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Home CompaniesInsurance Australia Group Ltd

Insurance Australia Group Ltd

Financial Services Insurance - Property & Casualty
PortfolioPortfolio WatchlistWatchlist
Company price
8.91 AUD 0.06 ( 0.68%)
Last update at 2026-11-06T06:17:00Z
VOLUME
4213495
Market Cap
20702.00M

Momentum Score

…

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. The company offers short-tail insurance products, including motor vehicle; home and contents; lifestyle and leisure comprising boat, veteran and classic car, and caravan; pet; business packages; farm and crop; commercial property; construction and engineering; and commercial and fleet motor. It also provides long-tail insurance products, such as professional indemnity; compulsory third party, including motor injury liability; workers' compensation; directors' and officers' liability; public and products liability; and commercial liability insurance. It offers its products under the NRMA Insurance, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, and Lumley Insurance brand names. It sells its products through branches and agencies, call centers, online, insurance brokers, authorized representatives, motor dealerships, and financial institutions. The company was formerly known as NRMA Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is headquartered in Sydney, Australia.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
8.89
Low
9.00
High
52 Week Price Range
6.23
Low
8.96
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Insurance Australia Group (IAG) is a leading general insurer in Australia and New Zealand offering personal and commercial property and motor coverage. Long-term growth may be supported by pricing discipline, digital distribution and cost efficiencies across its diversified markets. Scale, well-known brands and an emphasis on capital management appear to support more predictable underwriting outcomes.

Material risks include large natural catastrophe losses and claims inflation, underwriting and reserve shortfalls, competitive and regulatory pressure on pricing, and sensitivity to investment returns and reinsurance costs.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
8.85
Dividend Yield
3.59%
Revenue TTM
19154.00M
Revenue Per Share
8.13
Gross Profit TTM
3011.00M
Debt / Equity
0.45
ROE
15.57%
Net Debt
1196.00M
ROCE
7.89%
Diluted EPS TTM
-1.92

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Income before tax 1739.00M 2213.00M 1491.00M 1354.00M 564.00M
Minority interest - -176.00M -135.00M -99.00M -77.00M
Net income 1022.00M 1359.00M 898.00M 832.00M 347.00M
Selling general administrative - 13122.00M 206.00M 230.00M 169.00M
Gross profit 3639.00M 15063.00M 15994.00M 8817.00M 7574.00M
Reconciled depreciation - 220.00M 200.00M 268.00M 139.00M
Ebit 1929.00M 2405.00M 1676.00M 931.00M 255.00M
Ebitda 2158.00M 2625.00M 1876.00M 1116.00M 394.00M
Depreciation and amortization 229.00M 220.00M 200.00M 185.00M 139.00M
Operating income 1739.00M 2405.00M 15788.00M 931.00M 255.00M
Other operating expenses 17626.00M 12769.00M 206.00M 7318.00M 6917.00M
Interest expense 190.00M 192.00M 185.00M 145.00M 93.00M
Tax provision - 678.00M 458.00M 429.00M 140.00M
Interest income - - - 409.00M 179.00M
Net interest income - -192.00M -185.00M -209.00M -93.00M
Extraordinary items - - - - 0.00M
Income tax expense 522.00M 678.00M 458.00M 429.00M 140.00M
Total revenue 19365.00M 14762.00M 15994.00M 8817.00M 7574.00M
Total operating expenses 1900.00M 13070.00M 206.00M 7318.00M 6917.00M
Cost of revenue 15726.00M -301.00M -331.00M - -
Total other income expense net - -192.00M -14297.00M 1354.00M 564.00M
Net income from continuing ops - 1535.00M 1033.00M 1399.00M 424.00M
Net income applicable to common shares - 1359.00M 898.00M 832.00M 347.00M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total assets 27599.00M 26309.00M 25617.00M 35026.00M 34083.00M
Intangible assets 1498.00M 1088.00M 947.00M 1961.00M 1618.00M
Other current assets - - 9088.00M 8251.00M 13894.00M
Total liab 19755.00M 18523.00M 18500.00M 2139.00M 2055.00M
Total stockholder equity 7232.00M 7329.00M 6660.00M 6626.00M 6184.00M
Deferred long term liab - - - 3340.00M 2916.00M
Other current liab -85.00M - 118.00M -2497.00M -2324.00M
Common stock 6599.00M - 6836.00M 7264.00M 7386.00M
Capital stock - 6753.00M 6815.00M 7243.00M 7362.00M
Retained earnings 770.00M 483.00M -195.00M -638.00M -1202.00M
Other liab - - - 7475.00M 8078.00M
Good will 2880.00M 2824.00M 2811.00M 2830.00M 2823.00M
Other assets - - - 28291.00M 28112.00M
Cash 2047.00M 703.00M 1841.00M 1353.00M 938.00M
Cash and equivalents - - - 474.00M 350.00M
Total current liabilities - - 1171.00M 2497.00M 2324.00M
Net debt 1196.00M 1853.00M 1096.00M 1283.00M 1610.00M
Short term debt 85.00M - 70.00M 74.00M 74.00M
Short long term debt total 3243.00M - 2937.00M 2636.00M 2548.00M
Other stockholder equity -55.00M - -21.00M -6626.00M -6184.00M
Property plant equipment - - - 591.00M 592.00M
Total current assets 9505.00M - 9088.00M 1353.00M 938.00M
Long term investments - 13460.00M 12891.00M 10950.00M 11256.00M
Net tangible assets - - - 3018.00M 2752.00M
Short term investments - - -1210.00M 882.00M 588.00M
Net receivables 7458.00M 586.00M 822.00M 5648.00M 4580.00M
Long term debt - 2556.00M 2499.00M 2139.00M 2019.00M
Inventory - - -1453.00M - -
Accounts payable - 844.00M 983.00M 2423.00M 2250.00M
Accumulated other comprehensive income -82.00M - 40.00M 45.00M 3.00M
Non currrent assets other 532.00M - 11219.00M -5382.00M -5033.00M
Non current assets total 18094.00M - 16529.00M 5382.00M 5033.00M
Capital lease obligations - 401.00M 438.00M 497.00M 529.00M
Long term debt total - - - 2636.00M 2584.00M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Investments - 38.00M -628.00M 583.00M -1426.00M
Change to liabilities - - - 315.00M -120.00M
Total cashflows from investing activities -352.00M 38.00M -628.00M 394.00M -1459.00M
Net borrowings - 46.00M 373.00M -5.00M -7.00M
Total cash from financing activities -843.00M -982.00M -682.00M -437.00M -526.00M
Change to operating activities - - - -992.00M -190.00M
Net income 1022.00M 1359.00M 898.00M 832.00M 347.00M
Change in cash -206.00M 412.00M 488.00M 415.00M -1091.00M
Begin period cash flow 2253.00M 1841.00M 1353.00M 938.00M 2029.00M
End period cash flow 2047.00M 2253.00M 1841.00M 1353.00M 938.00M
Total cash from operating activities 1042.00M 1352.00M 1800.00M 452.00M 899.00M
Depreciation 229.00M - 200.00M 135.00M 122.00M
Other cashflows from investing activities - 38.00M -637.00M 394.00M -1459.00M
Dividends paid 733.00M -862.00M -460.00M 270.00M 468.00M
Sale purchase of stock -262.00M -84.00M -443.00M -122.00M -122.00M
Other cashflows from financing activities -196.00M -82.00M -77.00M -167.00M 175.00M
Change to netincome - - - 112.00M 723.00M
Capital expenditures 1042.00M 0.00M 637.00M 0.00M 0.00M
Change in working capital 1028.00M 127.00M 971.00M -1845.00M -1723.00M
Stock based compensation - - 20.00M 9.00M 15.00M
Other non cash items -1237.00M 1225.00M -289.00M -524.00M 415.00M
Free cash flow - 1352.00M 1163.00M 452.00M 899.00M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Property & Casualty

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
IAG
Insurance Australia Group Ltd		 0.06
0.68%		 8.91 - 16.58 1.08 0.61 1.34
QBE
QBE Insurance Group Limited		 0.86
3.32%		 26.75 12.68 16.42 2.06 2.31 1.45
SUN
Suncorp Group Ltd		 0.22
1.10%		 20.29 21.13 16.69 1.41 2.00 1.47
TWR
Tower Ltd		 0.01
0.59%		 1.71 11.30 9.96 0.96 2.27 1.20
IAGPE
Insurance Australia Group Ltd		 -
-%		 105.00 - - - - -

Profile*

Insurance Australia Group Ltd

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. The company offers short-tail insurance products, including motor vehicle; home and contents; lifestyle and leisure comprising boat, veteran and classic car, and caravan; pet; business packages; farm and crop; commercial property; construction and engineering; and commercial and fleet motor. It also provides long-tail insurance products, such as professional indemnity; compulsory third party, including motor injury liability; workers' compensation; directors' and officers' liability; public and products liability; and commercial liability insurance. It offers its products under the NRMA Insurance, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, and Lumley Insurance brand names. It sells its products through branches and agencies, call centers, online, insurance brokers, authorized representatives, motor dealerships, and financial institutions. The company was formerly known as NRMA Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is headquartered in Sydney, Australia.

Tower Two Darling Park, Sydney, NSW, Australia, 2000

61 2 9292 9222

https://www.iag.com.au

11234

Name Title Year Born
Mr. Nicholas B. Hawkins B.Com., BCom, CA, F.C.A., FCA MD, CEO & Exec. Director 1968
Ms. Michelle McPherson BBUS(ACCT.), CA, GAICD Group Chief Financial Officer NA
Mr. Neil Morgan B.Sc. Chief Operating Officer NA
Mr. Peter John Horton Group Gen. Counsel & Company Sec. NA
Ms. Christine Stasi B.A. Group Exec. of People, Performance & Reputation NA
Mr. Timothy Paul Plant AMP, B.Agr Sc, B.Sc., Grad. Dip., M.B.A., MBA Chief Insurance & Strategy Officer 1966
Mr. Peter John Taylor B.Com. Group Chief Risk Officer NA
Ms. Amanda G. Whiting Chief Exec. of New Zealand NA
Ms. Julie Batch Group Exec. of Direct Insurance Australia NA
Mr. Jarrod Hill Group Exec. of Intermediated Insurance Australia NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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