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Home CompaniesSouthern Missouri Bancorp Inc

Southern Missouri Bancorp Inc

Financial Services Banks - Regional
PortfolioPortfolio WatchlistWatchlist
Company price
70.46 USD -0.18 ( 0.25%)
Last update at 2026-11-06T21:00:00Z
VOLUME
55112
Market Cap
809.37M
P/E
11.39

Momentum Score

…

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposit products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; consumer loans; and business financing, including small business, working capital, business real estate, and equipment loans. In addition, the company offers fiduciary and investment management services; brokerage services of commercial and consumer insurance products; cash management and merchant services; online and mobile banking services; refinance services; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
70.30
Low
71.12
High
52 Week Price Range
46.86
Low
79.58
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
70.64
Dividend Yield
1.36%
Revenue TTM
189.19M
Revenue Per Share
17.04
Gross Profit TTM
189.19M
Debt / Equity
0.28
ROE
12.66%
Net Debt
75.22M
ROCE
10.79%
Diluted EPS TTM
6.45

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Income before tax 87.10M 73.99M 63.11M 49.46M 59.90M
Net income 71.84M 58.31M 50.18M 39.24M 47.17M
Selling general administrative 70.35M 58.09M 55.72M 48.37M 44.45M
Selling and marketing expenses - 2.07M 2.12M 1.77M 1.50M
Gross profit 188.95M 176.08M 160.73M 152.95M 124.77M
Reconciled depreciation 9.59M 10.02M 10.09M 2.63M 1.44M
Ebit - 73.99M 63.11M 49.46M 77.68M
Ebitda 87.10M 84.02M 73.20M 52.10M 79.12M
Depreciation and amortization - 10.02M 10.09M 2.63M 1.44M
Operating income 87.10M 73.99M 63.11M 49.46M 77.68M
Other operating expenses 229.44M 231.35M 210.11M -103.49M -47.09M
Interest expense 116.14M 122.75M 108.89M 49.67M 13.30M
Tax provision 15.27M 15.42M 12.93M 10.23M 12.73M
Interest income 288.99M 277.37M 248.38M 176.42M 116.87M
Net interest income 172.85M 154.62M 139.48M 126.74M 103.57M
Income tax expense 15.26M 15.41M 12.93M 10.23M 12.74M
Total revenue 316.54M 305.25M 273.22M 152.95M 124.77M
Total operating expenses 101.85M 102.08M 97.62M -103.49M -47.09M
Cost of revenue 127.59M 129.27M 112.49M - -
Total other income expense net - - -0.10M - -17.78M
Net income from continuing ops 71.84M 58.58M 50.18M 39.24M 47.17M
Net income applicable to common shares - - - 39.05M 47.17M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total assets 5234.90M 5019.61M 4604.32M 4360.21M 3214.78M
Intangible assets 70.62M 22.99M 26.50M 30.47M 35.46M
Other current assets 1.79M 4048.07M 61.40M 18.87M 2534.57M
Total liab 4644.22M 4474.91M 4115.57M 156.62M 2894.01M
Total stockholder equity 590.68M 544.69M 488.75M 446.06M 320.77M
Other current liab 4407.85M 4281.37M 3943.06M -31.99M -17.92M
Common stock 0.12M 0.12M 0.12M 404.25M 0.10M
Capital stock 0.12M 0.12M 0.12M 0.12M 0.10M
Retained earnings 389.57M 359.58M 311.38M 270.72M 240.12M
Other liab - - - 6.30M -
Good will 50.73M 50.73M 50.73M 50.77M 27.29M
Other assets 192.45M 147.89M 66.79M 3296.24M 3556.99M
Cash 90.97M 193.10M 61.40M 55.22M 91.58M
Total current liabilities 4427.85M 4310.55M 3965.32M 31.99M 17.92M
Current deferred revenue - - -8.77M - -
Net debt 75.22M -50.83M 73.21M 101.40M -30.57M
Short term debt 20.00M 15.00M 9.40M - -
Short long term debt total 166.19M 142.28M 134.60M 156.62M 61.01M
Other stockholder equity 196.06M 196.37M 194.71M -206.98M 98.05M
Property plant equipment - - - 92.40M 71.35M
Total current assets 543.53M 4702.02M 513.12M 472.77M 2872.58M
Long term investments 196.68M 460.84M 427.90M 417.55M 235.38M
Net tangible assets - - - 367.71M 285.31M
Short term investments 450.77M 460.84M 427.90M 417.55M 235.38M
Net receivables 4336.90M 4048.07M 23.83M 18.87M 11.05M
Long term debt 146.19M 127.26M 125.21M 156.62M 61.01M
Inventory - - 37.57M 3.64M 2.19M
Accounts payable 11.78M 14.19M 12.87M 31.99M 17.92M
Accumulated other comprehensive income 4.92M -11.38M -17.45M -21.93M -17.49M
Common stock total equity - - - - 0.10M
Retained earnings total equity - - - - 240.12M
Treasury stock - - - - -21.12M
Non currrent assets other 170.56M -4049.39M 120.72M -591.20M 0.02M
Non current assets total 4691.37M 169.70M 4091.19M 591.20M 342.20M
Long term debt total - - - - 23.05M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Investments 3.03M -285.11M -245.74M -213.41M -337.67M
Change to liabilities - - - -0.39M 4.87M
Total cashflows from investing activities - -285.11M -245.74M -213.41M -303.93M
Net borrowings 18.84M 1.95M -31.55M 67.82M -29.30M
Total cash from financing activities -37.21M 335.51M 182.39M 118.55M 199.80M
Change to operating activities - - - 8.84M 9.53M
Net income 71.84M 58.58M 50.18M 39.24M 47.17M
Change in cash -4.91M 131.96M 6.92M -32.83M -36.78M
Begin period cash flow 18.45M 60.90M 53.98M 86.81M 123.59M
End period cash flow 13.54M 192.86M 60.90M 53.98M 86.81M
Total cash from operating activities 32.30M 81.56M 70.27M 62.02M 67.34M
Issuance of capital stock 0.00M 0.00M 0.00M - -
Depreciation 9.59M 10.02M 10.09M 7.56M 5.92M
Other cashflows from investing activities - -251.32M -223.60M -13.30M 38.35M
Dividends paid 11.13M 10.38M 9.53M -8.63M -7.19M
Change to account receivables -0.85M -2.19M -4.96M -5.40M -0.39M
Sale purchase of stock -18.58M 0.00M -3.86M 0.00M -5.84M
Other cashflows from financing activities -26.08M 343.94M 227.33M 1945.57M 242.13M
Change to netincome - - - 12.19M 1.36M
Capital expenditures 3.96M 6.26M 9.05M 6.04M 4.62M
Change receivables - - - - -0.39M
Cash flows other operating - - - - 8.78M
Cash and cash equivalents changes - - - - -36.78M
Change in working capital -7.01M 12.06M 12.41M 3.04M 13.54M
Stock based compensation 1.79M 1.67M 1.03M 0.84M 0.70M
Other non cash items -39.54M -0.78M -3.44M -5.17M 0.01M
Free cash flow 32.30M 75.29M 61.22M 55.98M 62.73M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
SMBC
Southern Missouri Bancorp Inc		 -0.18
0.25%		 70.46 11.39 8.83 4.28 1.37 4.75
DBSDY
DBS Group Holdings Ltd ADR		 -6.82
3.06%		 215.88 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H		 -
-%		 6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd		 0.02
0.06%		 34.57 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA		 -0.81
0.94%		 85.79 11.53 10.27 5.72 1.83 8.22

Profile*

Southern Missouri Bancorp Inc

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposit products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; consumer loans; and business financing, including small business, working capital, business real estate, and equipment loans. In addition, the company offers fiduciary and investment management services; brokerage services of commercial and consumer insurance products; cash management and merchant services; online and mobile banking services; refinance services; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

2991 Oak Grove Road, Poplar Bluff, MO, United States, 63901

(573) 778-1800

https://www.bankwithsouthern.com

711

Name Title Year Born
Mr. Greg A. Steffens Chairman & CEO 1967
Mr. Matthew T. Funke Pres & Chief Admin. Officer 1976
Mr. Mark E. Hecker Exec. VP & Chief Credit Officer 1966
Mr. Justin G. Cox Exec. VP & Regional Pres of Southern Bank West Region 1981
Mr. Daniel L. Jones CPA Market Chairman & Director 1965
Mr. Charles R. Love CPA Director & Sec. 1951
Mr. Richard A. Windes Exec. VP & Chief Lending Officer 1965
Ms. Lora L. Daves Exec. VP & CFO 1968
Ms. Kimberly A. Capps Exec. VP & COO 1967
Ms. Lorna Brannum Investor Relations Contact & Exec. Sec. NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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