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Bendigo and Adelaide Bank Ltd

Company price
105.5 AUD 0.00(0%)
Last update at 2026-11-11T04:50:00Z
Market Cap
0.00M

Momentum Score

…

Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. It operates through Consumer, Business and Agribusiness, and Corporate segments. The company offers transaction and savings account; term deposit; managed funds; share trading; margin lending; and private banking services. It also provides home and personal loans, as well as business loans, equipment finance, and foreign exchange; credit and debit cards; personal insurance; travel and holiday products; and financial advice services. In addition, the company offers EFTPOS and payment services, agribusiness solutions, and private banking; residential, business, rural and commercial lending; payments services, wealth management, margin lending, treasury, and foreign exchange services. It operates under the Bendigo Bank, Up, Leveraged, and Community Enterprise Foundation brands. The company was founded in 1858 and is headquartered in Bendigo, Australia.

Source: TradingView
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Day Price Range
105.50
Low
105.50
High
52 Week Price Range
98.91
Low
106.07
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Bendigo and Adelaide Bank is an Australian retail and commercial bank providing deposits, mortgages, SME lending, wealth and payment services through a regional branch and community banking network. Long-term growth drivers include mortgage and SME loan growth, expansion of wealth and insurance services and digital investment, which may support fee diversification and customer retention.

Key risks include credit losses from residential and SME exposures, margin sensitivity to interest-rate changes, competitive pressure from major banks and fintech, and regulatory or macroeconomic downturns in Australia.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
105.50
Dividend Yield
0.59%
Revenue TTM
1915.60M
Revenue Per Share
3.39
Gross Profit TTM
1915.60M
Debt / Equity
-
ROE
-1.21%
Net Debt
10211.60M
ROCE
-
Diluted EPS TTM
-

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Income before tax 105.30M 797.20M 724.80M 701.40M 753.70M
Net income -97.10M 545.00M 497.00M 488.10M 524.00M
Selling general administrative 107.30M 108.50M 89.20M 55.20M 88.20M
Reconciled depreciation 120.50M 111.80M 102.80M 99.20M 100.20M
Interest expense 3341.00M 3102.60M 1766.00M 332.50M 445.30M
Tax provision 202.40M 252.20M 227.80M 213.30M 229.70M
Interest income 4988.90M 4738.70M 3406.80M 1745.30M 1867.80M
Net interest income 1647.90M 1636.10M 1640.80M 1412.80M 1422.50M
Total revenue 1914.90M 2016.60M 1896.70M 1673.10M 1785.20M
Net income from continuing ops -97.10M 545.00M 497.00M 488.10M 524.00M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Total assets 103218.90M 98187.90M 98479.70M 95239.60M 86577.20M
Intangible assets 442.10M 382.30M 314.40M 280.80M 194.40M
Total liab 96548.60M 91153.90M 91629.00M 88527.70M 80223.70M
Total stockholder equity 6670.30M 7034.00M 6850.70M 6711.90M 6353.50M
Capital stock 5203.40M 5231.30M 5240.50M 5219.50M 5049.50M
Retained earnings 1328.20M 1762.00M 1567.30M 1386.50M 1166.00M
Good will 988.00M 1527.50M 1527.50M 1527.50M 1437.50M
Cash 1083.20M 1887.70M 6691.40M 3165.00M 5528.60M
Net debt 10211.60M 8772.30M 6517.80M 9900.00M 7090.90M
Long term investments 9203.90M 10968.70M 7145.40M 9907.00M 3952.70M
Accounts payable 458.20M 476.00M 287.20M 31.30M 51.10M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Investments - -52.10M -596.10M 9.70M 3.60M
Net borrowings 0.00M - - - -
Net income -97.10M 545.00M 497.00M 488.10M 524.00M
Change in cash 1348.40M -6379.90M 4767.60M -3534.10M 5902.80M
Begin period cash flow 1937.90M 8317.80M 3550.20M 7084.30M 1181.50M
End period cash flow 3286.30M 1937.90M 8317.80M 3550.20M 7084.30M
Total cash from operating activities 1697.10M -5916.50M 5704.30M -3249.90M 6134.70M
Issuance of capital stock 0.30M 0.50M 0.60M 0.60M 106.50M
Dividends paid -356.20M 351.00M 290.70M 213.70M 105.30M
Sale purchase of stock -58.30M -332.40M 0.00M -8.70M -577.50M
Capital expenditures 18.30M 27.20M 30.60M 14.50M 21.00M
Free cash flow 1678.80M -5943.70M 5673.70M -3264.40M 6113.70M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
BENPI
Bendigo and Adelaide Bank Ltd
-
-%
105.50 - - - -
BEN
Bendigo and Adelaide Bank Ltd
0.15
1.39%
10.95 16.94 12.17 3.16 0.91
BENPH
Bendigo and Adelaide Bank Ltd
0.27
0.27%
102.47 107.08 - - -
BOQ
Bank of Queensland Ltd
0.10
1.42%
7.12 18.86 12.09 2.92 0.80
BOQPF
Bank of Queensland Ltd
-
-%
101.00 166.53 - - -

Profile*

Bendigo and Adelaide Bank Ltd

Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. It operates through Consumer, Business and Agribusiness, and Corporate segments. The company offers transaction and savings account; term deposit; managed funds; share trading; margin lending; and private banking services. It also provides home and personal loans, as well as business loans, equipment finance, and foreign exchange; credit and debit cards; personal insurance; travel and holiday products; and financial advice services. In addition, the company offers EFTPOS and payment services, agribusiness solutions, and private banking; residential, business, rural and commercial lending; payments services, wealth management, margin lending, treasury, and foreign exchange services. It operates under the Bendigo Bank, Up, Leveraged, and Community Enterprise Foundation brands. The company was founded in 1858 and is headquartered in Bendigo, Australia.

The Bendigo Centre, Bendigo, VIC, Australia, 3550

61 3 5445 0666

4568

Name Title Year Born
Mr. Richard Allan Fennell BEc, CA, MAICD CEO, MD & Director NA
Mr. Richard Allan Fennell BEc, CA, MAICD CEO, MD & Director NA
Mr. Andrew Robert Morgan B.Com., FCPA Chief Financial Officer NA
Mr. Bruce Speirs BCom, CA, GAICD, MBA Chief Operating Officer NA
Mr. Taso Corolis B Ec, BCom, Grad Dip Chief Risk Officer NA
Mr. Ryan Brosnahan B.Com., M.Sc. Chief Transformation Officer NA
Mr. Adam Rowse M.B.A. Chief Customer Officer of Business & Agribusiness NA
Samantha Miller Head of Investor Relations & ESG NA
James Frost Head of Public Relations NA
Ms. Louise Tebbutt Chief People Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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