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Fiserv, Inc.

Company price
62.88 USD 0.00(0%)
Last update at 2026-11-06T21:00:00Z
VOLUME
9614159
Market Cap
26598.97M
P/E
9.77

Momentum Score

…

Fiserv, Inc. provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally. It operates through the Merchant Solutions and Financial Solutions segments. The company provides merchant acquiring and digital commerce services, mobile payment services, security and fraud protection solutions, stored-value solutions, software-as-a-service, and pay-by-bank solutions, as well as Clover, a point-of-sale and business management platform through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, independent sales organizations, financial institutions, and other strategic partners. It also offers debit card processing services, debit network services, security and fraud protection products, bill payment; person-to-person payments, account-to-account transfers, credit card processing services, prepaid card processing services, card production services, print services, government payment processing, student loan processing, and customer loan and deposit account processing; digital banking; financial and risk management; and professional services and consulting, check processing, automated clearing house, and real-time payments. It serves large enterprise, small business, banks, credit union, large financial institution, fintech, public sectors, and software providers. Fiserv, Inc. was incorporated in 1984 and is headquartered in Milwaukee, Wisconsin.

Source: TradingView
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Day Price Range
60.80
Low
63.87
High
52 Week Price Range
47.04
Low
135.32
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Fiserv is a global provider of payments, processing and financial technology solutions for banks, merchants and fintechs. Long-term growth may be supported by digital payments adoption, recurring SaaS and processing revenues, data and analytics, and cross-selling of integrated products, making it attractive for investors seeking scale and predictable revenue.
Principal risks include strong competition from fintech and big-tech, execution and integration risk from acquisitions, regulatory and cybersecurity exposure, and sensitivity to merchant volumes and interchange rates.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
62.88
Dividend Yield
-
Revenue TTM
0.00M
Revenue Per Share
-
Gross Profit TTM
0.00M
Debt / Equity
1.12
ROE
-
Net Debt
28199.00M
ROCE
10.30%
Diluted EPS TTM
-

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 4301.00M 3821.00M 3883.00M 3133.00M 1766.00M
Minority interest -10.00M -49.00M -61.00M -52.00M -69.00M
Net income 3480.00M 3131.00M 3068.00M 2530.00M 1334.00M
Selling general administrative 6883.00M 6564.00M 6576.00M 6059.00M 5810.00M
Gross profit 12581.00M 12443.00M 11423.00M 9745.00M 8098.00M
Reconciled depreciation 3161.00M 3095.00M 3121.00M 3169.00M 3196.00M
Ebit 5794.00M 5744.00M 4902.00M 3659.00M 2362.00M
Ebitda 8955.00M 8839.00M 8023.00M 6828.00M 5558.00M
Depreciation and amortization 3161.00M 3095.00M 3121.00M 3169.00M 3196.00M
Operating income 5698.00M 5879.00M 5014.00M 3740.00M 2288.00M
Other operating expenses 15495.00M 14577.00M 14079.00M 13997.00M 13938.00M
Interest expense 1493.00M 1238.00M 1004.00M 746.00M 696.00M
Tax provision 811.00M 641.00M 754.00M 551.00M 363.00M
Interest income 38.00M 43.00M 28.00M 13.00M 3.00M
Net interest income -1493.00M -1195.00M -976.00M -733.00M -693.00M
Income tax expense 811.00M 641.00M 754.00M 551.00M 363.00M
Total revenue 21193.00M 20456.00M 19093.00M 17737.00M 16226.00M
Total operating expenses 6883.00M 6564.00M 6409.00M 6005.00M 5810.00M
Cost of revenue 8612.00M 8013.00M 7670.00M 7992.00M 8128.00M
Total other income expense net -1397.00M -2058.00M -1131.00M -607.00M -522.00M
Net income from continuing ops 3490.00M 3180.00M 3129.00M 2582.00M 1403.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 80133.00M 77176.00M 90890.00M 83869.00M 76249.00M
Intangible assets 5068.00M 9940.00M 11210.00M 12415.00M 14009.00M
Other current assets 19875.00M 18516.00M 30025.00M 23057.00M 15175.00M
Total liab 54324.00M 49490.00M 60221.00M 52181.00M 44299.00M
Total stockholder equity 25792.00M 27068.00M 29857.00M 30828.00M 30952.00M
Other current liab 16479.00M 17489.00M 30598.00M 23286.00M 15672.00M
Common stock - 8.00M 8.00M 8.00M 8.00M
Capital stock 8.00M 8.00M 8.00M 8.00M 8.00M
Retained earnings 27055.00M 23575.00M 20444.00M 17376.00M 14846.00M
Good will 37703.00M 36584.00M 37205.00M 36811.00M 36433.00M
Cash 798.00M 1236.00M 1204.00M 902.00M 835.00M
Total current liabilities 23890.00M 22157.00M 33552.00M 26458.00M 18295.00M
Current deferred revenue 865.00M 1804.00M 1429.00M 1496.00M 1368.00M
Net debt 28199.00M 23720.00M 22697.00M 20640.00M 20402.00M
Short term debt 1239.00M 1226.00M 873.00M 592.00M 508.00M
Short long term debt 762.00M 784.00M 442.00M 198.00M 240.00M
Short long term debt total 28997.00M 24956.00M 23901.00M 21542.00M 21237.00M
Other stockholder equity 25792.00M 4898.00M 10188.00M 14633.00M 16843.00M
Total current assets 24654.00M 23477.00M 34811.00M 27544.00M 18870.00M
Long term investments 1046.00M 1506.00M 2262.00M 2403.00M 2561.00M
Net receivables 3981.00M 3725.00M 3582.00M 3585.00M 2860.00M
Long term debt 26123.00M 23074.00M 21711.00M 20411.00M 20201.00M
Accounts payable 5307.00M 511.00M 449.00M 652.00M 593.00M
Accumulated other comprehensive income - -1413.00M -783.00M -1189.00M -745.00M
Non currrent assets other 8578.00M 3295.00M 2613.00M 1833.00M 1823.00M
Non current assets total 55479.00M 53699.00M 56079.00M 56325.00M 57379.00M
Capital lease obligations 2238.00M 1098.00M 1083.00M 933.00M 796.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 675.00M -2404.00M -1068.00M -2112.00M -1630.00M
Total cashflows from investing activities -2998.00M -2404.00M -1068.00M -2112.00M -1630.00M
Net borrowings 2179.00M 1665.00M 1096.00M 146.00M 295.00M
Total cash from financing activities -3396.00M -4165.00M -4356.00M -2478.00M -761.00M
Net income 3480.00M 3180.00M 3068.00M 2582.00M 1403.00M
Change in cash -191.00M 30.00M -229.00M -13.00M 1616.00M
Begin period cash flow 2993.00M 2963.00M 3192.00M 3205.00M 2744.00M
End period cash flow 2802.00M 2993.00M 2963.00M 3192.00M 4360.00M
Total cash from operating activities 6104.00M 6631.00M 5162.00M 4618.00M 4034.00M
Issuance of capital stock 62.00M 97.00M 101.00M 149.00M 140.00M
Depreciation 3161.00M 3095.00M 2926.00M 3169.00M 3196.00M
Other cashflows from investing activities -654.00M -741.00M 189.00M 138.00M 115.00M
Change to inventory - - - -253.00M -248.00M
Change to account receivables -123.00M -169.00M 23.00M -770.00M -358.00M
Sale purchase of stock -5899.00M -5837.00M -4827.00M -2677.00M -2786.00M
Other cashflows from financing activities 282.00M -90.00M -726.00M -96.00M 1590.00M
Capital expenditures 1763.00M 1569.00M 1388.00M 1479.00M 1160.00M
Change in working capital -9.00M -338.00M -912.00M -744.00M -495.00M
Stock based compensation 357.00M 367.00M 342.00M 323.00M 239.00M
Other non cash items 414.00M 989.00M 249.00M -154.00M -47.00M
Free cash flow 4341.00M 5062.00M 3774.00M 3139.00M 2874.00M

Peer Comparison*

Sector: Technology Industry: Software

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
FISV
Fiserv, Inc.
-
-%
62.88 9.77 6.32 1.31 1.01 2.63 6.77

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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