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Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur, which provides a range of auto and non-auto insurance products underwritten by insurance carriers, and the New Energy Vehicle (NEV) Insurance Solution, which assists NEV manufacturers in building a full-stack digital insurance service system comprising NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products, including Digital Surge, a cloud-based software for insurance intermediaries, and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Cheche Group Inc. (NASDAQ: CCG) is a publicly traded company for which limited information about operations and business lines is available. Its long-term growth drivers are not clearly disclosed; investors should consult SEC filings and investor presentations to assess strategy and market exposure. A Nasdaq listing may provide liquidity and visibility that could benefit shareholders if disclosed plans are executed.
Key investment risks include limited disclosure and transparency, thin trading and low liquidity, execution and governance risks common to newly listed or lightly covered issuers, and jurisdictional or regulatory exposure.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | -17.70M | -61.53M | -159.95M | -91.54M | -146.98M |
| Net income | -17.30M | -61.24M | -159.59M | -91.02M | -146.46M |
| Selling general administrative | - | 107.86M | 139.38M | 69.35M | 79.67M |
| Selling and marketing expenses | - | 79.50M | 111.45M | 138.97M | 110.06M |
| Gross profit | 158.03M | 158.76M | 140.22M | 142.31M | 80.81M |
| Reconciled depreciation | - | 8.49M | 11.56M | 11.41M | 14.85M |
| Ebit | - | -60.69M | -158.51M | -101.45M | -142.71M |
| Ebitda | -20.32M | -52.20M | -146.95M | -90.04M | -127.87M |
| Depreciation and amortization | - | 8.49M | 11.56M | 11.41M | 14.85M |
| Operating income | -20.32M | -66.54M | -167.78M | -115.95M | -155.71M |
| Other operating expenses | 2948.16M | 3539.68M | 3469.20M | 2774.70M | 1866.84M |
| Interest expense | 2.22M | 0.84M | 1.45M | 3.30M | 6.52M |
| Tax provision | - | -0.29M | -0.36M | -0.52M | -0.52M |
| Interest income | - | 6.04M | 5.40M | 1.89M | 0.28M |
| Net interest income | - | 5.20M | 3.95M | -1.41M | -6.24M |
| Income tax expense | -0.39M | -0.29M | -0.36M | -0.52M | -0.52M |
| Total revenue | 2927.84M | 3473.14M | 3301.42M | 2679.06M | 1735.40M |
| Total operating expenses | 178.35M | 225.31M | 308.01M | 237.95M | 212.25M |
| Cost of revenue | 2769.81M | 3314.38M | 3161.19M | 2536.75M | 1654.59M |
| Total other income expense net | 2.62M | 5.02M | 7.83M | 5.51M | -9.30M |
| Net income from continuing ops | - | -61.24M | -159.59M | -91.02M | -146.46M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 1475.79M | 1287.92M | 893.98M | 712.50M | 868.56M |
| Intangible assets | 3.85M | 5.95M | 8.05M | 10.15M | 12.25M |
| Other current assets | 60.10M | 23.05M | 1.59M | 1.55M | 1.03M |
| Total liab | 1120.39M | 932.17M | 515.79M | 1973.04M | 1873.75M |
| Total stockholder equity | 355.40M | 355.75M | 378.18M | -1260.54M | -1005.19M |
| Other current liab | 176.29M | 105.62M | 156.42M | 108.31M | 140.75M |
| Common stock | 0.01M | 0.01M | 0.01M | 0.03M | 0.03M |
| Capital stock | - | 0.01M | 0.01M | 0.03M | 0.03M |
| Retained earnings | -2194.24M | -2175.06M | -2113.82M | -1259.48M | -1000.29M |
| Other liab | - | - | - | 3.97M | 4.20M |
| Good will | 84.66M | 84.61M | 84.61M | 84.61M | 84.61M |
| Other assets | 0.00M | - | - | - | - |
| Cash | 149.61M | 117.47M | 243.39M | 114.94M | 362.38M |
| Total current liabilities | 1105.88M | 878.27M | 501.53M | 344.03M | 347.62M |
| Current deferred revenue | 1.04M | 1.78M | 4.29M | 0.89M | 8.71M |
| Net debt | -53.72M | -82.30M | -214.04M | -101.04M | -325.72M |
| Short term debt | 85.28M | 33.04M | 23.95M | 7.68M | 17.87M |
| Short long term debt | - | 30.00M | 20.00M | - | 10.00M |
| Short long term debt total | 95.89M | 35.17M | 29.35M | 13.90M | 36.67M |
| Other stockholder equity | 2550.80M | 2524.72M | 2490.85M | -1.03M | 2.87M |
| Property plant equipment | - | - | - | 16.89M | 19.14M |
| Total current assets | 1356.41M | 1180.81M | 780.25M | 600.85M | 752.56M |
| Net tangible assets | - | - | - | -1355.30M | -1102.05M |
| Short term investments | 0.23M | 35.42M | 21.47M | 34.82M | 63.76M |
| Net receivables | 1146.48M | 1004.86M | 505.98M | 435.88M | 311.85M |
| Long term debt | - | - | - | - | 10.51M |
| Inventory | - | - | 7.81M | 13.65M | 13.54M |
| Accounts payable | 843.26M | 725.82M | 316.87M | 227.16M | 180.30M |
| Accumulated other comprehensive income | -1.16M | 6.09M | 1.15M | -0.07M | -7.80M |
| Non currrent assets other | 2.48M | 9.53M | 9.15M | - | - |
| Non current assets total | 119.38M | 107.11M | 113.72M | 111.65M | 116.00M |
| Capital lease obligations | - | 5.17M | 9.35M | 13.90M | 16.16M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 35.42M | -15.60M | 12.82M | 27.69M | -65.33M |
| Change to liabilities | - | - | - | 39.34M | 102.63M |
| Total cashflows from investing activities | 35.40M | -15.60M | 12.82M | 27.69M | -65.33M |
| Net borrowings | 55.30M | 15.00M | 20.00M | -21.84M | -69.57M |
| Total cash from financing activities | 55.40M | 1.95M | 140.34M | -159.04M | 583.67M |
| Change to operating activities | - | - | - | -10.26M | -21.16M |
| Net income | -17.79M | -61.24M | -159.59M | -91.02M | -146.46M |
| Change in cash | 48.12M | -125.92M | 128.45M | -247.44M | 328.84M |
| Begin period cash flow | 122.47M | 248.39M | 119.94M | 367.38M | 38.55M |
| End period cash flow | 170.60M | 122.47M | 248.39M | 119.94M | 367.38M |
| Total cash from operating activities | -40.55M | -114.14M | -26.95M | -158.86M | -187.59M |
| Issuance of capital stock | 0.00M | 0.00M | 137.91M | 0.00M | 653.25M |
| Depreciation | 8.17M | 8.49M | 11.56M | 11.41M | 14.85M |
| Other cashflows from investing activities | 0.05M | 0.01M | 0.02M | - | - |
| Change to inventory | - | - | - | -11.59M | -21.30M |
| Change to account receivables | -162.06M | -519.62M | -65.60M | -115.95M | -164.82M |
| Sale purchase of stock | - | 0.00M | 0.00M | -137.20M | 0.00M |
| Other cashflows from financing activities | - | 6.95M | 152.96M | 10.00M | 837.02M |
| Change to netincome | - | - | - | -270.34M | -17.50M |
| Capital expenditures | 0.07M | 1.66M | 0.55M | 1.24M | 1.62M |
| Change in working capital | -51.81M | -102.23M | 2.01M | -88.20M | -83.48M |
| Stock based compensation | 24.35M | 33.87M | 109.98M | 16.21M | 18.53M |
| Other non cash items | -2.95M | 7.49M | 9.62M | -6.73M | 9.49M |
| Free cash flow | -40.62M | -115.80M | -27.50M | -160.10M | -189.22M |
Sector: Communication Services Industry: Internet Content & Information
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| CCG Cheche Group Inc. Class A Ordinary Shares |
0.23 2.91% |
8.13 | - | - | 0.01 | 0.83 | 0.09 |
| GOOGL Alphabet Inc Class A |
9.11 3.25% |
289.14 | 17.55 | 22.73 | 9.46 | 6.87 | 9.29 |
| GOOG Alphabet Inc Class C |
9.03 3.25% |
287.30 | 17.36 | 22.47 | 9.37 | 6.79 | 9.29 |
| META Meta Platforms Inc. |
8.77 1.41% |
629.80 | 25.07 | 19.72 | 7.48 | 6.49 | 7.53 |
| TCEHY Tencent Holdings Ltd ADR |
1.94 3.85% |
52.36 | 14.57 | 11.89 | 0.64 | 2.94 | 4.22 |
Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur, which provides a range of auto and non-auto insurance products underwritten by insurance carriers, and the New Energy Vehicle (NEV) Insurance Solution, which assists NEV manufacturers in building a full-stack digital insurance service system comprising NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products, including Digital Surge, a cloud-based software for insurance intermediaries, and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.
Desheng Hopson Fortune Plaza, Beijing, China, 100088
86 10 5083 0911
469
| Name | Title | Year Born |
|---|---|---|
| Ms. Wenting Ji | Chief Financial Officer | 1977 |
| Mr. Lei Zhang | Chairman & Co-CEO | 1983 |
| Mr. Cheng Zhong | Co-Chief Executive Officer | 1972 |
| Ms. Yanjun Liu | Chief Operating Officer | NA |
| Mr. Jianxiang Zhou | Chief Technology Officer | 1979 |
| Mr. Ting Lin | Chief Strategy Officer | 1985 |
| Mr. Weiqing Xiang | Financial Controller | 1988 |
| Mr. Lei Zhang | Chairman & CEO | 1983 |
| Ms. Yanjun Liu | Chief Operating Officer | 1981 |
| Mr. Ting Lin | Chief Strategy Officer | 1986 |
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