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Home CompaniesInsurance Australia Group Limited

Insurance Australia Group Limited

Financial Services Insurance - Property & Casualty
PortfolioPortfolio WatchlistWatchlist
Company price
5.38 USD 0.00(0%)
Last update at 2026-11-11T21:00:00Z
VOLUME
2000
Market Cap
9127.97M
P/E
16.45

Momentum Score

…

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, personal liability, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online, brokers, agents, authorized representatives and partners, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
5.38
Low
5.80
High
52 Week Price Range
3.03
Low
4.00
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Insurance Australia Group Limited is a major general insurer operating in Australia, New Zealand and parts of Asia, providing personal, commercial and specialty property and casualty cover. Long-term growth may be driven by market scale, pricing discipline, digital distribution and underwriting improvement that could support steadier cash generation and shareholder returns.

Key risks include exposure to natural catastrophes and climate-related loss volatility, reserve adequacy and reinsurance cost pressure, regulatory and competitive challenges, and sensitivity of investment income to market conditions.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
5.38
Dividend Yield
3.16%
Revenue TTM
8817.00M
Revenue Per Share
3.59
Gross Profit TTM
362.00M
Debt / Equity
0.41
ROE
13.65%
Net Debt
1665.00M
ROCE
8.85%
Diluted EPS TTM
0.22

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Income before tax 1354.00M 564.00M -389.00M 535.00M 1332.00M
Minority interest -93.00M -77.00M 310.00M 607.00M 551.00M
Net income 832.00M 347.00M -427.00M 435.00M 1076.00M
Selling general administrative 230.00M 169.00M 386.00M 193.00M 193.00M
Gross profit - 8880.00M 9187.00M 8878.00M 9063.00M
Reconciled depreciation 185.00M 139.00M 267.00M 197.00M 170.00M
Ebit 1512.00M 487.00M -552.00M 472.00M 1439.00M
Ebitda - 626.00M -285.00M 669.00M 1609.00M
Depreciation and amortization - 139.00M 267.00M 197.00M 170.00M
Non operating income net other - - - - 0.00M
Operating income - 487.00M -552.00M 472.00M 1439.00M
Other operating expenses -1380.00M 8455.00M 9843.00M 8540.00M 7901.00M
Interest expense 145.00M 93.00M 89.00M 92.00M 94.00M
Tax provision 429.00M 140.00M -125.00M 37.00M 363.00M
Interest income 409.00M 179.00M 148.00M 200.00M 301.00M
Net interest income -145.00M -93.00M -89.00M -92.00M -94.00M
Extraordinary items - - - - 0.00M
Non recurring - - - - 0.00M
Other items - - - - 0.00M
Income tax expense 429.00M 140.00M -125.00M 37.00M 363.00M
Total revenue 10212.00M 8880.00M 9187.00M 8878.00M 9063.00M
Total operating expenses 9043.00M 8455.00M 9576.00M 8343.00M 7731.00M
Cost of revenue - - - - 7463.00M
Total other income expense net - 77.00M 163.00M 63.00M -107.00M
Discontinued operations - - -13.00M -4.00M 205.00M
Net income from continuing ops 925.00M 424.00M -264.00M 498.00M 969.00M
Net income applicable to common shares 832.00M 347.00M -427.00M 435.00M 1076.00M
Preferred stock and other adjustments - - - - 0.00M
Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Total assets 35026.00M 34083.00M 33449.00M 29694.00M 29286.00M
Intangible assets 802.00M 588.00M - 272.00M 235.00M
Other current assets 8251.00M 8582.00M 7899.00M 6561.00M 6067.00M
Total liab 27977.00M 27583.00M 26893.00M 23340.00M 22576.00M
Total stockholder equity 6650.00M 6163.00M 6246.00M 6077.00M 6404.00M
Deferred long term liab 3340.00M 2916.00M 2745.00M 2653.00M 2628.00M
Other current liab 8420.00M -2324.00M -1534.00M -1435.00M -1482.00M
Common stock 7264.00M 7362.00M 7353.00M 6568.00M 6569.00M
Capital stock 7243.00M 7362.00M 7353.00M 6568.00M 6569.00M
Retained earnings -638.00M -1202.00M -1120.00M -521.00M -211.00M
Other liab 7475.00M 7769.00M 7951.00M 6687.00M 6254.00M
Good will 2830.00M 2823.00M 3220.00M 2862.00M 2863.00M
Other assets 4099.00M 13894.00M 14164.00M 12878.00M 11284.00M
Cash 474.00M 350.00M 326.00M 405.00M 538.00M
Total current liabilities 17940.00M 2324.00M 1534.00M 1435.00M 1482.00M
Net debt 1665.00M 2198.00M 2246.00M 1776.00M 1542.00M
Short term debt - 74.00M 79.00M 82.00M 0.00M
Short long term debt - - - 1526.00M 0.00M
Short long term debt total - 2548.00M 2572.00M 2181.00M 2080.00M
Other stockholder equity 24.00M -21.00M -20.00M -19.00M -2.00M
Property plant equipment 591.00M 592.00M 610.00M 663.00M 181.00M
Total current assets 14595.00M 4930.00M 4680.00M 4549.00M 4626.00M
Long term investments 10950.00M 11256.00M 10775.00M 8470.00M 10097.00M
Net tangible assets 3018.00M 2752.00M 3026.00M 2943.00M 3306.00M
Short term investments - 588.00M 1672.00M 1981.00M 1131.00M
Net receivables 4991.00M 4580.00M 4354.00M 4144.00M 4088.00M
Long term debt 2139.00M 2019.00M 1987.00M 1526.00M 2080.00M
Inventory - - - - 0.00M
Accounts payable 8111.00M 2250.00M 1455.00M 1353.00M 1482.00M
Total permanent equity - - - - 0.00M
Noncontrolling interest in consolidated entity - - - - 0.00M
Temporary equity redeemable noncontrolling interests - - - - 0.00M
Accumulated other comprehensive income - 3.00M 13.00M 30.00M 46.00M
Additional paid in capital - - - - 0.00M
Common stock total equity - - - - 0.00M
Preferred stock total equity - - - - 0.00M
Retained earnings total equity - - - - 0.00M
Treasury stock - - - - 0.00M
Accumulated amortization - - - - 0.00M
Non currrent assets other - -15259.00M -14605.00M -12267.00M -13376.00M
Deferred long term asset charges - - - - 0.00M
Non current assets total - 15259.00M 14605.00M 12267.00M 13376.00M
Capital lease obligations 497.00M 529.00M 585.00M 655.00M 0.00M
Long term debt total - - - - 0.00M
Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Investments 27.00M -1426.00M -2409.00M 968.00M 668.00M
Change to liabilities 315.00M -120.00M -94.00M -209.00M -91.00M
Total cashflows from investing activities 394.00M -1459.00M -2418.00M 1568.00M 1075.00M
Net borrowings -5.00M -7.00M 375.00M -625.00M 97.00M
Total cash from financing activities -437.00M -526.00M 516.00M -1323.00M -1319.00M
Change to operating activities -992.00M -190.00M 1955.00M 10.00M -156.00M
Net income 832.00M 347.00M -427.00M 435.00M 1076.00M
Change in cash 415.00M -1091.00M -293.00M 624.00M 353.00M
Begin period cash flow 938.00M 2029.00M 2322.00M 1698.00M 1345.00M
End period cash flow 1353.00M 938.00M 2029.00M 2322.00M 1698.00M
Total cash from operating activities 452.00M 899.00M 1610.00M 381.00M 589.00M
Issuance of capital stock - - 764.00M - -
Depreciation 135.00M 122.00M 235.00M 169.00M 118.00M
Other cashflows from investing activities - - - - 0.00M
Dividends paid -270.00M -519.00M -292.00M -779.00M -952.00M
Change to inventory - - - - 0.00M
Change to account receivables - - - - 0.00M
Sale purchase of stock -122.00M - 457.00M - -465.00M
Other cashflows from financing activities -40.00M 226.00M 126.00M 81.00M 448.00M
Change to netincome 112.00M 723.00M -76.00M -42.00M -410.00M
Capital expenditures 0.00M 0.00M 0.00M 0.00M 0.00M
Change receivables - - - - 0.00M
Cash flows other operating - - - - 0.00M
Exchange rate changes - - - - 0.00M
Cash and cash equivalents changes - - - - 0.00M
Free cash flow 452.00M 899.00M 1610.00M 381.00M 589.00M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Property & Casualty

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
IAUGF
Insurance Australia Group Limited		 -
-%		 5.38 16.45 14.31 1.04 1.94 1.06
CB
Chubb Ltd		 2.37
0.64%		 372.70 12.11 11.83 2.13 1.75 2.45
PGR
Progressive Corp		 1.76
0.75%		 235.29 11.10 13.55 1.41 3.74 1.50
TKOMF
Tokio Marine Holdings Inc.		 -
-%		 3.53 28.94 12.24 0.01 1.87 1.61
TKOMY
Tokio Marine Holdings Inc		 -
-%		 3.72 28.73 12.25 0.01 1.87 1.61

Profile*

Insurance Australia Group Limited

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, personal liability, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online, brokers, agents, authorized representatives and partners, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.

Tower Two, Sydney, NSW, Australia, 2000

61 2 9292 9222

https://www.iag.com.au

Name Title Year Born
Mr. Nicholas B. Hawkins B.Com., BCom, CA, F.C.A., FCA MD, CEO & Exec. Director 1968
Ms. Michelle McPherson BBUS(ACCT.), CA, GAICD Group Chief Financial Officer NA
Mr. Neil Morgan B.Sc. Chief Operating Officer NA
Mr. Peter John Horton Group Gen. Counsel & Company Sec. NA
Ms. Christine Stasi B.A. Group Exec. of People, Performance & Reputation NA
Mr. Timothy Paul Plant AMP, B.Agr Sc, B.Sc., Grad. Dip., M.B.A., MBA Chief Insurance & Strategy Officer 1966
Mr. Peter John Taylor B.Com. Group Chief Risk Officer NA
Ms. Amanda G. Whiting Chief Exec. of New Zealand NA
Ms. Julie Batch Group Exec. of Direct Insurance Australia NA
Mr. Jarrod Hill Group Exec. of Intermediated Insurance Australia NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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