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Goeasy Ltd. (TSX: GSY) offers financial services and leases household items like appliances, furnishings, and electronics to consumers through weekly or monthly lease agreements. Additionally, it provides unsecured instalment loans. The company's main business segments are easyhome and easyfinancial, with easyfinancial generating the most revenue. The company’s goal is to assist individuals who have been refused credit by banks and other conventional financial institutions in obtaining the credit they require.

The company's gross consumer loans receivable rose to CAD 3.65 billion by December 31, 2023, up from CAD 2.79 billion by December 31, 2022, marking an increment of 30.4%. This surge in consumer loans receivable was fuelled by a substantial number of credit applications, resulting in record loan originations across various product and acquisition channels, including point-of-sale lending, unsecured lending, and automotive financing.

In the year ending December 31, 2023, the company achieved record revenue, marking a 22.6% increase compared to 2022. This growth was primarily fuelled by a record expansion of the consumer loan portfolio of the company. Enhanced revenue alongside controlled expenses contributed to the company achieving elevated operating income and net income, both of which grew by 43.4% and 76.9%, respectively.

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