CMUV Bancorp

Financial Services US CMUV

NoneUSD
0.00(0%)

Last update at 2025-11-06T20:10:43.065014Z

Day Range

LowHigh

52 Week Range

15.0921.10

LowHigh

Fundamentals

Previous Close -
Market Cap36.68M
VolumeNone
P/E Ratio11.35
Dividend Yield2.29%
Revenue TTM11.86M
Revenue Per Share TTM6.46
Gross Profit TTM 13.01M
Diluted EPS TTM1.85

Overview
Financials
Peer Comparison
Reports
Stock Research & News
Profile

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31
Income before tax	5.37M	7.16M	4.69M	-	-
Minority interest	-	-	-	-	-
Net income	3.69M	5.07M	3.33M	-	-
Selling general administrative	3.22M	2.76M	2.53M	-	-
Selling and marketing expenses	-	-	-	-	-
Gross profit	-	-	-	-	-
Reconciled depreciation	0.53M	0.60M	0.67M	-	-
Ebit	-	-	-	-	-
Ebitda	-	-	-	-	-
Depreciation and amortization	-	-	-	-	-
Non operating income net other	-	-	-	-	-
Operating income	-	-	-	-	-
Other operating expenses	-	2.43M	2.53M	2.28M	2.14M
Interest expense	1.46M	0.81M	1.19M	0.00000M	0.00000M
Tax provision	1.67M	2.10M	1.37M	-	-
Interest income	12.05M	12.45M	10.62M	-	-
Net interest income	10.58M	11.64M	9.43M	-	-
Extraordinary items	-	-	-	-	-
Non recurring	-	-	-	-	-
Other items	-	-	-	-	-
Income tax expense	-	2.10M	1.37M	0.93M	0.84M
Total revenue	11.73M	13.21M	10.48M	-	-
Total operating expenses	-	-	-	-	-
Cost of revenue	-	-	-	-	-
Total other income expense net	-	-	-	-	-
Discontinued operations	-	-	-	-	-
Net income from continuing ops	3.69M	5.07M	3.33M	-	-
Net income applicable to common shares	-	5.07M	3.33M	2.32M	2.00M
Preferred stock and other adjustments	-	-	-	-	-

Breakdown	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31
Total assets	297.01M	277.66M	277.19M	259.65M	-
Intangible assets	0.15M	0.33M	0.52M	0.71M	-
Earning assets	-	-	-	-	-
Other current assets	-	-	1.10M	1.14M	1.32M
Total liab	268.39M	250.27M	252.88M	233.69M	-
Total stockholder equity	28.62M	27.40M	24.31M	25.96M	-
Deferred long term liab	-	-	-	-	-
Other current liab	-	-	-	-	-
Common stock	-	-	11.55M	17.43M	17.38M
Capital stock	10.16M	11.66M	11.55M	17.43M	-
Retained earnings	17.73M	14.98M	12.02M	7.81M	5.21M
Other liab	-	-	-	0.02M	0.02M
Good will	-	-	-	-	-
Other assets	-	-	213.61M	211.27M	164.46M
Cash	45.20M	36.10M	54.40M	39.39M	-
Cash and equivalents	-	-	-	-	-
Total current liabilities	-	-	241.61M	214.76M	176.75M
Current deferred revenue	-	-	-	-	-
Net debt	-	-	-	-	-
Short term debt	-	-	-	-	-
Short long term debt	-	-	-	-	-
Short long term debt total	-	-	-	-	-
Other stockholder equity	-	-	0.00181M	0.00377M	-0.00056M
Property plant equipment	-	-	5.59M	4.22M	4.35M
Total current assets	-	-	55.50M	41.20M	29.97M
Long term investments	6.17M	6.21M	0.79M	1.22M	-
Net tangible assets	-	-	23.79M	25.25M	22.36M
Short term investments	0.04M	0.07M	0.13M	0.30M	-
Net receivables	-	1.44M	1.40M	1.45M	-
Long term debt	8.74M	10.70M	13.17M	25.38M	-
Inventory	-	-	-	0.68M	-
Accounts payable	-	0.89M	238.60M	207.13M	170.61M
Total permanent equity	-	-	-	-	-
Noncontrolling interest in consolidated entity	-	-	-	-	-
Temporary equity redeemable noncontrolling interests	-	-	-	-	-
Accumulated other comprehensive income	-	-	-	-	-
Additional paid in capital	-	-	-	-	-
Common stock total equity	-	-	-	-	-
Preferred stock total equity	-	-	-	-	-
Retained earnings total equity	-	-	-	-	-
Treasury stock	-	-	-	-	-
Accumulated amortization	-	-	-	-	-
Non currrent assets other	-	-	-	-	-
Deferred long term asset charges	-	-	-	-	-
Non current assets total	-	-	-	-	-
Capital lease obligations	-	-	-	-	-
Long term debt total	-	-	-	-	-

Breakdown	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31
Investments	-18.80181M	1.66M	1.94M	-1.88627M	0.13M
Change to liabilities	-	-0.07101M	0.13M	0.00000M	0.00000M
Total cashflows from investing activities	-	-0.51514M	-46.28514M	-15.37261M	-17.61589M
Net borrowings	-	-12.22066M	18.75M	4.92M	-0.07986M
Total cash from financing activities	-3.11423M	12.39M	54.55M	3.19M	28.28M
Change to operating activities	-	-0.69421M	0.48M	-0.08492M	-0.08479M
Net income	3.69M	5.07M	3.33M	2.34M	2.01M
Change in cash	-18.30469M	16.26M	12.48M	-9.26531M	13.08M
Begin period cash flow	54.40M	38.14M	25.66M	-	-
End period cash flow	36.10M	54.40M	38.14M	25.66M	-
Total cash from operating activities	3.61M	4.38M	4.21M	2.91M	2.42M
Issuance of capital stock	-	-	-	-	-
Depreciation	0.53M	0.60M	0.67M	0.42M	0.33M
Other cashflows from investing activities	-	0.94M	-0.06750M	-0.06060M	-0.07990M
Dividends paid	-0.73114M	-0.86293M	-0.72362M	-0.36105M	0.36M
Change to inventory	-	-	-	-	-
Change to account receivables	-	-	-	-	-
Sale purchase of stock	0.00000M	-6.02261M	0.00000M	-	-
Other cashflows from financing activities	-	31.47M	36.52M	-1.36239M	28.09M
Change to netincome	-	-0.51858M	-0.39509M	0.23M	0.16M
Capital expenditures	0.33M	1.67M	0.27M	0.27M	0.16M
Change receivables	-	-	-	-	-
Cash flows other operating	-	-	-	-	-
Exchange rate changes	-	-	-	-	-
Cash and cash equivalents changes	-	-	-	-	-
Change in working capital	-0.08954M	-0.15733M	0.04M	-	-
Stock based compensation	0.12M	0.14M	0.10M	-	-
Other non cash items	-0.27960M	-0.53001M	-0.27339M	-	-
Free cash flow	3.28M	2.72M	3.94M	-	-

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company	Change (USD)	Price (USD)	Trailing PE (x)	Forward PE (x)	Price Sales TTM (x)	Price to Book Value (x)	Enterprise Value to Revenue (x)
CMUV CMUV Bancorp	- -%	-	11.35	-	3.09	1.28	3.68
HDB HDFC Bank Limited ADR	0.03 0.12%	25.09	20.81	20.96	0.11	4.77
CIHKY China Merchants Bank Co Ltd	-0.32 1.06%	29.79	7.78	7.65	0.56	0.90	3.62
DBSDF DBS Group Holdings Ltd	1.60 3.22%	51.35	15.29	14.41	5.84	2.36	10.40
CIHHF China Merchants Bank Co Ltd Class H	- -%	5.70	6.10	5.67	0.44	0.77	3.43

Reports Covered

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Profile

CMUV Bancorp operates as the bank holding company for Community Valley Bank that provides financial services to individuals and businesses in California. The company offers checking, money market, and savings accounts; and lending and investment products. It also provides construction and land development, commercial real estate and other, commercial and industrial, and consumer loan products, as well as online and mobile banking services. The company was founded in 2007 and is based in El Centro, California.

CMUV Bancorp

1443 West Main Street, El Centro, CA, United States, 92243

760 352 1889
https://www.yourcvb.com

Key Executives

Name	Title	Year Born
Mr. Jon A. Edney	Pres, CEO & Director	1966
Mr. Alex V. Wells	Exec. VP & CFO	NA
Ms. Sarah S. Chairez	Exec. VP & COO	1980
Ms. Toni K. Umphreyville	Director	1954
Mr. Kevin J. Ardolf	Chief Credit Officer & Exec. VP	1962
Mr. William J. Brandenberg	Corp. Sec. & Director	1951
Mr. Jon A. Edney	President, CEO & Director	1966
Ms. Sarah S. Chairez	Executive VP & CFO	1980
Mr. William J. Brandenberg	Corporate Secretary & Director	1951

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