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Cheche Group Inc. Class A Ordinary Shares

Company price
8.13 USD 0.23 ( 2.91%)
Last update at 2026-11-04T20:19:00Z
VOLUME
17230
Market Cap
34.57M

Momentum Score

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Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur, which provides a range of auto and non-auto insurance products underwritten by insurance carriers, and the New Energy Vehicle (NEV) Insurance Solution, which assists NEV manufacturers in building a full-stack digital insurance service system comprising NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products, including Digital Surge, a cloud-based software for insurance intermediaries, and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.

Source: TradingView
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Day Price Range
7.64
Low
8.49
High
52 Week Price Range
10.20
Low
53.90
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Cheche Group Inc. (NASDAQ: CCG) is a publicly traded company for which limited information about operations and business lines is available. Its long-term growth drivers are not clearly disclosed; investors should consult SEC filings and investor presentations to assess strategy and market exposure. A Nasdaq listing may provide liquidity and visibility that could benefit shareholders if disclosed plans are executed.
Key investment risks include limited disclosure and transparency, thin trading and low liquidity, execution and governance risks common to newly listed or lightly covered issuers, and jurisdictional or regulatory exposure.

Risk Score
High

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
7.90
Dividend Yield
-
Revenue TTM
2546.24M
Revenue Per Share
1073.75
Gross Profit TTM
157.80M
Debt / Equity
0.27
ROE
-11.23%
Net Debt
-53.72M
ROCE
-5.49%
Diluted EPS TTM
-2.11

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax -17.70M -61.53M -159.95M -91.54M -146.98M
Net income -17.30M -61.24M -159.59M -91.02M -146.46M
Selling general administrative - 107.86M 139.38M 69.35M 79.67M
Selling and marketing expenses - 79.50M 111.45M 138.97M 110.06M
Gross profit 158.03M 158.76M 140.22M 142.31M 80.81M
Reconciled depreciation - 8.49M 11.56M 11.41M 14.85M
Ebit - -60.69M -158.51M -101.45M -142.71M
Ebitda -20.32M -52.20M -146.95M -90.04M -127.87M
Depreciation and amortization - 8.49M 11.56M 11.41M 14.85M
Operating income -20.32M -66.54M -167.78M -115.95M -155.71M
Other operating expenses 2948.16M 3539.68M 3469.20M 2774.70M 1866.84M
Interest expense 2.22M 0.84M 1.45M 3.30M 6.52M
Tax provision - -0.29M -0.36M -0.52M -0.52M
Interest income - 6.04M 5.40M 1.89M 0.28M
Net interest income - 5.20M 3.95M -1.41M -6.24M
Income tax expense -0.39M -0.29M -0.36M -0.52M -0.52M
Total revenue 2927.84M 3473.14M 3301.42M 2679.06M 1735.40M
Total operating expenses 178.35M 225.31M 308.01M 237.95M 212.25M
Cost of revenue 2769.81M 3314.38M 3161.19M 2536.75M 1654.59M
Total other income expense net 2.62M 5.02M 7.83M 5.51M -9.30M
Net income from continuing ops - -61.24M -159.59M -91.02M -146.46M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1475.79M 1287.92M 893.98M 712.50M 868.56M
Intangible assets 3.85M 5.95M 8.05M 10.15M 12.25M
Other current assets 60.10M 23.05M 1.59M 1.55M 1.03M
Total liab 1120.39M 932.17M 515.79M 1973.04M 1873.75M
Total stockholder equity 355.40M 355.75M 378.18M -1260.54M -1005.19M
Other current liab 176.29M 105.62M 156.42M 108.31M 140.75M
Common stock 0.01M 0.01M 0.01M 0.03M 0.03M
Capital stock - 0.01M 0.01M 0.03M 0.03M
Retained earnings -2194.24M -2175.06M -2113.82M -1259.48M -1000.29M
Other liab - - - 3.97M 4.20M
Good will 84.66M 84.61M 84.61M 84.61M 84.61M
Other assets 0.00M - - - -
Cash 149.61M 117.47M 243.39M 114.94M 362.38M
Total current liabilities 1105.88M 878.27M 501.53M 344.03M 347.62M
Current deferred revenue 1.04M 1.78M 4.29M 0.89M 8.71M
Net debt -53.72M -82.30M -214.04M -101.04M -325.72M
Short term debt 85.28M 33.04M 23.95M 7.68M 17.87M
Short long term debt - 30.00M 20.00M - 10.00M
Short long term debt total 95.89M 35.17M 29.35M 13.90M 36.67M
Other stockholder equity 2550.80M 2524.72M 2490.85M -1.03M 2.87M
Property plant equipment - - - 16.89M 19.14M
Total current assets 1356.41M 1180.81M 780.25M 600.85M 752.56M
Net tangible assets - - - -1355.30M -1102.05M
Short term investments 0.23M 35.42M 21.47M 34.82M 63.76M
Net receivables 1146.48M 1004.86M 505.98M 435.88M 311.85M
Long term debt - - - - 10.51M
Inventory - - 7.81M 13.65M 13.54M
Accounts payable 843.26M 725.82M 316.87M 227.16M 180.30M
Accumulated other comprehensive income -1.16M 6.09M 1.15M -0.07M -7.80M
Non currrent assets other 2.48M 9.53M 9.15M - -
Non current assets total 119.38M 107.11M 113.72M 111.65M 116.00M
Capital lease obligations - 5.17M 9.35M 13.90M 16.16M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 35.42M -15.60M 12.82M 27.69M -65.33M
Change to liabilities - - - 39.34M 102.63M
Total cashflows from investing activities 35.40M -15.60M 12.82M 27.69M -65.33M
Net borrowings 55.30M 15.00M 20.00M -21.84M -69.57M
Total cash from financing activities 55.40M 1.95M 140.34M -159.04M 583.67M
Change to operating activities - - - -10.26M -21.16M
Net income -17.79M -61.24M -159.59M -91.02M -146.46M
Change in cash 48.12M -125.92M 128.45M -247.44M 328.84M
Begin period cash flow 122.47M 248.39M 119.94M 367.38M 38.55M
End period cash flow 170.60M 122.47M 248.39M 119.94M 367.38M
Total cash from operating activities -40.55M -114.14M -26.95M -158.86M -187.59M
Issuance of capital stock 0.00M 0.00M 137.91M 0.00M 653.25M
Depreciation 8.17M 8.49M 11.56M 11.41M 14.85M
Other cashflows from investing activities 0.05M 0.01M 0.02M - -
Change to inventory - - - -11.59M -21.30M
Change to account receivables -162.06M -519.62M -65.60M -115.95M -164.82M
Sale purchase of stock - 0.00M 0.00M -137.20M 0.00M
Other cashflows from financing activities - 6.95M 152.96M 10.00M 837.02M
Change to netincome - - - -270.34M -17.50M
Capital expenditures 0.07M 1.66M 0.55M 1.24M 1.62M
Change in working capital -51.81M -102.23M 2.01M -88.20M -83.48M
Stock based compensation 24.35M 33.87M 109.98M 16.21M 18.53M
Other non cash items -2.95M 7.49M 9.62M -6.73M 9.49M
Free cash flow -40.62M -115.80M -27.50M -160.10M -189.22M

Peer Comparison*

Sector: Communication Services Industry: Internet Content & Information

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
CCG
Cheche Group Inc. Class A Ordinary Shares
0.23
2.91%
8.13 - - 0.01 0.83 0.09
GOOGL
Alphabet Inc Class A
9.11
3.25%
289.14 17.55 22.73 9.46 6.87 9.29
GOOG
Alphabet Inc Class C
9.03
3.25%
287.30 17.36 22.47 9.37 6.79 9.29
META
Meta Platforms Inc.
8.77
1.41%
629.80 25.07 19.72 7.48 6.49 7.53
TCEHY
Tencent Holdings Ltd ADR
1.94
3.85%
52.36 14.57 11.89 0.64 2.94 4.22

Profile*

Cheche Group Inc. Class A Ordinary Shares

Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur, which provides a range of auto and non-auto insurance products underwritten by insurance carriers, and the New Energy Vehicle (NEV) Insurance Solution, which assists NEV manufacturers in building a full-stack digital insurance service system comprising NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products, including Digital Surge, a cloud-based software for insurance intermediaries, and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.

Desheng Hopson Fortune Plaza, Beijing, China, 100088

86 10 5083 0911

469

Name Title Year Born
Ms. Wenting Ji Chief Financial Officer 1977
Mr. Lei Zhang Chairman & Co-CEO 1983
Mr. Cheng Zhong Co-Chief Executive Officer 1972
Ms. Yanjun Liu Chief Operating Officer NA
Mr. Jianxiang Zhou Chief Technology Officer 1979
Mr. Ting Lin Chief Strategy Officer 1985
Mr. Weiqing Xiang Financial Controller 1988
Mr. Lei Zhang Chairman & CEO 1983
Ms. Yanjun Liu Chief Operating Officer 1981
Mr. Ting Lin Chief Strategy Officer 1986

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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