA
Mr. Steven Whitelaw Sr. Vice-Pres of Personal Lines and Bus. Solutions- The Dominion NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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