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Insurance Australia Group Ltd

Company price
105.0 AUD 0.00(0%)
Last update at 2026-11-06T05:10:00Z
VOLUME
2502
Market Cap
0.00M

Momentum Score

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Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. The company's short-tail insurance products include motor vehicle; home and contents; lifestyle and leisure, including boat, veteran and classic car, and caravan; business packages; farm; commercial motor; commercial property; fleet motor; construction and engineering; rural; marine; and niche insurance, such as pleasure craft, boat, and caravan. It also provides long-tail insurance products, including professional indemnity; compulsory third party, including motor injury liability; workers' compensation; directors' and officers' liability; public and products liability; and commercial liability insurance. It sells its products through branches and agencies, call centers, online, insurance brokers, authorized representatives, motor dealerships, and financial institutions under the NRMA Insurance, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, and Lumley Insurance brand names. The company was formerly known as NRMA Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is headquartered in Sydney, Australia.

Source: TradingView
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Day Price Range
105.00
Low
105.40
High
52 Week Price Range
97.91
Low
105.89
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Insurance Australia Group Ltd is a major general insurer in Australia and New Zealand offering personal and commercial property, motor and specialty insurance through brands such as NRMA, CGU and WFI. Long-term growth may be supported by pricing discipline, digital distribution, portfolio diversification and reinsurance, and investors may find its scale and market share attractive for stable underwriting cash flow.

Material risks include heightened frequency and severity of natural catastrophes and climate-related losses, reserve adequacy and reinsurance cost volatility, regulatory and pricing pressure, and sensitivity to investment returns.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
105.00
Dividend Yield
0.29%
Revenue TTM
18257.00M
Revenue Per Share
7.73
Gross Profit TTM
2989.00M
Debt / Equity
-
ROE
15.74%
Net Debt
1853.00M
ROCE
-
Diluted EPS TTM
-

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Income before tax 2213.00M 1491.00M 1354.00M 564.00M -389.00M
Minority interest -176.00M -135.00M -93.00M -77.00M -150.00M
Net income 1359.00M 898.00M 832.00M 347.00M -427.00M
Selling general administrative 13122.00M 12982.00M 230.00M 169.00M 386.00M
Reconciled depreciation 220.00M 200.00M 185.00M 139.00M 267.00M
Interest expense 794.00M 185.00M 145.00M 93.00M 89.00M
Tax provision 678.00M 458.00M 429.00M 140.00M -125.00M
Interest income - - 409.00M 179.00M 148.00M
Net interest income -794.00M -185.00M -145.00M -93.00M -89.00M
Total revenue 14902.00M 13706.00M 10212.00M 8880.00M 9187.00M
Total operating expenses 12909.00M 12415.00M 9043.00M 8455.00M 9843.00M
Total other income expense net 16776.00M 15425.00M - - -
Net income from continuing ops 1535.00M 1033.00M 925.00M 424.00M -264.00M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Total assets 26309.00M 25617.00M 35026.00M 34083.00M 33449.00M
Intangible assets 1088.00M 947.00M 802.00M 588.00M -
Total liab 18523.00M 18500.00M 27977.00M 27583.00M 26893.00M
Total stockholder equity 7329.00M 6660.00M 6650.00M 6163.00M 6246.00M
Capital stock 6753.00M 6815.00M 7243.00M 7362.00M 7353.00M
Retained earnings 483.00M -195.00M -638.00M -1202.00M -1120.00M
Good will 2824.00M 2811.00M 2830.00M 2823.00M 3220.00M
Cash 703.00M 631.00M 474.00M 350.00M 326.00M
Net debt 1853.00M 1868.00M 1665.00M 1669.00M 1661.00M
Long term investments 13460.00M 12891.00M 10950.00M 11256.00M 10775.00M
Net receivables 586.00M 822.00M 4843.00M 4155.00M 3920.00M
Long term debt 2556.00M 2499.00M 2139.00M 2019.00M 1987.00M
Accounts payable 844.00M 983.00M 2423.00M 2250.00M 1455.00M
Capital lease obligations 401.00M 438.00M 497.00M 529.00M 585.00M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Investments 42.00M -628.00M 394.00M -1459.00M -2418.00M
Net borrowings 46.00M - - - -
Total cash from financing activities -982.00M -682.00M -437.00M -526.00M 516.00M
Net income 1359.00M 898.00M 832.00M 347.00M -427.00M
Change in cash 408.00M 490.00M 409.00M -1086.00M -292.00M
Begin period cash flow 1841.00M 1353.00M 938.00M 2029.00M 2322.00M
End period cash flow 2253.00M 1841.00M 1353.00M 938.00M 2029.00M
Issuance of capital stock - - - - 764.00M
Dividends paid -862.00M 537.00M 310.00M 519.00M 292.00M
Sale purchase of stock -84.00M -443.00M -122.00M - -
Capital expenditures 0.00M 0.00M 0.00M 0.00M 0.00M
Free cash flow 1352.00M 1800.00M 452.00M 899.00M 1610.00M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Property & Casualty

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
IAGPE
Insurance Australia Group Ltd
-
-%
105.00 - - - -
QBE
QBE Insurance Group Limited
0.86
3.32%
26.75 12.68 16.42 2.06 2.31
SUN
Suncorp Group Ltd
0.22
1.10%
20.29 21.13 16.69 1.41 2.00
IAG
Insurance Australia Group Ltd
0.06
0.68%
8.91 - 16.58 1.08 0.61
TWR
Tower Ltd
0.01
0.59%
1.71 11.30 9.96 0.96 2.27

Profile*

Insurance Australia Group Ltd

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. The company's short-tail insurance products include motor vehicle; home and contents; lifestyle and leisure, including boat, veteran and classic car, and caravan; business packages; farm; commercial motor; commercial property; fleet motor; construction and engineering; rural; marine; and niche insurance, such as pleasure craft, boat, and caravan. It also provides long-tail insurance products, including professional indemnity; compulsory third party, including motor injury liability; workers' compensation; directors' and officers' liability; public and products liability; and commercial liability insurance. It sells its products through branches and agencies, call centers, online, insurance brokers, authorized representatives, motor dealerships, and financial institutions under the NRMA Insurance, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, and Lumley Insurance brand names. The company was formerly known as NRMA Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is headquartered in Sydney, Australia.

Tower Two Darling Park, Sydney, NSW, Australia, 2000

61 2 9292 9222

Name Title Year Born
Mr. Nicholas B. Hawkins B.Com., CA, F.C.A. MD, CEO & Executive Director 1968
Mr. Neil Morgan B.Sc. Chief Operating Officer NA
Ms. Christine Stasi B.A. Group Executive of People, Performance & Reputation NA
Ms. Julie Batch CEO of NRMA Insurance NA
Mr. Jarrod Hill CEO of CGU & WFI NA
Mr. Peter John Taylor B.Com. Group Chief Risk Officer NA
Ms. Amanda G. Whiting Chief Executive of New Zealand NA
Mr. William Rufus Benjamin McDonnell Chief Financial Officer 1973
Ms. Amanda Wallace Head of Corporate Communications NA
Mr. Darren O'Connell Executive General Manager of Underwriting NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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