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Company price
0.037 AUD -0.00 ( 2.63%)
Last update at 2026-11-06T05:10:00Z
VOLUME
3122496
Market Cap
66.99M

Momentum Score

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Wisr Limited engages in the lending business in Australia. The company offers personal, debt consolidation, car, wedding, home renovation, travel, electric vehicle, recreational, green, medical, caravan, dental, motorcycle, used car, new car, secured car, cosmetic surgery, car repair, furniture, solar, education, funeral, legal fee, surgery, and jet ski loans. It also operates the Wisr mobile app for credit score monitoring and loan management services. Wisr Limited is based in The Rocks, Australia.

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Day Price Range
0.04
Low
0.04
High
52 Week Price Range
0.01
Low
0.04
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Wisr Ltd is an Australian fintech that originates and services personal loans via a digital platform and partner channels. Long-term growth drivers include rising digital credit adoption, cross-sell through distribution partners and use of data-driven underwriting. Investors may view the company as positioned to scale revenue and improve margins if credit performance and funding conditions stabilize.
Key risks are credit losses and provisioning, reliance on wholesale funding and capital markets, strong competition from banks and fintechs, and regulatory or execution uncertainty.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
0.04
Dividend Yield
-
Revenue TTM
28.11M
Revenue Per Share
0.02
Gross Profit TTM
23.41M
Debt / Equity
27.56
ROE
-19.73%
Net Debt
1055.74M
ROCE
5.17%
Diluted EPS TTM
-

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Income before tax -6.71M -7.26M -8.19M -13.15M -19.90M
Net income -6.71M -7.26M -8.19M -13.15M -19.90M
Selling general administrative 19.82M 18.92M 17.86M 21.90M 20.04M
Selling and marketing expenses - 0.86M 0.30M 2.26M 12.09M
Gross profit 82.40M -54.18M 71.27M 91.19M 59.37M
Reconciled depreciation 2.58M 1.75M 1.53M 0.93M 0.93M
Ebit 60.80M 48.50M 45.65M 32.96M -1.24M
Ebitda 63.38M 50.25M 47.18M 33.88M -0.30M
Depreciation and amortization 2.58M 1.75M 1.53M 0.93M 0.93M
Operating income 60.80M -7.26M -8.19M 32.96M -0.00M
Other operating expenses 48.04M 8.84M 48.12M 36.54M 44.19M
Interest expense 66.85M 55.76M 53.84M 46.11M 18.67M
Tax provision 0.00M 0.00M 0.00M 0.00M 0.00M
Interest income 1.97M 1.58M 1.66M 46.15M 0.02M
Net interest income -65.55M -54.36M -52.18M -45.49M -18.73M
Income tax expense - - 0.00M 44.94M 17.50M
Total revenue 108.84M 1.58M 92.12M 91.19M 59.37M
Total operating expenses 21.59M -46.92M 25.62M 58.86M 59.37M
Cost of revenue 26.44M 55.76M 20.85M - -
Total other income expense net -67.52M - -52.18M -1.17M -1.17M
Net income from continuing ops -6.71M -7.26M -8.19M -13.15M -19.90M
Net income applicable to common shares - -7.26M -8.19M -13.15M -19.90M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total assets 1186.38M 871.41M 838.47M 1002.08M 868.07M
Intangible assets 11.09M 9.37M - 7.01M 2.74M
Other current assets 1.15M - 0.89M 0.03M 0.03M
Total liab 1145.03M 844.69M 790.48M 934.07M 790.23M
Total stockholder equity 41.35M 26.72M 47.99M 68.01M 77.85M
Other current liab 4.64M - 1.98M 2.00M 4.15M
Common stock 157.23M - 145.22M 144.70M 144.48M
Capital stock 157.23M 146.16M - 144.70M 144.48M
Retained earnings -128.82M -122.20M -114.95M -107.27M -94.54M
Other liab - - - 0.27M 0.17M
Other assets - - 0.00M 29.40M 0.56M
Cash 83.91M 43.64M 62.36M 53.58M 71.49M
Total current liabilities 10.01M 9.93M 4.86M 933.80M 789.63M
Net debt 1055.74M 789.63M 725.46M 877.92M 712.00M
Short term debt 4.92M - 2.42M 931.50M 783.05M
Short long term debt 1136.03M 2.41M - 931.06M 782.28M
Short long term debt total 1139.65M - 787.83M 931.50M 783.49M
Other stockholder equity - - - -42.98M -55.49M
Property plant equipment - - - 0.63M 1.53M
Total current assets 1152.64M 857.87M 802.77M 965.88M 838.39M
Long term investments - - - 0.56M 0.56M
Net tangible assets - - - 61.01M 75.11M
Short term investments 0.20M 0.21M - 0.06M 0.08M
Net receivables 1067.58M 0.00M 739.52M 911.25M 765.90M
Long term debt - 830.85M - 931.06M 782.28M
Inventory - - - 0.96M 0.89M
Accounts payable 0.45M 0.99M 0.45M 0.30M 2.43M
Accumulated other comprehensive income 12.94M - 17.72M 30.58M 27.91M
Non currrent assets other - - 8.66M -7.63M -4.26M
Non current assets total 33.74M 13.53M 35.70M 36.20M 29.68M
Capital lease obligations 3.62M 4.26M - 0.44M 1.20M
Long term debt total - - - 931.50M 783.49M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Investments - -75.51M 137.49M -168.67M -1.73M
Change to liabilities - - - -3.80M 1.26M
Total cashflows from investing activities -280.00M -75.51M 137.49M -168.67M -406.36M
Net borrowings 301.41M 44.09M -142.57M 147.83M 390.61M
Total cash from financing activities 306.70M 43.10M -146.64M 144.51M 388.01M
Change to operating activities - - - -0.57M -4.02M
Net income -6.71M -7.26M -8.19M -13.15M -19.90M
Change in cash 40.27M -18.72M 8.79M -17.91M -20.92M
Begin period cash flow 43.64M 62.36M 53.58M 71.49M 92.41M
End period cash flow 83.91M 43.64M 62.36M 53.58M 71.49M
Total cash from operating activities 13.56M 13.69M 17.94M 6.25M -2.58M
Issuance of capital stock 10.58M - - - -
Depreciation 2.58M - 1.53M 0.80M 0.76M
Other cashflows from investing activities -276.41M -75.95M 137.52M -0.22M -403.69M
Dividends paid - - - - 337.18M
Change to account receivables - 1.18M 0.85M - -
Sale purchase of stock -0.54M - - -0.15M -0.15M
Other cashflows from financing activities -0.65M -1.00M -4.07M 151.16M 671.91M
Change to netincome - - - 23.96M 18.64M
Capital expenditures 0.14M 2.15M 0.03M 4.31M 2.67M
Change in working capital -1.62M 2.44M 0.95M - 0.94M
Stock based compensation - - 1.90M 1.63M 1.12M
Other non cash items 19.32M 11.25M 21.74M 16.97M 15.45M
Free cash flow 13.42M 11.54M 17.90M 1.94M -5.25M

Peer Comparison*

Sector: Financial Services Industry: Credit Services

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
WZR
Wisr Ltd
-0.00
2.63%
0.04 - - 2.38 1.58 10.49 17.76
ZIP
ZIP Co Ltd
-0.12
5.61%
2.02 20.10 12.32 1.87 3.53 3.52 11.32
CCP
Credit Corp Group Ltd
0.07
0.45%
15.64 10.05 8.78 2.22 1.13 2.50 7.39
LFG
Liberty Financial Group
-
-%
3.35 7.13 6.71 1.63 0.86 40.84 11.07
LFS
Latitude Group Holdings Ltd
0.04
4.22%
0.86 9.22 - 1.59 0.66 6.49 13.37

Profile*

Wisr Ltd

Wisr Limited engages in the lending business in Australia. The company offers personal, debt consolidation, car, wedding, home renovation, travel, electric vehicle, recreational, green, medical, caravan, dental, motorcycle, used car, new car, secured car, cosmetic surgery, car repair, furniture, solar, education, funeral, legal fee, surgery, and jet ski loans. It also operates the Wisr mobile app for credit score monitoring and loan management services. Wisr Limited is based in The Rocks, Australia.

333 Kent Street, The Rocks, NSW, Australia, 2000

61 13 0099 2007

Name Title Year Born
Mr. Anthony Nantes Chief Exec. Officer NA
Mr. Andrew Goodwin Chief Financial Officer NA
Mr. Oliver Bladek Chief Operating Officer NA
Ms. May Ho LLB, B.Bus Financial Controller, Compliance Officer & Joint Company Sec. NA
Mr. James Goodwin Chief Marketing Officer NA
Mr. Peter Raymond Beaumont B.Sc., M.B.A. Chief Commercial Officer NA
Ms. Joanne Edwards Chief Risk & Data Officer NA
Mr. Ben Berger Chief Product Officer NA
Dr. Lili Sussman Chief Strategy Officer NA
Ms. Kate Renner Head of Employee Experience NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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