The FUTR Corporation (TSXV: FTRC) (OTCQB: FTRCF) (FSE: QA20) announced on November 11, 2026, that Teddy Auto Group has become its first auto dealer partner for FUTR Agent Leads, a service launched November 4, 2026. The programme uses FUTR's payment data and the FUTR Agent App™ to identify dealer customers ready to refinance or trade in their vehicles. Investors may be watching whether this partnership can drive broader adoption across FUTR's network of approximately 180 active U.S. auto dealerships.

Key Points

  • The FUTR Corporation (TSXV: FTRC) (OTCQB: FTRCF) (FSE: QA20)
  • Teddy Auto Group — operator of four New York dealerships — is the first auto dealer to use FUTR Agent Leads, as announced November 11, 2026
  • Dealers earn FUTR Tokens by enrolling new customers on FUTR Payments and can spend those tokens to unlock leads, potentially reducing customer acquisition cost to zero
  • The company expects additional dealer partners to follow in the fourth quarter of 2026 and plans to report results as they become available

How FUTR Agent Leads Works for Teddy Auto Group

FUTR Payments processes car loan payments every week or two, giving the company visibility into whether payments clear, their timing relative to payday, and how quickly loans are shrinking — data that a standard credit report does not capture. Using this information, FUTR identifies Teddy Auto Group customers who may qualify for a lower rate or have sufficient equity to trade in. The FUTR Agent App™ then proactively contacts those customers to gauge interest before the dealer's own sales team follows up, the release states.

Three Lead Categories and the FUTR Token Model

The release describes three lead types available to dealers: credit improvement leads for on-time payers still carrying high interest rates, equity-built leads for customers whose vehicles may be worth more than the remaining loan balance, and risk-mitigation leads for customers whose payments have begun to show irregularity. All leads are drawn exclusively from a dealer's own FUTR Payments customers who have consented to share their information. Dealers earn FUTR Tokens for each new FUTR Payments enrolment and can apply those tokens to unlock leads, with the company disclosing that sufficient token accumulation could bring customer acquisition cost to zero.

Strategic Shift from Distribution Channel to Dealer Partner

FUTR describes this programme as a repositioning of its dealer relationships. Previously, the release states, dealers functioned primarily as a channel through which FUTR reached consumers, with limited ongoing engagement after a sale. FUTR Agent Leads is designed to give dealers a continuing incentive to use the platform by returning actionable intelligence on their existing customer base. The company also indicated plans to provide dealers with a business agent feature that briefs salespeople on each identified customer and allows them to practise outreach calls, though the release did not disclose a specific launch date for that feature.