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E-L Financial 3 Non Cum Frst Prf

Financial Services CA ELF.PH

24.49CAD
0.24(0.99%)

Last update at 2026-06-19T19:59:00Z

Day Range

24.4824.49
LowHigh

52 Week Range

18.3821.44
LowHigh

Fundamentals

  • Previous Close 24.25
  • Market Cap2528.60M
  • Volume600
  • P/E Ratio0.19
  • Dividend Yield6.47%
  • EBITDA1396.20M
  • Revenue TTM1154.62M
  • Revenue Per Share TTM322.88
  • Gross Profit TTM -69.97700M
  • Diluted EPS TTM114.28

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Income before tax 1307.40M -355.02900M 1497.34M 713.47M 1027.16M
Minority interest -140.09300M 154.24M -116.18200M 1132.34M 1067.96M
Net income 969.62M -173.07100M 1165.81M 503.74M 747.86M
Selling general administrative - 196.57M 205.39M 195.77M 200.21M
Selling and marketing expenses - - - - -
Gross profit - - - - 1273.69M
Reconciled depreciation - 38.13M 14.41M 12.27M 11.03M
Ebit - -327.04300M 1529.10M 734.27M 1043.77M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - - 1043.77M
Other operating expenses - 22.36M 18.23M 18.74M 18.68M
Interest expense 32.35M 27.99M 31.75M 20.80M 16.61M
Tax provision 197.69M -27.71600M 215.35M 109.96M 165.48M
Interest income 451.07M 481.04M 457.55M 453.09M 466.23M
Net interest income -32.34600M -27.98600M -31.75300M -20.79700M -16.60800M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - -27.71600M 215.35M 109.96M 165.48M
Total revenue 2470.00M -706.98400M 2323.63M 2564.90M 2906.54M
Total operating expenses 1162.60M -351.95500M 826.28M 1851.43M 1879.38M
Cost of revenue - - - - 1656.41M
Total other income expense net - - - - -16.60800M
Discontinued operations - - - - -
Net income from continuing ops 1109.71M -327.31300M 1281.99M 603.51M 861.68M
Net income applicable to common shares - -189.91300M 1137.41M 484.14M 729.10M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 23493.59M 26790.62M 24945.22M 23748.97M 21347.44M
Intangible assets 60.57M 28.51M 27.98M 22.36M 17.80M
Earning assets - - - - -
Other current assets 62.77M 50.67M 84.52M 41.12M 48.73M
Total liab 15750.38M 18195.61M 17294.74M 16366.12M 14808.83M
Total stockholder equity 6713.06M 7315.63M 6518.15M 6314.88M 5559.46M
Deferred long term liab - - - - -
Other current liab 12.78M 65.86M 18.36M 53.50M 36.61M
Common stock 64.06M 66.66M 66.79M 72.39M 72.39M
Capital stock 364.06M 366.66M 366.79M 372.39M 372.39M
Retained earnings 6410.38M 6852.88M 6050.80M 5878.23M 5168.57M
Other liab 14731.73M 17162.27M 16188.65M 15042.78M 13294.74M
Good will 24.46M 0.00000M - - -
Other assets 8838.39M 9549.75M 8764.02M 8823.55M 8167.71M
Cash 302.95M 636.10M 427.76M 303.08M 332.56M
Cash and equivalents - - - - -
Total current liabilities 315.73M 431.18M 503.82M 859.25M 1025.33M
Current deferred revenue - - - - -
Net debt 399.97M - 174.51M 161.01M 156.21M
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity -61.38100M 96.08M 100.56M 64.27M 18.50M
Property plant equipment 14.68M 16.81M 21.04M 25.24M 27.42M
Total current assets 525.69M 762.74M 613.34M 445.27M 482.54M
Long term investments 14045.72M 16444.95M 266.57M 349.90M 334.91M
Net tangible assets 6328.03M 6987.12M 6190.16M 5992.53M 5241.66M
Short term investments 1741.34M 1962.76M 1727.82M - 27.96M
Net receivables 81.08M 48.70M 46.53M 55.50M 73.09M
Long term debt 702.91M 602.16M 602.27M 464.10M 488.77M
Inventory - - - - -
Accounts payable 302.95M 365.32M 485.47M 805.74M 988.72M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Investments -305.04600M -420.35700M 206.59M 47.98M -332.77200M
Change to liabilities - 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - -437.23700M 202.91M 40.12M -345.45400M
Net borrowings - 100.00M -200.00000M 137.83M -25.00000M
Total cash from financing activities -211.39400M -293.74900M -342.66900M -244.52100M -100.54600M
Change to operating activities - -78.18800M 45.16M 4.32M -28.53600M
Net income 969.62M -173.07100M 1165.81M 503.74M 747.86M
Change in cash -29.69700M -333.15500M 208.34M 124.67M -29.47300M
Begin period cash flow 401.09M 636.10M 427.76M 303.08M 332.56M
End period cash flow 371.39M 302.95M 636.10M 427.76M 303.08M
Total cash from operating activities 486.74M 397.83M 348.10M 329.07M 416.53M
Issuance of capital stock - 199.33M 395.96M 0.00000M -
Depreciation - 10.89M 14.41M 12.27M 11.03M
Other cashflows from investing activities - -16.88000M -3.68500M -7.86100M -12.68200M
Dividends paid 60.00M 52.08M 43.36M 35.04M 35.65M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -4.23300M -135.45900M -156.10700M -202.81300M -
Other cashflows from financing activities - -113.93000M -192.00900M -46.17000M -39.89900M
Change to netincome - 638.20M -877.28300M -191.25500M -313.83100M
Capital expenditures 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -23.23800M -1617.92900M -140.20300M 763.29M 779.42M
Stock based compensation - - - - -
Other non cash items 83.00M 60.56M -2.71300M -133.21900M -8.53300M
Free cash flow 486.74M 397.83M 348.10M 329.07M 416.53M

Peer Comparison

Sector: Financial Services Industry: Insurance - Life

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
ELF-PH
E-L Financial 3 Non Cum Frst Prf		 0.24 0.99% 24.49 0.19 - 2.19 -
MFC
Manulife Financial Corp		 0.04 0.07% 57.07 17.14 11.61 2.82 1.99 1.56
GWO
Great-West Lifeco Inc.		 1.05 1.19% 89.23 16.63 13.07 1.81 2.37 1.84
MFC-PK
Manulife Financial Corp Pref K		 0.005 0.02% 25.52 4.95 - 3.01 -
MFC-PJ
Manulife Fin Non Cum Cl 1 11 Prf		 0.09 0.35% 25.54 4.84 - 2.81 -

Reports Covered

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Profile

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, pooled funds, limited partnerships, and other private and investment companies. It also underwrites life and health insurance policies, wealth management products, group plans, employee benefit plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, mutual fund dealers, and group solutions brokers and representatives. E-L Financial Corporation Limited was incorporated in 1968 and is headquartered in Toronto, Canada.

E-L Financial 3 Non Cum Frst Prf

165 University Avenue, Toronto, ON, Canada, M5H 3B8

Key Executives

Name Title Year Born
Mr. Duncan Newton Rowell Jackman Chairman, Pres & CEO 1967
Mr. Scott F. Ewert C.A., CPA, CA VP & CFO NA
Mr. Richard B. Carty VP, Gen. Counsel & Corp. Sec. 1968
Mr. Mark Sylvia CEO & Pres of The Empire Life Insurance Company NA
Mr. Fahad Khan Vice-Pres of Investments NA
Ms. Susan C. Clifford Treasurer NA
Ms. Nora P. Hohman Sr. Vice-Pres of Claims for The Dominion NA
Mr. J. Edward Gibson F.C.I.A., F.S.A. CFO, Sr. VP & Chief Actuary of Empire Life Insurance Company NA
Mr. Steven Whitelaw Sr. Vice-Pres of Personal Lines and Bus. Solutions- The Dominion NA

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