Key Highlights

  • Fair Isaac (NYSE:FICO) reported fourth quarter fiscal 2026 Revenue of USD 657.0 million, up 27%, and declined to give fiscal 2027 guidance.
  • Fidelity National Information Services (NYSE:FIS) grew adjusted EPS 6.6% to USD 1.61 but reduced banking revenue growth guidance to 3.5% to 4.0% from 5.0% to 5.5%.
  • Unisys (NYSE:UIS) posted a net loss of USD 201.0 million, including a non-cash pension settlement loss of USD 151 million after tax, and raised its revenue guidance.
  • LegalZoom (NASDAQ:LZ) lifted Net Income to USD 8.1 million from USD 4.5 million, while transaction revenue slid to USD 55.5 million from USD 64.8 million.

Fair Isaac (NYSE:FICO): Revenue Climbs as Fiscal 2027 Guidance Is Held Back

For the quarter ended September 30, 2026, Fair Isaac (NYSE:FICO) published fourth quarter fiscal 2026 numbers on November 4, 2026. Most of the USD 657.0 million in revenue originated in Scores, where business-to-business sales surged 39% thanks to a richer price per Mortgage origination score, although fewer origination transactions cut into that gain. The firm is an analytics software Business whose name is tied to the FICO Score, the widely used yardstick of consumer Credit risk across the United States. GAAP net income totaled USD 175.0 million, or USD 8.12 per share, while the non-GAAP figure was USD 11.10 per share. Three non-recurring items affected the GAAP result: a USD 65 million accrual for antitrust class action settlements, a USD 48 million benefit from selling an Equity stake, and a USD 27 million restructuring expense. Mortgage pricing is being rebuilt around bespoke arrangements, with calendar 2027 contracts still under negotiation, and high rates continue to hold originations under their usual levels. Management is not offering fiscal 2027 guidance. Long-term Debt was USD 4,921.6 million, against a stockholders' Deficit of USD 3,873.2 million.

Fidelity National Information Services (NYSE:FIS): Earnings Rise While the Outlook Falls

Fidelity National Information Services (NYSE:FIS) released its Quarterly Report and discussed results on a call on November 4, 2026. GAAP diluted EPS reached USD 0.69 from USD 0.50, while adjusted EPS advanced 6.6% to USD 1.61. Reported revenue moved up to USD 3,454 million from USD 2,717 million because of an acquired issuer solutions unit, which makes pro forma growth of 3.7% the more meaningful gauge. Management pointed to slow client conversions at big accounts and banks merging, leading it to adopt a more conservative posture. Banking revenue growth is now expected at 3.5% to 4.0%, down from 5.0% to 5.5%, and Capital Markets growth at 2.0% to 2.5%, down from 3.0% to 3.5%. Expectations for nonrecurring revenue were reduced by over USD 100 million as license sales give way to subscriptions. A preliminary 2027 outlook anticipates adjusted EPS falling at a rate of high single digits to low double digits. Free Cash Flow for the year to date hit USD 1.9 billion. The chief financial officer will depart, with an interim replacement already chosen, and a review of strategic Options is ongoing. Nine-month GAAP net earnings of USD 2,954 million have no explanation in the extract.

Unisys (NYSE:UIS): A Non-Cash Pension Charge Sits Behind the USD 201.0 Million Loss

Unisys (NYSE:UIS) disclosed third quarter 2026 results on November 4, 2026. Sales were USD 471.5 million, a 2.5% increase, and the loss attributable to the company shrank to USD 201.0 million, or USD 2.76 per share, from USD 308.9 million. A non-cash pension settlement charge of USD 151 million after tax landed in the period, triggered by a group Annuity purchase that handed roughly USD 200 million of projected U.S. pension obligations to an insurance carrier. Operating profit on a GAAP basis was USD 23.7 million, versus a USD 33.5 million loss, and the non-GAAP Operating Margin rose to 7.2% from 5.4%. Constant-currency revenue for the full year is now projected to fall between 3.0% and 1.5%, an improvement from a decline of 5.0% to 3.5%, and the 9.0% to 11.0% non-GAAP operating margin range was kept. Cash flow was weaker: operations used USD 35.8 million, free cash flow came in at negative USD 57.7 million, and cash dropped to USD 264.2 million from USD 413.9 million. Digital Workplace Solutions margin fell 670 basis points to 9.5% because of client departures. The earnings discussion takes place on November 5, 2026.

LegalZoom (NASDAQ:LZ): Subscriptions Lift Profit While Transactions Decline

LegalZoom (NASDAQ:LZ) submitted its quarterly filing on November 4, 2026, for the three months ending September 30. The company runs an online service for individuals and small firms covering formation, compliance, trademarks, virtual mail, bookkeeping and estate documents. Revenue nudged up to USD 195.1 million from USD 190.2 million, roughly 2.6% (calculated). Subscriptions expanded about 11% (calculated) to USD 139.7 million, whereas transaction revenue contracted about 14% (calculated) to USD 55.5 million. Net income landed at USD 8.1 million, or USD 0.05 per diluted share, and adjusted EBITDA, a non-GAAP figure, reached USD 50.0 million, a 26% margin. Operating Income doubled to USD 13.5 million from USD 6.5 million, although sales and Marketing outlays grew to USD 76.9 million from USD 67.8 million. Shares outstanding on a diluted basis dropped to 168.9 million from 186.7 million, aiding per-share numbers. According to the filing, changes to search rankings and AI-written summaries are siphoning organic visits, nudging the company toward paid advertising, a shift that could keep spending elevated. Cash was USD 181.7 million, and no guidance figures appeared in the extract.

Where Things Stand

Fair Isaac (NYSE:FICO) left out fiscal 2027 guidance while its mortgage pricing is in flux, calendar 2027 deals are unsettled and origination volumes stay weak, so the omission reflects uncertainty rather than a sales shortfall. Fidelity National Information Services (NYSE:FIS) lowered segments of its forecast on softer license purchases and slower rollouts, though its adjusted EPS still improved. Unisys (NYSE:UIS) lifted its revenue outlook, yet the headline loss comes from a non-cash pension entry and cash balances fell. LegalZoom (NASDAQ:LZ) boosted profit through subscriptions, cheaper revenue costs and fewer shares outstanding. Watch further FICO pricing agreements, FIS's fourth quarter nonrecurring revenue and its early 2027 strategy update, Unisys's November 5 discussion and LegalZoom's transaction trend. Share price responses are absent from the reviewed material.