Explore 3 Stock Ideas & Industry Insights Download Free Report

Federal National Mortgage Association

Company price
4.6 USD -0.10 ( 2.13%)
Last update at 2026-11-10T15:18:00Z
VOLUME
315491
Market Cap
5848.34M
P/E
126.25

Momentum Score

…

Federal National Mortgage Association provides financing solutions for residential mortgages in the United States. The company operates in two segments, Single-Family and Multifamily. It offers mortgage acquisitions and securitizations; and credit risk and loss management services. The company also engages in mortgage securitization transactions, including lender swap, portfolio securitization, and structured securitization transactions; and credit risk and loss management services. Federal National Mortgage Association was incorporated in 1938 and is based in Washington, District Of Columbia.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
4.46
Low
4.85
High
52 Week Price Range
3.60
Low
14.61
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Federal National Mortgage Association (Fannie Mae) is a government-sponsored enterprise that supports the U.S. housing finance system by buying mortgages and guaranteeing mortgage-backed securities to provide lender liquidity. Long-term growth drivers include housing demand, mortgage origination volumes, interest-rate trends and potential regulatory changes; investors may view it as central to the secondary mortgage market and it appears positioned to benefit from sustained mortgage activity.
Material risks include continued conservatorship and legal/regulatory uncertainty, sensitivity to interest-rate and credit cycles and limits on capital distributions imposed by policy.

Risk Score
High

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
4.70
Dividend Yield
-
Revenue TTM
27801.00M
Revenue Per Share
4.74
Gross Profit TTM
27801.00M
Debt / Equity
-
ROE
13.83%
Net Debt
4168977.00M
ROCE
22.09%
Diluted EPS TTM
0.04

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 17983.00M 21269.00M 21956.00M 16233.00M 27949.00M
Net income 14364.00M 16978.00M 17408.00M 12923.00M 22176.00M
Selling general administrative 2094.00M 2004.00M 1906.00M 8212.00M 8636.00M
Gross profit - - - 24445.00M 36585.00M
Ebit - - - 16233.00M 27949.00M
Operating income - - - 16233.00M 27949.00M
Other operating expenses - - - 4287.00M 4326.00M
Interest expense 130010.00M 121818.00M 110941.00M 90874.00M 70088.00M
Tax provision 3619.00M 4291.00M 4548.00M 3310.00M 5773.00M
Interest income 158618.00M 150566.00M 139714.00M 120297.00M 99675.00M
Net interest income 28608.00M 28748.00M 28773.00M 29423.00M 29587.00M
Income tax expense - - - 3310.00M 5773.00M
Total revenue 29159.00M 30852.00M 30299.00M 24445.00M 36585.00M
Total operating expenses - - - 8212.00M 8636.00M
Net income from continuing ops 14364.00M 16978.00M 17408.00M 12923.00M 22176.00M
Net income applicable to common shares - - - 3.00M 78.00M
Preferred stock and other adjustments - - - 12920.00M 22098.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 4317538.00M 4349731.00M 4325437.00M 4305288.00M 4229166.00M
Other current assets - - - 31887.00M 71317.00M
Total liab 4208526.00M 4255074.00M 4247755.00M 4245011.00M 4181809.00M
Total stockholder equity 109012.00M 94657.00M 77682.00M 60277.00M 47357.00M
Common stock - - - 687.00M 687.00M
Capital stock 140653.00M 140653.00M 140653.00M 140653.00M 140653.00M
Retained earnings -24261.00M -38625.00M -55603.00M -73011.00M -85934.00M
Other liab - - - 13038.00M 14432.00M
Other assets - - - 26070.00M 24829.00M
Cash 11452.00M 38853.00M 35817.00M 87841.00M 108631.00M
Total current liabilities - - - 4231805.00M 4167377.00M
Net debt 4168977.00M 4189244.00M 4186901.00M 4163901.00M 4115743.00M
Short term debt - - - 4221888.00M 4158191.00M
Short long term debt 24538.00M 11188.00M 17314.00M 10204.00M 2795.00M
Other stockholder equity - - - 120871.00M 120874.00M
Property plant equipment - - - - 1259.00M
Total current assets - - - 153231.00M 227681.00M
Long term investments 69889.00M 79197.00M 53116.00M 4114436.00M 3968242.00M
Net tangible assets - - - 41147.00M 28227.00M
Short term investments 375.00M 469.00M 564.00M 65390.00M 109786.00M
Net receivables 11689.00M 11364.00M 10724.00M 9821.00M 9264.00M
Long term debt 4155891.00M 4216909.00M 4205404.00M 4211684.00M 4158191.00M
Accounts payable 12035.00M 11585.00M 10931.00M 9917.00M 9186.00M
Common stock total equity - - - 687.00M 687.00M
Preferred stock total equity - - - 19130.00M 19130.00M
Retained earnings total equity - - - -73011.00M -85934.00M
Treasury stock - - - -7400.00M -7400.00M
Non currrent assets other - - - 24710.00M 19269.00M
Non current assets total - - - 12911.00M 12715.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - 157795.00M 112908.00M -225728.00M -619844.00M
Change to liabilities - - - -200.00M 300.00M
Total cashflows from investing activities - - - 90128.00M 90850.00M
Net borrowings -206839.00M -137167.00M -130168.00M -154744.00M -145122.00M
Total cash from financing activities -206846.00M -137170.00M -114933.00M -154744.00M -145053.00M
Net income 14364.00M 3.00M 3.00M 12923.00M 22176.00M
Change in cash 4047.00M 10105.00M 18238.00M -20790.00M -6992.00M
Begin period cash flow 38536.00M 68706.00M 63561.00M 108631.00M 115623.00M
End period cash flow 42583.00M 78811.00M 81799.00M 87841.00M 108631.00M
Total cash from operating activities 23989.00M -10520.00M 20263.00M 43826.00M 47211.00M
Depreciation - - - -5731.00M -10763.00M
Other cashflows from investing activities - - - 315856.00M 710694.00M
Dividends paid - - - - 0.00M
Change to account receivables -374.00M -733.00M -1110.00M -1826.00M -618.00M
Other cashflows from financing activities - - - - 69.00M
Change to netincome - - - 40298.00M 42028.00M
Capital expenditures 0.00M 0.00M 0.00M 0.00M 0.00M
Change receivables - - - -1826.00M -618.00M
Cash flows other operating - - - -1638.00M -5912.00M
Cash and cash equivalents changes - - - -20790.00M -6992.00M
Change in working capital 10985.00M -25122.00M -1142.00M 32744.00M 44234.00M
Other non cash items -1326.00M -979.00M -437.00M 18.00M -1553.00M
Free cash flow 23989.00M -10520.00M 20263.00M 43826.00M 47211.00M

Peer Comparison*

Sector: Financial Services Industry: Mortgage Finance

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
FNMA
Federal National Mortgage Association
-0.10
2.13%
4.60 126.25 285.71 0.21 0.38 147.23
FMCCT
Federal Home Loan Mortgage Corp Pref Perpetual
-
-%
10.61 197.79 - 2.68 - -
RKT
Rocket Companies Inc
-0.85
5.60%
14.34 8.17 62.50 7.58 3.14 -
FNMFO
Federal National Mortgage Association
-
-%
26000.00 1000000.00 - 0.55 - -
FNMAS
Federal National Mortgage Association Pref S
-0.06
0.78%
7.63 1701.43 - 0.55 - -

Profile*

Federal National Mortgage Association

Federal National Mortgage Association provides financing solutions for residential mortgages in the United States. The company operates in two segments, Single-Family and Multifamily. It offers mortgage acquisitions and securitizations; and credit risk and loss management services. The company also engages in mortgage securitization transactions, including lender swap, portfolio securitization, and structured securitization transactions; and credit risk and loss management services. Federal National Mortgage Association was incorporated in 1938 and is based in Washington, District Of Columbia.

Midtown Center, Washington, DC, United States, 20005

800 232 6643

7000

Name Title Year Born
Mr. Hugh R. Frater CEO & Director 1956
Dr. David C. Benson Pres 1960
Mr. Chryssa C. Halley Exec. VP & CFO 1967
Mr. Jeffery R. Hayward Exec. VP & Chief Admin. Officer 1956
Mr. Stergios Theologides Exec. VP, Gen. Counsel & Corp. Sec. 1967
Mr. Ryan Armand Zanin C.F.A. Exec. VP & Chief Risk Officer 1963
Ms. Priscilla Almodovar J.D. CEO & Director 1968
Mr. Ramon Richards Sr. VP & Chief Information Officer NA
Mr. Pete Bakel Investor Relations NA
Ms. Nancy Jardini Sr. VP and Chief Compliance & Ethics Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…